FERS Disability Retirement Benefits: Losses

How many losses must one accumulate before being deemed a “loser”?

Was it just yesterday that Cal Ripken, Jr. won with the Baltimore Orioles in 1983, after a mere couple of years in the minors, but with that World Series ring on his finger, would then see decades of losses mount as a result of poor decisions in trading players, acquiring “has beens” and being in the unfortunate AL East where the Yankees and the Red Sox seem always to vie for the top tier of the elect?

Can a team win a World Series one year, then go on for thirty-plus years without ever winning one again, and yet be deemed “a winner”?  Or, can one always pause, give a grin, and say, “Yeah, but we were winners in 1983!”

Does one win wipe out an avalanche of losses such that the singularity of glory negates the overwhelming statistical significance of unending disappointments?  Or, what of the person who once had a promising career, but through a series of unfortunate circumstances considered by most to be no fault of his or her own, cannot quite achieve that level of promises dreamed of but never materialized?

Do we, in our own minds, create conditions which are impossible to attain, and then deem those unreachable goals as “losses” despite the artificial nature of the criteria imposed?  Do losses mount and exponentially aggregate because failure seeks after failure, and somehow the subsequent one is a natural consequence, inevitably by inherent nature, of the previous one?

Does bad luck come in bunches because of some Law of Nature, or is it just in our imagination that it seems so?  Are much of losses artificially created — i.e., we set the proverbial “goal post” in our own minds, then miss the metaphorical field goal and become despondent over the “loss” created within our own imagination within contextual circumstances fantasized that have no connection to objective reality?

For Federal and Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, that sense of “loss” can be an admixture of both objective reality and subjective, artificial creations.

The medical condition itself is an “objective” loss; but the Agency or the Postal Service’s efforts to compound the adversarial circumstances can be created in an ad hoc manner, where there are no rules or criteria to follow except upon the whim of the supervisor or the department’s reactionary intuition.  The interruption to one’s career; the constant struggle with a chronic medical condition; of being forced to deal with deteriorating health — these are all real “losses”.

On the other hand, adversarial initiations by one’s Federal Agency or the Postal Service — these, too, are “real” losses, though artificially created and unnecessary, in many instances.

Both must be dealt with when preparing, formulating and filing a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset — but the fact that one must “deal with” so many “losses” does not, in the end, make one a loser.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: What we have to do

In once sense of the phrase, it denotes a duty or obligation; in another, the foundational basis of a practical, pragmatic nature – of that which we do, simply because it needs to be done in order to survive, to maintain a certain standard of living, or because we believe it is the “right” thing to do.  Each individual must decide for him or herself, of course, as to the criteria by which to determine that which we have to do, and the “what” will often be placed on a wide spectrum of moral ends that are meant to justify the means by which to proceed.

What we have to do – it is also a phrase that is said when shaking one’s head, as in the whispering to one’s self in gritting one’s teeth or biting our tongue and engaging in a soliloquy of thoughtful silence, saying, “What we have to do.”

For Federal employees and U.S. Postal workers who suffer from a medical condition, despite the medical condition beginning to prevent the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal position, it is a familiar refrain – of working through the pain, of trying to endure the paralyzing panic attacks or the heightened anxiety and depression that pervades, and to try and hide the medical condition and do what we have to do in order to economically survive – until it reaches that crisis point where the medical condition cannot be controlled, cannot be hidden, and comes bursting out like NFL players running through the tunnel from the locker rooms of one’s mind and body.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is just one of those other things that can be characterized as what we have to do.  For Federal employees and U.S. Postal workers who have a medical condition that begins to impede and prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the filing itself of an effective Federal Disability Retirement application is what we have to do, especially if the alternative is to stay at the job or walk away with nothing, which are actually no choices at all.

What we have to do – a familiar refrain for the Federal or Postal employee, and a necessary next step if you suffer from a medical condition that impedes or prevents you from performing one or more of essential elements of your job.  After all, you’ve been doing what you have to do all of your life, and this is just one more instance of it.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Once upon a time…

There are such fairytales, as well as reminiscences of a bygone era; or, when a traumatic event in one’s life bifurcates a “before” and differentiates from the “after”, such that we wanly smile and with eyes distant for yearning of a time now gone forever, we whisper to ourselves, “Once upon a time…

Old men do that; grouchy grandmothers relegated to nursing homes and old people’s enclaves; those who have variously been diagnosed with “personality disorders” or other such general umbrellas that allow for living in a previous timelessness of shallow memories; but the uniqueness of the phrase is that, for old people and other grouches, to whisper, “Once upon a time…” is to look backwards; whereas, for children, when the story begins with, “Once upon a time…” – it is forward looking, to a world of imagination and creativity.

