FERS Medical Retirement: Universes turned upside down

There are certain events that occur in life where the consequential results make it seem as if one’s universe has been turned upside down.  Even “positive ones” such as finding new employment, getting married, having a newborn — and not least of which, having a sudden, debilitating medical condition that impacts one’s ability and capacity to continue in one’s chosen career.

When such a catastrophic event occurs fortunately for Federal Gov. employees and U.S. Postal workers under FERS — Federal Disability Retirement is an option to be considered.

The benefits of a FERS Disability Retirement are numerous: It’s portability; the fact that you can make additional income on top of the annuity itself (thus allowing for a “second career”) — up to 80% of what your former position currently pays (in addition to the annuity payment which is calculated at 60% of the average of your highest-3 consecutive years of service for the first year, then 40-% every year thereafter until age 62, at which point the disability annuity gets recalculated as “regular retirement” based upon the total number of years accumulated, including the years on disability retirement – and so, you are actually building up a retirement system while you are on disability retirement).

It is a benefit which thus allows for some semblance of security to provide a cushion against that event which turns one’s universe upside down.  However, as with all such benefits, you must fight to secure it, and thus should contact a FERS Disability Attorney who specializes in Federal/Postal Disability Retirement Law.

The Law Offices of Robert R. McGill has been fighting on behalf of Federal and Postal employees for many years, and we have successfully secured that needed “cushion” for countless numbers of Federal and Postal workers.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employee Disability Retirement: Toughing it Out

That is what most of us do, because that is what we are expected to do.  It is a concept which is gender-neutral, in these days of modernity.  Yes, there was a time past, where the female species was given somewhat of a “pass” if she showed weakness or lack of endurance; that, somehow, and for whatever reason, our ancestors referred to women as the “weaker” gender.

No longer.  Women are just as capable (was there ever any doubt of that?); women are just as strong; women are just as X.  And so, the result is that women are also expected to “tough it out”.  Whatever the context of such an expectation, the problem with always trying to tough it out is that it can be a self-defeating proposition.  It is not always in one’s best interest to tough it out.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal position, toughing it out may actually be harming your case.  Consult with an OPM Disability Attorney who specializes in Federal Disability Retirement Law, and consider whether or not you might want to consider an exception to the societal expectation of always “toughing it out”.

Sincerely,

Robert R. McGill
Federal Disability Lawyer

   

OPM Medical Retirement under FERS: Those Little Victories

Life offers few of them; thus do we turn to those little victories to make it all seem worthwhile.  Waterloo is almost always seen from the perspective of defeat, just as WWII is viewed from the perspective of the Allied victory, and history has always been seen as the story from the victor’s point of view except in those instances where, like Napoleon’s hubris, the single battle determined the course of world history.

Most wars are won or lost upon the incremental victories of smaller skirmishes; and so it is with life in general, where it is those little victories which make it all worthwhile.  And the victories themselves don’t need to be as a consequence of a “battle” or a “war”; it can be small things like: Making it through the day; having a sense of joy or contentment for an hour, or even a half-hour; of having spent five minutes with someone without provoking a fight; or even of having had a good night’s sleep.

Those little victories are often the ones which last the longest in memories short-lived and shorter still before the storms of life surge; and for Federal and Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal position, those little victories of making it through part of a work day without the debilitating impact of the medical condition shortening it further, is often viewed as one of those “little victories”.

At some point, however, when those little victories seem to be too few and far between, it may be time to consider filing for Federal Disability Retirement benefit through the U.S. Office of Personnel Management. For, when those little victories in life are nowhere to be found, it is time then to consult with an experienced attorney who specializes in Federal Disability Retirement Law in order to regain a sense of worth in a world which cares little for those little victories.

Sincerely,

Robert R. McGill, Esquire

 

FERS Medical Disability Retirement: The messes we make

We observe the facade and conclude too quickly: Others live perfect lives; mine?  What a mess it is.

