OPM Disability Retirement under FERS: The Why and How

Science can only ever tell us “The how”, but never the “Why”.  The latter can only be answered by an appeal to a transcendence of Being, going beyond the physical universe.

The human species possesses an inherent need for the “Why” of this world — one needs only to look at a young child who keeps asking, “Why does…” in an endless, repetitive way to realize that satisfaction of the query cannot be accommodated by mechanical explanations, but must always return to first principles, and often intrude into a spiritual realm.

Without that aspect of life, we are reduced to clusters of molecules and cellular blobs. Shakespeare disappears and love dissolves, and we devolve into evolutionary structures of pointless existence.

Logical arguments attempting to reduce everything to scientific explanations miss the point:  For, it fails to consider how the “why” came about.  Why do we even need the rules of logic?    How we come into being is always the minor premise of life; it is the “Why” which forever remains the major premise, which we all must ask and answer in seeking to live a meaningful existence.

For Federal and Postal employees suffering from a medical condition which necessitates filing for FERS Disability Retirement through the U.S. Office of Personnel Management, being befuddled as to the “How” of the process is understandable.

You likely have already answered the “Why” of the process, as in “Why has this happened”, or “Why do I need to file?”— but it is the “How” in this case —the minor premise of the process which still requires the explanation.  And that is understandable, precisely because we live in a physical universe, and more importantly, a bureaucratic world.

Contact today a FERS Disability Attorney who specializes in Federal Disability Retirement Law, and get the answers to the “How” of the retirement process, while leaving aside the “Why” of the process for the individual Federal and Postal employee to answer.

Sincerely,

Robert R. McGill
FERS Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits from the U.S. Office of Personnel Management.

 

OPM Disability Retirement: The Autopilot of Smooth Sailing

We all have a tendency of doing that — of placing the metaphorical “ship of life” on autopilot when there is smooth sailing.  Perhaps that is right — for, it takes effort and manual control when rough waters are encountered (continuing with the metaphor), but the reality is that we should be working on expected difficulties precisely when the sailing is smooth: i.e., when we have the time to attend to the anticipated difficulties.

But life is too busy; we are too exhausted to attend to those anticipated problems; and when presented with an opportunity to simply put the ship on autopilot and take a nap, we do so because we need the rest and temporary respite away from all of life’s problems.

It is all well and good for the super-wealthy to talk about how life should not be bifurcated into “work life” and “personal life”, but rather, should be seen as a Zen-like circle where both aspects are fully enjoyed (who made such an inane statement?  Hint — the owner of a monopoly who recently went into space and whose company is featured prominently in the novel and movie, “Nomadland”).

For the super-wealthy, it matters not the distinction between work and personal space; presumably, in either sphere, you are increasing your wealth and so the “personal” becomes the “work” and vice versa.

For the rest of us, we need the bifurcation — of a time away in order to reenergize our batteries.  Life is so exhausting these days that the autopilot of smooth sailing tends to dominate, and we are unable to attend to the times of rough waters.

For Federal employees and U.S. Postal workers who suffer from a medical condition and can no longer perform all of the essential elements of one’s Federal or Postal job, the “rough waters” are likely prevailing, but you do not have the energy to get off of autopilot.

That is when you need to contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law and begin to maneuver the craft caught in rough waters through the treacherous waves of the Federal Disability Retirement process.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement: The Herd Mentality

We see it on Wall Street, we observe it in the wild: Once the lead is taken, the rest follow, even if it is to run headlong over a cliff’s edge.  The herd mentality is perpetrated and perpetuated by fear and thoughtless action; of flight no matter the direction, for fear of being left behind; and without thought, for it is based upon an instinct of flight.  You see it in nature when the grazing herd suddenly takes off; or when the pecking flock becomes a dark blanket of flight.

It is the singular and unique individual who, despite the sudden pandemonium of engendered fear, remains calm in the face of danger, and takes a different course, a path beyond the herd mentality.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it is to be expected that your coworkers, supervisors, colleagues and those whom you once trusted begin to band together with a herd mentality and take the stance of “us” versus “that person”.  Being ostracized, of no longer a member of the “herd”, becomes a natural part of the bureaucratic process.  For, as someone who can no longer be part of “the team”, you become the natural enemy.

Consult with a FERS Attorney who specializes in Federal Disability Retirement, and consider being that solo individual who is no longer a member of the herd mentality, and begin preparing and formulating an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Early Retirement for Disabled Federal Workers: The empty plaque

Somehow, they only retain their meaning and significance if there is an ongoing recognition of current accomplishment and recent reinforcements.  Commemorative plaques may provide a historical context of one’s abilities and talents, and even reveal a shadow of a person’s former self; yet, they also magnify the contrast between what once was and the current state of difficulties one faces.

