FERS Disability Retirement from OPM: Good to be Wrong

Every Federal Disability Retirement application contains some problems.  The ones which don’t — and they are few and far between — are what some call that rare “slam dunk case”.  But when it is characterized as such, the honest attorney — and the undersigned author of this blog considers himself such — simply tells the caller:  “Gather your medical records; fill out the forms and submit the packet; you don’t need a lawyer.”

All other type of cases have inherent problems, which comes with the territory.  For, when you deal with an agency which neither applies the law, nor is unbiased in its review and evaluation of each case; and, where the Agency believes that the money it is saving is tantamount to a protection of the evaluator’s personal bank account — well, you know and can guess what happens.

As every case is problematic, so every case has to be fought for.  A lifetime Federal Annuity (well, somewhat, as it is actually only until age 62, and then the Federal Disability Annuity is recalculated based upon the total number of years of service, including the time spent on FERS Disability Retirement) is not something that is easily given up by the U.S. Office of Personnel Management or the Federal Government; as such, it must be fought for.

This FERS Disability Attorney — the author of this blog — fights on behalf of his clients throughout all 3 stages of the process.  Other firms will often charge for each stage separately, or only for the first 2 stages, then abandons the client after that.

In having represented many, many clients over many years, one gets a “sense” of whether a Federal Disability Retirement case will be approved at the First Stage of the process, or whether there will be a “fight” and it will take either the Reconsideration Stage or the MSPB before a “win” is acquired.  Yet, there have been many, many cases when this attorney has also been wrong about this alleged “Sixth Sense” on any given case, and where OPM approved the case at the First Stage, even when the case is not overwhelming strong.

In such cases, it is good to be wrong.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Law: The Reason Why

It all began in childhood — of the question voiced; of the curiosity engendered; of the simple: Why?

It applies to everything in the world, and it confounds parents and teachers, not only because the single word-question deserves an answer, but because it tests the knowledge — and patience — of the queried one.  Age-appropriateness often determines the depth of the answer required; and the extent of curiosity uncovers the seriousness of the query itself.

Why is grass green?  Why do dogs bark?  Why does rain drop from the sky?

Some may answer every query with a nonsensical circularity just to get rid of the question, such as: “Just Because that’s the way it has always been”.  Of course, such an answer neither responds properly to the question, nor satisfies the child who asks the question, and as the child grows older, will either wither in his or her diminished enthusiasm of wonder, or go elsewhere to obtain a more satisfactory response.

If a parent does not possess the knowledge to respond, the better answer would be: “I have often asked that myself!  I don’t know the answer to that, but let’s go to a reliable source and find out, together, what the answer to that fascinating question is!”  And with that question in hand, you can go to an encyclopedia, a dictionary, or some other source — from a hard copy of a book (wow — isn’t that an outdated thought!) to an online source of dependability — and satisfy a child’s wonder of curiosity.

For, the reason why is always just the beginning to an answer beyond, which is a perpetual and never-ending process for a curious mind; and in the end, the question of “why” is merely the beginning, and never the end, and it is the process of engaging the world in acquiring knowledge which is the important “thing” to consider.

For Federal employees and U.S. Postal workers who are contemplating an end to one’s Federal or Postal career because of a chronic medical condition which prevents the Federal employee from performing all of the essential elements of one’s Federal or Postal position, there are going to be many “whys” throughout the process.

Why is the application insufficient to meet the legal criteria?  Why must X be submitted?  Why must Y accompany the application?

Satisfying the many “whys” of your application is important to complete the application properly.  The questioning and the reasoning given, as in the former days of your childhood when you were curious as to all of the various “whys” of the world, remain crucial in order to meet the legalities involved.

