Tag Archives: opm and owcp and assisted living options for federal employees

Federal Disability Retirement Law: Innocence & Wonder

The loss of the former results in the disappearance of the latter; for, it is the conditional existence of the former which allows for the latter.  The question in modernity is, Can a child even possess a modicum of innocence these days, in the midst of technological dissipation?  And if the answer is a fervent, “No”, then what chance is there of preserving that wide-eyed characteristic of Wonder — of curiosity compelled by a belief that there is value in the world to search for?

How often have we heard parents say something to the effect of, “I just want my kid to have some sort of childhood to enjoy,” or, “Let kids be kids.  They will grow up soon enough”?

In today’s world where pressures are so persistent to excel, to competitively grow up in order to have the greater advantage of material success, it is a wonder that children have any childhoods at all, as innocence has become equated to a disadvantageous naïveté and wonder a mere byproduct of ignorance.

For Federal employees and U.S. Postal Service workers who suffer from a health condition such that the health condition prevents the Federal or Postal employee from performing one or more of the basic elements of one’s Federal or Postal job, the time for innocence and wonder has long passed; for, while you may once have had the experience of both, your medical condition combined with the way that your Agency or the Postal Service has treated you, has likely resulted in a more cynical perspective.

Don’t let that, however, prevent you from reaching the ultimate goal: Of obtaining a Federal Disability Retirement annuity under the FERS system from the U.S. Office of Personnel Management.  Contact a Federal Attorney who specializes in Federal Disability Retirement Law and return to a time where Innocence & Wonder may still be experienced.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Benefits: Breaking Points

Most of us never reach the ledge’s edge, or the midnight’s side of the precipice.  Rather, we crawl near it, but something always seems to save us — a family member; a change of perspective; perhaps needed therapeutic intervention; or just a “something” which cannot ever be adequately explained.

Breaking points are those moments which embrace a previous time’s metaphors: the straw that broke the camel’s back; the parachute which failed to open; the final straw, etc.  Life is difficult, at best.  Yes, there are those who were born with the proverbial “silver spoon in the mouth” stories; but for the rest of us, it is a daily struggle.

No matter how hard we try, there always seems to be a piston misfiring or a piece of the puzzle missing.  When the burden of life’s misgivings becomes too unbearable, we come upon those breaking points which define the character and nature of who we are, what we are to become, and where we will be going.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition by necessity alters the course of your career, it is time to consider whether or not the chronic nature of the medical condition dictates an impending breaking point.

Consider filing for Federal Disability Retirement benefits under FERS.

Contact a Federal Disability Attorney who specializes in OPM Disability Retirement, and begin the process of stepping over the breaking point and on to the other side of midnight’s ledge.

Sincerely,

Robert R. McGill, Lawyer

 

FERS Disability Retirement from the OPM: Silent Suffering

It is now an outdated concept; applied to generations past, “silent suffering” was something people once endured, often within the context of internal turmoil, domestic abuse, childhood neglect or, worse, of skeletons in the closet that haunted a damaged psyche and repressed within layers upon layers of hurt and hatred.

In modernity, people have been encouraged to express themselves, to engage in therapeutic self-revelations, etc.  To remain “silent” is deemed unhealthy; to “suffer”, unnecessary; and thus to combine the two evils and to live in “silent suffering” is to unhealthily and unnecessarily inflict damage to one’s self.

Yet, that is precisely what many Federal and Postal employees under FERS do — of engaging in silent suffering by continuing to work despite a chronic medical condition which prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job.

Such silent suffering further damages one’s case for a Federal Disability Retirement annuity by continuing to make it “appear” as if everything is fine, including receiving glowing performance reviews, leading the U.S. Office of Personnel Management to conclude: Well, if your agency believes you are doing a fine job, then how can you claim that you cannot do your job?

Consult with a Federal Disability Attorney who specializes in FERS Disability Retirement Law, and consider whether — even in modernity — you should still continue to engage in that old way of silent suffering.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The performance fallacy

The disproportionality that occurs between reality and make-believe is nowhere more apparent than in the Federal sector involving performance reviews prepared for Federal employees across all agencies and departments: of being “fully successful” and having those “outstanding” appraisals year after year, and yet….  You don’t feel that such appraisals, despite the blush that it may evoke, reflects the reality of what you have been doing.

The body that warms a position, despite its declining productivity, is the one the Supervisor or Manager does not want to lose; for, to retain a known quantity is better than to lose one and gain an unknown one.