The “plaque” that is placed prominently on a wall, or occupies a conspicuous space on one’s desk, should never be a “dead” object.  For, once the plaque becomes a forgotten piece of history, as opposed to a mere intermediate interlude on the way to greater heights of accomplishments, it becomes a reminder of a past now irrelevant and unimportant.

Plaques should be the middle portion of a life still to be lived and not the final, indelible stamp of cessation.  Moreover, in modernity, the realization that accolades, fame and yesterday’s recognition mean little-to-nothing in this fast-paced universe where thanks are for a moment ago and resting upon one’s laurels will leave you behind quicker than quick, leaves one with a hollow feeling of trembling insecurities.

The empty plaque is the one you hope will carry you through when nothing much happens, even when you know it will not.

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the significance of the plaque becoming empty is quickly realized: Whatever accomplishments that were achieved yesterday is unimpressive to the Federal agency or the Postal Service; whatever loyalty you believed was forthcoming because of your loyalty given over so many years…well, don’t hold your breath.

In this world where commitment, loyalty and reliance upon plaques and other objects of recognition hold sway for barely a nod or a wink of time, it is best to begin thinking about yourself, and preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS offset, is the first step in recognizing that the empty plaque sitting on one’s desk or hanging upon the wall became empty once your usefulness to the agency or the Postal Service became compromised by the medical condition itself.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement for Federal Government Employees: The rate of return

At what point does the rate of return diminish to the extent that it is “no longer worth it.”?  And, what is the “it” referring to?  Is it the effort expended in contrast to the compensation received?  Is it the dividends paid upon an investment ignored?

Often, in all of the contexts just described, the focus is upon the wrong point; it is not the “end product” or the final sum that should determine the worthwhile aspect of the “rate of return”, but rather, the key term overlooked — not the “return”, but the “rate”.  One might argue that the two essentially are the same, inasmuch as the “return” (the sum received) is determined by the “rate” (the calculus that determines).  But are they?  Doesn’t it depend upon what context it is being applied to?

Certainly, when conceived of in a traditional investment category, the final sum received can be backtracked to the rate that has been applied; but what about other, more non-traditional contexts, such as friendships, work — even marriage?  Or does one never apply such cold-hearted calculations when discoursing upon the arena of human relationships?  Can we so easily drop friendships and end marriages based upon the same criteria applied in changing investment firms?

Come to think of it, our own lack of active interest is probably the single biggest reason that marriages and friendships last — because, like those investments that we allow to remain because we are too lazy to take an active interest in, many remain in marriages and friendships well beyond the love that has been lost long ago, or the affection that has waned all too subtly; for, in the end, it is our own laziness and lack of motivation that allows the fallowed pastures to let life slowly die in the uncaring tenements of thoughtless stupor.

For Federal employees and U.S. Postal workers that suffer from a medical condition, such that the medical condition begins to prevent the full performance of one’s positional duties and the essential elements of the job, the conceptual paradigm of the “rate of return” should be applied in contemplating whether or not to file for Federal Disability Retirement benefits.

Surely, the Federal Agency or the Postmaster is thinking along the same lines — is he/she getting the job done?  Can I get more out of someone else?

That is the Agency’s perspective; but what about yours?  Such questions as: Is my health going to improve by remaining?  What will the future options be: remain, resign or file for Federal Disability Retirement benefits?

If the first and second choices are no longer real options, then the third one is a necessity, as it becomes clear that the rate of return is no longer a worthwhile investment to remain in a job that clearly is destroying any semblance of one’s quality of life — and that, in the end, is what the purpose of the investment was all about to begin with.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: The Narrative Recanted

The ability to expunge, extinguish or recant is only available to the extent that memory serves us well; for, as the last veteran of a war once fought follows to a grave avoided in the skirmishes and battles long forgotten, so the discarding of memorialized narratives will survive long past, or be placed upon the dusty shelves of books unread and periodicals unsealed.

Human memory itself, of course, is fickle and fraught with errors of judgment and contextual intermingling of past vestiges, present impressions and future anticipatory angst of what should be; thus do short stories and novels of Dickensian genres magnify the perspective from a child’s memory of slights and wrongs committed.  It is when the written form is completed, that we are locked into the truth or falsity of an otherwise remembered past.

For Federal employees and U.S. Postal workers who prepare, formulate and file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, the narrative Statement of Disability as propounded, explicated and sealed on SF 3112A becomes the foundation of one’s application.  For that is where the facts, figures and featured fellowship between one’s medical condition, the work one engages in, and the nexus between the two will determine the evaluative force and analytical judgment of the Administrative Specialist at the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Once the Federal Disability Retirement application is submitted to Boyers, Pennsylvania, and a CSA Number is assigned, the content of the narrative statement is accepted and ensconced in stone; medical conditions cannot be “added”, but they can follow the course of substantive inclusion; and nor can the narrative be recanted, despite differing memories diverging from the written Statement of Disability as submitted to OPM on SF 3112A.

