Tag Archives: opm federal termination letter requirements

FERS Medical Retirement: The Proper Perspective

You can gather all of the available facts, and yet still make the wrong decision because you fail to have the proper perspective.  To have the right perspective, you must assess and evaluate the facts as presented and arrive at the best judgment based upon a proper perspective.  The “proper perspective”, moreover, is often based upon a lifetime of habits formed in how one engages the facts amassed.

Do you allow for emotional prejudices to cloud your judgment, or have you cultivated a habit of dispassionate review?  Are you able to set aside the overwhelming sense of panic which can lead to a reactionary course of response, or can you set the issue aside and come back to it with a reserved approach of greater objectivity?

In most cases encompassing a variety of facts, a requirement of interpretive analysis must occur, and that process of arriving at the best course of action in determining the comparative and superlative degrees of a judgment does not necessarily mean that there is a singular “best” course, for reasonable people may differ on that.

And, of course, that is the proverbial “rub” of the issue — that the proper perspective arrived at the time may not lead to the best action to be taken, but merely that, given a set of facts analyzed at a given time and place, it is the “proper” one for the moment.  Other facts and circumstances may come into play if left to ponder, but because an imminent decision must be made, it is often enough to rely upon one’s best judgment in moving forward.

For Federal employees and U.S. Postal workers who suffer from a chronic illness or injury such that an application for Federal Disability Retirement benefits under the FERS system must be considered, arriving at the proper perspective will often be clouded by the medical condition itself.  As such, it is important to have the assistance of a lawyer who specializes in Federal Disability Retirement Law in order to provide the proper perspective in fighting against OPM for your rights.

The perspective of the U.S. Office of Personnel Management is always that no Federal or Postal employee qualifies for Federal Disability Retirement, and will often deny a case by making it appear that you had no chance for success, to begin with.  However, that approach is not the right or proper perspective, and the way to counter OPM and arrive at the proper perspective is to apply the law.

Contact a Federal Lawyer who specializes in Federal Disability Retirement Law, and respond with the proper perspective.

Sincerely,

Robert R. McGill, Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement from OPM: The Altered Life

We tend to think that, at some point in our lives, there is a problem of the static — of lacking any action, movement or change.  Perhaps that is why some people engage in a life of crisis, of a second puberty or what was once termed “going through a phase” — of needing to suddenly change in an effort to grasp and hold onto one’s youth, whether misspent or not.

We see it today more and more — of old people trying to act like the foolish young; and so, why would there be any respect for age or wisdom, since everyone seems to be acting like every other young person?

There is, of course, some comfort found in the static life — as reliance and dependence upon a static world is the foundation of calm and peace.  The altered life — one of change, of new challenges and movement towards a different direction — often seems like a threatening and foreboding circumstance to avoid.

Medical conditions are like that — of an altered life, whether because one must face chronic pain, change the way one accepts a certain quality of life, or if it involves psychiatric conditions, a level of acceptance in one’s cognitive capacity.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the altered life is consumed by the medical condition itself, and the way to counter the alteration is to combat it with another change — in the case of Federal and Postal employees, of considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management under FERS.

Contact a FERS Disability Lawyer who specializes in Federal Disability Retirement Law, and consider that the altered life need not remain static within an alteration you do not want to accept, but that there can be an altered life after the initial onset of the medical condition which altered your life to begin with.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Disability Retirement under FERS: When We Were Young

When we were young, we used to think that good health would last forever.  When we were young, taking risks was not such a big deal, because we really thought of ourselves as invincible beings.  When we were young, we figured that tomorrow was just a concept applicable to very old people, and that today was the only tense that mattered.  When we were young, old age, sickness, pain, being limited by the deterioration of our bodies — that was something that the “other person” experienced; not me.

When we were young, the future was always bright, the past was merely a fuzzy yesterday, and today was as promising as the North Star that twinkled upon the eternal promise of our own strengths.  When we were young, life was a limitless opportunity which never had the word “never” in it.

You get the idea.  We were all once young, and foolish in our beliefs.  Life, in the end, is a lesson of humility, and as one grows older, reality tempers the foolishness we once embraced.

For Federal employees and Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, contact a Federal Disability Retirement Lawyer and consider whether or not FERS Disability Retirement is an option for you.

