FERS Disability Retirement from OPM: The Task Ahead

We all talk in those terms, don’t we?  And when the future is no longer referred to, we begin to worry; for it is the notion of a future that keeps us alive in the present, while the past is merely a portrait of who we were and what made us today.  A person without a history is an enigma; of what we are doing presently informs others of where we are going; and of future plans — well, that reveals of character, ambitions and the motivations of “what” and “who”.

When two people meet for the first time, it is commonplace to inquire as to the other’s past.  Why is that important?  Do we glean from a person’s previous experiences the type of “character” one has?  Of the places a person has been to; of his or her upbringing; of the hardships and trials one has endured; of the relationships one has been entangled in; and of the schools attended, the education received, etc. — are these, in their aggregate, what reveals the “make-up” of a person?

Can one sweep one’s past aside and simply declare, “I have no past and nor do I want to discuss it.  However, let me tell you of my future plans — of the task ahead.”  Why wouldn’t that be acceptable?  Is it because anyone can say anything about the future yet to be done, and it is the past which remains the telltale sign of a person’s true intentions and motivations — that is, the sincerity of one’s declarations?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the task ahead becomes clearer each day as one’s medical condition worsens: Filing for Federal Disability Retirement looms as a greater and nearer necessity.

Does the past matter?  Yes — as to the deteriorating aspect and its impact upon one’s present circumstances.  Does the present have any relevance?  Yes, to the extent of one’s current medical issues and the nexus to one’s ability and capacity to perform the essential elements of one’s job.  And what of the task ahead?  That is the true test — and for that, you should consult with an attorney who specializes in FERS Disability Retirement Law in order to prepare the most effective application for the task ahead: to formulate a strategy in order to pass muster with the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Information: Present Priorities

Present priorities differ from past ones, if only they have now passed as being present and thus are no longer priorities, as it is often the circumstances as presented in the “now” which matter most to us, as past priorities have lessened in terms of impact, significance, relevance and current importance.

The present priorities that were in existence a decade ago may no longer be the same priorities of the present of today; for, today’s present priorities have changed with the alterations of time, the focus of growth and maturity and their impact upon one another; and it is the context of today, the circumstances of the current period, that matter most to us.

Yesterday, the present priorities may have been the dinner or social function for that evening, or the open vacancy for this or that opportunity.  Then, a major “other” event occurs — perhaps the birth of a child or the death of a friend or relative — and suddenly, the priorities that seemed of such importance and consequence just yesterday, may seem trivial and insignificant today.

Medical conditions, too, seemingly have such an impact — of putting upon us a “reality check” that fades everything else into mere background noise.  What does it matter how one’s career is going, if you come home each night exhausted and unable to enjoy even the opening sonata of a symphonic masterpiece? Or if all of one’s weekend is merely to recover from the week’s fog of endless work, or of vacations and sick leave exhausted to endure constant and incessant testing and treatment regimens that leave no time for pleasure?

Whatever the present priorities and how they differ from past present priorities, one thing is clear: One’s health remains constant throughout, and preparing, formulating and filing a Federal Disability Retirement application, to be submitted ultimately to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, reveals that the present priorities of the most important priorities always endure, and that must always include one’s health and well-being, as the application for an OPM Medical Retirement is more evidence that the focus upon past priorities must be re-thought in order to accommodate the present priorities which are of greater importance and significance now that one’s health is at stake.

Sincerely,

Robert R. McGill, Esquire

 

Attorney for OPM Disability Retirement Claims: The gist of it all

When do we want the “gist” of something?  The essence or the “main idea”; or to filter it into the short version, somewhat like the “spark notes” of the thing of which we seek.  Is it appropriate if a student is sitting through a boring lecture and raises his or her hand and asks politely, “I have an activity to attend this afternoon. Can you just give us the gist of what you’re trying to say?”