As such, one must take care in the preparation, formulation and filing of an OPM Disability Retirement application, for the narrative recanted must be withdrawn, but the residue of past submissions may remain in copied form in the unforgiving files of a bureaucracy which never discards anything, even unto the dustbin of history.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Identifying the Substantive Significance

We all know people who meander; whether aimlessly, or with thoughtful purpose, but in a circuitous manner belying of deliberate direction.  Instead of focusing upon the subject matter discussed, perhaps the creative impulse within constantly distracts, and so the splatter and spew of words and sentences are never formulated into a singular track from Point A to Point B, but rather, like the dow jones graph of recent phenomena, directionless outputs traversing the entire spectrum of possible ideas to touch upon.

Such creative constituents of unconventional thought processes make for interesting lives; if everyone spoke in formulations of straight methodological contents, science would rule the universe, and statistical boredom would control the monotony of the daily drone.  But recognizing the substantive core of a subject can be necessary, at crucial moments; identification, formulation and focus upon that which is significant, as opposed to peripheral matters which may be of importance in a personal manner, but irrelevant in the context of the business world or technical endeavors, cannot always be overlooked or dismissed merely for the sake of upholding creativity or charm.

The bomb expert attempting to deactivate the explosive mechanism cannot wander in thought from the task at hand; identification of that which is substantively significant must always be the primary focus of the detail, and wavering from that course of thought-process may have more than mere theoretical consequences and repercussions.

For the Federal employee and the U.S. Postal worker who suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties in the Federal agency or the U.S. Postal Service, the need to file for a Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal employee is under FERS, CSRS or CSRS Offset, requires a level of focus, concentration, and capacity to identify the core issues to be discussed, and to create the proper legal nexus which satisfies the multiple criteria required in order to meet the eligibility mandates delineated by OPM regulations and laws.

As with every endeavor of life, preparing, formulating and filing for Federal and Postal Disability Retirement benefits through OPM is never merely a logical algorithm of mathematical precision; yes, it involves a level of creativity, especially because it must inform the OPM specialist of the narrative of the medical condition and its impact upon one’s professional and personal life.  But in the end, the Federal employee and U.S. Postal worker must be able to identify the substantive significance of the facts, the law, and the coexisting intersection and interplay between the two, in formulating an effective Statement of Disability as prepared on SF 3112A.

Sincerely,

Robert R. McGill, Esquire
OPM Disability Retirement Lawyer

  

FERS & CSRS Disability Retirement: The distance marker

Highways have them; sports arenas and fields are littered with their recognizable placements; and runners rely upon them.  On highways, they are often coordinated with exits upcoming, but most drivers fail to recognize their relevance, and rarely take note of them.

What most people don’t understand, comprehend, and fail to appreciate, is that their importance is not merely about the distance still left to go, but how far one has already traveled.  The former is often tied intimately to the struggles one foresees extending into the future; the latter, forgetful or forgettable, as life’s accolades are rarely declared, and seldom trumpeted.

Thus, when a career is cut short, or a change in the course of a person’s life is necessitated by unforeseen circumstances, the internal agony and angst of life is always focused upon how much further we must go, as opposed to taking a breath and appreciating what distances we have already traversed.  Perhaps that is for the best; for, if pause were to become a pattern of petulance, progress would never be permeated.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition impedes, prevents, or otherwise interferes with the performance of the essential elements of one’s Federal or Postal positional duties in the Federal agency or the U.S. Postal Service, the thoughts are always projected towards the future, and should be, as that is a “good” thing.

Too much reflection upon past accomplishments rarely does one good; and, in any event, the Federal agency certainly doesn’t care (don’t hold your breath for an anticipated office party recognizing your accomplishments and contributions), and except for some modicum of acknowledgements in performance reviews, will not give any leeway for future considerations based upon past successes achieved.

Perhaps that is why distance markers are ignored, except by those who have a purposeful drive in reaching a designated destination.

For Federal employees and U.S. Postal workers who suffer from a medical condition, where filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal worker is under FERS or CSRS, or even CSRS Offset, becomes a necessity and a choice for the future, the distance marker to recognize is the attaining of that Disability Retirement annuity — and beyond, where life can be lived after Federal Employment.

And of the distance already traversed?  Reflection upon past successes can be the foundation for future endeavors; mark them, and even remember their placement and location; but never pause longer than half a breath, before moving on to the coordinated exit recognized as the effective preparation, formulating and filing of a Federal Disability Retirement application, lest not only the distance marker passes you by, but you miss the coordinated exit, as well.

Sincerely,

Robert R. McGill, Esquire