Tag Archives: mental health opm retirement

FERS Medical Retirement: The World of Yesterday

Yesterday was the day before the medical condition made its introduction; the day prior to having to acknowledge its existence, its impacts or its chronic appearance; the day just when complaining about life’s missteps and unfairness seems now so trivial and far off the mark of justified sequences; and it is the day now in the near past, yet so distant in significance or of memories retained of better times when laughter would echo with sincere, heartfelt exuberance until today came along with the baggage of the world of yesterday.

Yesterday is the time we romanticized, of better times, more upstanding people seemed to populate the earth, and though there were still crimes committed, hearts broken and promises left unkept, nevertheless we insist that the world of yesterday was better than today, and tomorrow, bleaker yet except in small puddles of hopeful naïveté left abandoned in the palms of begging children outstretched to ask for alms of forgiveness never to be recognized except in shuttered side streets where mud, recklessness and poverty-stricken families with eyes staring vacantly from gaunt looks remain in silent alcoves of painful remorses.

The World of Yesterday is what we remember, that which we long for, and to which we direct our conversations, thus averting our eyes away from the reality of today, the ugliness of tomorrow and the hopelessness of the day after.  It is what makes us pause, justifies our procrastination and makes pudding out of venerated food items that are left on the shelves to rot and decay.

For Federal Gov. employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition now prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the World of Yesterday was when the chronic medical condition could be tolerated, hidden, ignored or “dealt with” — but we must always live in the world of today in order to prepare for the world of many tomorrows, and to do so, preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management (OPM), whether the Federal employee or Postal Service worker is under FERS, CSRS or CSRS Offset, becomes a necessity, lest the World of Yesterday consumes the World of Today and subverts the many worlds of all the tomorrows which are yet to come.

Sincerely,

Robert R. McGill, Esquire
Attorney exclusively representing Federal and Postal employees to secure their FERS Medical Retirement benefits from the U.S. Office of Personnel Management.

 

Federal Disability Retirement: The “Get-Through” Day

Everyone recognizes that Mondays are such a day — of a “get-through” day: Of survival; attending to each issue or problem without freaking out completely; of knowing that the day will be relentless, but that an end will also arrive, with hopes that minimization of residuals into the next day will allow for a better tomorrow.

The world has become, in many ways, more complex, of greater difficulties, encompassing a morass of problems to be solved.  It has become more difficult for many to “make a living”.  Once, a few generations ago, a single-income household could support a fairly comfortable living.  Today, a dual-income household is a necessity, and even that is often insufficient to attain the minimal accouterments of middle-class living.

Is it because more “stuff” is required?  All of those electronic devices and mechanical necessities — are we tacking on greater expenses in an endless cycle of consumption?

And so the Monday may pass, but it is when that “get-through” day becomes an endless summation of days after days after days such that the weekend merely becomes a short respite in order to recuperate for the next round of endless “get-through” days — when that happens, it may be time to consider filing for Federal Disability Retirement benefits under FERS.

The human body — and mind — can only withstand a certain level of stress and turmoil, and when life become a mere haberdashery of endless get-through days where each get-through day cannot anymore be gotten-through, then it is time for a change.  For Federal Government employees and U.S. Postal Service workers who can no longer get through another “get-through” day, consideration should be given to Federal Disability Retirement.

Contact an OPM Disability Attorney who specializes in FERS Employee Disability Retirement Law, and consider whether or not you can continue to get through anymore “get-through” days, when each day has become an unending cycle of such days where you can no longer get through them.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Application Denial: OPM’s Corner of Truth

The term is often applied in economics, where market “forces” represent a quantifiable share of profits and monopolies rule — that such-and-such company has “cornered” the market.  Then, of truth, but in a negative way — that no one has a corner on truth.

In a Federal Disability Retirement case, the U.S. Office of Personnel Management expresses their “corner of truth” in a denial letter — by taking selective extrapolations from medical reports and detailing (sometimes) why certain statements “prove” that a person is not disabled in a Federal Disability Retirement case; or, by asserting that there were no “deficiencies” in one’s past performance reviews; no attendance problems; no conduct issues.

It is a matter of coming up with enough proverbial “holes” in one’s Federal Disability Retirement case, then concluding that the Federal Disability Retirement applicant has “failed” to meet the “criteria” in a Federal Disability Retirement case — and these, in their totality, constitute OPM’s corner of truth.

How to counter this, and what to do to rebut OPM’s corner of truth?  By gathering additional medical documentation; applying the case-law which provides a countervailing view; creating the necessary nexus between the facts, the law, and the medical evidence, and presenting it to OPM in a sufficiently coherent manner as to change OPM’s corner of truth into a truthful tale which tabulates the totality of one’s actual case.

