Tag Archives: more pros than cons of early usps disability retirement if you consider your good health the most important issue

FERS Disability Retirement: The Unwritten Last chapter

In one sense, of course, the last chapter has already been written for everyone — for, mortality imposes an identical outcome for all, and no matter the attempts of delay or circumvent that ultimate outcome, by artificial means of making one’s appearance younger than one’s stated age or by cellular-regenerative methods like exercise and good diet, etc., in the end, all such attempts are ultimately futile and we must all succumb to the natural deterioration and decay of our physical existence.

But it is in the “how” of mortality’s inevitability which makes for the uniqueness of that last unwritten chapter for each of us; of how the dusk’s phase of life was lived, the wisdom gained and imparted prior to departure, and what lasting legacy was left for those whose lives have many more chapters left to be written.

Is it with a bang or a whimper?  How many friends and family gather about to say farewell?  What stories and memories hold sway in the final paragraphs?

For many, applying for Federal Disability Retirement benefits under FERS through the U.S. Office of Personnel Management is tantamount to writing the last unwritten chapter of one’s life — if only because it always feels like the end of something significant; and indeed, it is an “important next phase” in one’s life — but it need not be the last unwritten chapter, but instead, the first in a series within a new beginning.

FERS Disability Retirement secures one’s financial future so that many more future chapters may be added in the coming years, including beginning a new career, going back to school, or traveling the world over.  Contact a FERS Disability Lawyer who specializes in Federal Disability Retirement Law, and consider whether the unwritten last chapter in your life might not be the first chapter in a new and exciting novel at the dawn of your life.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Retirement Help: Luck and Chance

Is everything determined by it?  Has Darwinian evolution “proven” that when luck and chance happen to coalesce into the “perfect storm” of elements combining at just the opportune moment, that life can suddenly germinate and appear from nothingness?  Or, must there always be an efficient cause in order for even luck and chance to generate the first murmurings of movement’s chords?

In our lives, what encounters have occurred where, looking back, one must admit that “but for” that chance encounter, the very course of your life would never have taken the path untold?  Or of the lottery winner — was it meant to be?  Was there a purpose that the numbers chosen predestined the good fortune for this individual as opposed to someone else?

Does luck and chance favor the unfortunate soul, the one who prays more fervently, or even that person who “needs” it more?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of his or her job and positional duties, leaving the filing of a Federal Disability Retirement application to luck and chance is the wrong approach to take.

At the very least, you must “enhance” your chances and “front-load” your luck by preparing, formulating and filing an effective Federal Disability Retirement application under the  Federal Employees’ Retirement System (FERS) — and the best way to do that is by contacting a Federal Disability Attorney who specializes in OPM Disability Retirement Law.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employees Retirement System (FERS) Disability Retirement: Self-Help

It is a concept which is rooted in American individualism — of the ability and capacity to bring one’s self out from the problems created, whether the problems themselves stem from one’s self or by the actions of third parties, etc.

Self-Help books are published daily, and by popular demand and consumption.  Everyone loves the story of redemption, the prodigal son or the road to Damascus — take your pick, for each contains elements which can be abstracted beyond the inherent religiosity of their essence; although, as fewer people are familiar with the traditional texts of mainstream religions, the analogy hinted at may become of lesser relevance.

Nevertheless, the self-help methodology of storytelling all have a familiar pattern: Beginning with failure, struggling with life, coming up with a winning solution, and the outcome of a conclusion predictably positive: You, too, can follow the way of success.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, self-help can take the form of filing an effective Federal Disability Retirement application under FERS.  The problem is that the U.S. Office of Personnel Management, as the “Gatekeeper” of all Federal Disability Retirement applications, is not there to help you help yourself.

Contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law and request the help that you may need in your effort to self-help out of the untenable situation of having a medical condition which no longer allows you to continue in your career.

