Postal & Federal Employee Disability Benefits: Consider the Alternatives

It is a cognitive activity which we must all do — or, at the very least, which is forced upon us even when we don’t want to.  It is interesting how some people are simply unable to engage in the mental process of such consideration — whether because they were never “taught” how to sequentially weigh and prioritize, or because the “making” of the decision puts too great a finality upon one’s life.

In either case, it is often necessary to consider the alternatives, then to make a decision, then to act upon the decision.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits, the foundational basis in coming to a decision to file for Federal Disability Retirement under FERS, through the U.S. Office of Personnel Management, consist of a 3-fold question:  How is my health?  Can I make it to “regular retirement”?  If I continue in my present circumstances, will my health suffer such that if I make it to regular retirement, I will not be able to enjoy it?

In the end, considering the alternatives is a matter of prioritizing one’s life — of health versus work, of now versus the future, of values versus things, etc.  To become better informed in order to properly consider the alternatives, contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law and take that information in making the proper decision for your life, your future, and the alternatives which you may not even know about.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employee Disability Retirement: The Flower and the Bee

From an objective viewpoint, they represent a disparate set of entities.  On the face of it, they have nothing in common.  Yet, it is the symbiotic relationship that allows for pollination and propagation, and the nexus between the two is a necessary relationship between the two in order for new seeds to be generated, and for a thriving environment to continue to flourish.

How that “connection” between two dissimilar entities is developed, is a natural order originating from unseen forces; but how we have come to recognize the nexus is through observation, experience and logical analysis.  Much of what we do, see and pass by are similarly connected, but of which we fail to recognize the intersections.

Filing for Federal Disability Retirement benefits through OPM is often like that — of being denied simply because we fail to see the logical connections.  We believe, for example, that submitting old medical records that date far back would show how long we have suffered, but fail to see the connection that it might also reveal the converse: That, despite the medical condition, we were able to successfully perform our jobs.

Consult with an OPM Disability Attorney who specializes in FERS Medical Retirement Law and recognize the nexus that must be developed; and like the flower and the bee, begin to develop the connections necessary in order to pollinate a successful Federal Disability Retirement filing.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: The fallacy of just-ology

It is the manner in which we dismiss the relevant, the attitude of minimizing and the conduct of our nature in modernity; just-ology is the capacity to turn one’s back upon something and dismissively wave a hand and declare, “Oh, it’s just___”.  It’s just a minor set-back; it’s just X being X; it’s just a passing phase; it is just….

The mindset itself is one that can incrementally, insidiously creep beneath the surface of what we actually believe; for, the word itself — ‘just’ – is a peculiarly insignificant word, and one that is surreptitiously inserted amongst other words, concepts, hidden between phrases and carelessly dropped between lines of greater thoughts.  As an adjective, it connotes the moral compass of a person or society; as an adverb, it often implies precision or exactness; but in common, everyday usage, it is that word which minimizes, limits and casts away into the garbage heap of irrelevance.

It is precisely by the exactness of defining something so narrowly that the precision itself makes it irrelevant.  It “puts X into its proper place” by defining it “just” so.  Precision is good; precision for accuracy’s sake is even better; but when precision minimizes to the extent of insignificance, it can be misleading.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition for many years just won’t go way, and just keeps getting worse, and just continues to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it just may be time to begin preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  Just in case.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The vacation that wasn’t

When is a vacation no longer one?  Is it when we take work with us, sit upon the sands of timeless recreation — but with a laptop or a pile of papers that are kept weighted down by a crumpled towel and children asking or demanding for immediacy of attention becoming distant noises of irritation and not the gaiety of sharing?

Or, is the intrusion upon our insular universe — you know, the mind’s eye behind the blank stare; the constant rumination of what we expect and anticipate upon our return; the angst over the backup of emails that will await us upon our return; the fear and knowledge that some devious action has been planned for by our boss or coworkers, or perhaps both in conjunction within a conspiratorial scheme no longer veiled with declared foreknowledge and barely hidden beneath the seething tides of backstabbing dominions?

Even that 3-day weekend, or the weekly routine of the 2-day weekend; they are no longer refreshments from the toil and rumination of worry and anxiety, panic-stricken with sleepless nights and dreams that once gave a fading smile but now urging you to wake up in the middle of the night drenched in pools of sweat for nightmares that won’t leave you alone.

