Tag Archives: opm and ssi disability financial considerations

OPM Medical Disability under FERS: Memory

There have been many recent works of fiction involving the issue of memory — The Memory Police, by Yoko Ogawa; The Buried Giant (Kazuo Ishiguro); Tell Me an Ending (Jo Harkin); just to name three right off the bat.  Why has it become a recurring theme?

Is Google the culprit — that memory is no longer a skill cultivated; where conversations are suddenly terminated because someone has whipped out their Smartphone and looked up the name of the movie, the meaning of a word, or the line from a book of poetry?  Is rote learning even needed?  Does anyone memorize a poem, a line from a novel, or even a stanza from a rhyme?  Has an angst developed, an anxiety left unexpressed, an educational concern subtly evolved?

If we can Google anything, is there ever a need to memorize?  If we fail to cultivate the tools of memory, will we make more of the same mistakes than ever before?  Wasn’t it some philosopher who said that history will forever repeat itself because short memories spawn the ignorance needed to forget the horrors of war?  Didn’t WWII follow upon a generation who had forgotten that the “War to end all wars” — WWI — was fought to achieve an eternal period of peace?

And Vietnam was forgotten, followed soon thereafter with Afghanistan — and how the media attempted to capture a scene depicting some helicopter evacuating masses of civilians from the top of a building — that imagery of a former time, a forgotten memory, a repetition of history.  But did anyone remember?  Was there any resurfacing of memories?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, “memory” is precisely what the U.S Office of Personnel Management wants you to forget:  That there is case-law which applies; that the law and statutory authorities require application and compliance; that eligibility for Federal Disability Retirement benefits must follow the regulations overseeing OPM’s decisions, etc.

The U.S Office of Personnel Management often needs some “reminders” of what constitutes legally-sufficient evidence for an approval; and while OPM’s memory may often fade, it is the job of a competent attorney to “remind” them, to shake their forgetfulness and to emphasize that past case-laws still apply in the current state of society’s amnesia, and thus, you should contact a competent and effective attorney to make sure that OPM “remembers” what the law is.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Benefits: Of History Unknown

Many of us consider ourselves to be “history buffs” — we are proud that we can accurately recite the beginning dates and end-dates of major wars; of knowing the primary principals of each; of the sequence of Presidents; of who was shot and by whom; of when Fort Sumter was fired upon; of the day that Wall Street crashed, etc.

Dates are important to us; they provide a context for our present circumstances.  Yet, history is also about individual lives — often lost in the anonymity of greater events, and few of us have the imagination to appreciate how previous lives were lived — of not having indoor plumbing; of getting water from a well; of not having a refrigerator; of being so poverty-stricken that death by famine was often a perennial cycle of acceptance.

Other people, and other lives we barely even know or consider.  We barely know our next door neighbor, and yet we pride ourselves in accurately reciting authors from esoteric works of history.  Of the history unknown, they remain a mystery.

For Federal employees and U.S. Postal workers who have a sense that your contribution to the Federal Agency is somewhat akin to the history unknown — of relevance no longer appreciated and work left unappreciated — it may be time to file for Federal Disability Retirement benefits.  You medical condition has essentially rendered you a “non-person”.  You are no longer a member of the “mission team”.

Consult with a FERS Attorney who specializes in Federal Disability Retirement Law and consider fading away with a Federal Disability annuity by joining the multitude of the History Unknown — or as General MacArthur once said, “Old soldiers never die, they simply fade away.”  And so for the history buffs: Where did he say it and in what year?

Sincerely,

Robert R. McGill, Esquire

 

Legal Representation on Federal Disability Retirement Claims: The simple life

We all crave it; most of us dream of it; some try to implement it.  The “simple” life is the one that runs throughout the cultural history of Americana; from those days of Walden’s Pond and the life proposed by Thoreau and the transcendentalists, to the hippie communes in the Sixties and the movement back to agrarian life of more recent vintage, the desire to “downsize”, simplify and go back to the harkening calls of less complexity, less technology and less everything has always remained throughout.

Yet, “simple” does not mean “easy”, and one has to only visit an Amish farm to recognize that where technology does indeed save time (an hour’s commute by a car can be twice that in a horse and buggy), shedding one’s self of the daily convenience of modernity is no simple matter.

Do we even know what it means to go back to a “simple life”?  Or, by that concept and idea, do we merely mean the peeling away of complexities that have formed in our subjective states of mind, like barnacles that accumulate on the underside of boats over years and timeless travel through life’s trials and tumults, only to have a period of need where chipping them off becomes a necessity?

Television shows and various movies provide for nostalgic images that stir an emotional sense within all of us – of those days of lazy summer when childhoods were enveloped within a haze of timeless carefree thoughts, like so many waves rolling upon the warmth of sand dunes and castles created that only crumble once the day is over.  But that is the point, is it not – of a fictional state of things, of a world that is looked upon with fondness but probably never was, except in the imaginary memories of writers who realize the need to have a hope for a simpler life, but recognize that the reality is much more complex that they would have us believe.