Contact an OPM Medical Lawyer who specializes in Federal Disability Retirement Law and make sure that OPM’s corner of truth is not the dominant quarter; for, in the end, no one has a corner on truth — but merely one of many corners.

Sincerely,

Robert R. McGill, Lawyer

 

FERS Disability Retirement: Our Collective Responsibilities

Is it a redundancy to place “our” before the “collective”?  Or, inasmuch as “our” can mean 2 or more individuals together, whereas “collective” might imply a more expansive spectrum of diffuse aggregation, that the second word “adds” something to the first?  Do we even have such a thing, and what can it mean in this day and age — of modernity where individuality and uniqueness are banished but where selfishness and the focus upon “me” abounds?

Collectivism is for the masses; for the elite, the garnered wealth and guarded possessions are carefully defined; that is why we give lip-service to capitalism but secretly desire bankruptcy and failure upon the super-wealthy.  Does a community owe us anything?  Do we owe a community our loyalty?

Say a person lives in a “town” of 5000 people — small enough to be called a town but large enough where not everyone knows everyone else by name.  Is there a “sense” of a community, and in such a community, is there an aggregation of a unified social ethos where we help our fellow neighbors out whenever the need arises?  Or, does everyone still spend more time on their Smartphones with virtual “friends” on the other side of the continent?

Workplaces are like small communities; they have all of the ingredients of a small town; of friendships developing and animosities seething; of sadness and gratitude and the entire spectrum of emotional upheavals felt; and yet, the underlying sense if isolation is so prevalent, as in every other community across the globe.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, anymore, filing for Federal Disability Retirement benefits under FERS may be the necessary next step.

Don’t think that your coworkers have a sense of “collective responsibilities” in helping you out; nor should you rely upon your Human Resource Office to possess a conscience in assisting you; unfortunately, in this era of collective isolationism, what you will likely find is a collective sense of abandonment where everyone is simply out for his or her own needs, and that is why consulting with an attorney who specializes in Federal Disability Retirement Law is the first step you should take — to protect your own self-interests, inasmuch as no one else will be looking after your interests in this world were “collective responsibilities” has been abandoned in the name of the greater good of social media.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Information: Bumps along the road

On any trip or travel, how many bumps are felt or experienced along the road?  Many are imperceptible; some are noticeable; a few may be jarring to the effect that it jolts one from the automatic-consciousness-mode of how most people remain while driving.  But what impact does the entirety of the aggregate have upon both the vehicle being driven and the individual sitting behind the wheel?

Take first those almost-imperceptible bumps — what effect do they have, over the life of a car, upon all of the parts, bolts, springs, complex computer systems, etc.?

We know that, over time, stresses and metal fatigue over many trips and upon thousands of miles of travel can result in the sudden breakup of an airplane engine, or when a catastrophic event suddenly occurs where a car stops running or a plane crumbles in mid-flight, we come to the realization that the aggregate of imperceptible bumps can, over time, cumulatively have the effect of a single jarring event.

The fact that they are ‘imperceptible’ doesn’t mean that they don’t exist, nor that they have no impact; rather, it is just that we do not perceive them.  That is the old Berkeley problem in existential philosophical discourse, is it not?  Of the following: Do mountains exist on the far side of the moon despite the fact that we do not see them?  Does perception equal existence, or merely one’s perspective upon an opinion concerning such existence?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition necessitates the effective preparation, formulation and filing of a Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the bumps along the road in the complex administrative morass of a Federal Disability Retirement process will be many and sometimes overwhelming.

Some of the proverbial ‘bumps’ may be minor and merely irritating; others, looming large and difficult to conquer.  To ensure that the ‘ride’ is smooth and relatively trouble-free, you may want to consult with an attorney who specializes in Federal Disability Retirement Law, lest the bumps along the road result in a jarring decision of denial issued by OPM.

Sincerely,

Robert R. McGill, Esquire

 

Attorney for Federal Disability Retirement claims: The tumultuous years

The tumultuous years are often remembered with a sense of awe, if not with some fondness.  The suffering endured; the turmoil experienced; even the pain sustained and seared into the consciousness of nightmares and scarred memories.  But one often looks back upon those years and reflects: I survived, and though the remembrances are a blur of activities that generously skips over the details of the suffering experienced, it was a time of enormous productivity where things were accomplished in spite of trauma of obstacles placed.

Yet, when the tumultuous years are in the “here and now”, that is not how one describes it.  It is only when it is in the distant past, when it has already been overcome, and when that proverbial “light at the end of the tunnel” has already been reached. When you are still in the thick of it, fondness of memories does not prevail, and the old adage that time heals all pain is yet tested.

