Federal Worker Disability Retirement: Oh, but That Youthful Sense of Invincibility

In the beginning, that sense of potentiality was seemingly endless; while the actual constraints, whether based upon one’s own educational or intellectual limitations, or perhaps that proverbial glass ceiling of nepotism, favoritism, or exclusivity of previously-formed bonds and relationships; but ignorance can indeed be blissful, and youthful vigor and enthusiasm makes up for that lack of reality-based experience which transforms us all into crusty old men of cynical negations floating in a universe of perverse ill-will.

The world was full of hope and opportunity, and nothing could stop that bundle of positive energy, naive anticipation, and future-oriented and exhaustive optimism. Even health was of no concern.  Disabilities?  Nary a thought.  Inability to perform one or more of the essential elements of one’s job?  Not to be considered, for youthful vigor and unbounded energy could not contain the late hours and extra, unpaid dedication reflecting loyalty and meticulousness of purpose.

But at some point the reality of the human condition prevails upon us all, and the limitations of the human body, the frailty of one’s psyche after years of abuse, deliberate attacks and unfettered stresses — they take their toll. Time marches unperturbed, but the response of the human body, mind and soul is one of deterioration and decay.

Did that youth consider what benefits were part of the compensation package? Not initially. But later, Federal Disability Retirement benefits, whether under FERS or CSRS, can become an important discovery for those who are beset with a medical condition which prevents one from performing one or more of the essential elements of one’s job.

It applies to all Federal and Postal employees, whether under FERS or CSRS, and is ultimately decided upon by the U.S. Office of Personnel Management.  While such considerations may not have been thought of in one’s youth, such naive indiscretions are fortunately forgivable, and despite such thoughtlessness, the availability remains for all Federal and Postal employees to consider the option of Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: No Need for an Apology

Federal Disability Retirement benefits exist for Federal and Postal employees, whether under FERS or CSRS, for two primary purposes:  (A)  to allow a Federal or Postal employee who has a medical condition which prevents him or her from performing all of the essential elements of his or her job, to receive an annuity because of one’s service to the Federal Sector, based upon minimum qualification criteria (18 months of Federal Service under FERS; 5 years under CSRS) and (B) to encourage that Federal or Postal employee to continue to contribute in the private sector, but working at some other job, and begin a “second” career, if possible.

It is not an entitlement; it is a benefit which is progressive in the sense that it recognizes a compassionate need to compensate in return for the many years that the Federal or Postal employee has contributed to the work force, as well as recognizing the intelligent paradigm of encouraging continuing contribution in a different career path.  Most Federal and Postal employees do not “want” to file for, or become eligible to receive, Federal Disability Retirement benefits under FERS.

It is not a “choice”.  Rather, most Federal and Postal employees, after many, many years of service, have come to a point of recognition in both the extent, severity and chronicity of their medical conditions, as well as the progressively deteriorating impact upon his or her ability to perform all of the essential elements of the job, that continuing in the same daily struggle with life is inconsistent with retention and continuation in the Federal Service.

It is a benefit which is part of the total compensation package that one signed onto when one became a Federal or Postal employee.  No apologies are needed to file for the medical benefit; it is merely the consummation of a contract, agreed to and signed for at the beginning of one’s career.

Sincerely,

Robert R. McGill, Esquire