Or of the greater meaning of life itself — you know, that grand design that everyone is seeking, which is why so many people believe in such things as the “Da Vinci Code” or, more recently, “The Chamberlain Key” — codes to codices that reveal the heart of ancient secrets lost in the trash heaps of history or otherwise forgotten because of wars, famines and changes of the proverbial guards.

Why is it that such “keys” must always be “ancient”, and shrouded in the mystery of “secret societies” who will murder in the dead of night to protect the gist of it all?  How does that reflect upon modernity — that we are too superficial to invent or discover such codes?  Or, is it merely that the cynicism of scientism and the reliance upon the physical universe, the influence of British Logical Positivism and the Age of Science have all subsumed such romanticizing of mysteries beyond the age of reason?

In this fast-paced society where technology surpasses by lightening speed the insular world of secret societies and the unraveling of veiled codices, what we want in the end is the gist of it all — to bypass the tangential details and get to the heart of the matter.  We have little or no time for anything else.

So, for Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, what is the gist of it all?  In other words, what is the essence of a Federal Disability Retirement annuity?

Well, to begin with, under FERS (which most people are, as the dinosaur of CSRS or even CSRS Offset have now been relegated to the Pleistocene Era of Federal employment) the Federal or Postal employee must have at least 18 month of Federal Service.  Second, we must be able to prove that a medical condition prevents the Federal or Postal employee from performing at least one, if not more, of the essential elements of the Federal or Postal job.  And third, the medical condition must last a minimum of 12 months.

Now, this latter bit of a requirement is often confused with thinking that a Federal or Postal worker must therefore wait for at least 12 months after the onset of a medical condition before the Federal or Postal employee can file for Federal Disability Retirement benefits.  No, that is not the case — for, most doctors and treating medical professionals can render a prognosis as to the chronicity of the medical condition, and that is all that is needed.

Of course, that is precisely the problem of getting merely the “gist of it all” — because, in the end, the annotated version of an important text, issue or pool of information can rarely be filtered down into a cup that can be gulped with one swallow, but is often an ocean full of undercurrents and dangers consumed with sharks, whales and stingrays — sort of like the metaphor of life itself, only more complex because preparing, formulating and filing an effective Federal Disability Retirement application is a complicated administrative process full of bureaucratic pitfalls that cannot ultimately be confined by the gist of it all.

Sincerely,

Robert R. McGill, Esquire

 

Disability Retirement under FERS & CSRS: Ordered lives

There is, first of all, chaos and disarray; and whether from a biblical worldview or the natural paradigm of a universe formed from a massive energy source that exploded with such force as to hurl a spinning residue of astronomical proportions into far galaxies that resulted in the starry heavens we witness today; it is from the opposite of a placid tranquility that we experience the ordered lives of everyday existence.

There are, of course, the extremes of the spectrum – of that person who is obsessive and compulsive about the “ordering” of one’s life, where every teacup and saucer must be placed in the cupboard within precise millimeters of one another, and no angle of a picture on a wall must be allowed to circumvent the geometric consistency with the right angles of the corners; or, by contrast, the slob who believes that pants, plants, underwear and empty pizza boxes belong in the same corner of the bedroom as expensive china and puppies who snuggle in bathroom showers.

Somewhere in between the two extremes upon the spectrum of life, exists the ordinary person of ordinary means, who wakes up each ordinary morning to go about in ordinary ways; all within the constraints of ordered lives.  All, or most of us, like, enjoy and look forward to some semblance of order in our lives.

Chaos is good for an exciting moment; monotony of discourse for the rest of the day requires that sanity mandates a certain sequence of events, and that is why dystopian stories of a universe in disarray after a nuclear war or some other disastrous consequence of political missteps left in the hands of incompetent world leaders allows for small-budget films to be successful in scaring the hell out of us all.

Divorce, death, illness and tragedies disrupt the otherwise sought-after ordering of lives left peaceful; medical conditions tend to do that, don’t they?  They interrupt the tranquility that we so seek with quiet resolve; and then the medical condition becomes a chronic state of existence, and more than just a nuisance, they interrupt our plans, our hopes, and the essence of our ordered lives.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal employee’s ability and capacity to perform the essential elements of one’s Federal or Postal job, the interruption that ensues from the disruption of a medical condition, resulting in the breaking up of one’s ordered life, often comes to a point where consideration must be given to filing for Federal Disability Retirement benefits.