For the Federal employee or U.S. Postal worker who suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it may be a necessary next step to prepare, formulate and file an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

For such a Federal or Postal employee, those “tumultuous years” are still in the here and now, and have not been overcome; and so it is understandable that you cannot yet reflect back with any sense of perspective, awe, or of fondness for those days of turmoil.  Instead, as you are still in the thick of things, the goal is to reach that end of the tunnel where the sunshine still is bright with hope for the future, and then, years later, to look back and remember, and hopefully those memories will be one with an exclamation point of having successfully met the challenge, survived it, and have put it behind you.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement under FERS & CSRS: Life erasing

In youth and early adulthood, we add; in later years, life erases.  Kids grow up and move elsewhere; vigor depletes; living spaces are downsized; mementoes once meaningful are discarded into a trash heap of forgotten memories; and health deteriorates, with diminution of lives by incremental depreciation both in appearance, worth and human value.

Life erasing is the natural decomposition of matter; the energy that we expended in bringing up our kids has now been complete, and transference of that vigor has become a permanent fixture.

Somehow, what we gave never seems to be enough, and no matter how much we tried, loved, cared for and nurtured, that part of all has separated and journeyed away, never to be sought in unenlightened venues of thoughtless abandonment.  It is as if life reaches its pinnacle, as the arc of never-ending geometric feats of engineering and technological defiance; and then it tapers, becomes warped and disappears into the far horizon.  What ever happened to those youthful dreams once embraced, promised, forever committed to, and now a dash of trailing dust left behind like so many of life’s erasing features?

Medical conditions and deteriorating health tends to symbolize that; for, as one reaches the pinnacle of an incomplete life (is it every complete, even at the point of oblivion, and do we not hang on for a moment more?), the tawdry reality is that we fear the vanishing of all that we have surrounded ourselves with, because we do not walk about this world with a mirror to appease our own insecurities.

Isn’t that why people amass great wealth; invoke power-plays to demand and command loyalty; hoard possessions as if they reflected quantifiable worth; and apply every cosmetic trick into believing that appearance of youth is the same as easing life’s erasing by concealing the decay beneath?  Why is it that such a natural deterioration is fought against, when the peaceful calm of wisdom tells us that life erasing is the easing of burdens amassed in youth and adulthood, and thus to be enjoyed?

Life erasing means that responsibilities garnered previously have now been alleviated, but instead of accepting that natural digression, we buy into the advertising colonnade that age is merely of deceptive appearances and a “mind set” that can be averted merely by acting more foolishly, accepting cosmetic alterations by stretching the wrinkles away, and taking on greater obligations for self-aggrandizement.

For Federal employees and U.S. Postal workers who are beset with medical conditions which prevent the Federal or Postal employee from extending a career chosen, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, filing for Federal Disability Retirement is actually an acceptance of the natural course of life erasing – by the proverbial course of “downsizing”, of recognizing the medical conditions impacting one’s life and pursuing Federal Disability Retirement so that life’s erasing can attain a level of focus upon a priority long ignored:  Health.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: The Trader

We all think we are the “best” at it; and, indeed, that is one of the espoused qualifications boasted by one of the major party’s candidates:  a greater deal-maker, the penultimate trader.  Such a person claims to be able to spot the jewel in the hidden crown; the uncut diamond in the quicksand of life; and the unrevealed luminosity in a universe covered in the abyss of vacuity.

We all like to think of ourselves as that great horse-trader – the one who can spot a good deal when we see it, and walk away from a sour one left unidentified for another sucker to be conned.  The problem is that our egos tend to be greater than the wisdom of our own estimation.  There is a reason why, in the United States, “self-esteem” hits records of affirmation and acknowledgement; we keep telling ourselves how great we are, and all the while others prove worth by accomplishment and sheer toil.  That used to be our lot – of toil, despair and exhaustion from hard work; now, we believe in ourselves, and so it must be so.

There was a time when trading well meant surviving for another season; fur traders, commodity exchanging and transference of goods and services – these were the substances by which lives were lived.  The introduction of money as the prevailing source of exchange placed an interrupting force within the evaluative process of trading.  For, no longer was one thing transferred by direct possessory exchange for another, but the purchasing means became dependent upon a common currency for that exchange.

We lost the “eye” for direct exchange, and instead relied upon outside sources to determine the value of goods and services; and if one acquired a greater amount of currency, then the value itself of exchanging with that currency became diminished; and thus was born the evil of inflation.  There is no inflation in a primitive economy of direct exchange; for, what is immediately needed, desired and traded for, constitutes the direct value of the currency involved.

Then, of course, there are less “material” issues for the good trader.  There are “trade-offs” which must also warrant a “good eye”, in that a person must be able to evaluate, assess and analyze current circumstances, future needs and predictability of contingencies unexpected.

That is where the good trader in a Federal Disability Retirement case comes into play.  For, the Federal employee or U.S. Postal worker who suffers from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal position, must be able to evaluate all of the vicissitudes of life’s misgivings, and make the “trade-off” between current work and career, future needs and potentialities, and engage the proper decision in moving forward (or not) in preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether under FERS, CSRS or CSRS Offset.