To answer your query of all of the “whys” in preparing, formulating and filing an effective FERS Disability Retirement application, contact a FERS Retirement Lawyer who specializes in Federal Disability Retirement Law, and consider why — and even how — you must apply the law in a Federal Disability Retirement application.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Benefits: Drifting

We all do it; or, more likely, it merely happens to us.  The importance is not so much whether we are, but whether it is towards something, or away.  If it is drifting away, without a direction towards something, then there is the danger of isolation, desolation and despair.  If it is being adrift — but with some direction and ultimately “towards” some direction or goal — then it is a positive thing, and not merely a negation and a chasm leading to nothingness.

We cannot — all of us, every waking moment and every minute of our lives — be purposeful, goal-oriented, and with certainty of hope.  If we were, we would merely be angels and divine agents, and not the fallible human beings we are meant to be.  Don’t be so hard on yourself; for, drifting is part of life’s meanderings, and there is nothing wrong with being lost every now and again, especially when such drifting may lead us to encounters more fruitful than merely existing as the busy little beavers we are always asked to be.

When drifting is a merely an interim period, a temporary state, then it is merely a “stage before” and will likely lead to something positive.

For Federal employees, of course, as well as U.S. Postal workers (both of whom fall into the category of FERS employees) who suffer from a medical condition where the medical condition leads one adrift, consider contacting a FERS Disability Attorney when you are ready, in order to guide and direct you in the right direction, in preparing, formulating and filing an effective FERS Disability Retirement application through the U.S. Office of Personnel Management under FERS.

Drifting is good; purpose is even better; and when the drifting is over, it is a good thing to redirect your goals and obtain a Federal Disability Retirement annuity in order to redirect your priorities so that your health becomes the end-goal in the drifting period of your life.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Attorney Help: The Paralysis of Indecision

There is, on the one hand, an approach of charging forth with a decision; on the other, a more contemplative manner of considering the options, letting various arguments be heard, then taking into account the pros and cons and coming to a deliberative conclusion and decision.

Such differing approaches often reflect the personality of the decision-maker; and, of course, between the two extremes on a spectrum of decision-making approaches, there are various “middle-ground” ways.

One often hears about the need for “decisive” action, where such an approach is often viewed as more effective and enveloped with great confidence.  Military responses are often characterized by the “charge forth” approach, whereas political expediency is too often reflected in the long and tiresome “consideration of all sides” approach.

In the end, whether one takes a lengthy, deliberative approach in making a decision, or immediately issues a definitive command to perform a deed, it is the paralysis of indecision which fails to abide.

For Federal employees and U.S. Postal Service workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the paralysis of indecision often comes about because of the hope for recovery of one’s health.

And that is often a good thing.  Hope springs eternal, but when the reality of one’s medical condition becomes chronic and never-ending, the paralysis of indecision merely exacerbates and worsens.

Contact a disability attorney who specializes in Federal Disability Retirement Law, and do not allow the paralysis of indecision to keep you stuck in the quicksand of your medical condition.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement under FERS: The Value of Advice

If we could travel back in time with the knowledge we possess now, we would all be wealthy.  But then, if everyone were to travel back in time, all at the same time, the knowledge we possess would lead to acts which would alter the future from the perspective of the past.

Think about it: We all know that certain “tech” companies have soared in stock valuations.  With that knowledge, if we were to travel back in time, wouldn’t we all buy up all of the stocks, knowing that when we returned “back to the future”, we would have applied that knowledge pre-possessed?

But if everyone did that, it would diminish and de-value the worth of such stocks, and the course of human history would then have become altered. It is a conundrum without an answer. And, as human beings do not possess such retrospective wisdom, it is often a good idea to turn to those who can advise, guide and counsel as best they can.

In the field of Federal Disability Retirement Law, what would be the value of advice, counsel and experienced wisdom from an attorney who specializes in FERS Disability Retirement Law?

In considering the option of filing and fighting for Federal Disability Retirement benefits, make sure that you are hiring and paying for the advice of the attorney him/herself, and not just some law clerk or so-called “legal specialist” who purports to know about a field of expertise that only the Federal Disability Lawyer knows.

