Tag Archives: opm medical retirement forms

OPM Disability Retirement: The Frustrating Process

Every administrative and bureaucratic process is a frustrating one, and waiting for an OPM Disability Retirement application to be approved is likely the epitome of frustration.

Thus, it is essential to understand at the outset that filing a Federal Disability Retirement application with the U.S. Office of Personnel Management is a long and arduous process that will likely take many years to accomplish, and nothing short of a miracle will expedite the time required.

One’s own efforts in attempting to take shortcuts will have minimal impact upon the ultimate outcome.  Still, an Federal Attorney who specializes in Federal Disability Retirement Law can undoubtedly enhance the chances of an earlier approval.  Even then, however, Federal and Postal workers need to understand that a great deal of the process merely involves waiting.

Filing quickly does not result in OPM rendering a quicker decision.  Often the contrary is true: By preparing an application quickly, it is likely not as strong a case as it could have been and when OPM finally gets around to reviewing it, a likely denial will be issued, further prolonging the waiting period because of needing to go to the next, “Reconsideration” Stage of the process.

And while every bureaucratic process inherently possesses its unique set of frustrations, OPM Disability Retirement has the added feature of contending with a serious medical issue, which tends to magnify the frustrations involved.

Can anything be done about it?  The short answer is, Not Really.  Calls to OPM will often only exasperate the level of frustration, and while “doing something…anything” may temporarily appease the frustration in the short term by making it appear that some progress is being made, almost all such efforts come to naught, and all that remains is to await OPM’s response.

Once received, of course, the entire process can be a further stage of frustration.  For, if an approval is received, there are further battles in getting the annuity payments started, and that doesn’t even touch upon whether the annuity is correctly calculated.  On the other hand, if a denial is issued, the bureaucratic frustration is further extended, especially because of the short timeframe provided in preparing and submitting a response.

Any Federal or Postal employee contemplating preparing, formulating, and filing a Federal Disability Retirement application under the FERS system to be submitted to the U.S. Office of Personnel Management, must be prepared for a long and frustrating administrative process.

And if you want further insight into this lengthy and frustrating process, you may want to first consult with a Federal Attorney who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Law: Of Future Events

Are we the only species which imagines, worries, obsesses over — of future events as yet unfulfilled?  Do we create scenarios from “whole cloth” of events which might occur but which often never come to fruition?

Of course, the past is a good indicator of future events — a harbinger and foreboding of storms to come; the present, of predictors based upon current trends; and of the future, whether seen in the coiling bundles of anxious imaginations or steeped within solid predicates that cannot be ignored; and in the end, it is this species called “human beings” who engage in such folly.  But for such insanities, we would not have stock markets and commodities “futures” to bet upon.

For Federal employees and U.S. Postal workers who worry about their futures because of a health crisis which prevents the Federal or Postal employee from performing one or more of the essential elements of his or her job, worries and anxieties about the future can be daunting, overwhelming, and obsessively of concern.

The future must be planned for; the present circumstances need to be dealt with in order to plan for that future; and the past actions of your agency are probably a good indicator of future events.

Contact an OPM Attorney who specializes in Federal Disability Retirement Law and begin planning for your future by preparing, formulating and filing an effective Federal Disability Retirement application through the U.S. Office of Personnel Management under FERS; for, in the end, it is up to the greater predictor of future events to embrace the inevitabilities of life’s misfortunes, taking the past into account, facing the present circumstances with a direct and serious assessment, and thus correlating the past and present to prepare for future eventualities.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal & Postal Early Medical Retirement: The Ornament of Language

We have all come across that experience — of people who talk, but say nothing; of eloquence without substance; or of the “great talker” who, after the party is over, stands alone in the solitary corner of irrelevance.

Language is meant to communicate; moreover, to provide the narrative of life and living.  The ornament of language — those hanging extras and decorations meant to embellish and enhance — is provided for various purposes, including exaggeration and to make it more “interesting”.

The question encountered in any narrative is to ask: How much bare-bones substance and to what extent ornamentation?  This is like the question: How much history should be provided, and to what extent, context and personal asides?

For Federal employees and U.S. Postal workers who suffer from a medical condition and must submit a Federal Disability Retirement application under FERS with the U.S. Office of Personnel Management, the question of content and substance as opposed to background information often triggers the concern about the ornament of language.

Precision is preferred; tangents should be avoided; the foundation of a case should be solidly constructed.

Contact an OPM Lawyer who specializes in OPM Disability Retirement Law and begin the process of preparing, formulating and filing an effective Federal Disability Retirement application under FERS with both the substantive content of a persuasive legal argument as well as the ornament of language which will compel the U.S. Office of Personnel Management to approve your case.

