Federal Medical Retirement: The Track Meet Unasked For

Do you ever “feel” as if you were all of a sudden in a race which you never asked to be entered into?

That you find yourself running and gasping for breath, seeing others with such ferocious intensity, smooth rhythmic strides in beautiful garments of sweatsuits and runner’s outfits, all doing the same thing but with a slight difference:  Others trained and asked to be part of the track meet; you believe, on the other hand, that you are the only one unprepared.  How did I get here?  Who entered me in this race?  Why am I the only one out of shape and unable to keep up?

Yet, for years, you have been in the “middle of the pack”, unnoticed; perhaps, every now and again, with great struggle and pain, a little ahead of the others; but now, lagging somewhat behind.  It is as if you were milling about as a spectator, and someone got on top of a ladder with a bullhorn and announced, “Okay, everyone listen up!  Everyone line up and when I lower this red flag, the race begins!”  And suddenly, off everyone went, and you along with everyone else, otherwise you would have been trampled to death.  And so you have entered the track meet unasked for.

That is often how Federal and USPS employees “feel” when they suddenly are beset with a medical condition unasked for, unexpected — but with an impact upon their capacity and ability to continue in the Federal or Postal position they presently occupy.  You are struggling.  You cannot keep up.  You will either drop out of the race with nothing to show for the efforts previously expended, or you will simply deteriorate slowly, steadily, progressively.

Contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, and see whether or not you can — this time — exit the track meet unasked for, by preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management under FERS.

Sincerely,

Robert R. McGill,
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Retirement: SF 3112A, Applicant’s Statement of Disability

Preparing an effective SF 3112A, Applicant’s Statement of Disability, is a daunting task.  The questions are tricky, the space within which to answer them is restrictive, and one wonders whether too much information is better than too little, and furthermore, how does one determine the extent of detail necessary, etc.  What to exclude in an OPM Disability Retirement application is often just as important as its opposite: What to include.

While most mistakes are correctible, the one mistake which cannot be amended, modified or restructured, is to put blinders on the U.S. Office of Personnel Management once they have seen something.  Thus, it is important to be able to objectively make determinations on importance, significance, relevance and necessary material.  Importance: That which is essential in proving one’s case.  Significance: If it is important, it is normally significant; if it is significant, it may not necessarily be important.  Relevance: The superfluous should be excluded.  And necessary: That which meets the legal criteria.

Contact a FERS Disability Attorney who specializes in Federal Disability Retirement Law — for, that may be the first step in the proper preparation of an SF 3112A Applicant’s Statement of Disability.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: The Perfect Case

If planning leads to perfection, does it necessarily follow that lack of planning renders its opposite?

There are rarely perfect cases in a Federal Disability Retirement application.  Most people do not go to their doctors with the predetermined view of filing for Federal Disability Retirement benefits, and most doctors (other than those specializing in providing disability assessments, evaluations, etc.) are there to treat their patients in hopes of ameliorating the underlying medical condition.

If “planning” is what makes for perfection, then lack of planning — in other words, just “living life” — makes for the imperfect case, and that is where the U.S. Office of Personnel Management pounces upon and attempts to characterize such imperfections as a valid basis for denying a Federal Disability Retirement application.

Thus, it is important for a Federal employee or U.S. Postal worker to consult with a Federal Disability Retirement Lawyer once you begin thinking about the future need to file for Federal Disability Retirement benefits.  For, while there may never be a “perfect case”, some amount of thoughtful planning prior to submitting an OPM Disability Retirement application is necessary in order to get as close to perfection as possible.

Sincerely,

Robert R. McGill, Esquire

 

FERS Employee Disability Retirement Benefits: Meaning

It is the centrality of being, the core of life and the essence of who we are, what we do and why we endure the hardships of daily living.  Without it, the soul drags, the body wanes, the mind begins to wander.  With it, there is the deliberative step, the bounce in one’s actions, the energy within and the purposeful glint in one’s eyes.

“Meaning” is what drives; its lack, like a balloon which has been punctured and is allowed to sputter aimlessly through the air.  Whether philosophy can solve the conundrum that is questioned; or that faith can endure a lifetime of disappointments; and of what it is “made up of” — whether in answering the most profound of questions, or merely enjoying the company of friends and family — we may never know.

Is there a “formula” to having it?  Can there be meaning in one’s life without close family or friends?  Is there a singular definition of what “meaning” means, or is it different for each individual?  Is it something to “find” or discover, or is it something that we are either born with, or not?

Work is certainly a part of it; for, as so much time is spent in working, one must be able to derive some meaning from a vocation —otherwise, we would end up admitting that a greater portion of our lives is spent in meaningless endeavors.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s job, it often means [sic] that there is a loss of “meaning” in the job that one has because of the struggles one must endure in balancing family, personal obligations and work requirements.

Federal Disability Retirement may not be the answer to the loss of meaning; it does, however, allow for the Federal or Postal worker to secure a base annuity in order to make plans for the future.  And planning for the future is, at a minimum, a good start in finding that pathway for greater meaning in one’s life.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement Benefits: Future Dreaded

We often avoid the subject; of futures yet to be contemplated and images triggered by fears; of questions pertaining to old age, retirements, early onset of dementia and the fearful “A” word — Alzheimer’s.

Are such fates certainties?  Or, do we just shrug them off with a flippant side-step, like the partner dancing with a clumsy other who is nimble enough to avoid being stepped on, making dancing with the stars seemingly like a cakewalk.  “We can always get hit by a truck tomorrow, so why worry about the day after?”  Is that a philosophy of life which can long endure, or a truism which guarantees our fated dread, anyway?

Medical conditions of any form and type remind us of the future dreaded; it points to our mortality, our vulnerabilities and our lack of security in this world where communities are non-existent, empathy remains in short supply and families break apart as easily as the crumbling crust upon an overcooked apple pie.