Notice the subtle differentiation – between the “simple life” and the “simpler life”?  That is all we can ultimately hope for – not the former, but perhaps the latter.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal job, preparing an effective Federal Disability Retirement application will often constitute the requirement of striving towards the objective of a simpler life.

The medical condition itself may be complex; the interaction with one’s agency or the postal facility within the context of that medical condition and “dealing” with them about needing to attend to one’s medical condition – all of that is complex and complicated.  And, while a Federal Disability Retirement application does not guarantee a “simple” life, what it does do is to provide an avenue to simplify the greater complexities of life’s trials by preparing for an uncertain future that only seems to be getting more and more complicated.

Sincerely,

Robert R. McGill, Esquire

Attorney Representation Federal Disability Retirement: Bureaucracies

It is an amalgamation of penultimate collectivism; based primarily upon the concept that centralization constitutes efficiency, bureaucracies exist for the sake of a mission long forgotten and forever compelling the existence of its own justified creation.  They have histories, and often historians to record and annotate the accomplishments of their own beings; and the people who work for them speak about them in objective tones of third persons.

Every now and again, a newly-hired employee will bring about a fresh sense of enthusiasm, of new ideas and different ways of doing things; but after a time, each such newbie of fresh growth begins to wilt, like flowers that bloom for a season and then die an expected and predictable death, only to wait for another to take its place.

Bureaucracies tend to do that to their own population – wilt them, kill them, stamp out any newness that might sprout for a brief moment.  And to those outsiders who require the services of a bureaucracy – well, always remember that the bureaucracy will always last longer than even the great period of the dinosaurs.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits because of a medical condition that prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the exposure to a bureaucracy may be the first time; or, perhaps the Federal employee (and certainly the Postal employee) works within a bureaucracy him/herself.  In either event, suddenly being an “outsider” looking in, as opposed to an “insider” looking out, will be a new experience.

It is good to remind one’s self during this process of preparing, formulating, filing and waiting upon the “bureaucracy of bureaucracies” –- the U.S. Office of Personnel Management – that long after the Age of Dinosaurs passed and became extinct, and long, long after global warming or other such identifiable calamitous event will have altered the face of the universe, OPM and other bureaucracies will still be here.  What a thought to ponder.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Medical Retirement: Avoiding the anarchy of thoughtless acts

Life requires acting; successful living demands thoughtful acts.  Every good stage manager recognizes the signs; there are those who float through the script, with nary a cognitive engagement; others who involve themselves with an exhaustive turmoil of stipends unpaid; and still, those who think that talent alone will carry one through, despite the mediocrity which has surfaced unabashed, and where fingerprints left behind of tattered devastation betraying the lack of success.

Do we ever really “get over” our own ignorance or arrogance?  It is said that the two go hand-in-hand, like cousins who dress identically, or twins who hide their natural jealousies by inventing figments of unborn siblings.  It is because we need to compensate for our ignorance that our arrogant character traits surface; and by our arrogant personalities, we reveal the depths of our vacuity.

In history, there never has been a successful civilization based upon anarchical designs; despots and totalitarian conduits aside, such an institutionalization of disarray would never work.  We already have that in supposedly “organized” governments: bureaucracies of mammoth proportions that continue to thrive on indolence and disrepair.

In a state of anarchy, there isn’t even the semblance of competence; as everything is allowed to work without rules, principles or vicarious rationalizations for perpetual existence, so the inherent despair of personal destruction would prevail over any healthy ego or psyche which attempted to reassemble and reorganize.

But what of individual acts?  Does cruelty originate from an anarchy of thoughtless acts, or do they appear from a deliberative consciousness of knowing resolve?  Must institutions reflect the disarray of individual minds, or does a collective anarchy somehow transcend the singularity of thoughtful vacuity, and translate by pure osmosis a secularization of bifurcated consciousness?  Since when was cruelty excused because of lack of thought, when all throughout history it was precisely that principled requirement which mandated good manners and decorum of proper living?

We have come to a point in history where we have accepted a degraded standard, an institutionalization of mediocrity, and thus the faceless shame of inhumanity.  In the end, we will pay a price for such a state of concession, with a thousand cuts inflicted daily.

For the Federal and Postal employee who suffers from a medical condition, such that the medical condition prevents the Federal and Postal employee from performing one or more of the essential elements of his or her positional duties, the daily harassment, hostile environment and constant bludgeoning of the fatigued workforce is but a microcosmic reflection of the greater macro-indicia of a world gone mad. One may take some consolation in the dismissive aside that, “It is nothing personal” – but that is indeed some minor conciliatory excuse.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management may not be the best option available, but it is that which attempts to preserve a scintilla of dignity, as a safeguard away from the daily imputation of cruelty designed, and a means to avoid the anarchy of thoughtless acts.