Sincerely,

Robert R. McGill, Lawyer

 

OPM Medical Disability Retirement under FERS: Messing Things Up

Can you mess things up without knowing it?  Absolutely.  Can you mess things up while knowing it?  Again, absolutely.

We have all been in that situation, haven’t we?  The latter context is always troubling — for, as we are engaged in the activity, we begin to have a sense that things are taking the proverbial “wrong turn”, and there is a growing, sinking feeling our involvement and participation in the endeavor plays a significant role in messing things up.

We begin to think up of excuses as to why what we did was less than harmful; we try and minimize our own ineptitude; we try and justify how it would have turned out that badly, anyway.  Or, as in the former context, our own ignorance allowed for the messing up of things and, while the period of ignorance delayed our knowledge (or lack thereof) concerning out active participation in messing things up, when we come to a point of knowledge, we suddenly realize that what we were doing (or not doing) played a major role in messing things up.

Filing a Federal Disability Retirement application under FERS can end up this way: Messing things up by not knowing what to do, what laws to comply with, what criteria needs to be met; or, messing things up by submitting too much information, etc.

To prevent this, contact an OPM Disability Retirement Lawyer who specializes in FERS Disability Retirement Law, and consider the consequences of messing things up.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The Day After the Anticipated Time

Has anything changed?  We too often “build up” that special day, forgetting that there is the “day after” and the multiple days, weeks and years which occur afterwards.  And, perhaps that is the appropriate and “right” thing to do — to have the “special” day set aside.  For, without it, there would merely be a continuum of unbroken days without any respite from the repetition, monotony and boredom of all of the other days.

However, if the emphasis upon that set-aside day is too pronounced, the other days which follow then become all the more stark in their contrast.

For Federal employees and U.S. Postal workers who come to realize that the day after the anticipated time brings back the same as the days before, and that a Federal Disability Retirement application will still have to be submitted despite that “special” set-aside day, it may be time to contact a FERS Lawyer who specializes in OPM Disability Retirement.

For, in the end, there are many more days before and after the anticipated time, and respites are momentary, whereas a Federal Disability Retirement annuity is for a future to secure those many days after the anticipated time.

Sincerely,

Robert R. McGill, Esquire

 

Postal & Federal Disability Retirement: Pragmatism

It is that branch of Philosophy which is uniquely American; and the anomaly of the unwanted cousin was clear from the outset: Philosophy by its very nature is theoretical, and most of it dabbling in the discipline of metaphysics, ceding its other branches to theology and science.  Pragmatism, on the other hand, lends to the practical — of reacting to the world in terms of present-day difficulties and problems to be solved; of shunning the theoretical and attending to the basic needs of society.

The contrast and contradiction of a philosophy based upon practical needs as against the backdrop of an academic discipline which embraces the impractical, but rather enjoys its reputation for high-minded principles (i.e., Kant, Hegel, etc.) makes for a Jamesian pragmatism to be the illegitimate cousin of a well-respected family tree.  We are all dreamers by morning’s child; more practical by midday’s youth; and pragmatists upon an adult’s late evening; for the world forces the theoretical to be squeezed, and pragmatism brings out the harsh reality of existence.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, pragmatism may necessarily dim the dreams of yesteryear: A career in the Federal Government no longer possible, a practical approach must be taken — of preparing, formulating and filing an effective Federal Disability Retirement application.

Consult with a Federal Disability Retirement lawyer, a specialist who can advise, guide and counsel throughout the process, and begin preparing for the reality of responding to an all too-pragmatic bureaucracy.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Medical Retirement: Stupid Mistakes

Of course, one can argue that all mistakes, by their very definition, are “stupid”; but, of course, that would then make the entire concept differentiating between “mistakes” and “stupid mistakes” disappear, as the distinction between the bifurcated differences becomes one and the same.

It is a difficult concept to define; yet, we know when we or others have made them.  When we make them, we slap our forehead and say, “Duh!”  When another person makes one, we try to put a gentle cover over it — if we care at all for the person; if it was made by a child; when we know that the other person is “sensitive” to criticism, etc. — and try and say things like, “Oh, it’s okay, anyone could have made that mistake”.  On the other hand, when it is made by someone whom we dislike, is arrogant or condescending (or all three), we get the joy of “rubbing it in” and say offhand things like, “Boy, not even stupid ol’ me would have made a mistake like that!”

“Stupid” mistakes are distinct from “common” errors; the former is made without thought, while the latter is often made with thought, but without knowing the inherent consequences contained.

For Federal employees and U.S Postal workers who suffer from a medical condition, and where the medical condition may require the Federal or Postal employee to consider filing for Federal Disability Retirement benefits through OPM, one wants to — if at all possible — avoid not only the “common” mistakes, but the “stupid” ones, as well.  Mistakes happen; we all make them; but the one mistake that cannot be corrected once a Federal Disability Retirement application is filed with the U.S. Office of Personnel Management, is the one where “blinders” are placed upon OPM once OPM sees something.