Then, of course, there is the reality of the Federal employee who experiences a deteriorating medical condition, and has come to a critical juncture and decision-making point of what is often referred to as a “Gestalt” moment, or that “Aha!” experience, where one comes upon the realization that one is not immortal; and despite being brought up on Star Wars, the “Force” and other fantasies that human frailty can be overcome by sheer will of the mind — that, disregarding all of that childhood nonsense, we are growing old and beset with medical conditions that remind us that we are no longer the spry chickens just hatched from the warmth of a hayloft beyond the red barn’s rooster call.

Then, there is the “performance fallacy” — somehow, no matter how terribly we feel; no matter the amount of recent sick leave taken, or LWOP requested, the appraisals continue to exceed our level of productivity.

Considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management under FERS?  You have the medical condition and, more importantly, the medical support to move forward.

Then, you pause because of the “performance fallacy” — the question being:  How can OPM approve a Federal Disability Retirement application if the performance appraisals continue to reflect the “outstanding” columns of productivity?  The short answer:  That is why the foundation of a case must be built upon a strongly-worded medical narrative, which implicitly rebuts and preemptively answers all such concerns, and that is where consulting with an attorney who specializes in Federal Disability Retirement Law can be crucial to the successful outcome of a Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Game changers

Rarely do we have advantages in life.  Instead, most challenges are full of obstacles in our way, advantages tipped in favor of another’s, and an imbalance that seems to make life’s lottery of spectral choices a weighted unfairness that no amount of complaining seems to make a difference about.  We hear about them; yet, they rarely attend to our own needs nor join “our team”.

Game changers are those influences or components that suddenly make winning more favorable.  They normally become a part of the “other” team, but every now and again, life may throw a ray of sunshine down our path, and game changers become an element of one’s own “team”.  Perhaps it is a secret piece of knowledge no one else is privy to; or a piece of information that others have not yet been provided access to; or a person with exceptional talent who has given indications of sympathy to a particular cause; or even a new methodological approach that has not yet been widely disseminated.

Whatever the element of advantage, game changers open up circumstances that favor the success of one side over another, and appear at an optimum time when others have yet to prepare for the surprise addition.  At least, that is what they appear to do in novels, movies, plays and fictional life.  In real life, there are rarely such advantageous elements that make a difference.  Instead, most of life is a steady monotony of hard work, less complaining and a representation of the tortoise-like ethic as opposed to the hare that dashes off and runs ahead of everyone else.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the concept of a “game changer” should be a familiar one.  For, when the medical condition first began to impact one’s health, that– in and of itself — was a game-changer: against you.  And when your work began to suffer because of the medical condition — that, too — was a game-changer: against you.  And when you needed to take excessive Sick Leave and Annual Leave, then LWOP, that was again a game-changer – again and too familiarly, against you.

It is perhaps time to begin preparing a Federal Disability Retirement application through the U.S. Office of Personnel Management; that, too, may be a “game changer”; but this time, in your favor, so that you can perhaps begin to focus upon the changing games that need a true game changer – your own health.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement from Federal Employment: The Methodological Approach

Many call in a frenzy of confusion, admitting openly of being lost and not knowing where to begin.  That is always the starting point, as even Socrates conceded — of the hope of knowledge beginning upon a recognition of not knowing (though, if one looked carefully and scrutinized the face and eyes of the old sage, one probably gleaned a twinkle of sly naughtiness).

Philosophy began in ignorance, and from there, attempted to ascertain a methodology of approaching problems in a systematic way, in order to overcome the shortcomings of man’s frenetic inclinations.  Identifying and ascertaining a knowledge of a criteria, a system of approaching problems, and an applied methodology of solving, is the preferable way than that of plugging holes where leaks appear.

Thus, for Federal employees and U.S. Postal workers who need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, it is often necessary to formulate a sequential strategy at the outset, before embarking upon the dark abyss of preparing, formulating and filing for OPM Federal Disability Retirement benefits.

Should certain information be gathered prior to completing the standard forms?  Yes.  What forms are “central” to a Federal Disability Retirement application?  Certainly, all of them, but if timeliness is an issue and the 1-year Statute of Limitations is suddenly upon the Federal or Postal employee attempting to file, then the SF 3107, Application for Immediate Retirement, including Schedules A, B & C, as well as SF 3112A, Applicant’s Statement of Disability, must all concurrently be prepared for immediate submission.

Identification of the essential as opposed to the bifurcated peripheral must be realized; compilation of the proper information, and the laws governing supplementing a Federal Disability Retirement application is essential for a successful outcome.

In the end, as it turns out, Socrates knew much more than he revealed; but the sly sage was wise enough not to engage in the solipsism of later years, like Descartes and the French Existentialists, and by recognizing that lack of knowledge and the admission of such vacuity is the first step towards wisdom, he was able to initiate the prefatory questions in the quest for knowledge in a world devoid of both.

Sincerely,

Robert R. McGill, Esquire

Federal Employees Disability Retirement Benefits: Weather and the Prognosis

Prognostication of weather, beyond a day (or sometimes a couple of hours) can be treacherous and self-defeating.  With enhanced computer networks which reevaluate information as it is fed with information concerning patterns of predictability, shifting atmospheric changes and spectrums of barometric alterations; cumulatively, a pie in the face is preferable despite advanced technologies allowing for respectable predictability.

Similarly, the medical field is expected to provide predictions of future events and as-yet unforeseen consequences.  Because medicine is considered a “science”, the level of accuracy is required beyond mere witch’s brew, or the spell of waved wand cast upon an unsuspecting eye.  Thus do doctors engage in percentages and probabilities; of mortality, X-percentage, give or take a few months, based upon studies delineated in some obscure journal presumably respected and hidden in the esoteric towers of ivory bastions.

For Federal employees and U.S. Postal workers who are contemplating filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the requirement for Federal and Postal employees includes information that the medical condition will last a minimum of 12 months (from the date of filing for Federal Disability Retirement).  Persistent and prevalent misinterpretation of this requirement pervades; one often hears the belief that the Federal or Postal employee must be away from work, or otherwise incapacitated, for that period of 12 months before filing.  Nothing could be further from the truth.

The requirement is merely one which denotes a prognosis or prediction, no more than what the medical field can predict and what the weather can portend.  It merely means that a Federal or Postal employee who suffers from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal positional duties, will be so prevented and impacted for a minimum of 12 months.

Any doctor worth his or her salt can provide a prognosis of how long the medical condition will last, and whether or not such a prognosis is as accurate as the 10-day forecast promulgated by weather entities is often irrelevant.  For, in the end, the Federal or Postal employee who suffers from the medical condition and who needs to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, knows in his or her “heart of hearts” how long the medical condition will last, whether it is for a day or a season, or a lifetime of chronicity requiring longterm care and treatment.

As one’s own body, mind and soul rarely mistakes the shifting changes of life, so the weather and prognosis of one’s own health can be established through the experience of pain, agony, and the pounding of deterioration perpetrated upon the vulnerability of a mortal being.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The Causal Contingency

If X, then Y; but the problem is that most of us want to skip over the predicated contingency, and move directly to the conclusion without the necessary and sufficient satisfaction of attending to the prerequisite of X.  The consequences of such inaction, or impatience in order to achieve the end-goal, is that when the subversive act of avoidance and disregard results in the inevitable and disastrous compulsion of causal catastrophe, we then attempt to “make up” for “lost time”, and quickly engage in band-aid devices to try and rectify the original misdeed.

Some things in life just don’t work that way; in fact, despite the insistence by millennials that longterm foundations don’t matter (either because the gods are dead, life is absurd, or self-centeredness will get us through the day), it is the artisan and the craftsman who, when the technological innovations and newfangled fads whisper into the fading glow of yesterday’s moonshine, retains the longevity of sustenance and substantive accord.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to impact and prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal positional duties, the inclination is to panic, to rush around like a chicken with its head lopped off by a prowling owl of the dawn skies, and to quickly formulate a Federal Disability Retirement application and submit it through one’s own Human Resource Office (if still with the Federal agency or the U.S. Postal Service or, if separated but not more than 31 days thereafter) or directly to the U.S. Office of Personnel Management (if separated for more than 31 days but not more than 1 year after the separation or termination date).  But the operative word in such a scenario is ensconced in the term, “prepare”.

To achieve an effective Federal Disability Retirement application outcome, one must prepare, formulate and file for OPM Disability Retirement benefits.  To jump over the “preparation” part, and to merely formulate and file, results in the disastrous outcome foreseeable and foreseen.  Just ask Jack, who still reels from the burn marks as he tried to jump over the candlestick.

Sincerely,

Robert R. McGill, Esquire