Tag Archives: opm options for medical retirement

FERS Disability Retirement: Voglio vivere una favola

“I want to live a fable” — A quote at the front of Annie Ernaux’s novel, “Getting Lost”, apparently from an anonymous inscription on the steps of the Basilica of Santa Croce, Florence.  Ernaux was just awarded the Nobel Prize for Literature this year — 2022.  No doubt Bibliophiles around the world have focused their attention upon this little-know French author; but that she would choose such an inscription to begin her novel, says much.  For — do we not, all?  Do we not all want to live a fable?

The fox and the grapes — the fable which is the origin of the phrase “sour grapes.”  A fox spies a bunch of grapes high up on a branch and wants them badly.  The lion and the mouse — A lion catches a mouse, who begs to be let go.  The tortoise and the hare — who wins, in the end, and what does it teach us?  And many others — of fables we learned as children, and the one’s we have learned from the lesson of hard knocks.

If not a fable, then at least a fairytale.  We read fables and fairytales, and expect that life must — or should — reflect the life we are about to lead.  How about — the fable about the ants and the grasshopper?  The former, busy about getting ready for the winter; the latter, playing the violin and living a riotous life; and in the end, what is the lesson?

For Federal Government employees and U.S. Postal Service workers who suffer from a medical condition and need to file for OPM Disability Retirement benefits through the U.S. Office of Personnel Management under FERS, you have no doubt been like those busy ants, and that is why your health has deteriorated.  Contact a FERS Retirement Attorney who specializes in Federal Disability Retirement Law, and make sure that the fable you want to live is the one with the ending you desire.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employee Disability Retirement: Work Left Undone

That is why gardening and other similar endeavors help to calm the human mind; for, like the Zen of human existence, projects which have a starting point and end with results that can be observed with gratifying exclamations — like a rock garden finished and allowed to visibly appreciate — is a point in life which has been “done”.

Most of life’s work is that which is left undone — the son or daughter who left home too early; projects of which you participate in only a portion of; things you wanted to say but never had a chance to; dreams dreamed of but left as mere vestiges of feeble attempts left unfinished; and so we carry on with out lives, always with a detritus of abandoned work left undone.

For Federal employees and U.S. Postal workers who have come to a point in their medical conditions where there now exists an incompatibility between work and health, it may indeed be difficult to leave the work behind — work left undone.  But there is still the future to consider: of work which still can be done; of prioritizing the primary work left undone — your health.

Contact a FERS Disability Attorney who specializes in OPM Disability Retirement Law, and consider that the Federal work left undone can always be picked up by someone else, whereas your health cannot.

Sincerely,

Robert R. McGill,
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Disability Attorney Help: The Bifurcated Worker

It is a commonplace event — of bifurcated lives.  Was it always that way?  When there were actually towns and communities where people really knew one another; of that paradise-like vision, where transiency was unknown and stability based the norm?

We have our “work life”, bifurcated from our “personal life”.  We can sit in sub-divided offices, partitioned and designed by a “civil space engineer” who has allocated a specific area of work space which is “yours” as opposed to the “other” person.  We can now telework and not even have to be partitioned in bodily space and time.

However the arrangements are made, work can go on for years and years without ever knowing the personal life of the person with whom we work.  Tom comes in each day and we only know of his “professional” side.  Susan enters the office and we know nothing about the previous 16 or so hours of her disappearance.  For, we have accepted the state of the bifurcated worker, and some would say that such a state of knowledge is a “good” thing — for, in the end, we want to preserve the sanctity of privacy itself.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the issue of who has access and who is allowed to have access, to sensitive medical information, is always of concern.

In order to file for Federal Employee Disability Retirement benefits through the U.S. Office of Personnel Management, however, some amount of access must be given; for, to file for OPM Disability Retirement is to cross over and violate the wall of the bifurcated worker.

In order to maneuver successful through the complex maze of such issues involving sensitive medical information, contact a FERS Attorney who specializes in Federal Disability Retirement Law, and begin to prepare, formulate and file an effective Federal Employee Disability Retirement application under FERS, with the U.S. Office of Personnel Management, where the bifurcated worker must further bifurcate the personal from the professional.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Government Employee Disability Retirement: “Difficult”

It is not the same as “unable to”, or even one of “incompatibility”; rather, it merely means that here are some impediments, but if one’s performance ratings are still fully successful, then it shows that — despite being “difficult” — the Federal or Postal worker is still able to perform all of the essential elements of one’s Federal or Postal job.