It is thus important to consult with an attorney who specializes in Federal Disability Retirement Law, lest the “common” mistake turns out to be a “stupid” mistake that cannot be corrected.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Benefits: Descending Into

Whether into the arena of the devil’s playground or into insanity, the metaphor always seems to include a descent, and not its opposite, an ascent.  Why heaven is above and hell is below has been lost for its context and underlying meaning; the perspective of “up” as opposed to “down” must somehow be relevant, but science has certainly diminished the metaphorical significance by debunking any notions about time and place.

We now know that the sun does not “rise” and “set” in the rotational movement of the earth; that from the perspective of deep space, there is no “up” or “down”, and that our place within the universe is but a small, insignificant pinhole within the context of a greater universe.  But the human story, regardless of the cold perspective provided by science of an “objective” world, is that we descend into madness, descend into hell, and descend into chaos.

Language is a peculiar animal in this way; it uses its ordinary sense within a culturally relevant context, but when that context disappears or is no longer “alive”, the old manners of usage become an anomaly of puzzles.  Yet, even with its loss of cultural significance, “descending into” somehow maintains its appropriateness when it comes to mishaps, tragedies and difficulties.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal position, descending into greater chaos and difficulties may be mitigated by preparing and filing an application for disability retirement.

Consult with an attorney who specializes in Federal Disability Retirement Law, and begin the process of ascending towards another life beyond the Federal or Postal sector, thus preventing descending into a state of turmoil and possible termination.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement: Choices and Regrets

The two go hand-in-hand, although we may not necessarily see them as unalterable couplets forever ensconced and inseparable. Instead, we often make choices, then afterwards, express our regrets without having learned from the process of “choice-making”.

Choices available are often unanalyzed and nebulous; left to appear, remain inert and ignored; the “active” part of a “choice” is when we engage in the act of “choice-making” — of engaging our minds with an inactive but available “something” — a choice there, but lifeless until the activation of our choosing invigorates the inertia of indecision.

Regrets, on the other hand, are comprised by the dust of past choices made. Once settled, they remain in the hidden caverns of forgotten memories until, one day or hour, or moment of quietude when we have the time to reflect back, the unsettling of the dust collected is stirred and rises from the ashes, like the mythological Phoenix that appears with wings spread and ready for flight into our imagination and stabbing at the vulnerabilities of our inner soul.

We regret that which we have chosen; and like the past that haunts, such regrets are ever so painful when once we recall the choices available and the ones we made.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job and position, the next steps taken — of choices being made in whether and how to file for Federal Disability Retirement benefits — are important in determining whether regrets will follow.

Consult with an attorney who specializes in Federal Disability Retirement Law, lest the choices to be made will result in regrets later recalled; for in the end, it is the choices that determine the future course of success, and not the regrets that harken back the past of lost opportunities.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: That promising future

One doesn’t have to have been that “golden boy” to have an inkling of a promising future; there just needed to be some hope, and a taste of success.  Perhaps you came from a background where expectations were low; where higher education was a mere afterthought and nothing beyond an exclamation of gibberish and fantasy.

Was success defined by negation?  That if you didn’t do X, avoided Y and prevented Z, you were considered an anomaly and deemed as one of those who “made it”?

Yet, you exceeded; perhaps night school; whatever the cost, of however the pathway, that promising future that was never guaranteed, rarely spoken of and deliberately left silent but in the fertile imagination of a seeming dream; and the expectation of negation was met and exceeded, precisely because the goal post was never set within sight of grasping, but a mere filament that failed to light any hope of a promising future.

Yet, reality has a tendency to quash the daydreams of even butterflies, and a medical condition can alter forever the course of time and tenacity.

For Federal employees and U.S. Postal workers who once thought that a career under FERS meant a promising future for the duration of one’s life, and who never expected to be saddled with a medical condition that created a circumstance of negation, consider filing for FERS Disability Retirement.  Medical conditions tend to become that negation of hope, when in fact it may merely be an alteration of course.  Perhaps that promising future was too narrow a vision.  Maybe a change of mindset is all that is required.

Federal Disability Retirement is merely a recognition that there is an incompatibility between the medical condition suffered and the type of job one is in.  It does not mean that you cannot work; in fact, you are allowed to make up to 80% of what your former Federal position (“former” because, upon winning an approval of a FERS Disability Retirement claim from OPM, you are then separated from Federal Service) currently pays, and still continue to receive the Federal Disability Retirement annuity.

Just remember that the “promising career” was never defined by naysayers or those who lacked belief; it was always defined by your own drive, and for Federal and Postal employees whose once-promising career became curtailed by a medical condition, the “promising” part of conjunction can still be in the future.

Sincerely,

Robert R. McGill, Esquire