The vacation that wasn’t — isn’t — is the one that no longer refreshes and cannot be looked forward to because the anticipation of what will be left behind becomes too overwhelming to bear.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition has begun to prevent the performance of one or more of the essential elements of the Federal or Postal position, when the vacation that cannot be taken is the one that cannot be enjoyed becomes a constancy of regressive acts of futility, then it is time to consider preparing, formulating and filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Where weekends merely become a refuge to recuperate for the following Monday, but where such rest and attempted refreshment is merely likened to the proverbial struggle of rearranging the chairs upon a sinking ship, then consideration must be given to the quality of one’s life, as opposed to the quantity of life’s misgivings.

The vacation that wasn’t — it is the one that no longer refreshes because one’s medical condition has exceeded any benefits derived from trying to do more than what the body will any longer allow for, and that is the time to then consider preparing, formulating and filing an effective Federal Disability Retirement application, so that you may focus upon the priorities of life: One’s health and future well-being.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Which Forms, How to Fill Them Out, and What to Put

Filling out forms is a part of life.  At some stage in our lives, we are required to complete forms.  For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties as a Federal employee (which encompasses the full spectrum of positions, from secretaries, administrative assistants, to scientists, Information Technology Specialists, 1811 Law Enforcement Officers, etc.) or a U.S. Postal worker (including Craft employees, Managers, Postmasters, Supervisors, etc.), preparing a Federal Disability Retirement application may become a necessity.

Thus, the act of “form filling” must be confronted.  On computers, of course, if you have been completing online queries, the “autofill” option may be presented.  But the limitation of such an option, and the unavailability of that choice, should become readily apparent when attempting to complete the various “Standard Forms” required of a Federal Disability Retirement application.

For any remaining CSRS employees intending to file for OPM Disability Retirement benefits, the series embodied under the designation of SF 2801 must be completed, along with the SF 3112 series.  For all of the rest of the Federal employees and U.S. Postal workers who came into Federal or Postal Service after around 1985, and who are under FERS, the SF 3107 series must be completed, and as well, the SF 3112 series of standard forms.

Thus has the question, “Which Forms?” been answered.  As for the remaining two questions:  How to fill them out and What to put —  the “how” is, to put it mildly, with care and trepidation; the “what to put” is too complex to elucidate in this forum.  The series of “informational” forms — SF 2801 series for CSRS employees and SF 3107 for FERS employees — are fairly straightforward (e.g., full name, date of birth, Social Security number, agency name and location, military service, etc.).

It all comes back to the SF 3112 series which becomes problematic — for that is where the Federal and Postal employee must “prove” the nexus between one’s positional duties and the medical conditions by which one is prevented from performing one or more of the essential elements of one’s positional duties.  For that, the Federal and Postal employee must go “outside” of the boundaries of the forms themselves, and consult documentation obtained from the doctor, and make legal arguments based upon wise counsel and advice.

As with much of life, it is never as easy as a bureaucracy promises; indeed, the complexity of life is in the very bureaucratization of administrative forums.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Moments of Perceptual Clarity

We tend to seek that which we cannot find; apply criteria beyond rational capacity; and derive statistical results nowhere to be discovered but for quantitative input implied by imaginary output.

That single source of “meaning”; that “cause” which provides value; that lottery of life’s misgivings which fortune promised but never conveyed; and so the inheritance which Cain and Abel sought but for the love of their father and the instability which Dostoevsky described in his novels of heritage, destiny and anguish, are but filaments of our own fears and misgivings in a world which defies our limited attempts to garnish, contain and delimit.

There are moments of perceptual clarity, and then there is the rest of life.  Perhaps it appears amidst the morning fog at first dawn of light; or just before sleep overtakes, as the subconscious is allowed to enter into the rational discourse mandated by daily toil; in any event, it comes only in fleeting moments, or from the ashes of destruction and self-immolation, like the Flight of the Phoenix whom everyone else had forgotten.

For Federal employees and U.S. Postal workers who are in a conundrum, where life’s misgivings seem too complex and too confusing to move forward because of a medical condition which has curtailed the hopes and dreams once sought for, and attained through hard work and toil of sweat, the need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, may become a reality only at the highest point of personal crisis.

That is often when the only moment of true clarity comes to the fore; and when that time comes, it is necessary to hold onto that time of self-revelation, and begin to seek the counsel and wisdom of others, in preparing an effective and compelling case in order to win the benefit awaiting, from OPM and through the Federal agency for whom you toiled and sacrificed.

Sincerely,

Robert R. McGill, Esquire