In other words, when you hire an OPM Disability Retirement Lawyer to guide you through the complex administrative process of Federal Disability Retirement Law, get the full value of advice by hiring the lawyer himself, and not the office staff.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement for Federal Workers: Skewed Perspective

For whatever reason, “objective reality” is what we are supposed to always strive for.

When did such a goal become the universal paradigm for all souls?  Is it because of the dominance of the “scientific methodology”?  Didn’t Kant abandon and solve the problem of having access to the “objective” universe around us by arguing that we can only know merely our own phenomenology of experiences, and that the “noumenal” world — that universe beyond our own self-imposing vision and sense data — is simply and literally beyond comprehension?

We all have a skewed perspective on things; the extent of such a distorted view; how and to what degree the distortion impacts our ability and capacity to maneuver through this world; how acceptable it is to others how we view the universe — these are the basis for being able to live within the skewed perspective and universe of our daily lives.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the skewed perspective may be completely out of kilter precisely because of the impact of the medical condition itself.

Consult with an experienced OPM Disability Retirement Attorney who specializes in Federal Disability Retirement Law, and consider whether or not the distortion experienced can be “righted” by preparing, formulating and filing an effective Federal Disability Retirement application under FERS.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement under FERS: Coming to Terms

It is when we avoid it that we fail to come to terms.  Often, we already “know it” — if by knowing, we mean that we were aware of the facts, that we had a sense of the “it” coming to fruition.

We somehow believe that, so long as we do not state it, or ignore it, or perhaps just refuse to ponder upon it — that then, reality doesn’t force us to come to terms with the “it”, whatever it is.  It is often a subtle psychological device, a gamesmanship of avoiding the obvious.  Major life decisions are often involved in the process of refusing to come to terms: Of the end of a marriage; of a death of a loved one; of a change in one’s circumstances; of a medical condition.

Medical conditions are often life-altering.  They force us to give up certain activities we have engaged in all of our lives; they mandate a change of dietary habits; they alter forever our own self-image.

For Federal and Postal employees who suffer from a medical condition such that the medical condition prevents you from any longer performing one or more of the essential elements of your Federal or Postal job, consider filing for Federal Disability Retirement benefits under FERS.

Before you move forward on filing a Federal Disability Retirement application, however, consult with an OPM Attorney who specializes in Federal Disability Retirement Law — for, that may be the first step in coming to terms with a future yet uncertain, but nevertheless offering some hope.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: That promising future

One doesn’t have to have been that “golden boy” to have an inkling of a promising future; there just needed to be some hope, and a taste of success.  Perhaps you came from a background where expectations were low; where higher education was a mere afterthought and nothing beyond an exclamation of gibberish and fantasy.

Was success defined by negation?  That if you didn’t do X, avoided Y and prevented Z, you were considered an anomaly and deemed as one of those who “made it”?

Yet, you exceeded; perhaps night school; whatever the cost, of however the pathway, that promising future that was never guaranteed, rarely spoken of and deliberately left silent but in the fertile imagination of a seeming dream; and the expectation of negation was met and exceeded, precisely because the goal post was never set within sight of grasping, but a mere filament that failed to light any hope of a promising future.

Yet, reality has a tendency to quash the daydreams of even butterflies, and a medical condition can alter forever the course of time and tenacity.

For Federal employees and U.S. Postal workers who once thought that a career under FERS meant a promising future for the duration of one’s life, and who never expected to be saddled with a medical condition that created a circumstance of negation, consider filing for FERS Disability Retirement.  Medical conditions tend to become that negation of hope, when in fact it may merely be an alteration of course.  Perhaps that promising future was too narrow a vision.  Maybe a change of mindset is all that is required.

Federal Disability Retirement is merely a recognition that there is an incompatibility between the medical condition suffered and the type of job one is in.  It does not mean that you cannot work; in fact, you are allowed to make up to 80% of what your former Federal position (“former” because, upon winning an approval of a FERS Disability Retirement claim from OPM, you are then separated from Federal Service) currently pays, and still continue to receive the Federal Disability Retirement annuity.