Sincerely,

Robert R. McGill, Lawyer

 

FERS Disability Retirement: Patterns of existence

If you live long enough, you begin to see the patterns of existence; and, perhaps, that is why cynicism begins to creep into the lives of the older generation.  When you have “seen it all”, does the shadow which looms upon the radiance of a midday smile begin to fade with the vestiges of dark clouds approaching?

The repetition of vacuous words emitted from the caverns of a politician’s mouth; the crime waves that never seem to relent no matter the spectrum of punishment versus economic investment; the inflationary impact upon the valuation of monetary policy; and the general rule that, for the most part, tomorrow will be no different than today, and today is the measure to determine the memories of yesterday.

Is there really a “pattern” that comes about every 50, 70, or 100 years?  Many of us may live to witness such patterns if it is the first in the tripartite sequence of numbers — but does twice in witnessing constitute a “pattern”, per se?

Say you saw that X happened when first you became aware of your surroundings after birth; and 50 years later, you saw the same, or “similar” occurrence; does that constitute a “pattern”, or is it merely what Hume contended, that the mere fact of B following upon A does not constitute causality, but merely a coincidence of happenstance of one occurring after the other because there is no “necessary connection” between A and B.  Or, is it that we attribute patterns of existence because we ourselves reside in such repetitive monotony based upon expectations that the room we exited from will still exist in fairly the same way as we left it upon returning to it — vestiges of Berkeley’s idealism and definition of “existence” wedded to perceptual departure?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of his or her position with the Federal Government or U.S. Postal Service, FERS Disability Retirement should be an option to consider.

Just remember, however, the “rules” governing the patterns of existence: Don’t ever think that such a bureaucratic procedure can be easily maneuvered through; don’t presume that your case is an “easy” one; and don’t believe everything that your Human Resource Office, your Supervisor or even your “best friend at work” is going to tell you everything you need to know.  To do so would be to violate the first rule in the patterns of existence: Things are always more complicated than they seem.

Sincerely,

Robert R. McGill, Esquire

Postal & Federal Disability Retirement: Meaning & work

A book of very recent vintage, written by an anthropologist, uses an 8-letter epithet in its title.  While it is always dangerous to refer to something without having read it, the various book reviewers have provided enough insights to recognize that it involves a judgment upon employment, work and the meaninglessness of many jobs held by the population at large.

There would be, of course, some criticism as to the validity of such a judgment, given the nature of being an “outsider” as opposed to an “insider” — i.e., from the “outside” (e.g., the author/anthropologist himself who makes a living by selling books criticizing certain subjects) perspective, it may seem like certain types of work retain no inherent meaning, but from the “inside” perspective (i.e., those whose jobs it is to perform such tasks, and the companies, corporations and entities that require that such tasks be maintained), elements of employment that outsiders may deem meaningless may contain elaborate foundations of meaningfulness.

That was, of course, one of the criticisms thrown by Marx — of the separation of labor from the value of existence, arising coincidentally from the industrial revolution where mass production and assembly lines in factories that exploited labor resulted in a disillusioning effect because people no longer saw the fruits of one’s own labor (an aside: Does that explain why so many people think that the original source of beef, poultry and dairy products come from the storeroom of Safeway?).

How does one work, make a living and concurrently retain “meaning” in all, if not most, of the tasks performed?  Anyone who has been employed for any significant length of time comes to recognize that the three are distinct and separable: work is different from “making a living”, in that you can work for endless and tireless hours and yet not make enough wages to pay all of the bills; and whether you work long hours or not, and whether you can pay all of the debts incurred or have extra spending money at the end of each pay period, the “meaning” one derives from the work engaged is not necessarily attached to either the hours expended or the money earned.

For some, perhaps, meaning is never derived from the work itself, but merely from a recognition that the work is merely a means to an end — of performing tasks in order to earn enough wages to own a home, start a family and provide for a retirement, etc.  Or, for others, perhaps a deep-seated recognition is acceptable, that life itself is like the task that Sisyphus engaged in, and the toil of work is as the meaninglessness of rolling the boulder up another hill, only to see it roll back down again, and thus repetition allows for the futility of all tasks great or small.

One’s resolve and the will to impose meaningfulness in the face of alienation is a testament to man’s capacity to seek greater good.

For the Federal employee and U.S. Postal worker who suffers from a medical condition such that the medical condition begins to impact one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal job, the need to continue to find “meaning” in striving often is closely tied to the progressively deteriorating aspect of one’s health.  When one’s health is at issue, “meaningfulness” of one’s work may come into question, precisely because one’s capacity to view employment as a means to another end itself becomes a struggle.

Filing for Federal Disability Retirement benefits with the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset, allows for one to reorient the priorities in life that should not be confused: Health, family, a sense of accomplishment, and somewhere in that mix, a career that may need to be changed, abandoned or otherwise modified because of one’s deteriorating health and the impact upon the meaningfulness of carrying on where to do so sacrifices one or more of the mixed priorities.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Information: Truth and Falsity

There is much discussion about the nature of truth and falsity in our world — if, indeed, shouting and counter-shouting constitutes discourse rising to the level of a “discussion”.  Whether there is Truth with a capital “T”; or are there various versions of multiple “truths”, where my truth is just as valid as your truth, and falsity as merely the negation of yours at the sacrificial behest of mine?

There are apparently “truths”, “alternative truths” and “parallel truths”, and perhaps all of them can “get along” and vie for the vaunted position of the lofty “Truth” with the capital “T”, so long as we all don’t roll upon the carpet with laughter within our bellies demeaning the statements made by various politicians claiming a corner of their truth as opposed to the truths that we all know to be true.

The truth is, Truth can take various forms, and it is the subtle distinctions that are lost in the inane discourse of modernity where relativism, lies, inaccuracies and the capacity to conflate and confuse have made it all “bosh”.

To begin with, there is a presumption of a truthful statement — otherwise, the entire concept of a “lie” would become meaningless.  Then, of course, there are statements of truth that are contextually relevant, as in the statement, “I am staying home today with my sick child.”  If such a statement were to be declared on another day, it may be an untruthful statement.  Furthermore, personal experiences attached to statements undermine the objectivity and universality of the utterance, as in the simple declarative, “I feel good today”.

The very concept of truth and falsity is much more complex than the simple and inane discussion that has developed from the recent discourse of truths, alternative truths and what constitutes factual statements, inaccurate ones or outright lies; but suffice it to say that most people can recognize the difference between truth and falsity, just as people know the difference between day and night even if there are shades of twilight and dawn.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of his or her Federal or Postal job, the distinction between truth and falsity is represented by the stark reality of the medical condition itself, and may often determine the course of future actions yet to be contemplated.

The truth:  The medical condition is beginning to impact my ability to perform my job duties at work.  The falsity:  If I just ignore everything, it will all just go away and I will wake up from a bad dream.  And the subtle distinctions like the dawn of light or the quietude of twilight: Federal Disability Retirement is not something that I want to choose, but it is the best option available for my situation.

Sometimes, it is not the stark choice between Truth and Falsity that matters, but the option taken must take into account the contextual reality of what is —that is, if you can even know these days what the definition of “is” is.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Simplicity revisited

We all yearn for it, though we defy the very thought of it by living in its corollary.  Simplicity is what we preach, that of which we dream and for which we strive; but, in the end, the clutter of life’s misgivings always seems to overwhelm, dominate and ultimately destroy.

Do people still run off in a crazed dash and join a monastery in order to escape the complications of life?  Are there such places, anymore — of a monastic order that welcomes strangers who have “lost it” and receive them as fellow “brothers” who will spend the rest of one’s days tilling a small garden, praying together, shunning material wealth and chanting deep into the night with echoes of lonely voices dripping like so many raindrops pitter-pattering upon clay shingles when once a career of complexity overwhelmed?

Or is simplicity merely a mirage, a dream never to be fulfilled, a yearning in the heart of man that remains forever a hole, a chasm never to be reached and a well of such depths as to never draw water?  Does the desk that reflects clutter represent a mind that is just as diseased?  Does accumulation of “stuff” make us happy, and when the king at the end of his life waves goodbye, is it the golden chalice that he hugs in the bedsheets of decay, or of a wife forlorn and forsaken because of mistresses left weeping?