For, being the natural trader all of us are, and believing that our self-esteem depends upon the efficacy of our trading instincts, may not be enough to survive in this life; it often takes an evaluative methodology of acknowledging the “trade-offs” one must accept or reject, in order to survive, and the first order of a trade never to make is the one that concerns one’s own health and well-being.  For, that is an invaluable commodity which has no equivalence of worth possessed by anyone else in order to constitute a fair exchange under any circumstances, and that is why preparing, formulating and filing an effective Federal Disability Retirement application reflects the greatest trade of all.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Riddance of the debasing alloy

It is always that minor impurity which devalues the whole; “but for” the element identified as an invasive component, the rest would constitute the purity of perfections.  It is how we point fingers and bemoan the state of our own affairs; and how we make of a peripheral inconsequence the centrality of our problems.

The evil that we identify as the foundational source of a problem is merely the canard for justification, and in the end, we don’t want it to go away, but to remain as fodder to fester as the legitimate basis of an illegitimate claim.  But when it is a pervasive impurity, attached to the very essence of the composite aggregate, how do you get rid of it in the first place?  Precision by surgical selection is an impossibility; to excise it is to kill the whole, as it touches upon a vital organ which cannot be separated from the rest and residue.

In the universe of metallurgy, it is the composite attachment, interaction and interchange between various alloys which form the basis of the science itself; each possesses a characteristic unique for its particular element, yet often share traits of similarities which allows for the technician to ply the trade of forming aggregations of multiple differences into a singularity comprised by many.

In the parallel universe of people, societies, civilizations and empires, that reflection of strength through unity of diversity is merely where artifice reflects the reality of nature.  But when destructive criticism by pointing fingers at a misidentified source of impurity becomes the basis of a movement to change, then the crumbling nature of the whole begins to infect the fragile nature of each individual component, especially where independence from the other is no longer possible or practical.  In the end, riddance of the debasing alloy may not be possible, and it is often too little too late to even bother attempting a surgical separation without doing harm to the whole.

For Federal employees and U.S. Postal workers who suffer from a medical condition, however, the impurity of the singular alloy can be identified as the job itself.  It is “the job”, the position, the craft which once formed the basis of a productive “career”, but is now the impurity which harms and debases.  No longer something to look forward to, but reduced to another of the stresses of life, a surgical excision becomes necessary, and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, becomes a necessity in and of itself, in order for the rest, residue and remainder to survive.

The choice to separate the “impurity” should not be a difficult one; and while riddance of the truly debasing alloy — the medical condition itself — may not be possible for the Federal or Postal employee suffering from a chronic medical condition, at least the “other” impurities of identified stresses may be circumspectly curtailed and separated, by the mere act of preparing, formulating and filing an effective Federal Disability Retirement application through OPM.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Caution

It is the characteristic which precludes and prevents unnecessary harm, and allows for the survival instinct to flourish; yet, as with most traits, there are both positive and negative aspects to it.  Yes, the telltale signs of hesitation, trepidation in approach, care in proceeding, and sometimes outright flight, allows for the evolutionary dominance of survival of the fittest and the genetic propagation of a species on the rise.  In modernity, however, when the dangers once diverse in the State of Nature are no longer applicable, that same innate fingerprint can be the preventative modality of stunted growth.  What was once the thrust for endurance of longevity may now be the invisible thread which holds back.

Caution, as a philosophy of living, can indeed limit the potential for greater good.

Perhaps in finance, the conservative approach with steadiness of investment is the preferred methodology; in politics, the inane and incomprehensible mumblings which meander with linguistic elasticity and meaningless tropes, the pathway to elected office; and in the Federal Sector and the U.S. Postal Service, to “not make waves” may well be the quiet road to disregarded competence and allowable step-increases at expected intervals.  But sometimes life brings about change without the seeking our of disruptive interludes, and that is precisely what a medical condition does to a life of serenity and quietude.  They are life’s misgivings not asked for, and interruptions unearned.

There again, caution and hesitation go hand in hand, and making a decision about filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee is under FERS, CSRS or CSRS Offset, is but a manifestation of a character trait which may have served you well up to this point, but which may exacerbate the collaboration of an unwanted triumvirate:  work, health, and one’s future security.

Filing for Federal Disability Retirement benefits through OPM often has a daunting sense of the unknown, and that is never a positive sign for the cautious by nature.  But nature’s course may not be the best, or even the wisest, avenue in this era of modernity; for, as the trait which allowed for narrow escapes in eons past, it is also the identical essence which may have delayed the promotion, interrupted the dream, restrained the hope, and dashed the fantasy which remained as an unscented residue quashed by a desire suppressed in the first chapter of that cautionary tale called “you”.

Sincerely,

Robert R. McGill, Esquire