Just remember that the “promising career” was never defined by naysayers or those who lacked belief; it was always defined by your own drive, and for Federal and Postal employees whose once-promising career became curtailed by a medical condition, the “promising” part of conjunction can still be in the future.

Sincerely,

Robert R. McGill, Esquire

 

Filing for Federal Disability Retirement: The Traveling Show

Remember those amazing traveling shows?  Whether for a circus, an amusement park, of various booths and exotic people doing tricks, talents otherwise unappreciated; or, as in foreign countries, with a monkey (or two), a bear or some other intelligent species ready to perform for the gathering audience.

In modernity, they are, for the most part, erasures of history; forgotten, if barely remembered; shows that foretold of an earlier era, of a time when entertainment was scarce and anomalies fewer.  Of course, we are more sensitive to quirks of nature, as well — and find it repulsive to pay in order to stare at people with mishaps and disfigurements; and so that is perhaps a good thing, as we have a deeper collective consciousness for the feelings of others.

In a way, however, aren’t each of us somewhat of a “traveling” show?  We enter into the lives of others, “travel” through, then disappear, leaving behind memories positive or negative, departing for other destinations while separating from the sequestered lives of those we encountered, touched for a day or embraced for a fortnight.

Filing a Federal Disability Retirement application, whether under FERS, CSRS or CSRS Offset, is often likened to those antiquated “freak shows” — everyone is interested; the crowd gathers; the gossiping reverberates throughout the trembling audience in anticipation of the story’s end.  What will they say about you?  How will they remember you?

The spectacle of the uneventful; that is what so many of us now live for but for the boredom of something different.  Or, perhaps, it is likened to the Roman Coliseum where the tigers and lions were about the devour for the entertainment of the masses.

Regardless of how it is viewed, for the Federal employee or U.S. Postal worker who needs to “travel” away from the crowd of curious onlookers, it is important to prepare well and formulate accurately an effective OPM Disability Retirement application, lest the “Roman centurions” over at OPM ready their swords to slash and destroy one’s Federal Disability Retirement application, looking upon it as nothing more than another traveling show making its way through the discourse of time.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Claims: The race that wasn’t

Does it often seem as if one is in the middle of the race, but that all of the rules have been abandoned by all other participants except the one that keeps struggling — you?

The term itself has had a long history of proverbial applications and overused metaphorical usages — of the “race” against time; the “race of life”; of marathon runners, sprinters and the various specialists in the metered world of measured distances.  It is the race that wasn’t that is the one forgotten, however; of the false starts, the disqualifications, the one’s discovered to have used illegal steroids, and the villains who cut across back trails when no one was looking in order to save an extra couple of miles from being detected.

Most races are unfair; they are stacked against one from the very beginning, and the end result is almost always predetermined in one fashion or another.  Is a race that is predetermined as to the outcome of individuals to reach the finish line, truly a race at all?  Do any of us ever enter a “race”, actual, metaphorical or otherwise, and say: Well, I know I am not going to win because the rules won’t allow it, but I am going to run, anyway?

Of course, one may not have a choice in the matter; and, in that case, when the whistle is blown, the flag is brought down or the blank round of the gunshot is fired, one begins to trudge along and try one’s best.  That is how one feels when a medical condition begins to creep upon a person’s health — of the slow, insidious deterioration, where the generality of “life’s unfairness” begins to dawn upon the consciousness of one’s livelihood.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent, impede, interrupt or otherwise diminish the ability and capacity to perform all of the essential elements of one’s Federal or Postal job, it may be time to reconsider the “rules of the race”, as the metaphor is often applied, and begin to prepare, formulate and file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

As with all government bureaucracies, the U.S. Office of Personnel Management applies the “rules of the race”, and in order to qualify for the race that wasn’t, you will likely need to consult an attorney who knows all of the relevant rules of the race, including the start time, the length of the process, and what needs to be done in order to reach the finish line.

Sincerely,

Robert R. McGill, Esquire