Yes, when we were young, such an option was not even a consideration; but when we are older, wisdom tells us that not everything we wish for, do we get, and not every option can we “go it alone”, and sometimes having an aggressive advocate to fight for your rights — a FERS Disability Retirement Lawyer — is what being older teaches us: Of having some sense and wisdom.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement from OPM: The warmth of a thought

Does it even make sense to cross over between tactile-based sensations and conceptual transmissions?  We’ve heard variations of that muddle — of how a thought brings warmth to one’s body; meaning, thereby, that there is a causal connection between a thought and a subsequent sensation, as in, “I was sitting there one evening thinking about my childhood, sitting on my grandfather’s lap when a secure feeling of warmth overcame me”.

In such an instance, we realize the cause-and-effect consequences at play — of a thought that leads to a sensation, where mind-to-body interaction is “proven” by the symbiotic relationships and coherence of and between the two.

David Hume, ever the doubter and cynic, would likely have argued (beyond a mere declaration of dismissiveness in saying, “Bosh!” with a distinctive Scottish accent) that no necessary connection between the thought and the sensation has occurred, any more than the sequence of one following upon another.  Yet, we all believe that there is some sort of a connection, whether directly causal or otherwise.

Thus do we accept the descriptive custom when a mystery write speaks about the “cold chill” that ran up the victim’s spine just before the killer put his hands around the woman’s throat — a clear indication that observation following upon a thought resulted in a tactile sensation.  But the subtle distinction made here — not of a thought that brings about a sensation, but the “warmth of a thought”, is a somewhat slight variation of the causal connection.  Not that the thought itself links to a consequential sensation, or that there is a causal linkage between thought and tactile phenomena, but that the two are one and the same — of the very sensation within, of and encasing and encapsulating the thought itself.

In other words, the thought itself is the warmth, and the warmth is the thought, such that the “of” is not a causal consequence brought about by a sequence of X-following-upon-Y, but the space between concept and sensation doesn’t even exist.  It is somewhat like the difference between the following 2 sentences: “The discontent in winter” and “The winter of discontent”.  Is there a distinction with a difference?

Linguistic subtleties abound only within the ivory towers of academicians; for the rest of us, such separateness of meanings rarely impact with significance or relevance (ah, now that is the rub, isn’t it — to argue over the difference between “significance” and “relevance”?).  The warmth of a thought — can the tactile sensation be separated from the conceptual construct?

It is like the medical condition that a Federal or Postal employee suffers from — the one (or many such ones) that begin to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job.  Can the medical condition itself ever be separated from the life that one lives?

Others talk about “it” as if the “it” (the medical condition) is some other entity or stranger, but for the suffering Federal or Postal employee, the “it” is part and parcel of the life itself.  That is why, for a Federal employee under FERS, CSRS or CSRS Offset, it is important to be clear, elucidating and coherent in writing up one’s Statement of Disability on SF 3112A when making one’s “case” for the U.S. Office of Personnel Management to approve a Federal Disability Retirement Application — for, when the Federal or Postal employee is suffering from a medical condition and is in need of filing for Federal Disability Retirement benefits, the warmth of a thought is the same as the suffering felt and the anxiety one is left with for a future yet uncertain.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: Unwillingness

What is it about a personality that is unwilling?  Is it pure obstinacy?  Or, perhaps a personality trait of stubbornness that goes against the very nature of a person’s essence?  Such traits or quirks of personalities are interesting, precisely because they can fluctuate depending upon the particular context encountered.

Take, for example, an important conference where negotiations are occurring — say, in the settlement of a lawsuit or the consequential merger of two giant companies, etc.  If one of the principals in the negotiations has a reputation of “unwillingness” to compromise, or during the course of back-and-forth give and takes, it becomes apparent that the chief negotiator is unwilling to move an inch, we say of the person that either his (or her) unwillingness to reach a common accord is X or Y — i.e., tenacious to certain unmovable principles; stubborn; intractable; a “brilliant” tactical negotiator, etc.

Now, take the same example but with an individual who is willing to bend and allow for concessions — we might say of that person that he or she is “reasonable”, or that he is a wimp or she is without integrity.

But “unwillingness” has a special characteristic and connotation, does it not, from the rest of the personality traits described?  Especially if it is a permanent feature of a person’s makeup, and not merely a temporary, stubborn streak that may change and alter later on, or in a week, or in an hour’s time.

