OPM Disability Retirement under FERS or CSRS: The carefully crafted life

But that we could just write the narrative of our life, reflecting briefly upon our past, describing the present condition of being, but most importantly, to carefully craft the anticipated future of our lives in process.  What is revealed from one’s past is telling of a person’s character; of the present, a manifestation of the compass of one’s heart; and to the narrative of one’s future?  If the cultivation of one’s soul is the essence of the teleological process of life, the content of what we insert into the delineated poetry of future actions will uncover the truth in being of our damaged and tortured souls.

Would the script include fame and fortune?  Encounters with the common and ordinary, or of the arrogant dismissal of all but the beautiful and fortunate?  Would money always be written into the narrative of a future life, or ignored and instead replaced by peculiarities of fantasies, such as time travel, the ability to fly, or defiance of mortality and vanquishing of fear?

What one wishes for, like the genie who grants the dreams of youth, casts aside the veil we walk about with, and reveals all.  But the operative concept often overlooked is not about a crafted life; rather, that “extra” descriptive adverb which denotes painstaking caution and conscientious execution:  How does one “carefully” craft a life?  For, when wishes are offered and granted without constraint, the crafting itself becomes cast away as a mere byproduct and of irrelevant concern, like the human detritus flung out from a window of a speeding car down the highway of reckless disregard.

The care that one takes in crafting a life — now, that is an undertaking few of us attend to, despite every opportunity at every turn in the linear sequence of even the ordinary life of an individual.

For Federal employees and U.S. Postal workers, of course, who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal employee’s positional duties, that opportunity is offered in a limited and defined manner — in the form of 2 pathways.

First, by being required to write one’s narrative on SF 3112A, Applicant’s Statement of Disability (where the Federal or Postal employee must describe, delineate and prove a sliced portion of one’s life concerning the medical condition and its impact upon one’s capacity and ability to perform one or more of the essential elements of one’s Federal or Postal job); and Second, by preparing an effective Federal Disability Retirement application and submitting it through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset — thereby formulating the narrative which will determine the future course of one’s life and livelihood.

No, in either case, the Federal or Postal employee will not be able to receive a genie’s grant of unfettered wishes and requests; but that was always the thoughtless residue of a childhood fantasy, anyway.

For, in the end, the carefully crafted life is not one which has any room for the misspent daydreams of a forlorn childhood; rather, the truly substantive content of a carefully crafted life necessarily involves the Triumvirate of the T:  Trials, Triumphs, and some sprinkling of Tragedies; just refer back to Shakespeare, or of Milton and Melville; anything else was merely the storybook fairytales of a bygone memory left behind in the dustbin of a forgotten era.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement Program: Word Piles

The etymology connotes the Biblical narrative found in Genesis, generally referred to as the Tower of Babel; in that case, not of words, but of civilizations attempting to reach the heavens in order to breach the power of the universe.  But Babel was more than the diaspora of a rebellious cabal of God’s children gathered to defy and deface; it had to do with evil, impure intent, and the conspiracy of human depravity in the face of a pure heaven and the violation of man’s sacrosanct relationship implicit after the metaphor of the Great Flood.

Words, likewise, hold such a contractual connection.  They were meant to convey the differentiation between Truth and Falsity, and to correspond to the objective universe in communicating the worth and beauty of a sanctified world.  The defamation of that level of spiritual relationship was violated not because of the tower’s construction; rather, Babel’s unanswerable sin had to do with the depravity of the human heart, and the essence of a soul’s darkening.

Whatever the motivation of the gathering’s aggregate will never be known; and of individual reasons for participating in the construction of such a structure, we can only guess at; but what is clear is that the response was one of anger, and such reaction must have had a reason:  the dispersion was both an explanation of the state of current affairs, a forewarning for any who might consider future similar actions, and a consequence of man’s violation of a once-sacred right.

Modernity suffers from a parallel state of affairs.  Though clinging to the paradigm of a Darwinian explanation of human history, and devoid of everything spiritual, mythological or generational transfers of traditional narratives, the metaphorical pile of words we amass reflect not just an attempt to become gods ourselves, but in the very process, to rebel against the very foundation of what words were meant to accomplish.

Once upon a time, in the flickering shadows and glow from fires where the village gathered to hear the storytelling ancients of the town historian, sorcerer and magic healer, the traditions carried forth from the inception of timelessness into the mysteries of the heart would pierce like the spear of the warrior, and children listened with wide-eyed wonder at the shaman who effortlessly rolled the tales from tongues emitting not mere sounds, but images and shadows of pictures more frightening than the lion’s roar or the wild boar’s tusks.

Words spoken, meant something, then.  Truth was bundled in the very telling of the tale; and falsity reflected the depravity of man’s heart, confounded by the loss of innocence in a world gone mad.

We can still get a sense of that — that encounter with words, meaning and truth; and, indeed, for Federal employees and U.S. Postal workers who must convey facts, circumstances and narratives of human experience when preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, the piling of words upon words must convey a test of reality, and a dose of the shaman’s storytelling.

Preparing a Federal Disability Retirement application is, in the end, not just creating a word pile; it is to communicate the essence of the human condition in a world which often fails to listen, and refuses to hear.  That is why it is important to formulate it effectively, accurately, and with a coherence beyond mere word piling, lest the fall be a cloud of dust greater than the collapse of the Tower of Babel.

Sincerely,

Robert R. McGill, Esquire

 

Federal Gov. Disability Retirement: Of dreamers and doers

There is a time for dreaming; of mental wanderings into wafting willows of soft surfs, where the ebb and flow of moonlit sparkles in the quietude of motionless tranquility pervades like the morning mist in weightless calm.  But in a world where action, doing, accomplishment and “getting ahead” constitutes the springboard of recognition and rewards, the temperament of timeless thinking rarely is allowed, and with grim furrows of brows judging with severe penetration of unforgiving eyes, the dreamers of the world survive at the behest of small windows of tolerance.

Of dreamers and doers, they span the spectrum between creativity and accomplishment, betwixt imagination and construction, and within fiction and fact.

There is a time for everything, and King Solomon knew well the appropriateness of matching the circumstances of the world to the plans of a future king.  For most of us, the time is now.  Dreamers who dream beyond the pinnacle of sleepless nights fare only at the behest of those who race ahead.

For Federal employees and U.S. Postal Workers who suffer from a medical condition, the need to act, to prepare, formulate and file an effective Federal Disability Retirement application with the U.S. Office of Personnel Management, becomes more and more of an urgent need, concurrently with the time when the injured or medically incapacitated Federal employee wants to curl up and hide in the womb of dreams.

Life is hard; and while the state of dreaming allows us to momentarily escape the harshness of the world, we awaken with a sudden start, and realize that the dream shattered was merely a land of imaginary hope; doing is what accomplishes, and for the Federal and Postal employee, whether under FERS, CSRS or CSRS Offset, it is the concrete steps taken which will allow one to attain that conclusion of restorative prairies, where one can attend to the medical conditions and be free to dream for tomorrow.  Of dreamers and doers; it is to engage the latter, in order to have the time for the former.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: Cherishing those small pleasures of life

Perhaps it is reading quietly by a crackling fireside; or playing fetch with the dog; or that moment of peaceful quietude just before sleep overwhelms; those moments, where worries of the world and daily living expenses intrude not, and time remains frozen just long enough to allow for an interlude of soundless music.

There have always been pleasures in life; we often overlook them, take them for granted, or merely avoid recognition, lest an identification of it as such would mark them for extinguishment by those imaginary goblins of demonic demolition set out to destroy all remaining vestiges and residues of joy and comfort.

There is a catch, however, which is more real than we realize:  beyond the daily problems of modernity, where the tripartite concerns of relationships, money and career consume us with daily worries, the consideration of one’s medical condition is something never regarded until it hits home.

Being pain-free; unable to escape the progressive debilitation and deterioration of one’s body and acuity of mind; the exhausting, consuming nature of medical conditions — they destroy the capacity to cherish those small pleasures of life.  For, the irony of impediment disrupting the reserves of things which cost nothing, cannot be overlooked.

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the impeding medical conditions prevent the Federal and Postal worker from performing the essential elements of one’s Federal or Postal positional duties, the exponential magnification of those minor reserves of pleasurable moments becomes all the greater in proportionality with the deterioration of one’s health.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, becomes all the more important in order to reverse course and retain that small pool of lost ground.

We often dismiss those small pleasures of life because they cost nothing, and regard with greater focus the things which are unattainable because of their higher monetary value — until that day when pain and purposeless debilitation takes away even those priceless and valueless pleasures.

Filing for OPM Disability Retirement benefits secures the foundational necessities of life, and returns to us far more than a mere annuity; it allows for the Federal and Postal employee to cherish those small pleasures of life, by returning to the Land of Oz where fantasies abounded, and imagination enjoyed, like the fading laughter of the child within who lost his or her way down the winding corridors of a past unfulfilled.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The Flavor of Our Times

Each generation has a flavor of the times — that obscure and fuzzy sense of “something” beyond which one cannot quite describe, but nevertheless leaves a distinctive aftertaste that remains and cannot be washed away.  Hypocrisy may come close to identifying it — of saying one thing, meaning another; of using words and virtual reality in order to conceal the true motive and intentions.  We see it in our politicians, in newspapers and neighborly barbecues; as truth is not the sought-after goal, and as relativism and the capacity to perform linguistic gymnastics at every turn of words, so the natural consequence of our deeds should not surprise us.  We claim empathy, but act indifferently; we teach our kids grandiose belief-systems, then act surprised when rebellion monitors the day.

For Federal employees and U.S. Postal workers, the stark reality of what they hear as the “official” pronouncement of one’s agency, as opposed to the practical and day-to-day occurrence and action in “real time”, is like the echoing chasm of a hollow pit which reverberates with each unintelligible sound.  All of the rules and regulations promulgated for public consumption about protecting the rights of disabled Federal employees sound like collected baseball cards reserved for showing off to guests who are gullible enough to gasp with excitement over items of dubious value; but it is the “behind-the-scenes” reality of how individuals treat each other, which tells the true story of shame, deceit and indifference.

For Federal employees and U.S. Postal workers who have a medical condition, such that the medical condition prevents him or her from performing one or more of the essential elements of one’s positional duties, the gap between declared public policy and the reality of that insular shame, is a daily recognition of man’s inhumanity to his or her fellow man or woman.  Federal employees and U.S. Postal Service workers experience this violation daily.  That is why opting to file for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the best, only, and remaining self-preservation option, to secure one’s future and to separate from Federal Service with a semblance of dignity.

Federal Disability Retirement benefits, filed through the U.S. Office of Personnel Management, allows for the Federal or Postal employee to obtain a base annuity, then go into the private sector and begin to pursue a second, or third, vocation of choice.  It is not an abandonment of one’s principles, nor a retreat from one’s beliefs. That was already accomplished years ago, when the flavor of our times became the official stance of an uncaring system which betrayed the dedicated Federal or Postal employee merely because of a medical condition beyond one’s control.

Sincerely,

Robert R. McGill, Esquire

Federal Medical Retirement: The X Factor

In algebraic equations, it is that unknown variable which remains elusive and concealed, and which must be figured out in order to arrive at the conclusion.  We love those teachers who inform us that “credit” will be “given” for work shown, and that it is not so important to come up with the answer as opposed to the methodology manifested in reaching it.

And so we devised a complex network of signs and symbols, hoping that they concealed the ignorance of our unlearned lack of wisdom.  But the fact remains that leaving the factor unexplained and unfulfilled is like turning one’s back upon a helpless puppy abandoned in the middle of a busy freeway; somehow, the hollowness of leaving behind haunts one with a sense of incompleteness, like the puzzle with a missing piece.

These vestiges of psychological appendages, like damaging mollusks on the underbelly of a drifting boat, remain long after the effort to solve the equation is abandoned; for, in life, we think that all variables have an answer, if only we had listened carefully in the classes we skipped or during which we daydreamed and slept.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to seriously impact one’s ability and capacity to fulfill the positional requirements (or “essential elements”) described, the thought of abandonment through resignation or termination leaves that same taste of dismay and fear, like the residue of pine-goo on the palm of one’s hand.

The “other” option — which constitutes the solution of the X-factor — is to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.   While not widely advertised, OPM Disability Retirement is a benefit which is offered when a Federal or Postal employee is no longer able to, because of a medical condition, perform one or more of the essential elements of one’s positional duties within the Federal government or the U.S. Postal Service.

Thus, instead of remaining static in a state of utter frustration, attempting like those childhood years of yore when scratching one’s head, peeking over surreptitiously at the blank paper on the next desk, or looking with wonderment at the ceiling above as if the gods of information will reveal the answer through the illuminating fluorescence of those linear tubes, the Federal or Postal employee has the ultimate solution for the X-factor within grasp:  preparing, formulating and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement: The Question of Worth

Whether animals consider the question or not, they certainly make judgments based upon prudence, calculation and quantification of effort involved; but perhaps not in some conceptually systematic approach.  “Worth” can involve multiple meanings: of time expended; monetized value; quality; but always involving the evaluative process of comparative analysis.

It is this latter process which is important for the Federal employee and the U.S. Postal worker in determining whether to proceed with preparing, formulating and filing for Federal Disability Retirement benefits under FERS, CSRS or CSRS Offset. The comparison may be on different levels, and pitted against and between various elements: priority of values (health versus continuation and persistence in present circumstances); current financial condition in contrast to future reduced benefits; the penalties imposed by taking an early retirement as opposed to a Federal Disability Retirement; the length of the process in contrast to one’s age and cost of hiring an attorney; and many such similar factors to be analyzed.

Perhaps the only comparative analysis which need not be engaged is the one which the Agency implicitly compels: The worth of self, derived from the manner in which the agency or the U.S. Postal Service treats the Federal or Postal employee once it becomes evident that the Federal or Postal employee has a medical condition such that it prevents him or her from performing one or more of the essential elements of one’s job, and thereby consideration must be given to filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Other animals never ask that question of self-worth, as survival and Darwinian principles prevail and overtake the inherently nonsensical nature of such a question; it is only the human being who ever questions the worth of self, and only within the greater context of a society which places a premium upon questions unworthy of consideration.

Sincerely,

Robert R. McGill, Esquire