Yes, the story itself may have the setting of a time before, but within the child’s imagination, he or she is projecting forward in the wayward paths of creative fantasies.

Then, of course, there are people who are beset with medical conditions – such as Federal or Postal workers who are under FERS, CSRS or CSRS Offset, who can no longer perform one or more of the essential elements of the Federal or Postal position occupied, and who whisper in a soliloquy of sorts, “Once upon a time…

Such reminiscences bifurcate a time “before” and a time “after” – where there was life before the onset of the medical condition, and the living hell after the medical condition became, and remains, a chronic state of being where pain, discomfort, inability to attain any restorative sleep, and profound exhaustion and fatigue sets in.

For that Federal or Postal worker who suffers from such a medical condition, that the Federal or Postal worker can no longer perform one or more of the essential elements of one’s Federal or Postal job, the decision to file for Federal Disability Retirement benefits becomes also a kind of a “Once upon a time” moment.  For, once an OPM Federal Disability Retirement application is approved, and the Federal or Postal employee no longer needs to struggle with the essential elements of one’s job, perhaps the Federal Disability Retirement annuitant can look back and whisper, “Once upon a time…” – but like the child who states it with a forward-looking smile.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Employee Disability Retirement: The carousel of life

It is the easiest of analogies to ponder:  of a vision in the humdrum of circularity; different sizes, shapes, and images of artistry; of the choices we make and the alternatives offered; where we sit in life, of the approaches we take and the variable speed of the up and down motion; do we possess the fearless temerity to change midway from a lumbering, elephantine facade to the sleek and pathological ride of a cheetah?  Does the music have the concordant synchronicity such that it is neither an annoyance nor a distracting disturbance?  Or do we even take note of the loud cacophony of the blaring entourage, or merely as a backdrop to the excitement in the very ride we undertake?

Some recent intellectuals have argued that human beings comprehend their interaction, environment, place and significance in this world, only through the thought-process of analogical thinking; that the intersection of words, linguistic culpability and attachment of language games to encounters with the objective, impervious world of reality, becomes elevated to that Rorschach moment when the obfuscating inkblots of an objective universe otherwise indistinguishable from the insular parallelism of one’s own conceptual constructs suddenly explodes with insight and vigorous apprehension.

That was the problem with the nascent approach of existentialists; somehow, we all recognized that something was missing.  But instead of taking a right turn, that missing “something” took the wrong path down the corridors of Foucault and Derrida, and allowed for deconstruction to embrace the self-destructive charisma of nothingness.  How we understand the world; what we impart to it; the self-image of whence we came; and the walking pictures we carry about in the chasms of our psyche; they all matter, and the narrative of our lives become written the longer we survive in this anachronism called “life”.  We have become misfits in a virtual world of our own making.

The metaphors we establish within ourselves; the analogies we create to comprehend; the novel within each of us and the narrative of carefully chosen ideologies; all cumulatively define the essence of our being.  And thus as we ride the carousel of life, or watch ourselves ride from a distance, matters little to those who have decided to sit this round out; and yet, they, too — whether from afar or in a slumber of repose, must by necessity hear the music which plays regardless of whether one rides the circularity of the metaphor.

For Federal employees and U.S. Postal workers who suffer from a medical condition, of course, such an analogy can be a poignant reminder of the current state of turmoil.  Perhaps the analogy takes on greater significance if we posit a mechanical failure — of stoppage of the rhythmic ride, and where the music also blares a discordant trumpet of shattered symphonies screeching with discomfort down the sensitive eardrums of the bystanders.

Federal employees and U.S. Postal Service workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal positional duties, have a clear choice to make:  Stay on the broken carousel; get off and walk away with nothing; or, of greater benefit and reward, to prepare an effective Federal Disability Retirement application and submit it to the U.S. Office of Personnel Management.

If the Federal or Postal employee is under FERS, CSRS or CSRS Offset, and has the minimum years of service in order to become eligible, then it is time to consider that it is not the carousel of life that has broken, but merely failure of the operator to take into account the suitability of the particular vision with the individual embracing that concept.  It is not always the rider’s fault; sometimes, the faulty ride itself has miscalculated the algorithm of synchronizing the music to the roundabout.  Think of it in terms of the man behind the curtain in the Wizard of Oz — but then, that is for another blog altogether.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Benefits: Asylum

As an active noun, it can mean the protection accorded to a migrant seeking refuge and escape from persecution; in a passive sense, it is an institution with a historical connotation of ill-treatment and mistreatment, imposed against the will of another who may be unable to care for oneself.  In either implied denotations, it reflects a protective refuge, either against the outside forces by within, or in response to inner spirits imagined without.