There is both something admirable as well as exasperating when referring to a person who has a personality characteristic of “unwillingness” — whether based upon an inner principle that drives the intractable nature, or perhaps a quirkiness of nature that refuses change.  The test of that unwillingness, and whether it is apparent only in certain particular and unique circumstances, or whether that is a permanent feature of a person’s internal mechanism, can only be tested through the spectrum of one’s life.  Such a personality trait can be admirable and reflect an evolutionary advantage in surviving the encounters with the world at large, or they can be a self-inflicting wound that can destroy and defeat.

For Federal employees and U.S. Postal workers who have an unwillingness to throw in the proverbial white towel despite all evidence that shows that the Federal or Postal employee is no longer able to perform one or more of the essential elements of one’s Federal or Postal job, the alternative one must face can be daunting: continuing to endure the medical condition despite the debilitating nature of the trauma; the increasing harassment that must be faced because of excessive taking of Sick Leave, Annual Leave or LWOP; the the questioning looks from Supervisors, managers and coworkers, etc.

Federal Disability Retirement, of course, is an alternative course of action — of recognizing the need for change, the requirement of pliability, and the necessity for modification in one’s life.

Yes, “unwillingness” is often an admirable trait to cling to, but for the Federal or Postal employee who can no longer perform one or more of the essential elements of one’s Federal or Postal job, it can be an obstacle to a necessary next step in preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirements: The predetermined, “Let’s discuss it”

You can often tell from the eyes and the mannerism whether the opening prelude is meaningful, or predetermined to merely manipulate to an intended end.  The opening interlude which allows for the conduit of engagement:  “Let’s discuss it”; does it next encapsulate an ear which listens, or pauses which allow for conveyance of communication – or merely a diatribe of invective meant to dissuade and demean?

It is a rare character, indeed, that states and means in a coalescence of sincerity; instead, the danger signs should be evident at the outset:  The end has already been predetermined; your words are merely allowed to provide a setting of appearance, or to give you the rope in order to coil it and hang yourself.

Beware of the wolf in sheep’s clothing (or does that metaphor even apply, today?); there is rarely a cast of shadows without the darkness elongated, and it is indeed a rarity to find sincerity in an insincere world.  Discussion requires a prefatory contingency of openness to logical argumentation (or even emotional appeal), persuasion, dissuasive comportments, and a sense of listening.

Is there a fine line between that, and a preset paradigm of an already-established course?  Take the following hypothetical:  Some figure of authority – the “boss”, or a manager, supervisor, etc. – grants a forum for a “discussion” of the “issue” (whatever they may be), but during such an exchange it becomes readily apparent that the counterpart shows no signs of actual interest – the fidgeting, the proverbial “looking at the watch”, the furtive eyes, the yawn; all together, showing a complete disinterestedness in the process.

But something during the discussion sparks, and an unintended consequence (to paraphrase the well-worn American Lore from Adam Smith and the economic entrails of systematic chaos) suddenly rears its beautiful head; eyes sparkle; the head and chin tilt slightly back, and intelligence (which heretofore was merely a dark abyss of eternal vacuity) gleams in the eyes of the “boss”; “Now, that is an interesting proposal…” comes the refrain.

In such a scenario, was the fact that predetermination of outcome altered during the course of the foray, changed the entire episode into one which embraced a sincerity of motives?  Or, is it merely that the counterpart changed his or her mind, and “openness” to such an exchange was a farcical prelude to an otherwise meaningless exchange?  Does the mere fact of allowing for a discussion – an opportunity to voice one’s concerns or to “vent” through a diatribe of invectives – establish a sincerity of allowances, even if the original intent was otherwise left unstated?

Which brings us to the point of this exchange – for, in a Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the thing that many Federal and Postal employees fail to realize, is that there is contained within the bureaucratic system of the administrative process, a procedure which essential does constitute a “Let’s discuss it” trigger.

For, that is precisely why there are multiple stages of the administrative process – of the “Initial Stage” in filing a CSRS or FERS Disability Retirement application; then, if rejected and denied at the First Stage, a second “opportunity” of a “Let’s discuss it”, represented by a “Reconsideration Stage”, where additional medical documentation and legal argumentation can be empowered; and, then again, a “Third Stage”, where the Federal or Postal employee may disagree with OPM’s determination, and file an appeal to the U.S. Merit Systems Protection Board.  Additionally, there is even a Fourth Stage – of a Petition to a panel of MSPB Judges for a legal review of the process.