To qualify for Federal Disability Retirement benefits, certain legal criteria have to be met, and the mere fact that it is becoming increasingly “difficult” to satisfy that criteria does not mean that you would qualify.  Having “difficulty” doing your job, but still being able to do it, means that you are still performing all of the essential elements of your job.

If your agency thinks that you are doing a great job by giving you “fully successful” performance reviews, then where is your argument that you are unable to perform all of the essential elements of your job?  Yes, yes, I know — the question often asked is, “Do I have to end up in a wheelchair before I can file for FERS Disability Retirement benefits”?  No, not quite; but the mere fact that you are having “difficulties” doing your job, but are still doing it, may not be enough.

There is a middle ground, a “flash point” that goes slightly beyond “difficult” but somewhat before becoming wheelchair bound, where the criteria of “incompatibility” comes into play.

Consult with an attorney who specializes in Federal Disability Retirement Law, and discuss the legal ramifications of where you might be in the process of preparing, formulating and filing an effective FERS Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Thought versus thoughtless

Does the former have an advantage over the latter?  Our tendency is to think so — as in, “Being a thoughtful person is better than being a thoughtless person.  And, in any event, it is always better to think about things than not to.”

Really?  Does reality bear such a thought out, and does thinking about something as opposed to its opposite — not thinking about it — gain any advantage?  Does Man’s biological advancement through evolutionary selectivity of genetic dominance necessarily favor those who engage in the activity of “thinking” over those who do not?

Take the following hypothetical: An individual must make a “serious” decision — i.e., perhaps about one’s future, career, marriage, etc.  He is told to “take some time to think about it”, and does so dutifully.  He speaks with others; does some reading; mulls over and “reflects” upon the issue; takes out a yellow-pad and writes the columns, “Pros” and “Cons”, and after days, weeks, perhaps even months, comes to a decision.  Within a couple of years of making the decision, he realizes that he has made a fatal error.

Now, the counterexample: Same scenario, but in response, the individual says, “Naw, I don’t need to think about it.  I just go on what my gut tells me.”  He goes out, parties, avoids “thinking” about it, and the next morning makes that “important” decision.  He remains happy with the decision made for the remainder of his life.  So, the obvious query: What advantage did one have over the other, and what fruitful outcome resulted from “thought” versus “thoughtlessness”?

Yet, we persistently hear the phrase, “I should have thought about it,” or “I should have given it more thought” — always implying that, had further reflection been accorded, had additional wisdom been sought, or multiples of contemplation allowed, ergo a different result would have been achieved.

The error in the logic of such thinking is that one assumes a necessary connection between “result” and the activity of “thinking”, when in fact it is the very activity itself which retains a value in and of itself.  “Thought,” “thinking” and “thoughtfulness” are activities which have a value by themselves.  The satisfaction of a result-oriented, retrospective according of value based upon an outcome achieved is to place the value upon the wrong end.

For Federal employees and U.S. Postal workers who are “thinking” and engaging in “thoughts” about preparing, formulating and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, there comes a time when a “decision” must be made.  “Thoughtfulness” is an activity worth engaging in, regardless of the outcome of the activity itself.

In engaging such an activity, it may be worthwhile to seek the advice of an attorney who specializes in Federal Disability Retirement Law — if only to consider the evolutionary advantages in thinking about thoughtful activities as opposed to the thoughtless decisions made by an unthinking thoughtlessness.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Claims: The Lost Wallet

It is a sinking feeling, a sense of foreboding, and a sudden realization of the empty back pocket that then leads to a feeling of panic.  Or of reaching and finding that the purse that is so carelessly hanging from one’s shoulder, or looped over a forearm — is not there.  It is the nonexistence of something that suddenly brings to existence the sensation of fear, emptiness, loathing — and resultant panic. Whether of the variety where the pit of one’s stomach becomes queasy, or of a disorientation of being, matters very little.

We can try and describe it, but we all recognize it without ascribing and identifying the precise word that depicts the reality of such extinguishment of existential reality: The lost wallet, the stolen purse, the sudden void of that which we have taken for granted each day; and the subsequent sense of the consequences that ensue.

