Medical Retirement from the USPS and Other Government Agencies: Construction

Meaning and value are attached to building, and watching the construction of end-products resulting from an assembly-line of incremental, almost imperceptible progression of composite aggregations of artistry.  To build, and to witness the progress of effort expended, is to reveal advancement and accomplishment; and so the evidence of our cleverness is determined by the accumulation of that stuff which represents and constitutes a lifetime of endeavors.

We add children to our family, and watch them grow; we are satisfied when bank accounts enlarge; puppies become dogs; houses are built; office spaces are rearranged and furnished; the empty space is filled.  We witness the building of things, and it is the completion of that which we construct that provides for satisfaction and value upon the end product, before we go on to the next, and the next.

But what of human value?  Is the pinnacle death, or some intermediate vortex where the progression on a graph reaches an apex, then trends downward towards a demise?  Can we analogize the construction of an inert object and extrapolate an anthropomorphic value in comparison with a person’s life? Medical conditions and their interruptive characteristics have a tendency to suddenly bring questions encapsulating value, meaning and futility to the fore.  One can spend a lifetime building, only to watch the fruits of such labor become diminished, or destroyed, through the intervening unexpectedness of a medical condition.

Filing for Federal Disability Retirement benefits by the Federal employee or the U.S. Postal worker is often viewed as a stop-gap measure which fends off the tides of change. Change is unfortunately an inevitability of life.   For the Federal and Postal worker who has spent a lifetime building for the Federal Sector, who suddenly finds that a medical condition prevents him or her from performing all of the essential elements of one’s job, and must therefore face (a) resignation, (b) termination, or (c) the alternative option — whatever that may be; it is the last of the three options which possesses the potential for future construction.

Federal OPM Disability Retirement is the option available for all Federal and Postal workers who meet the minimum time and age criteria, in the effort to stem the downward spiral of a dismantling effect upon a lifetime of value, meaning, and teleological progression of building and construction.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: The OWCP Black Hole

Many people rely upon the “generosity” of FECA (OWCP) payments during the period of temporary total disability, and indeed, being tax free and paying 75% of one’s salary (with dependents) or 66 2/3% without, one can easily become reliant upon such benefits. But being on OWCP does not protect the Federal or Postal Worker from being administratively separated from service for extended absences, or for one’s medical inability to perform the essential elements of one’s job, or “unavailability for duty” or other similar basis, to promote the efficiency of the Federal Service.  The agency needs someone to fill the position and do the job.

Normally, at a fairly early stage in one’s period of enduring and suffering from a medical condition or injury, one can assess the nature, extent and severity of the medical condition.  With that in mind, it is a good idea to begin thinking about filing for Federal Disability Retirement benefits under FERS or CSRS.  The security of OWCP benefits is attractive; however, OWCP is not a retirement address.  FECA will “cut off” the benefits at some point — unless you are somehow lost in the black hole of their payment roster, which happens periodically.  However, there are too many horror stories of a Federal employee who stayed on OWCP, was separated from Federal Service, never filed for Federal Disability Retirement benefits within 1 year of being separated, and then one day received a fateful phone call…

Sincerely,

Robert R. McGill, Esquire