It is an employment benefit that is “there” for Federal and Postal employees who can no longer perform one or more of the essential elements of one’s positional duties.  And, whether under FERS, CSRS or CSRS Offset, the time to consider preparing, formulating and filing for Federal Disability Retirement benefits may come at a time when the previous state of ordered lives is sought after again, if only to reach a destination where chaos is no longer the new norm of everyday existence.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Keeping it together

Living in modernity is a complex juggling act that never ends.  Simplicity recollected in former times often harken towards an idealization that perhaps never existed, where toil, labor and survival were a coalescence of a person’s life, and meaning was never divorced from what one was engaged in, the acts of striving, the struggle to earn a living.

Modernity magnifies Marx’s observation that human discontent is a result of separating man’s labor from the self-esteem of accomplishment, where the factory worker sees merely a microcosm of monotony but never possesses the self-satisfaction of any meaningful end to the assembly-line of life.

Instead, today we are a fractured sort, running like the proverbial chicken with its head cut off (and we don’t even quite understand what that means, anymore, as no one lives on a farm to understand that when a predatory owl comes swooshing down and severs the upper portion of a cock-a-doodling bird, the feet continue to pedal forward even after the headless horseman is taken away), awakening, rushing, being dazed and in a trance to view the multiple screens of a Smartphone, the laptop, the desktop and being directed by electronic voices of commandeering vehicles, parking barometers and driverless vehicles to merely observe as bystanders in a world gone mad.

Credit crunch, debt overload, children brought into the world without direction or means, and droughts, famine and wars and rumors of wars beyond; it is a burden just to try keeping it together, these days.

Promises have been made for decades plus of technology granting a reprieve both in time, effort and human toil, and the time for leisure which the totalitarianism of oppressive modernization has detailed has somehow never come to fruition.  Work, and more work; overtime; the juggling of family time, work, filial commitments and more work; and we can “have it all”, or so they keep telling us.

Email was supposed to undercut the need for the snail’s pace of the Postal Service, but now we are bombarded with an exponential quantification of that which we used to open with a mail opener, inserting carefully into the edge of the fold and slicing gently so as not to spoil the contents within; and somehow that very act of ancient and tactile connection between the eye, the hands, the metal implement and the organic material of an unopened letter gave it a personal bond of sorts, even in a mechanized office setting.  Today, it is merely one more click of a computer button to open up the electronic mail.

“Keeping it all together” – is it possible, anymore?

Then, when you consider an unwanted intruder – a medical condition both unexpected and unforeseen – is it any wonder that things quickly fall apart.  For Federal employees and U.S. Postal workers who find it difficult to continue in one’s chosen Federal or Postal career, when the medical condition no longer allows the Federal or Postal employee to perform all of the essential elements of one’s Federal or Postal position, it may well be time to recognize that the fundamental basis of keeping it all together rests upon the ability to prepare, formulate and file an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Benefits: Contented misery

Does the one who strives for happiness as a goal ever escape the bonds of contented misery?  It is the ecstasy of a moment’s glimpse, and then the feeling is gone; for, such is the fleeting nature of a sensation, and more of an encumbrance than a plateau of embraced attainment.  Can happiness be gauged, like a heart monitor, taking one’s blood pressure, or in that millisecond of pain in determining the glucose level through the pinprick of time?

Once, in generations past, when neighbors asked of one another the state of affairs, the politics of an era, and listened by that long-lost tradition of taking one’s hat off, lazily fanning one’s self in the sweaty afternoon of the blazing sun, people used to actually pause during the day without a watch or cellphone to check and recheck; and conversations took the meandering deliberation of voices undulating without the tense pressure of time, money and restrictive covenants imposed by society’s need to compel movement.