It is not just the trouble of future replacements; the calls to credit card companies, the trip to the Motor Vehicle Administration, and the irreplaceable photograph tucked into the side pocket of the wallet (sorry for showing one’s age — of course, no one keeps such passport-sized photographs in a wallet, anymore, as the anachronism of such a deed has been replaced by the “saved” pictures in that ethereal “cloud” within each Smartphone so that, even if the phone itself is lost, it is never truly lost because it is forever kept in world of downloadable albums) — no, the loss is exponentially multiplied by a sense of having one’s identity violated, and of feeling that an event has occurred where something essential has been extracted from our very existence.

The lost wallet inevitably leads to a first impression of panic; but as panic is a natural reaction, it is what we do next that matters most.  And like the Federal employee or Postal worker who first realizes that he or she suffers from a medical condition, and over time, senses that the medical condition will not simply “go away”, it is the steps that follow upon the news first learned that will have the significant impact upon one’s future livelihood.

Preparing an effective Federal Disability Retirement application, to be ultimately submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is that “next step” after the foreboding sense of reality has first been experienced.  And like the lost wallet that will need to be replaced, a Federal Disability Retirement annuity is the needed replacement for one’s career; and while the replacing features may not be as good as the health one once enjoyed or as lucrative as the career one previously pursued, it is a new identity that will be needed until the lost wallet is recovered in some future image of a past relinquished.

Sincerely,

Robert R. McGill, Esquire

 

Attorney Representation for OPM Disability Claims: Equilibrium of life

What is the importance of maintaining one’s equilibrium of life?  The concept, of course, implies a “balance” of sorts, where there is an analogy of images that includes an orderly sequence, a scale that is suspended in the middle and not tilted to one side or the other, and a sense of calm and peace that pervades.  To be “out of kilter” is to have a loss of equilibrium; and somehow to embrace extremes is to manifest a loss of control.

We all lose our equilibrium of life, whether daily, weekly or in more tandem steps of ordinary outcomes.  Sometimes, it is something that someone said at work or just as you leave your house that “throws you off” and gets you into a “bad mood” and out of sorts; or, other times, it is some reminder that triggers something from one’s past, and places one in a foul mood for days on end.

The cottage industry of self-help motivations is alive and well; of acupuncture, therapy, the gym, corporate motivational speakers, healthy diets, unhealthy diets, quiet meditation, protracted yoga, pills for medications, sounder sleep cycles, changing one’s language to reflect a “journey” of sorts, religious fervor, causes to die for, therapy pets, guard dogs, and just plain dogs that come and give you unconditional love…these, and many more, allow for one’s equilibrium of life.

Whether we pay for it daily, weekly, monthly or yearly; whether the money is well-spent or ill-conceived; the goal is always, however you want to characterize it and in whatever manner the language game is cited, the result that is sought is all the same: equilibrium of life.

Then, hopefully, if even then, on one’s deathbed, one can shrug one’s shoulder as one is hooked up to complex life-support systems, and declare to one’s loved ones: “The key to the universe in order to attain the equilibrium of life is…” and gasp out one’s breath, not having had the life left to complete the sentence, and leaving loved one’s and those trying to listen in on the pearls of wisdom otherwise untold, and leaving everyone else out in the proverbial cold.

Perhaps there is a “key” to life that results in one’s equilibrium of life; or, not.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the equilibrium of life is often out of sorts, out of kilter and off-balance, precisely because one cannot focus exclusively upon one’s health and maintenance of life’s blessings.

Filing a Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may not be the “key to the universe”, but it is at least an initial, if small, step towards regaining the equilibrium of life.  And that, however small and miniscule an achievement, is at least a first step towards putting the key to life’s problems on layaway and looking with anticipation towards the proverbial light at the end of a tunnel.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Carpet Bombing

It is an approach meant to saturate an identified area of enemy territory especially recognized as any and all potentialities related to the central target.  The antonym of such an approach is one of targeted precision, such as drone strikes represented by guided missiles upon a specific individual or area of identified combatants.

In either case, collateral damage can be expected; the difference is that in the former methodology, the invading forces remain unconcerned and unperturbed, as it is fully expected; in the latter, the term “precision” has its narrow focus, but with the real-world recognition that general public consumption likes to think that when a targeted focus is declared dead, the rubble of destruction didn’t extend to the entire block surrounding the individual’s living area, when in fact it did and almost always does.  The concepts thus have differing distinctions; in linguistic and semantical disputes, the issue often has to do with the methodological approach of effectiveness.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the former approach of “carpet bombing” is often the preferred choice, as opposed to the latter perspective of “precision bombing”.  That is exactly why Federal employees and U.S. Postal workers who prepare an OPM Disability Retirement application often attach a massive volume and compendium of medical reports and records, hoping to “hit the target” just by sheer coverage of length and width of evidence.