Future dreaded — it is a feeling felt at the pit of one’s stomach, and nightmares which shake one from the slumber of midnight terrors; and, in the end, we feel sorrow for ourselves in an echo of soliloquies where a singular voice calls for help and no one is there to listen.  The bleakest of ends does not need to be one where the worst fears are realized.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition necessitates consideration of filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, the future dreaded is the one around the corner, triggered by the increasing hostility of an agency or the postal facility which sees no future in your contribution or membership in that community of workers which once provided a sense of security.

When your medical condition has come to a point where you can no longer perform all of the essential elements of your job, call a FERS Attorney who specializes in Federal Disability Retirement Law.  For, in the end, the future dreaded is often one based upon lack of understanding, and it is knowledge of the process of Federal Disability Retirement which can feed the information necessary to prepare for a future brightened, and not a future dreaded.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The Successful Equation

Remember those days in school when — not only did you have to know how to figure out the answer to a question — you actually had to know what the right “equation” was?  Without the proper equation, you could never solve the “problem”.  Yes, yes, you could do some tinkering around the edges — of “figuring out” in some unique way, but ultimately the only way to solve the issue was by rote memorization (something not required, anymore, in this day and age of computers and smartphones) of that mathematical statement on the near side of the equal sign.

If only life were like that — of simply memorizing the equation, then proceeding forward and solving every problem.  But that’s the nub of it all, isn’t it?

Life brings forth encounters and circumstances, “problems” and difficulties that refuse to respond to an equation pre-planned for the vicissitudes of life’s misgivings.  Are mathematicians better at adapting and responding to life’s travails?  Or, do philosophy majors and those who embrace dictums to live by (e.g., that all of life is a “river” and we can never step into the same one twice, and other such Chopra-like platitudes that carry us through difficult times) better sail through the trials that everyone inevitably faces?

The fact is, equations are often best left for mere theoretical applications, and rarely conform to the changes of life’s encounters.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the search for an “equation” in preparing an effective Federal Disability Retirement application should begin with a consultation with an FERS Disability Attorney who specializes in Federal Disability Retirement Law.

While there may not be a pre-set equation to follow, there are certainly important steps to take in preparing, formulating and filing an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Changing Lives

The phrase can have multiple meanings, depending upon the emphasis given to the words.  On the one hand, it can imply an affirmative, active meaning — of some individual or organization implementing steps in order to alter the course of another’s life.

In this sense, it may be that a problem has been identified — for example, higher rate of drug addiction in a community; increase in crime rates; an intersection with a greater incidence of traffic accidents, etc. As a result of an identified problem, a person, group or entity goes about “doing something” about it — i.e., petitioning the city council to put a traffic light at the intersection; forming a community-watch program to reduce the crime rate; intervening and educating the community about drug addition, etc. Thus, the phrase “changing lives” in this sense can be characterized as an “active” involvement where X is impacting upon Y.

In another sense, it can remain inactive — as a passive onlooker who recognizes that there are alterations occurring in the lives of individuals.  Every day, changes occur in the lives of everyone about.  One may quip that such a manner of meaning is rather inconsequential, inasmuch as it is a given that lives must by necessity change and encounter adaptations every day; for, it is a tautology to include in a single breath the terms “life” and “change”, just as it is a redundancy to refer to the weather without admitting vicissitude.

Changing lives is to be presumed.  Life’s daily turmoils require it; it is an inevitability which cannot be avoided.  The greater question is: How do we respond to the changes?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the issue about changing lives can take on a third meaning — that one’s life, career and employment status must by necessity undergo an alteration and modification.

The changes wrought are forced by an uninvited force — the medical condition — and the circumstances which mandate change cannot be controlled — of the inability to perform one or more of the essential elements of one’s position with the Federal Agency or the Postal Service.  How the Federal employee responds to this necessary change is where the relevant next step takes on greater consequences of potential harm.  What you don’t know in the changing life may harm you, and that is why consulting with an attorney who specializes in Federal Disability Retirement Law prior to initiating those next steps in changing lives, is important.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The Problem-Free Lane

There is that obnoxious scene in a nightmare of anguish: Of being stuck perpetually in a lane not moving, then turning and seeing an individual “cheating” the system by speeding down the HOV lane, laughing, carefree and unconcerned about being caught and ticketed.

Life’s rule includes the following, or seemingly does: That there are certain individuals who seem to “breeze” through life without the trials and traumas most of us have to go through.  Atticus, of course, cautioned that you never know what a person is experiencing until you walk in his shoes, and perhaps that is right.  Is there such a thing as a “problem-free” lane, or a care-free zone?  Are there lives which never have to face the problems seemingly inherent and commonly resplendent throughout most of everyone else’s?

Perhaps we fantasize about being wealthy — as if money would solve all of the ills which beset.  Is there a trade-off?  What if you became wealthy but became sick?  Well, you say, then grant me 2 wishes — wealth and good health.  Then another problem arises: Your loved ones are vulnerable.  So you want 3 wishes, instead: wealth, good health and protection for all of your loved ones.  Will that make you happy, or will life still present you with another lane that brings about a trial of unhappiness?

For Federal employees and U.S,. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal position, the idea of the “problem-free lane” of life is an unknown quantity.  Life is full of problems.  There is the medical condition itself; there is the loss of one’s employment capacity; and then, there is the problem of trying to meet the eligibility criteria for Federal Disability Retirement benefits.

Life doesn’t provide a problem-free lane, and if you are considering filing for Federal Disability Retirement benefits, consult with an attorney who specializes in Federal Disability Retirement in order to limit the problems to the extent possible in preparing, formulating and filing an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire