Tag Archives: moving forward into a complex and real federal retirement process

Federal & Postal Disability Retirement: The Blank Canvas

For a painter, it is either the sight of uncontrollable delight, or a subtle sense of foreboding into depths of despondency; for the blank canvas represents two sides of a single coin:  an opportunity to do what one can, or the beginning of that which may be rejected by an unappreciative public eye.  But that is the inherent anomaly of every opportunity presented:  potential success, or possible failure.

That is why we carry around within us quips of self-appeasement, in order to lessen the weight of expected shortcomings:  “Nothing gained, nothing lost”; “It is better to have loved and lost than to never have loved at all”; the list of 100 successful people who failed at first; and other proverbial self-motivators.  Within such realms of fear and loathing for the future, however, is the truth of living:  Nothing ventured, nothing gained.

Until one brushes the first dab of color upon a blank canvas, one will never experience the beauty of art, and while failure may never be the end product if one never begins, so success and the potential for human fulfillment can never be realized.  Unexpected circumstances in life often provide a basis for people to just “give up” in despair.

Medical conditions tend to be a foundational basis for such surrender to life’s inequities, and Federal employees and U.S. Postal workers who suffer from an unexpected medical condition, know better than most how unfair life can be.  Suddenly, the gush of accolades stops; the golden boy or girl of yesteryear is considered merely with a disdainful passing glance; and coworkers shun as if beset with a disease of contagion.  But Federal Disability Retirement is a benefit which is tantamount to a fresh and blank canvas:  it is an opportunity of sorts, and should be approached with the same rashness and expectation of delight as when once youth feigned ignorance of future forebodings.

Federal Disability Retirement allows for the Federal or Postal worker to have a fresh beginning, a new start, in painting a picture filled with bright colors and scenes of unanticipated opportunities.  While it may pay a base annuity of 60% of the average of one’s highest 3 consecutive years of Federal Service for the first year, then 40% every year thereafter, it is that financial bridge for future endeavors which must be considered.

It is a benefit accorded to all Federal and Postal employees who find that a medical condition now prevents them from performing one or more of the essential elements of the Federal or Postal job; but beyond the monetary benefits, it is also like the blank canvas which allows for a fresh start in a life often filled with gloom and despair, but where the plenitude of colors may yet be chosen with a steady hand for the future.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Of Monsters and Magicians

Childhood is characterized both by fraughts and fantasies; of imagined universes filled with the realities of the unknown, tempered by admonishments balanced by a world of adults who reassure, mixed with warnings and counsel of what could be. This is a complex, complicated world; to maneuver throughout it all is to first survive successfully the caricature as depicted in one’s imagination, and to match that against the objective world replete with dangers beyond mere bumps in the night.

Monsters are creations of fictive activities, and the child is told they are make-believe; yet, at the same time and almost in the same breath, warnings ensue about the world of bad people who may offer candy and toys to lure the unwary; and of magicians, what can we say? With computer-generated imagery complete with trolls and tyrannosauruses, where cuts evoke merely a wince and levitation occurs by mere whim of fancy, can the mermaid with golden braids be far behind?

To “grow up” is to leave behind both monsters and mermaids; but what we are often left untold, is that while the linguistic designations may change, the reality of the harshness of the world beyond the mountains filled with trolls and ogres, still remains filled with adversity, evil, harm and harrowing harbingers of hopeless encounters.

Medical conditions are real. Whether spoken of as monsters within, it may provide for a more simplistic paradigm of understanding, but is just as effective as viruses, virulent infections and bacteriological encounters.  Or of trolls and ogres?  Do we not know of Supervisors and Managers who put on masks of societal acceptance when others are around, but show their fangs and claws of flea-bitten gnarls when alone with you?

Federal and Postal workers who must confront a medical condition, where the medical condition prevents one from performing one or more of the essential elements of one’s job, encounter by necessity of circumstances a world once left behind in childhood dreams; but the reality of the situation, however designated and whichever way described, often reveals a universe of unreal reality just as trolls and mermaids are; but it is still a battle which must be fought, fraught with monsters and millipedes of myriapodous anthropods crawling in the night.

Federal Disability Retirement benefits, filed through one’s own agency but ultimately with the U.S. Office of Personnel Management, is an avenue revealed through necessity, of reaching a plateau of existence in order to rehabilitate one’s self from the world of adversity. The benefit is available for Federal and Postal workers who have the minimum time in-service requirements within the Federal Sector.  It is a benefit which must be fought for, proven, and protected, just as Sir Galahad did as the brave son of Lancelot.

Whether the Federal employee or the U.S. Postal worker is under FERS, CSRS or CSRS-Offset, the world of medical conditions and debilitating diagnoses can only be successfully countered by securing a semblance of a present need, as well as a future hope for continuation in order to rehabilitate the devastating effects of the medical condition.  It is similar to the battle in childhood, only more real than the reality of monsters and magicians.

Sincerely,

Robert R. McGill, Esquire