Such an Administrative Procedure reveals and establishes an aversion to what most people experience, in that there is a process of listening, appealing and persuading in a Federal Disability Retirement application – something which is rarely found in the world at large, where the refrain, “Let’s discuss it”, is normally anything more than a prelude to a predetermined course of action.

Sincerely,

Robert R. McGill, Esquire  
Federal Disability Attorney

  

Early Medical Retirement for Federal Employees under FERS or CSRS: The Big 3

In basketball, it referred to the unstoppable trio; although, with the recent addition of Durant, it becomes a crowded foursome.  In baseball, of course, with whatever home team you rooted for, the term represented the first three in the lineup, with the fourth allegedly reflecting that force who would bring the spectators up onto their feet for that anticipated grand slam.  And in the third major sport?  It might refer to the quarterback and his 2 favorite receivers, or the bookends on defense with a linebacker thrown in.

Americans love triplets; whether in sports, where a fourth can never quite squeeze in despite there being nature’s four seasons; or in government institutions, where the three branches of government remain ensconced in the conscience of a collective citizenry, despite the need for that ineffective fourth estate which is meant to oversee and investigate.

In other areas, of course, the reference to “the Big 3” may be somewhat esoteric — as in the realm of hermeneutics, where the dominant theologians were once comprised of Barth, Bultmann and Bonhoeffer.  They could, by alliteration, be collectively grouped as “the 3 Bs”, but because of their relative lack of media anonymity and disparate connections, except for their European origins and the combined deconstructionism based upon dialectical theology and demythologization of the sacred text, here again we find a triad of untold force.  Of course, they never played on a basketball team, nor represented a cycle of sports spectatorship; instead, their impact was to alter the manner in which theology was approached.

Only one of them — Bonhoeffer — was executed; but not directly for his liberal theology, but for his staunch vocalism against the Nazi regime and an alleged involvement in a thwarted plot to assassinate Hitler.  In these days, history rarely marks the ghosts of those who never received the accolades of media notoriety, and “The Big 3” almost always engenders reactions to sports references.  But there are other arenas of substantive discourse, as well.

In Federal Disability Retirement law, “The Big 3” would invoke the tripod of the Federal Retirement System — of the FERS Retirement, Social Security benefits, and the Thrift Savings Plan, and the interplay between the trio.  The first in the three can be “tapped into” early, by filing a Federal Disability Retirement application, which pays 60% of the average of one’s highest-3 consecutive years of service, then 40% every year thereafter, until age 62, at which point the Federal Disability annuity gets recalculated into a “regular” retirement.

Of the second, there is an interplay and an offsetting feature between Social Security and FERS Disability Retirement, but only if the Federal or Postal employee becomes concurrently qualified with both FERS Disability Retirement and Social Security Disability Insurance.  As for the third rail — the Thrift Savings Plan — it can remain in the same investment device after a FERS disability retirement is approved, but should probably not be accessed until a later age, for obvious tax reasons.

Throughout history, words have been elastic and malleable, but relevance is often determined not by the substantive meaning of a staid concept, but by the perspective of the audience.  With that in mind, “The Big 3” isn’t always about LeBron James and what other 2 players he may be joined up with; sometimes, it can refer to Barth, Bultmann and Bonhoeffer, or even to the triumvirate of a FERS Disability Retirement.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement under FERS or CSRS: “The End”

Those two words are often appended upon the last word, the final thought, the grammatical period marking the denouement of a narrative; sometimes, an ellipsis leaving the reader to ponder a missing word, concept or continuation of an event.

Why it is not stamped in bold print at the end of a biography or a non-fiction narrative; or even a short story, an essay or a philosophical treatise; perhaps, as a factual account presupposes a reflection of correspondence between truth and reality, it is only in the literary world of make-believe that we must apprise the audience of the terminal nature of virtual reality — that, like Pavlov’s dogs in responsive salivation for experimental purposes, we become conditioned to a realization that a blank page following the grammatical finality of a period is simply insufficient to constitute an obstructive wall separating fantasy from reality.