But the old proverb referring to the depth of a body of water, as opposed to the appearance of naked body surface, remains applicable and instructive.  And while the skin may be the largest organ of the human body, covering some 22 square feet in space, the loss of a great portion of it still allows for survival, whereas the heart of a man must remain generally intact, lest the flow of the essence of life becomes restricted or cease altogether.

Precision in every approach and methodological conveyance is almost always the preferred mode; and while systematic formulations in an OPM Disability Retirement case may involve greater input, expansive time and attention in properly preparing the effective Federal Disability Retirement case, the preparation spent in fine-tuning every Federal Disability Retirement application and its compendium of attachments will result in limited collateral damage, with the consequence of allowing others to survive another day despite living within the vicinity of the targeted point of attack.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement: Upon the Altar of Work

They are structures where sacrifices or worship occur.  Not being mutually exclusive, the former can represent the act of the latter, and the latter can constitute the fulfillment of the former.  And while we, in modernity, think of ourselves as sophisticated and beyond the vestiges of former practices of superstition and unscientific religiosity, an objective view of our actions betray the ongoing reliance upon past residues of robotic constancies.

Of course we have to make a living; of course we have to support our families.  But at what cost, and to whom do we owe our allegiance?

For Federal Gov. employees and U.S. Postal workers who sacrifice themselves at the altar of work, when medical conditions begin to clearly impact, deteriorate, denigrate and destroy the body, mind and soul of the Federal and Postal worker, then it is time to consider preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

As most Federal employees and Postal workers are under the FERS system, the minimum eligibility requirement is to have at least 18 months of Federal Service.  Once that threshold is met, then the question is one of having the proper support from one’s treating doctor, psychiatrist, Nurse Practitioner, etc.  The true test for a Federal Disability Retirement application will be in establishing the nexus between one’s medical condition and the positional duties of one’s official job, as reflected on SF 50 (Federal employees) or PS Form 50 (Postal employees).

Ultimately, when the altar of work becomes more than a means of support, and harkens back to the days of yore where sacrifice and worship intersected to pay tribute to the gods of the underworld, it is time to consider the alternatives available, and for Federal and Postal employees, that should always include the possibility of filing for Federal Disability Retirement benefits through OPM.

Sincerely,

Robert R. McGill
FERS Disability Lawyer

 

Federal Medical Retirement: The X Factor

In algebraic equations, it is that unknown variable which remains elusive and concealed, and which must be figured out in order to arrive at the conclusion.  We love those teachers who inform us that “credit” will be “given” for work shown, and that it is not so important to come up with the answer as opposed to the methodology manifested in reaching it.

And so we devised a complex network of signs and symbols, hoping that they concealed the ignorance of our unlearned lack of wisdom.  But the fact remains that leaving the factor unexplained and unfulfilled is like turning one’s back upon a helpless puppy abandoned in the middle of a busy freeway; somehow, the hollowness of leaving behind haunts one with a sense of incompleteness, like the puzzle with a missing piece.

These vestiges of psychological appendages, like damaging mollusks on the underbelly of a drifting boat, remain long after the effort to solve the equation is abandoned; for, in life, we think that all variables have an answer, if only we had listened carefully in the classes we skipped or during which we daydreamed and slept.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to seriously impact one’s ability and capacity to fulfill the positional requirements (or “essential elements”) described, the thought of abandonment through resignation or termination leaves that same taste of dismay and fear, like the residue of pine-goo on the palm of one’s hand.

The “other” option — which constitutes the solution of the X-factor — is to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.   While not widely advertised, OPM Disability Retirement is a benefit which is offered when a Federal or Postal employee is no longer able to, because of a medical condition, perform one or more of the essential elements of one’s positional duties within the Federal government or the U.S. Postal Service.

Thus, instead of remaining static in a state of utter frustration, attempting like those childhood years of yore when scratching one’s head, peeking over surreptitiously at the blank paper on the next desk, or looking with wonderment at the ceiling above as if the gods of information will reveal the answer through the illuminating fluorescence of those linear tubes, the Federal or Postal employee has the ultimate solution for the X-factor within grasp:  preparing, formulating and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire