Federal Disability Retirement: Different Approaches

There is a difference between the ‘How’ and ‘Why’ of things — “How something is done” is quite different from “Why something is done.”

One can argue that the ‘Why’ of something should logically precede the ‘How’, for the meaningfulness attached will motivate as to the mechanical doing of it; whereas, others will propose that one should simply follow Nike’s oft-repeated logo — “Just do it” — and in the act of doing it, the meaningfulness of the activity will naturally follow and be discovered.

Ultimately, they represent different approaches, and may even be characterized by different personalities.  The one who simply charges forward without purpose or meaning may be superficially identified as a ‘pragmatist’ of sorts, while the one who first ponders the “Why” of everything may require a ‘spiritual’ source in everything before proceeding.

In the end, however, the underlying source of everything returns us to that what Viktor Frankl identified as the central human motivational force — the paradoxical search for a life’s meaning.  The importance of the ‘Why’ cannot be ignored; and as science can only point to the ‘How’ of anything, the emptiness of an unanswered ‘Why’ will often paralyze us.

Life is difficult as it is, with calamities and unexpected twists and turns along the way, and the fragile state of our health can be devastating without having an answer as to the ‘Why’ of everything.

For FERS Federal employees and U.S. Postal Service workers who suffer from an chronic injury or other condition and are forced to make a major decision moving forward, preparing an effective Federal Disability Retirement application under FERS with the U.S. Office of Personnel Management may be one of the biggest fights of your life, and while a FERS medical attorney may not be able to answer the more important question as to the ‘Why’ of what has occurred, it is the more pragmatic ‘How’ which may be needed, for the time being.

Sometimes, the different approaches require a priority of answers in a sequence less than optimally answered, and in the case of filing for Federal Disability Retirement benefits under the FERS system with OPM, it is the question of ‘How’ which must take precedence.

Sincerely,

Robert R. McGill,

Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Retirement Legal Representation: Inertia

It is the comma before death, the pause before becoming lifeless.  For a living entity, it is tantamount to self-destruction.  It is the point of inactivity and the silence of the moonscape where life perhaps once was, but the dust which settled has been there for quite a bit of time.

Inertia is not the natural state, but an unnatural one when life is at stake.  Observe the birds and their activities; the crocodile who lays still at the bottom of a bog, only to suddenly lunge for its prey who considered that the water’s inertia was a safe haven of seeming quiet; or the constant and perpetual motion of a squirrel who seeks the nut dug and safely hidden the previous week or month.  In all, the negation of inertia is life itself.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, inertia constitutes the progressive decline of one’s past history of productivity and career.

Countering that inactivity — in other words, to fight against inertia — is to seek a different career, a diverging path and an alternate course of living; and filing for Federal Disability Retirement is one option to consider.

Call a Disability Retirement Lawyer who specializes in FERS Disability Retirement and consider the benefits of rebutting the progressive inertia of a medical condition.  For, inertia is the rule against life; productivity, the law of living nature.

Sincerely,

Robert R. McGill, Lawyer

 

Legal Representation for OPM Disability Retirement: Later editions

Later editions are never as valuable as the First Edition, unless of course something additional has occurred, like the author’s inscription and signature, or a typeset error which is limited in number, or perhaps a reissuance but for a “limited number”, and sometimes as an “anniversary” reprinting, especially and again, if the author or progenitor has signed such a copy.

People follow upon such objects of value; for, as such artifices are mere human conventions, the behavior towards such creations reflect the conduct of man towards his fellow man.  Thus do we treat “later editions” with reduced fanfare; the old are replaced by the new every day, and “first editions” — of a new employee, a rising star and other more recent arrivals — are accorded greater degrees of “oohs” and “ahhhs”.

One might counter that “First Editions” should instead be identified, as a metaphor for human beings, as those who have remained for the longer period of time, and not accorded such status to newcomers; it is those who “come after” who are the second or third impressions, and should be acknowledged as “less valuable”, and not more.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is often the case that your “value” to the Federal Agency or the Postal Facility seems to have diminished as Second editions and Third impressions come upon the scene.

Look at the beauty of First Edition books, for example — often with some wear, and maybe even a tear, but it is the worn state of condition that is often compensated for by the years of experience for which the deteriorated condition can be valued, yet does the “bookseller” treats the later editions as more “valuable” than the stated First Edition?

Medical conditions are likened to the worn look of a First Edition book, whether signed or not, in this society where it is the Second or Third Editions that are too often treated with greater respect.  If that is the case, then it is time to consider preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Perhaps that dusty old First Edition will be better appreciated elsewhere, all the while receiving a Federal Disability Retirement annuity and growing in value.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement Legal Representation: The waiting room

We have all experienced the psychology of the cursed “waiting room” — that place which is assigned as the “intermediate” lull, like purgatory for the virtuous-to-be, where they think that by making you believe that you have now been chosen to wait in a separately sequestered area, your patience will become refreshed and you will allow for another lengthy wait.  The psychologists have it all figured out, don’t they?

First, you are left to wait with the “rest of them”; then, your name is called, and you leave those who have been waiting just as long, or some even longer, with a smug smile, thinking to yourself, “Whew, finally!”  But that sense of relief is short-lived, for it becomes clear that the room you have been lead into is merely another surreal suspension of reality’s cruel viciousness — for, this is merely an intermediate form of torture: The Waiting Room, where the real wait begins.

Somehow, the psychologists have figured out through studies conducted that patients, clients, potential customers, etc., will tolerate quite a bit of waiting so long as there is an “interlude” between waiting periods.  So, say you are at first forced into a queue with a group of others — the studies have revealed that 20 – 30 minutes is the maximum before agitation begins to manifest itself, unless you are “selected” and sequestered into a separate queue where your tolerance for a further waiting period can begin anew.

Of course, in reality, nothing has changed — it is simply that your waiting has been transferred from one area to another.  Can this occur multiple times?

Apparently, the studies have shown that, yes, so long as the logistics of the waiting period have been altered — as in, say, after 20 minutes for the 2nd waiting queue, a nurse walks in, looks at you and places a folder into the filing basket attached to the door.  Somehow, that momentary interruption focuses the waiting individual that your time is approaching, that we have not forgotten about you, and you will soon be seen.

The psychology of intermediate contacts increases one’s hope for the end of the waiting period, despite the fact that the same waiting period continues — it is just that the hour’s wait is broken up into segments of three 20 minute slices, and that, according to all of the psychological studies, makes all the difference.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, one of the frustrating aspects of filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS offset, is the long and arduous wait that must be anticipated before a decision is made.

Expect the worst; hope for the best.  There are multiple stages to the process — of the Initial Stage; of the Reconsideration Stage; of an Appeal to the Merit Systems Protection Board; and even of a Petition for Full Review before the MSPB.

Thus, if you took all of the multiple stages, the “wait time” is tantamount to the slicing up of that very “wait time”, and the best way to give yourself the benefit of a higher percentage of success is to make sure that you increase your chances of getting it approved at the Initial Stage by consulting with an attorney who specializes in Federal Disability Retirement Law, lest you remain fuming in the Waiting Room where everyone else taps his or her foot while the collective blood pressures continue to rise.

Sincerely,

Robert R. McGill, Esquire

 

Postal & Federal Disability Retirement: Morning quietude

It is that early morning time when dogs remain still, mice scurry about and the soft snore of distant somber drifts down hallways without traffic of daily discourse.  Morning quietude is a slice of a coming day before the tumult of life begins.

Modernity possesses a level of activity heretofore untried and unimaginable; the constant barrage of emails, the connectedness that everyone feels pressured to comply with; the fact that we are glued to technology, dependent upon it, anticipating it for satisfying our every needs; and beyond the storms of everyday living, there is still a need for that brief period of morning quietude.  It is, in many ways, an extrapolated slice of a metaphorical interlude; for, like the stages of a linear life itself, there are periods of extremes that can be charted on any graph that reflects the daily heights and depths of human activity.

The other side of the spectrum, of course, is the nighttime rest – whether of the need for a period of “down-time” before turning in for the night; or even of sleep itself: how difficult, whether immediate or preceded by a period of insomnia; or even of tossing and turning throughout each night, every night.  Then, morning quietude dawns.  Does it last for very long, or will the rush of the day’s noisiness shatter any semblance of peaceful calm?

Medical conditions are likened to those mornings shaken and interrupted.  For, with unexpected rudeness, they awaken us from that slumber we feel where we were once immortal, invincible and unchallenged.  Then, one day we wake up and realize that we are all too human, and our bodies deteriorate, our minds begin to slip.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition necessitates one to begin considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, it is like that interruption of morning quietude that finally makes us realize that one has no choice in the matter.

Just as the peace and calm of early morning cannot last forever, so the Federal or Postal employee who cannot perform one or more of the essential elements of one’s Federal or Postal job cannot sit idly by and watch as events continue to deteriorate at one’s job, in one’s personal life, and the clash between health and work.  Filing for Federal Disability Retirement benefits is the next logical step after the morning quietude is broken – when the mice no longer make noises and the dogs begin to bark.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement Legal Representation: Lives abstract and pointless

It is easy to speak about others in an abstract and pointless manner.  What is more difficult is to engage the complexity of a human being.  When we refer in such a manner, and reduce to a conceptual entity, the minimization allows one to refer to “it” as an object of derision.  Thus can one subordinate and state without feeling, “Oh, X is worthless” or “Y is a waste of time”, as if the value of an individual can be quantified like mineral ore or spectrums of inestimable qualities.

It is the cognitive process which is likely unique to the human animal, and has been variously evaluated, assessed, judged and analyzed by different philosophical schools of thought, under multiple titles like “An inquiry into human understanding” or “The puzzle of the human mind”.

Abstraction, placement of sensible objects into forms of conceptual paradigms otherwise negated by the particular; these generalizations have a duality of purpose, of utility that can be moral or evil, deliberative or of pointless venue.  Obliteration of the particular is consistent with the capacity of a nation to subjugate and murder in mass quantities, for it is by the vehicle of objectification that the subject can be ignored and shirking of humanity can be achieved.

From the ashes of the Second World War rose the stems of Existentialism, and Sartre and Camus positing the anguish of dead souls unable to experience the fullness of life.  And thus was the hero an unlikely one – of a solitary figure toiling despite the severing of that which gives impetus to life: the relationship between meaning and motivation.  For, Sisyphus was condemned to engage for eternity in the monotony of toiling to push the boulder up the incline, only to have it roll back down, then to repeat the senseless act endlessly.

It is this metaphor applied to life itself, and by which existentialism sought to bring meaning and purpose to the human condition.  That is why relegation to abstraction and subjugation to pointless conditions became the clarion call of protest for the tide of human suffering, like the Phoenix rising from the ashes of war left to devastation and human misery.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal positional duties, the experience of being referred to as lives abstract and pointless becomes a daily encounter; for, Federal Agencies and Postal facilities place value upon the Federal or Postal worker only so long as productivity and the advancement of the Agency’s mission continues; and thus is loyalty defined as a one-way street leading up to the Agency’s doorstep or the Postal Service’s bottom line; never does loyalty embrace the Federal or Postal employee’s medical condition.

Preparing, formulating and filing an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is a way to break that endless cycle of Sisyphean plunder; for, in the end, lives abstract and pointless are defined not by what “they” are doing, but what you – the unique individual – are capable to doing, and escaping the harassment and adversarial actions of the agency by obtaining a Federal Disability Retirement annuity is often the best and only choice to attain that purposive goal.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: A mote in society’s dustbin

What is the greatest fear?  Is it to be forgotten, cast aside, without a mere footnote in the linear history of societal acknowledgments?  Must society now adjust to the credited observation of Warhol’s dictum, that fame’s span of 15 minutes is too lengthy, given the fast-paced nature of modern technology?  Is watching one’s self in a public forum the satisfying conduit for vicarious living, such that it makes content the populous who would otherwise revolt in the disparity of despairing livelihoods?

The Biblical reference of comparing the mote in someone else’s eye, as opposed to the beam in one’s own, is of interest beyond the failure to recognize the reflection of insincerity displayed by lack of self-awareness; more than that, it is the comparative disparity which fails to prod.  While the mote itself is the foreign substance which irritates and prompts the pointing finger, it also represents the insignificance of life’s judgments in general, to the way in which we all live.  It is the tiniest piece of substance, and yet the finger-pointing it prompts reveals a readiness to judge, and is reflective of a character defect in us all.

And when that mote is extracted and flicked away, it floats unnoticed into the greater dustbin of society, where morning mists evaporate in the rising sun of daily tumult, and where giants of men with promise and potentiality fall with a thud and a shudder for all to hear.

It is irrelevancy of which we fear; that no one will have noticed, and the imprint of our lives will matter not against the rising tides of artifices constructed in the imagination of our own awakenings.  How many nameless tombs echo the mournful solitude of an estranged life in a world devoid of warmth and snuggles?  Why are teddy bears, stuffed animals and lifeless companions purchased with purrs of gleeful delight?  We are but mere motes in the dustbin of society; moreover, we fear being extracted, even from that status of being an insignificant irritant, and flicked away where even the shadows remain unnoticed and when mice scurry away with but barely an ear’s twitch.

That is why Heidegger’s comment that we engage in projects to avoid the ultimate meaning of our lives — the extinguishment of one’s conscious soul — reverberates with haunting excess.  Of course, some would scoff at that philosopher and retort that his shame in participating in the Third Reich revealed the true nature of his philosophy; but that is for another day to reflect upon.

For Federal employees and U.S. Postal workers who believe — nay, “feel” — that their work is not “done” with the Federal agency or the U.S. Postal Service, and therefore must endure the humiliation piled upon the progressively worsening medical condition despite the self-immolative process of remaining, the real fear is the underlying, subterranean seething of man’s refusal to be cast aside as a mere irrelevancy, like a mote in society’s dustbin.

In the end, however, does it really matter whether the “mission of the agency” has been accomplished (remember that bureaucracies and their foundational rationale for existence never comes to a terminus; a new one is always adopted as perpetual replacements in the linear eternity of a behemoth’s lifespan), or the last truckload of mail has been delivered?

Federal and Postal employees are known for their “dedication” and conscientious resolve; but when filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, becomes a hindrance because of an unfounded and unjustified adherence to a principle which does harm to one’s own health, then the mote in the eye of one’s brother becomes more than an simple comparison to the beam in one’s own eye; it becomes itself a mote which should be flicked aside into the dustbin of society’s joke, where the laughter is directed upon all who have fallen for the epic comedy of life itself.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement under FERS or CSRS: Junkyards

It is the latter in the compound word which is left forgotten and unnoticed, precisely because of the screaming blare represented by the former, demanding attention by the sheer nature and character of its breaching sensibilities, like the spoiled cousin refusing to abide by the conventions imposed upon uninvited visitors and customs curtailing unwanted guests.

Once, before time forgotten and memories untarnished, the landscape was perhaps a pasture green with wildflowers and vegetation overgrown; then, a possessor who perhaps put up a fence to demarcate the beauty by identifying acquisition, tending to the weeds, creating a vegetable garden here, building a house over there, and all the while trying to maintain the beauty and solitude of a picturesque scene of pastoral quietude.

Initial intentions are rarely malevolent; it is time, circumstances and disrepair of incremental decay which, in their unnoticed aggregation of cumulative disregard, suddenly fall upon us like a tidal wave of gloom.  Perhaps it began more with the invention, creation and abundance of implements and industrial tools; or just the defect of human essence and the inherent laziness of the species.

An automobile which refused to throttle one early morning can certainly become the foundation of that linguistic pose at the forefront of the compound; later, a refrigerator where the condenser fan or the compressor, or some other such component which refused to make the proper sounds and conduct itself in a manner befitting cold air in the heat of a summer day, suddenly gives out, and what do you do with a monstrosity taking up valuable space within the limited dimensions of a cramped kitchen?

And thus, over time, where once the carefully tended landscape of pristine greenery unscathed by the clutter of unwanted debris, begins to dominate, as do most creations of human refuse.  The detritus of discarded wreckage scattered in the afterthought of one’s castle, as represented by the backyard of a home, is telling of a lengthy history of accumulation, decisions, riffraff of rubble unwanted — sort of like the history of human experiences comprised of emotional baggage gathered and garnered.

The outer reflects the inner, and the essence which expands within the soul of a tormented individual requires release and revelation, if only for a fortnight before an exponential explosion of psychic need claws to escape from the restraining membrane throughout.  Ugliness begs for concealment and a veil of hope; and so the grass and weeds which grow to cover the rusting wreckage in a junkyard of despair, often parallels the anguished inner being of the one who cries silently in hollows where no one can hear, or is unwilling to listen.

Junkyards are interesting case studies of the history of individual lives, otherwise undiscovered except perhaps by archaeologists who mistake an ancient site for a bevy of linear rationality.  But it is often the forgotten part of the junkyard which remains unnoticed — that of the inner component of man, left untended to and forgotten for fear of releasing the box which Pandora was entrusted with, containing all of the evils of the world, and what more to consign but the turmoils of human emotion and psychological scars, otherwise camouflaged by smiles and entreaties of normative concealment?

For Federal employees and U.S. Postal workers who suffer from a medical condition — whether physical, emotional or mental — the junkyards most concerning are comprised of the illness and pain hidden from full view, perhaps left in the rear and avoided by others, which burdens the soul beyond capacity to endure.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is often merely a first step in the process of clearing out the debris which accumulated over a lifetime of attempting to conceal and contain; for, in the end, the Federal or Postal worker who needs to file for Federal Disability Retirement benefits, whether under FERS, CSRS or CSRS Offset, is at a point in his or her life, when the wreckage mounting in the unseen privacy of junkyards left unattended, requires help to haul those heavy components of human detritus away, and in the process, a forgotten jewel carelessly discarded in a time once known with laughter in the pasture of one’s past, may again be discovered for future joy and hope.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement under FERS or CSRS: Hey, at least he has a nice hairstyle

Dismissing all substantive imperfections, the phrase connotes that which we are left with:  a trope of magnanimous inanity.  The classic scene, of course, if one’s memory serves one well (and, concurrently, if one wants to reveal the generation from whence one came), is where “The Fonz” in the popular but antiquated sitcom, “Happy Days,” enters the bathroom at the local diner, and as he is about to comb back his grease-filled hair, stops, pauses, looks again, then declares with but a barely intelligible word, confirming the picture-perfect reflection of the image in the mirror, affirming that no amount of further effort would improve upon an already self-evident apogee of creation.

There are, of course, numerous excuses in life, some valid, others derived from pure laziness.  Somehow, the linear perspective of historicity makes of us a frozen frame in time.  Whether the line of demarcation is upon graduation from high school, or a community college, or perhaps even upon being awarded a university degree; we think it is acceptable to stop growing, cease learning, pause further development.

Leisure is often the powder-keg which explodes; the essence of human nature as encompassing the character trait of laziness — but what does that really mean?  Does it imply and denote that there is a genetic predisposition to refuse further growth, or merely an observation that, given the bifurcated duality of false alternatives, most of us would choose the easier path with the least amount of resistance?

If the latter, then it is merely a harmless tautology of observation, for it is self-evident that work and toil, as opposed to pleasure and enjoyment, are the lesser models of preference.  Emergencies; crisis; traumatic events; these, of course, constitute an entirely different category, altogether.  And, in a greater context and larger perspective, one could argue that such intersecting and often interrupting life-events in fact spur greater growth and maturity, by the experience of encountering death, tragedy or tumults of great struggle and endurance against odds stacked against one.

Life is full of challenges, and having a medical condition is one of the greatest of all.

For Federal employees and U.S. Postal workers who struggle because of a medical condition, such that the medical condition prevents the Federal or Postal worker from continuing in one’s chosen career-path, and where preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management becomes a necessity because of the inability to perform all of the essential elements of one’s Federal or Postal job, the endeavor to maintain a semblance of balanced perspective will often become a contentious force in and of itself.

It may sometimes seem as if the linear progression of one’s life has come to a stopping point, and that further growth is no longer possible.  Yet, the answer to a dilemma is often the process of the turmoil itself, and further growth and opportunity may be in some future arena yet unseen, after one has won an approval of a Federal Disability Retirement annuity and left the Federal or Postal workforce.

What one doesn’t want to do, is to remain stuck in a situation of stagnation, where all that one can look forward to on a daily basis is to hear a dismissive comment from the guy sitting next to you, who says, “Hey, at least he has a nice hairstyle.”

Sincerely,

Robert R. McGill, Esquire

Federal Employee Disability Retirement: The repairs we need to get to

It may well be a distinction with only a slight difference, as most such conceptual bifurcations tend to be.  In this day and age, we tend to just gloss over the minutiae which used to delight curious minds and pave the pathway for tenured professorships by way of publishing in esoteric journals of the Gestalt conclusions derived in academia — those slight nuances heretofore unnoticed which are suddenly and miraculously discovered by the keen insights of an eccentric perspective.

Thus, in life do we leave many things behind and set aside, for repairs to be attended to at a later time; and like a trail of dust reflected well by Pig-pen in Peanuts, the junk scattered tells of the character of the person, the inner essence of the personality, and the core of a human being’s wants, desires and tendencies of action or inaction.  At the end of one’s life, what does the junkyard of humanity reflect and represent?

We, each of us, create them; of vast reservoirs of rusting appliances, and often unrepairable masses of collected antiquities, where components for any semblance of working order have become obsolete or otherwise unavailable.  Some of those items scattered behind or left asunder, are the “emotional” ones; others, of family ties broken or damaged so severely as to belie any chance of regeneration, where reincarnation in the next phase of life must muse to consider reinvigoration of animation, whence the lifeless form once showed a promise of a future still bright.

We cannot go back and repair everything we have left aside or behind; there simply is not enough time in life in order to do that.  That’s why we left things undone in the first place; time requires prioritization — otherwise, in attempting to do everything, we end up doing nothing.

For Federal employees and U.S. Postal workers who have, in the last few years, felt the progressive decline of health and the consequences of being unable to attend to the most important of issues facing anyone and everyone — one’s own health — the time to prepare and formulate an effective Federal Disability Retirement application, to be filed through one’s own agency (if not yet separated from Federal Service, or otherwise separated for 31 days or more, but not 1 year hence from the date of Federal Separation) and then to the U.S. Office of Personnel Management, is likely upon and passed beyond the time of prudence.

Junkyards are common sights; some are openly displayed, while others are hidden behind walls and fences; but it is the scattered debris of things unseen, the physical pain and the emotional scars ignored, which need the greatest of care, attention and repair; and for the Federal or Postal employee — whether under FERS, CSRS or CSRS Offset, who suffers from a medical condition such that the medical condition prevents the Federal or Postal employee from performing all of the essential elements of the Federal or Postal job — it is well beyond the time to prioritize the central themes of life and living, and get those repairs done which we need to get to, and forget about the peripheral concerns which should have been left behind long ago.

Sincerely,

Robert R. McGill, Esquire