OPM Disability Retirement: Chronic Medical Conditions and the Dissonance of Society

Society proceeds with a dissonance of perspectives and beliefs; and the macro-approach of such societal values and norms is reflective of the individual microcosm of such self-conflicting belief systems.

On the one hand, we are taught that the physical universe is what constitutes the entirety of our existence; that consciousness, metaphysics and transcendent spectrums of existence are mere vestiges of our ancient, unsophisticated past.  On the other hand, society attempts to maintain a position that encompasses compassion, values of empathy and caring for those less fortunate.  But if a Darwinian approach of pure materialism is embraced, where survival of the fittest ensures the propagation of the hardiest of species, while at the same time negating the possibility of the existence of a metaphysical foundation for our existence, how can the truncated belief-system work in practical terms?

Witness the workplace:  an explosion of laws are enacted to allegedly protect those who suffer from medical conditions; yet, concurrently, one sees the exponential occurrence of workplace harassment and abuse.  Cognitive dissonance?  The runt of the litter is always shunned by the rest, if only because the “rest” — despite being siblings — have an innate sense that there is something “wrong” with the runt.

In the Federal Work Sector, Federal and Postal employees have legal rights intended to protect Federal and Postal Workers from workplace harassment, hostile work environments, etc.  Further, Federal and Postal Workers have the option and alternative to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, which allows for an escape from such a non-supportive environment, in order to enter into a rehabilitative period secured by a monthly annuity, and perhaps to engage a second, more conducive vocation consistent with one’s medical conditions.

Such a paradigm of offering Federal Disability Retirement benefits reveals a side of human nature which is indeed compassionate and intelligent.  But it in no way undercuts the ugly side of human nature — of the workplace harassment which such Federal and Postal employees must often endure for their chronic medical conditions.  The cognitive dissonance of the human species is indeed confounding; but perhaps it is precisely the complexity of our nature which reveals the mystery of the unexplainable, and while Darwin may have a point, such a purely materialistic approach can never fully explain the proverbial ghost in the machine.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: It Is a Retirement

Federal Disability Retirement is a retirement; it is not a temporary method of compensation, and unlike OWCP under the Federal Employee’s Compensation Act (FECA), one is actually separated from Federal Service shortly after receiving an approval from the Office of Personnel Management.

Once the Federal or Postal employee obtains a Federal Disability Retirement approval, there is no “turning back” for employment or position rights; one does not have a preemptive or superior right to go back to one’s agency, anymore than a person who applies for a Federal or Postal job as a new hire.

That is why, as part of the administrative process and requirement in the filing of Standard Forms, one must include SF 3107 (for FERS disability retirement applicants) or SF 2801 (for CSRS disability retirement applicants) — the “Immediate Application for Retirement”, where much personal information is requested, including information on one’s spouse, data on health insurance, life insurance, past military service, etc.

While it is true that the Federal Disability Retirement annuity becomes recalculated and re-characterized as “regular retirement” at age 62, based upon the number of years of total Federal Service — including those years on Federal Disability Retirement (which is why switching from OWCP to OPM Disability Retirement can be beneficial in the long run, as opposed to the lesser monetary amount for the short term) — it is nevertheless a retirement in every sense of the word:  one is separated from Federal Service; one receives an annuity; there is no future expectation of rehabilitation and return to work, etc.

It is not a short-term process of rehabilitation and compensation, and therefore when the Federal or Postal employee begins to prepare, formulate, and file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, one should be fully aware that in the very term, “Federal Disability Retirement”, it is a compensatory benefit based upon three (3) factors:  It is for Federal/Postal employees; it is based upon a medical condition or disability; and it is a retirement.  As the age-old adage goes:  If it walks and acts like a duck, then it must be one.

Sincerely,

Robert R. McGill, Esquire