Or, does convention merely mark the climax of the unreal, where the breathless pursuit of becoming lost in an imagined universe leaves us panting for more, only to be pulled ruthlessly back from the lost quietus of our penchant for more?

But that reality gave us a final warning, an appended duality of words in order to forewarn of the terminus of trials, travails and tempestuous tantrums of tactile tandems; then, like the eyes which scout a few pages hence, where we nervously flip forward in disbelief as we approach the thinning culmination of paper remaining, we would know when to cease trying, how much more effort to expend, and the time of fruition left as an afterthought, like windowed houses empty in a neighborhood abandoned by loss of industrial flight and more importantly, of hope left remote in the hearts of soulless men.

Reality never gives us that warning, of course; and so we are forced to trudge onward in spite of that lack.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal position, the approach of preparing, formulating and filing for Federal Disability Retirement benefits to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal worker is under FERS, CSRS or CSRS Offset, is often one encompassing an attitude that, like the novel’s culmination, the act of filing is somehow tantamount to “the end”.  It is not.

Instead, it is merely a pause, an extension, a comma and a prosaic interlude, and nothing more.  The narrative of the human soul does not so cleanly enter the blank pages of demise; rather, life goes on, and like the thoughts which pursue the sentence marked by a period of finality, the beauty of it all remains with us like the residue of golden dust left sprinkled upon the twilight of life, trailing behind by an angel’s wings fluttering noiselessly upon the dawn of a hopeful tomorrow.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: When we used to speak of meaningful things

Perhaps the negation of ideas trickles down, just as water from a crack in the roof tiles; of Derrida, Foucault and the deconstruction movement after the lengthy period of disillusionment represented by the French Existentialists headed by Camus and Sartre; for, if meaning constitutes parity and the loss of hierarchies and paradigms in crumbling corners of inconvenient truths, then Orwell’s prediction of how totalitarianism will infect society with the tools of our own making, will come about sooner than we thought possible.

Let us not speak of Logical Positivism and how the expungement of ethics and metaphysics from kitchen table discussions resulted in the loss of meaning, value and truth; for, if validity of a statement is determined from on high in the ivory towers of Russell, Wittgenstein and Ayers, et al., one has only to look at the state of British society today to realize that while the island continent allowed for profundity of thought in the isolation of its heyday, its impact and influence should have remained contained in order to spare the rest of mankind.

There was a time when we used to talk about meaningful days.  Oh, it doesn’t refer necessarily to what is said, but more as to the discretion of what is kept silent.  For, it is the pause between thought and spoken word which reflects the depth of thoughtfulness; and, in modernity, the comma of silence between the typed garble considered a sentence, and the push of that button which shoots it into the eternal space of the Internet.  Just take a cursory preview of random Facebook and Twitter pages; of the inane, the insane and the intemperate; there was once, long ago, a time when work and toil to put bread on the table prevented the leisure of thoughtlessness allowance for indiscretion of a spoken word.

To be wrong is one thing; most mistakes are correctible and even forgivable; it is the engagement of lack of thought, discretion and unadulterated vacuity of breathtaking stream of words spoken, shared and disseminated without care, which destroys the society of binding values and becomes replaced with angry shouts of rights and privileges, and more so by those who engage in the self-immolation of devaluating acts.

Greater quantification of information does not implicate knowledge, leaving aside the concept of wisdom; instead, as Orwell knew so well, words mean something.  We tend to think that the more said, the greater volume of voice, and the increased amassing of a library of information, somehow leads to a smarter society.  It is, instead, quite the opposite, and the negative effect of thrashing about to escape from quicksand; the more we say, the stupider we appear.

For Federal employees and U.S. Postal workers who are contemplating preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management, whether under FERS, CSRS or CSRS Offset, it is important to understand that obtaining a cogent and effective medical narrative, in conjunction with preparing a compelling Statement of Disability on SF 3112A, are the two mainstays of a high-octane Federal Disability Retirement packet which increases the chances of a successful outcome.

Federal and Postal employees who are seeking to file for Federal OPM Disability Retirement benefits need not worry about speaking or discussing meaningful things; the tragedy of a medical condition, by its very nature, is a significant event which impacts upon a life, a career and a future.  Yes, there was a time when we used to speak of meaningful things, but those days are over — but for the intersection of human lives when words really matter, and lives are actually lived.

Sincerely,

Robert R. McGill, Esquire