Have we evaluated all circumstances in an objective, rational fashion?  Isn’t the corollary and natural next question to be: That “other” person — what does he or she see when observing me?  Does the same conclusion follow: The facade which reveals calm and competence — It is a life nearer to perfection than my own; mine?

And so the cycle of discordant irrationality continues to feed upon itself.  And, of course, the Internet only further enhances and exacerbates such folly — of Facebook and Instagram, where “perfect” lives are lived in a 1-dimensional existence; of selectively chosen photographs of perfect couples, perfect meals, perfect vacations and perfect existences are somehow depicted in appearances of perfect lives.  Then, the truth somehow leaks out — this person just got a divorce; that person committed a crime; the other “perfect” person was publicly doing this or that, etc.

It is funny, that phrase — of truth “leaking” out, like a cracked glass that slowly seeps with agonizing revelations or a pipe that drips until the flooded basement overflows with a deluge of falsity.

The messes we make are often mere minor anomalies; they become messes when we try and contain them, hide them and act as if ours is the only mess in the world because comparing messes never reveals anything; everyone hides well their own messes; we just think that everyone else is perfect.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the messes we make are often a result of failing to act.  The Agency is no fool — they see the excessive use of SL and request for LWOP; or the loss of performance acceptability; or the loss of attendance continuity, etc.

Filing for Federal Disability Retirement benefits under FERS is not an admission of the messes we make; it is, instead, the truth behind the reality of the medical condition, and the real need to attend to one’s health, which should never be concealed, but openly acknowledged in order to move beyond.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Benefits under FERS: Ballast for the soul

It is a plagiarized phrase, from a short story written by Brazil’s (often-considered) greatest writer, Machado de Assis.  It is that heavy material, where a large quantity of gravel, iron, metals, etc., placed low in a vessel in order to provide stability; the weight itself is what “grounds” the vessel so that the torrents of waves and storms of fury will not topple it.  Or, it can refer to the coarse gravel used in order to set railroad tracks, again allowing for stability of a foundation to prevent shifting, sinking or damaging movement.

When combined with the term, “the soul”, the concept created is one of conjoining the dual ideas of (a) providing a foundation with (b) an ungraspable concept of an entity that many believe does not even exist.  The “soul”, of course, is a controversial subject; for, it still remains from the vestiges of religious and philosophical discourses, and refers to an abiding entity that defies mortality, retains an identity beyond one’s physical appearance, and contains the essence of who a person is, whether in physical form or not.

Does the soul “need” a ballast?  Without it, does it merely flit about without duration or direction?

As a literary concept, it refers to the stability that individuals need in order to become more serious, more focused, and perhaps even more “mature”.  As a general idea, it comes to convey the concept of pragmatism and the need to be “grounded” in a universe where there exists so many beliefs, so many paths to get off course; and the dangers inherent in pulling people aside from living an authentic and fulfilling life are many, as evidenced by the number of wandering souls left to rot on the roadside of discarded souls.

What is the ballast for the soul?  Is it to be married and have a family?  Is it the immediate family one already has — or the extended one?  Or can a cadre of friends and one’s immediate neighbors provide the ballast for the soul?

For each individual, the answer to that question may differ and remain a mystery; but what is clear, mystery or not, is that the vicissitudes of life’s choices, without a ballast for the soul, are so numerous and of such great variety, that liberty of endless choices endangers the essence of every person. Health itself can be an unknown ballast; for, with it, we take for granted our ability to accomplish so many things in life; without it — when it is “lost” — we suddenly realize that the ballast of health can upend that which we took for granted — career; stability; sense of worth; sense of self.

For Federal employees and U.S. Postal workers whose ballast has been lost because of a medical condition, it may be time to prepare, formulate and file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.  Medical conditions are often the storms of life which topple the vessel once the foundation of stability has been robbed, and Federal Disability Retirement benefits can restore one’s sense of security such that a re-focusing upon the priority of health and well-being can be attained, so that the ballast for the soul can be reestablished in a world full of turmoil and tumult.

Sincerely,

Robert R. McGill, Esquire