Happiness was not the goal, but the byproduct of social interaction.  Misery was reduced to the loss of purpose, violation of normative values and now, in modernity, replaced with contented misery.  No, it is not an oxymoron, for it is a state of Being accepted by most and recognized by few, and the duality of a seemingly conceptual friction is merely on its surface; for, such an accepted state of being exists precisely because we seek that which can never be attained but for a fleeting moment, like trying to grasp, catch and hang on to the flowing robe of an angel as that heavenly being floats by with a sprinkling of residues depicting the regrets of our lives.

We become contented with our own miseries, because we seek to attain a state of Being which can never be the essence of life, but merely the flux of sensations resulting from man’s worthy journey akin to a teleological embrace.  Worth is tied intricately and inextricably with projects; and though Heidegger’s quip that such human work and activity is merely to avoid the inevitable encounter with Nothingness, it is nevertheless driven by a need to advance, a value in accomplishment, and a sense of creativity in the process of what we do, how we achieve it, and where we are going in life.

Contented misery is to exchange all of that for a moment of sensation, extrapolated to an unattainable and unreachable state of Being, and that is why misery prevails within a plateau of accepted contentment.

Such is the state of Being for Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal and Postal employee from performing the essential elements of one’s Federal or Postal position, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  For, think for a moment – one’s career and mission in life is perhaps interrupted and impeded, and the Federal or Postal employee must consider alternatives, such as preparing, formulating and filing for Federal Disability Retirement benefits.

But if a sensation is all that is sought, as opposed to considering the next steps into the future – such as an alternative vocation in the private sector after obtaining a successful approval from the U.S. Office of Personnel Management – then contented misery will have won.  On the other hand, if a Federal Disability Retirement annuity is successfully obtained, there is a chance that the future may hold further opportunities, and the restrictions of a contented misery may be replaced with that which Man was compelled to engage:  a project or activity beyond the sphere of mere sensations.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Preparing for more than a ‘maybe’

We never engage a project with just a ‘maybe’; to do so is to invite a preemptive failure, of sorts.  On the other hand, there are rarely any guarantees in life; just as the victims of Madoff and other historical figures of thievery; a ‘sure thing’ is rarely that, and more likely its counterintuitive opposite.  Chances and opportunities of a lifetime, of course, are touted as ‘maybes’ that should be considered.

Those stories abound of youthful vigor in the parent’s basement tinkering with innovations that will alter the future course of technology and mechanized futuristic inventions; but of that, was it really a ‘maybe’?  Or, as such young stars never had anything to lose, anyway, except for time and the clutter residually left behind in the parent’s basement, any sudden abandonment or stoppage due to lack of progress would have simply meant that the endeavor itself was merely a minor intermission, a brief pause, in an otherwise brighter future for the young to pursue.

No, we don’t deliberately prepare for a ‘maybe’; we may forewarn failure by uttering words that appear tentative; but in almost all instances, we prepare for more than a ‘maybe’.

For Federal employees and U.S. Postal workers who are beginning the process of preparing an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, how does one enhance the chances of a successful outcome, as opposed to being subjected to the whims of an Administrative Specialist at the U.S. Office of Personnel Management?

Does one merely gather up one’s treatment records and medical notes, and hope for the best?  Do you simply answer the questions on SF 3112A as if there were no legal ramifications inherent in the form of the questions posed?  Do you just take the SF 3112C to your doctor and have the doctor submit whatever his or her medical opinion is, to your Human Resource Office?

There are rarely guarantees in life – that is true, and it is never more so when filing a Federal Disability Retirement application with OPM.  At the same time, however, no one merely prepares for the lesser standard of a ‘maybe’, and in preparing a Federal Disability Retirement application, it is best to always prepare for more than a ‘maybe’, even if it is less than a guarantee of a sure thing.

Then, again, those who invested with Bernie Madoff also thought that it was a ‘sure thing’, and look where they ended up.

Sincerely,

Robert R. McGill, Esquire