Life is complicated, and simplicity, whether yearned for or revisited, is something that is sought in the hearts of all men and women.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the complications wrought from a medical condition cannot be denied.  The question is: How can simplicity, revisited, help?

Filing for Federal Disability Retirement benefits with the U.S. Office of Personnel Management is not an uncomplicated process; however, it is the end-goal that is sought, which will hopefully simplify the complications abounding, by allowing for a singular focus beyond work and financial insecurity: One’s health.

But that life itself were so unfettered, perhaps some of the stresses that incurably surround us might be lifted; but for the Federal employee or Postal worker who needs to at least untether the nexus between work and worry, preparing, formulating and filing an effective Federal Disability Retirement application, whether under FERS, CSRS or CSRS Offset, is at least a first step towards simplicity, revisited.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation Federal Disability Retirement: Devotion

Must it by necessity have a “religious” component?  Devotion is an anachronistic concept – of individuals who have committed their lives to one involving (or devolving?) sacrifice and selflessness, where individual strivings for fame, wealth or power are forsaken and the plight of others is the focus of one’s resolve and vocation.

Certainly, there are subcategories of such descriptions, as when we hear about a parent of such-and-such being so “devoted” to his daughter or son; or of a scientist whose mother or father died of a certain rare disease and later grew up to “devote” his or her life to finding a cure.

But with those unique exceptions, the term itself was once applied to priests, nuns and (perhaps) non-Catholic preachers and ministers who had engaged a life of “devotion” – and the last vestige of such descriptions may be those attributed to Mother Teresa (that Saint of Calcutta, canonized less than 20 years after her death, and loved by all except perhaps by Christopher Hitchens, that cutting essayist who could state in a single sentence that which took paragraphs for most of us to develop).

And yet… There are dogs who are devoted; old men who have been married for decades to left caring for their ill wives, and vice versa; and Federal employees and U.S. Postal workers, contrary to what the general public views about Federal employees and U.S. Postal Workers.

That is why taking that “giant leap” into preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is such a difficult step.  Does the concept of “devotion” apply, or do we now view such dedication and commitment to one’s vocation and career as foolhardy, misguided, a warped sense of priorities?

Certainly, wanting to do a “good job”, and be committed to advancing one’s career is considered having a “devotion” to a career in the loose sense; but should such a concept necessarily be sequestered only in the antiquated sense discussed herein?  How about its opposite – of having a devotion to such an extent that you continue to harm your own health?

For, that is what many Federal and Postal workers end up doing – of continuing to work despite its detrimental impact upon health, as opposed to taking advantage of the benefit of a Federal Disability Retirement and focusing on that which one’s devotion should be centered upon: One’s health, one’s future, and the pathway towards securing both.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: Indicia by quantitative output

Should worth be determined by quota of quantitative output, or is the slow and steady progress of quality and craftsmanship still valued in this world of imported trinkets and trash bins of brevity?  There are reports of a major bankruptcy filing resulting in the inevitable liquidation of a foreign shipping company, and the rumors preceding have already forced stockpiling of goods for the upcoming holiday shopping expectations.

The interconnecting tentacles of international trade foregoes any differentiation these days, between “domestic” or “foreign” companies, and the deep reverberations and repercussions of shortages felt reveals and unravels of a society addicted to the notion of accumulation, no matter what or where the source.  We can no longer travel to destinations of quiet reserve, because everyone does so – with Smartphones and photographs instantly posted, and of the meditative monastery no longer devout with quietude of prayer, but filled with flashbulbs of visceral interruptions.  And of the unique product made with time and care?  Of hand-held tools and the carpenter’s reflective repose?

Quotas define modernity; it is the quantitative output that prevails in a factory-like universe where the individual stitching has no mark of uniqueness or character of identification.  Perhaps Marx had at least the principle of labor’s loss of meaning right; when the product loses the manifold entailment of the soul which guides the hands, then the character of creation is destroyed and the essence of the mold becomes subsumed beneath the greed of desire.

