OPM Disability Retirement under FERS: The Trials of Life

This is a difficult period in everyone’s life.  We can try and put a brave front, attempt to have a “positive outlook”, and walk around with a frozen smile on our faces, but the plain fact is that life is tough.

These days, the trials which we face often appear to be insurmountable.  Inflation eats away at the stagnant pay; the bureaucratic state seems to pass legislation after legislation which does nothing for the middle class; the amount of waste and fraud in the federal expenditures leaves one wondering — why do we pay so much in taxes when everything seems to be given away in mindless and useless political paybacks?

Did we really have to give those billions for corporations to start building computer chip factories?  How many billions were stolen for pandemic-relief monies?  At last count, was it (conservatively estimating) some 40 – 60 Billion?  What percentage of kids are now on some form of anti-depressants?  How many kids are now unable to read, write, or to pass basic educational tests?  How many suicides are there, now, every day, every month, every year?

And meanwhile, we see the value of our paychecks diminishing because of the inflationary cauldron we fail to understand.

The trials of life, indeed, are heavy in modernity, but one aspect which still provides a ray of hope for people concerns Federal Disability Retirement Law under the FERS disability system.  At least, there, the Federal Government has continued to recognize the value of providing for Federal Disability Retirement benefits for those who cannot continue to work in the career of your choice.

Contact a FERS Medical Attorney who specializes in Federal Disability Retirement Law, and recognize that — even in the midst of the trials of life — there is still a benefit which can help a FERS employee who can no longer perform one or more of the essential elements of your Federal job.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Disability Retirement: Effectiveness

What does it mean, to be “effective”?   The dictionary definition will always include some synchronicity between “outcome” and “desired result”, but can one still be effective if one falls short of the goal desired?

If a football team goes through an entire season with a perfect record, but loses in the first round of the playoffs, has it failed to achieve its mission of “effectiveness”?   Similarly, if an up-and-coming company places a milestone-goal of 1 Billion Dollars in sales by year’s end, but misses its mark just shy of it, has it failed to be “effective”?

One may, of course, conclude that such analogies don’t always apply, as it often depends as to whether or not the goal itself is an “all or nothing” desired end, as opposed to a spectrum upon which success or failure depends and where there are varying degrees of differences which may result in a wide range of relativity.

For Federal Gov. employees and U.S. Postal workers who suffer from a disability, and where “effectiveness” is first gauged by looking at whether or not you can perform all of the basic elements of your job despite your ongoing medical conditions, the consideration as to whether it is time to initiate the process of filing for Federal Disability Retirement benefits under FERS, must in the end depend upon multiple factors.

Are you becoming deficient in performance?  Have there been any “conduct” issues?  Is your attendance becoming less than satisfactory?  Do you have a doctor who is willing to support your case?

In the end, “effectiveness” in a Federal Disability Retirement application has only one (1) desired result:  An approval from the U.S. Office of Personnel Management, under the FERS system.

In order to reach that desired result, contact a FERS Retirement Attorney who specializes in Federal Medical Retirement Law and let the synchronicity between “outcome” (an approval from OPM) and the “desired result” (early retirement based upon your medical condition) meet without a gap in between.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Help: The Unraveling

It is similar, yet quite distinct, from the concept of “unwrapping”, or even of “finding”, “revealing”, of “unearthing”.  For, the other words describe an indication of voluntariness — of a third-party agent (or even of the first-person pronoun) engaging in an act of deliberative steps toward an appearance of something.

But that other term — the word which is today’s focus — has a frightening aspect of loss of control, inability to contain, a lack of freedom or choice, and even implying a frailty of crumbling, catastrophic consequences.  When there is a societal unraveling — or even a personal one — there is an underlying sense that the constraints, borders, fences and outer membranes which once restrained and held together the entity contemplated, are now disintegrating.

The term, “bursting at the seams” or “cracks in the foundation” and similar metaphors, are all appropriate when using the term, “unraveling”.

Sometimes, it seems that society as a whole is unraveling.  But societies don’t unravel unless there is an aggregation of personal unravelings, where the cumulative effects of many such individual unravelings result in the further metaphor of “the whole is greater than the sum of its parts” phenomenon, in a negative, reversing manner.

Unraveling, of course, is what sells newspapers and online stories; the trading of bad news is always scintillating for the prurient needs we all ascribe to; and the antidote to such a sense of unraveling is to take a walk through your own neighborhood, where it is likely that things still likely appear “normal” and “together”.

For Federal employees and U.S. Postal workers who are experiencing a personal sense of unraveling because of a chronic medical condition which impacts one’s ability and capacity to perform the essential elements of one’s Federal or Postal Service job, the solution may be to file for FERS Disability Retirement benefits through the U.S. Office of Personnel Management.

Preparing an effective Federal OPM Disability Retirement application under the Federal Employees Retirement System (FERS) is tantamount to taking that “walk” through one’s own neighborhood, to get away from the greater sense of unraveling.  For, whether society as a whole is unraveling, or you next door neighbor’s life appears to be boring and normal, you may want to contact a FERS attorney who specializes in Federal Disability Retirement Law, and begin the process of preparing, formulating and filing an effective Federal or Postal Disability Retirement Application.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement: The Upper Limit of Havoc

Is there a limit?  Or, is Man’s capacity for havoc, mayhem, untoward devastation limitless and incalculable?

There is havoc on the personal level, and then on the societal level; and perhaps if we just turned off the news, refused to read anything but the local newspapers, then our bifurcated levels would merge into a synthesis of one.  You cannot even go to a 4th of July parade without fear of being shot at; you can barely make a living, nowadays, with inflation eating away at every penny, gas prices skyrocketing, and food prices soaring to unaffordable limits.

In the aggregate, do these all qualify as “havoc”?

Certainly, we do not have the havoc of Ukraine, where entire cities once beautifully landscaped are now devastated to mere images of rubble and mayhem.  Entire populations have disappeared; daily shelling from Russian advances have made survival and habitation impossible.  But wherever people live, in small towns and other cities — where none of what has been described has actually occurred — can one live like the proverbial ostrich with its head buried in the sand?

But then, of course, there is the personal level of havoc — say, of a medical condition.

For Federal employees and U.S. Postal workers who suffer from a medical condition where that medical condition has resulted in the serious contemplation of the need to file for Federal Disability Retirement benefits under the Federal Employees Retirement System (FERS) — on a personal level, leaving aside the greater societal level — you have probably reached the upper limit of havoc in your life.

Contact a FERS Attorney who specializes in Federal Disability Retirement Law, and begin to lower the upper limit of havoc in your personal life by preparing, formulating and filing an effective FERS Disability Retirement application.

And as for the societal upper limit of havoc — of shootings and deaths; of the ongoing pandemic; of wars in other parts of the world, etc. — the buried head is often the only way to avoid the havoc, and perhaps ignorance is bliss, after all.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement: The Age of Folly

The Age of Folly is in contrast to the Age of Reason, the Age of Discontent, the Age of Serious Wonder, the Age of ….  But of modernity: We live in the Age of Folly.

A recent Wall Street Journal article spoke about ways to try and interest a child who is a “gamer” to read books — an endeavor which, in former times, would have been a “given”.  Entice him with books of action!  Try and find books which cater to his interests!  Really?  How about: Books represent the richness of our culture; they open the pathway to a successful life; they expose us to a world beyond, and educate us about the world in which we abide.  Perhaps, restricting “game time” and saying “No” to the child’s every want is the better first step.

Time was, not so long ago, that we had a shared set of values — through the common reading of great works.  Can a city kid have empathy for farmers who struggle?  Yes, because we all read Steinbeck’s, The Grapes of Wrath.  Does a Midwestern Farmer have any knowledge about fishermen?  Yes, because we all read Hemingway’s, The Old Man and the Sea.  Did the Northerner have any idea about the South?  Yes, because we all read Faulkner.  And did the Southerner know anything about their Northern neighbors?  Yes, because we all read F. Scott Fitzgerald.

But we no longer read.  And so we live in the Age of Folly, lost in our Smartphones, forever brandishing opinions on Facebook, Twitter and Social Media.  That is often how Federal and Postal employees who struggle with a medical condition feel about the lack of empathy by their coworkers and supervisors — an Age of Folly where empathy no longer exists, and the attitude is one of:  So what?

Consider preparing an effective Federal Disability Retirement application under FERS, and get away from the Age of Folly where others seem to have absolutely no understanding of your life, your situation or your problems beyond the nose extending 2 inches from the flat surface of their faces.  Contact a retirement attorney who specializes in Federal Disability Retirement Law, and perhaps you will be able to escape this cauldron entitled, The Age of Folly.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement Law: The “EU” Prefix

Good; well; uttering sounds which portend of good omen; and of the root word of “euphemism”, it comes from the Greek word, “phemos”, or “speech”; or of the word, “Euthanasia”, the word after the “eu” is derived from the Greek root, “thanatos”, or death.

And thus do we alter and modify the very meaning of the words by attaching the prefix, “eu”, and turning a negative concept into a positive one: of speech which could be harmful or derisive, into an utterance of a more positive outlook; and of death — that ultimate end which portends of agony and pain  — into a painless sleep into that eternal darkness.  It is the prefix attached upon a word which can turn the negative into a positive.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, preparing, formulating and filing an effective Federal Disability Retirement application under the current Federal Employees Retirement System (FERS) through the U.S. Office of Personnel Management is tantamount to place the “eu” prefix onto your life and career, where the medical condition itself has become the negative impact upon your life and career, and where the “eu” prefix can turn that around and make it into a positive circumstance.

Contact an Federal Attorney who specializes in Federal Disability Retirement Law and begin the process of attaching a positive prefix onto a negative circumstance by become eligible for Federal Disability Retirement benefits under FERS.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement Application: Arguments

Should you preemptively argue an issue even when it has not yet been brought to the fore?  Is it better to raise the proverbial “red flag” at the outset, or take the chance that no one will notice the “elephant in the room” (another metaphorical reference) and hope that the potentially problematic concern will be overlooked?

It depends (yes, yes, what a lawyerly response, as expected, from a lawyer).  Art and legal argumentation are part and parcel of what it means to “practice law”.  For, law is not science; it is not always the precision of the word-games which wins the courtroom battle, but rather, the strategic focus placed along with the when and where.

For Federal employees and U.S. Postal workers who suffer from a medical condition which necessitates filing for Federal Disability Retirement benefits under FERS, it is always important to remember which arguments should be primary, which secondary, and what extraneous issues should be left out of the initial application process.

Will the issue come up later?  Maybe.  But as with Shakespeare’s Queen Gertrude’s response to the over-reaction from another character, “The lady doth protest too much, methinks” — it is generally best to leave the sleeping dog alone (yes, another lawyerly, in-artful metaphorical reference — or, is it an analogy?), and deal with slumber of red flags left for another day.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Retirement under FERS: Planning Long Term

Augustine’s view of Time is essentially based upon the projection of our thoughts into the past; our current encounter with the present; and our anticipation of what will occur in the future.  Without a human involvement in thought spanning across the spectrum of past, present and future, Time merely exists in the presence of the current moment.

Human beings are not the only species who utilize time and apply it for planning long-term.  Other species plan for the coming winter; some engage in long flights to warmer conditions, and not necessarily for just a short stint in Florida.  For planning “long-term”, however, the human species tends to engage in such sport more than others.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it may often appear that “long-term planning” is an act of futility, given the nature of an illness, medical condition or other form of disability.

However, filing for Federal Disability Retirement under FERS is actually an excellent plan for the future — long term.  For, not only does it provide for a monthly annuity to live on; it actually is “building” your future long-term retirement by counting the time you are on Federal Disability Retirement in the total number of years being accrued, so that when your Federal Disability Retirement benefits are recalculated at age 62, the “total number of accrued years” takes into account not just the time you had as an active Federal employee, but also the years you have been on Federal Disability Retirement as an annuitant.

Thus, you are building up your retirement while you are on Federal Disability Retirement.  Now, that is planning for long-term.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Postal & Federal Employee Disability Benefits: Consider the Alternatives

It is a cognitive activity which we must all do — or, at the very least, which is forced upon us even when we don’t want to.  It is interesting how some people are simply unable to engage in the mental process of such consideration — whether because they were never “taught” how to sequentially weigh and prioritize, or because the “making” of the decision puts too great a finality upon one’s life.

In either case, it is often necessary to consider the alternatives, then to make a decision, then to act upon the decision.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits, the foundational basis in coming to a decision to file for Federal Disability Retirement under FERS, through the U.S. Office of Personnel Management, consist of a 3-fold question:  How is my health?  Can I make it to “regular retirement”?  If I continue in my present circumstances, will my health suffer such that if I make it to regular retirement, I will not be able to enjoy it?

In the end, considering the alternatives is a matter of prioritizing one’s life — of health versus work, of now versus the future, of values versus things, etc.  To become better informed in order to properly consider the alternatives, contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law and take that information in making the proper decision for your life, your future, and the alternatives which you may not even know about.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.