In rarer moments of perceptive translucence, one sees the need for the imposition of both definitions upon an allegedly sane universe.  Like the story by Hans Christian Andersen, The Emperor’s New Clothes, it isn’t until we stop ourselves and pause for reflection, like the boy who shouted out that, indeed, the Emperor is wearing none, that the need for an asylum is everywhere to be discovered.

Federal employees and U.S. Postal workers observe and witness such an event each day, every hour.  For Federal employees with a medical condition, and Postal workers who suffer through the agony of daily turmoil because “management” will not allow an injured worker to be accommodated, the abuse and misuse of people — the very resource of civilization which should be protected like precious gems to be admired and revered — is palpable and ultimately inexcusable.

Federal Disability Retirement should not be the final refuge of asylum seekers, but it often is.  It isn’t that Federal or Postal workers turn at the first opportunity to seek the protective walls of escape, but Federal and Postal workers often have no other choice.  If allowed to recuperate and regain one’s sense of equilibrium and repose, it may be that the wealth of experience and knowledge gained through years and decades of work could be re-channeled, but Federal agencies and the U.S. Postal Service rarely see it that way, and instead view all individuals as merely short-term investments.

Asylums are built to protect, but when the patients have run amok and control the very institutions designed to provide the refuge needed, it is then time for the Federal or Postal worker seeking assistance in filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, to contact an attorney to escape from the madness of antiseptic walls crawling with imaginary creepy-crawlies — or those who control the levers of power in the Federal agencies and the U.S. Postal Service.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: From Whence We Came

It is often quipped that the advantage of human psychology is in our short memories; otherwise, we would walk around with greater angst than we deserve.  The accomplishments achieved; the accolades left unstated; perhaps in menial tasks or ones of recognized significance; but in any event, a career, all told, which spans a decade or more, will always have a sense of achievement, if only for the steadfastness of commitment itself.

In this day and age, where millennials change jobs as often as infants of diapers, the career of a Federal or Postal worker which spans multiple decades is an anomaly itself.  Whether the goal was to make that 30 years, or simply because the Federal or Postal employee liked what he or she was doing, matters not.  Commitment in and of itself is an achievement.  Thus, when a Federal employee’s or a U.S. Postal worker’s career is cut short because of a medical condition, such that the medical condition necessitates the filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the regrets foretold or the dismay of a career cut short, should always be replaced with memories from whence we came.

Staying with a Federal or Postal job for so many years reveals a steadfastness of purpose; but where priorities intersect and interrupt, especially when it comes to one’s health and future security, filing for OPM Medical Retirement benefits is meant to salvage such a Federal career by allowing for an annuity to stabilize one’s future, and to consider taking that experience one has amassed into the private sector for a possible second vocation.

Memories; they are funny animals; and for humans, allows for visualization and imagination from whence we came.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Delaying the Inevitable

Projection of future events, anticipation of coming circumstances, and rumination upon conflicts yet to occur; these are very human experiences beyond mere base anxieties.  Other primates may recognize and prepare to react to events about to develop, but the wide spectrum of time between the current state of affairs, and the projected future event, is perhaps the most telling factor in differentiating the complexity of human beings from other animals.

It is precisely because of this capacity to foretell, and thereby choose to forego, that we often allow for troubles to exponentially quantify, despite out own self-knowledge as to what is in our own best interests.  Perhaps that, too, is a telltale sign of complexity:  the ability to do that which is against one’s own egocentric universe.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s positional duties, the recognition that current circumstances cannot last forever, or even for very much longer, occurs fairly early on.

Is it the fear of actually acknowledging the truth of the inevitable?  Or, perhaps, merely a prayerful hope that things will change, that the next doctor’s visit will further enlighten, or that the medication prescribed, the surgery noted, and the therapy scheduled, will somehow improve such that one can continue to perform the essential elements of one’s Federal or Postal job?

Medical conditions, however, have a blunt and honest way of informing; it is not like a whisper or a winter’s cold which nags for a few days; the former can be clarified by asking to speak louder; the latter can be attended to by rest and a generous infusion of liquids.  But a medical condition?  It is that stressor in life where, despite out best efforts to ignore or wish away, the reality of its existence portends of our vulnerability and our fragile nature.

Preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often the next, and inevitable step, towards securing a better tomorrow.  It is that “tomorrow” which cannot be delayed for too long, and despite the greater nature of our souls in hoping for a brighter future, the truth is that delaying the inevitable does nothing to stop the rotation of the earth on its axis; it merely fools the fool who foolishly fails to fully follow the path away from folly.

Sincerely,

Robert R. McGill, Esquire