It is the celebrity-status and stature of glimmer and glamour which poses to characterize the indicia of success; and the goal of that flashpoint of destination’s pinnacle of “arriving” is determined by the indicia of quantitative output.  How else to explain the constant boast that Americans work longer hours, have less vacations, spend fewer time with family and friends – but to show the rest of the world who sit idly by with envy and despair, that the price to pay in order to attain the grand scheme of such blissful existence is to undermine the family structure, to desecrate the common hold of a community, and to destroy the very fabric of society’s worth?  We pay a price, all right, and that cost transacted is the self-destruction of the essence of humanity.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition no longer allows the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal employee’s positional duties, the pressure to keep up with the quantitative output comes to a flashpoint where health intersects with productivity, and the Federal agency or the U.S. Postal Service takes such data into account in deciding the worth of your life.

The indicia of quantitative output are the means by which the determining end is calculated.  At that critical juncture, the Federal or Postal employee must make a Solomon’s decision:  Health, or the job.

For Federal employees and U.S. Postal workers who have come to that point of decision-making, preparing, formulating and filing an effective Federal Disability Retirement application, to be ultimately submitted to the U.S. Office of Personnel Management, becomes not just a necessity, but a call to action.  For, in the end, the indicia of quantitative output is someone else’s measure of worth – and that “someone else” is certainly not taking into account the value of one’s health in a society self-destructive in its juggernaut of purposeless regression.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: A Return to Basics

Every few decades, there is a “new” movement which upholds the divinity of returning to the foundational core of one’s existence:  of going back to being a farmer; living a life of an ascetic; stripping away all “unnecessary” accretions and accoutrements deemed as vestries of comfort and “bourgeois” by definition (whatever that means); or, in common parlance and language more amenable to the ordinary person, living more “simply”.

The perspective that such a “movement” is somehow “new” is of itself rather an anomaly; but then, each generation believes that they have discovered and invented the proverbial wheel, and all such past epochs were mere ages of primitive imbecility.   And, perhaps, we are once more in that familiar circle of life, and such a movement has beset the quietude of modernity, again.  As such, let us return to the basics:

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the Federal or Postal employee may need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, the “foundational” eligibility criteria needs to be met:  For those under FERS (Federal Employees Retirement System — or the “new” system sometime around 1986 and thereafter), the Federal or Postal employee must have a minimum of 18 months of Federal Service in order to apply.  For those under CSRS, the accrual time is 5 years — and, as such, anyone under CSRS would presumably have met that basic requirement, although a CSRS employee with a long “break in service” could potentially fall short, but that would involve a unique set of circumstances rarely seen.

Further, the Federal or Postal employee who sets about to file for Federal Disability Retirement benefits must either be (A) a current employee (in which case he or she would file first through the agency’s Human Resource Office, then to be forwarded to OPM, (B) if not a current employee, then separated from service not more than 1 year (as the Statute of Limitations in filing for Federal Disability Retirement requires that a former Federal or Postal employee file directly with OPM within 1 year of being separated from service), (C) if separated from the Federal Agency or the U.S. Postal Service, but not for more than 31 days, then to file with one’s former Agency, and (D) if separated for more than 31 days, but less than 1 year, then refer to (B) and file directly with the U.S. Office of Personnel Management in Boyers, Pennsylvania.

These are some of the “basics” in filing for Federal Disability Retirement benefits.  There is much, much more to the entire process, but then again, if one were to expand too far astray from the foundational core of the “back to basics” movement, one would be a hypocrite for allowing the complications of life to accrue beyond the essential elements of life — of water, food and shelter or, for the Federal and Postal employee filing for Federal OPM Disability Retirement benefits, whether under FERS, CSRS or CSRS Offset, the bridge between one’s position and the medical conditions one suffers from.  Go figure.

Sincerely,

Robert R. McGill, Esquire