Sincerely,

Robert R. McGill, Esquire

 

OPM Federal Disability Retirement: The Happy Warrior

The linguistic implications are multiple and rich in historical nuances, derived not merely from the combination of words but because of images from the past and residual connotations not always agreed upon but nevertheless trailing like appendages holding on for dear life to a departing conveyor of thoughts, ideas and characters.

It evokes caricatures of contrasting conditions of smiling in the face of adversity; of taking on opponents on the proverbial field of battle despite unwinnable odds, yet with an optimism unable to be undermined; and evocative shadows of withdrawn faces, like the peek behind the kabuki painted cosmetics and the space between the flesh and the Noh mask, that moment when doubt is surely to surface and a moment of realization comes about.  Behind closed doors, does “The Happy Warrior” truly smile, or is there hesitation resurfacing, but not for public consumption?

We honor and value that smiling face in the contest of adversities not our own, and disdain and discard upon the garbage heap of history those who disappoint and destroy our carefully crafted image of the warrior who reveals the felt pain and the loss of control of fear and doubt.  Perhaps it is because we ourselves can only maintain one-half of the equation, and the perfect balance between the “happy” side of yin-yang combination, in contrast to the “warrior” component, leaves us empty and without courage.

For Federal employees and U.S. Postal workers who must daily put on the impassive Noh mask in order to counter the Federal agency or the U.S. Postal Service in contending with adversity because of a medical condition, the recognition that in Noh theatre it is expected that as shadows change and perspectives alter, the expression of the Noh mask adapts and reveals character and substance beyond the original intent, may be of some comfort.

The legend of the happy warrior is just that — a residue of days past when history with its feeble memory forgot the tears shed when the transference of the reality of blood and guts to the paper description of battle and fury became lost in the mediocrity of words and wordsmiths.  Life is sometimes too real for even reality to bear.

For the Federal or Postal employee who suffers from a medical condition, whether psychiatric, physical, or a combination of both, the daily requirement of showing “happiness” despite pain and deteriorating health, and to maintain that armor of a “warrior”, can and does come to a point of irrefutable untenability.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is never a surrender to one side or the other of the unfair equation beset by a societal image of who we are, what we are supposed to be, or where we are meant to go.  Instead, the simple formula for the first half of the combination is:  Take care of one’s health first, and let the rest and residue scatter to cubbyholes in faraway places.

And once that has been taken care of, the second half:  Prepare, formulate and file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, precisely because one’s health is paramount in this progressively uncaring universe, and attaining a level of restorative health can only become a reality when once the armor which protected begins to show the chinks of time and deterioration, and where the component of “happy” can no longer stand alongside the “warrior” within, and it is time to move on to another day, a greater battle, and a more winnable war.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement Attorney: The Social Security factor

For Federal and Postal employees under FERS, who now comprise the majority of the workforce in the Federal government, the issue of when to file for Social Security Disability benefits (SSDI) while concurrently filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, is often a recurring question.

On SF 3112A, at the very bottom of the standard form, there are two boxes to check with respect to whether (A) Social Security disability benefits have been applied for, and (B) whether the receipt has been attached and included with one’s Federal Disability Retirement application.

Since most FERS Disability Retirement applicants are still on the agency’s rolls as either active employees, on Sick Leave, Annual Leave or Leave without Pay, the filing for Social Security disability benefits becomes an anomaly, a puzzle and a conundrum, precisely because of the following: Ultimately, the reason why Social Security disability benefits must be applied for, is to see whether or not a coordinating “offset” between FERS Disability Retirement benefits and Social Security disability benefits will be appropriately imposed (a 100% offset in the first year of concurrent receipt of benefits where the annuity rate for the FERS Disability Retirement annuitant is set at 60% of the average of one’s highest-3 consecutive years of service; then, every year thereafter, a 60% offset during each year of concurrent receipt of Federal Disability Retirement benefits at the Federal Disability Retirement annuity rate of 40% of the average of one’s highest-3 consecutive years of service); but presumably such an analysis leading to an offset would occur if an approval by the Social Security Administration is based upon information concerning the severity and extent of the medical condition and disability, and not because a denial of Social Security disability benefits is based upon one’s status of employment.

But here is the “rub”:  Human Resource Offices often will demand and insist that Social Security disability benefits must be filed for, before the Federal Disability Retirement application can be forwarded to OPM.  Nothing could be further from the truth; but then, as gods, dictators and other power-wielding fiefdoms comprise the vast expanse of authoritative sources in the universe, it is often a good idea to go with the flow, file (with minimal effort expended), obtain a receipt which shows that one has filed, and be asked at a later date to duplicate the effort, if needed.

Sincerely,

Robert R. McGill, Esquire