Tag Archives: owcp fegli retirement

OPM Disability Retirement under FERS: Quality of Life

It has never NOT been an issue in American life; for, with the opportunities available, modernity has placed a focus not just upon “living”, but upon a more grand concept:  That of “living well”.

The cemeteries and unmarked graves of silent history’s fallow grounds are filled with unstated sorrow and grief; and while modernity now knows of wealth and luxuries beyond the wildest imaginations, the past has known great poverty and suffering.

Prior to the age of refrigeration, much of every day was obsessed with preparing the next meal.  Between work just to eke out a living and considering what the next meal would be, survival was the point of existence — until the rise of the “middle class” upon the dawn of the Industrial Revolution.

Quality of Life?  Was that even a concept conscious for consideration?

For Federal employees and U.S. Postal workers who suffer from a medical condition where that medical condition will no longer allow you to perform all of the essential elements of your job, the concept of “quality of life” must by necessity enter into the equation.

The endless cycle of work-to-weekend and back to work, where the weekend is merely for purposes of resting those chronic medical conditions in order to have some minimal energy-level to make it into work — well, you know the routine, and that vicious cycle is certainly without any “quality” to the life one leads.

Federal Disability Retirement benefits are meant to rescue you from the loss of quality of life.

Contact a FERS Disability Attorney who specializes in Federal Disability Retirement Law, and let not your life reflect a period of history which was supposed to remain quiet in the fallow grounds of past burial grounds.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Medical Disability for Federal & Postal Employees: Once Known, Now…

Writers and other artists populate that field — of being once known, mostly during their lifetime; if lucky, for a period of time thereafter, but now….

The ellipsis is meant to convey the idea of the opposite — that a person once known, but now is unknown; has shrunk back into the arena of anonymity; of having been once famous, or at least “well-known”, but upon death, has now passed among those who, like most of us, barely require an honorable mention, let alone a footnote in history; and, instead, like so many graveyards long forgotten and buried beneath the crawling summers of weeds and the drifting beauty of dandelions’ dispersing seeds, once known, now….

For example — Carlos Baker; who was he?; who remembers him?  He wrote the definitive biography on Ernest Hemingway, and was himself an accomplished short story writer, poet, and well-known during his time.  Most of us would like to have had even a fraction of the reputation and popularity he enjoyed during his lifetime; but in the end, we all return to the dust from whence we came.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition now prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the prospect of returning to total anonymity may be a falsely-motivating element in trying to continue and to “fight on”.

Health should be the top priority.  Yes, once you receive an approval for your Federal Disability Retirement, you will no longer be known as “Tom the X, Sally the expert-on-Y, or Julian who is V”; but you will begin to get your health back.

Contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, and fear not the loss of a footnote where you were once known, and now…

Sincerely,

Robert R. McGill, Lawyer
Federal Disability Retirement Attorney

OPM Disability Retirement Benefits: The Crease of Time

Time is an unnoticed quantity until we fail to abide by it.  The world around us operates within the purview of ticks and tocks — or, more appropriately in this digital age, by the silent advance of illuminated numbers changing by unseen seconds and lengthy days.  If you live in the city for too long, even the trees fail to tell us that the leaves have changed color or have shed themselves of a summer’s forlorn moment.  In the countryside, where farmers battle the seasons and time is measured not in seconds or minutes, but by the months of growth and decay — time becomes a quantity measured by the westerly winds that bring the scent of Spring’s hope.

The crease of time is when the smooth transition from seconds to minutes, from minutes to hours, and from hours to days is interrupted by a fold of life that was unexpected.  Perhaps it occurs by some tragedy; a divorce, a death, an accident or an event of unexpected outcomes; but in any event, the crease of time suddenly awakens us and tells us that change is needed, or is imposed upon us without choice.

Medical conditions bring about a crease of time.  They tell us that not all transitions in life are smooth, and nor are they meant to be.  For Federal employees and U.S. Postal workers who suffer from a medical condition where such a medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the crease in time is a warning sign that the smooth transition of days-to-days and weeks-to-weeks cannot go on as it once was, but must by necessity change in order to accommodate the change itself.

Consult with an OPM Disability Attorney who specializes in Federal Employee Disability Retirement Law and consider the options moving forward; for, the crease in time tells us that it is not merely the seasons that change, but of health and the future of one’s career must abide by the laws of nature that create the crease of time.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The Problem with Familiarity

“Familiarity breeds contempt” — was the unspoken rule within the military class which built a wall between officers and enlisted, supervisors and subordinates, bosses and workers, etc.  Why is that?  Is it because, beneath the veneer of superiority, we all know that we’re no better than others, and once the imperfections cleverly concealed are unraveled for others to witness, the scoffing laughter and the smirking undertone will openly splatter with a defiance of disdain?

Familiarity, over time, likewise brings us to take things for granted — of the monotony of everyday rhythms, that what we experienced yesterday will similarly occur today; that the sun will rise tomorrow with perhaps a cloudy interlude that hides the radiance of a clear sky for a brief respite, but knowing that regularity will return with a force of continuity.

What does it mean to “take X for granted”?  Whether of people, events, objects, pets or circumstances, it is how we approach things — whether with a freshness of purpose or an old rag of expectations.  What did we do differently “before’ the problem of familiarity?  Did we bring flowers every day to win the heart of a loved one — only to later expect that, well, since the heart has already been won, why waste the money upon such frivolities?  Does familiarity lessen the fervency of love, or does “commitment” undermine the urgency of conquest?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the problem with familiarity is that the basis of constancy breeds not contempt, but comfort.  It is “comfortable” to stay where you are — despite the harassment, the adversity and the problems inherent in remaining; nevertheless, that which is “known” is preferable to the unknown.

Becoming a Federal Disability Annuitant may be a scary thought, but a necessary next step.  Taking that first step is to break away from familiarity, and that is where the problem lies — of stepping into the abyss of the unknown.  To smooth the pathway away from the road of familiarity, think of Robert Frost’s poem and consult with an attorney who specializes in Federal Disability Retirement Law.  It might make all the difference in your life.

Sincerely,

Robert R. McGill, Esquire 
OPM Disability Retirement Lawyer

    

Federal & Postal Disability Retirement: The Dismal

At the outset, you realize that something is wrong with the caption.  Not being a noun, the space following demands the question, “The dismal what?”  Adjectives require it; we all learned about them in grade school (if that is even taught, anymore) about grammar, and how they “modify” the noun.  It cannot stand alone.  It is a peculiar adjective, isn’t it?  It is one that cannot modify a noun except in a negative way.

Others can be modifiers but can themselves become altered by the mere fact of relational influence.  For example, one may refer to the “beautiful ugliness” of a landscape, and understand by it that the contrast between the two modifies one another.  But with the adjective “dismal’, it seems never to work. Whatever noun it stands beside; whatever word that it is meant to modify; in whichever grammatical form or content — it stands alone is a haunting sense of the dismal — of down, depressed and disturbed.

It is like the medical condition that attaches and refuses to separate; of an embrace that will not let go, a hug that cannot be unraveled; and a sense that cannot be shaken.

For Federal employees and U.S. Postal workers who suffer from a medical condition, the adjective of “dismal” often precedes the realization that one’s career must be modified in order to attend to one’s medical condition.  Work takes up a tremendous amount of one’s time, energy and strength of daily endurance, and obtaining a FERS Disability Retirement annuity is often required just so that one’s focus can be redirected in order to attend to one’s health.

The process of preparing, formulating and filing, then waiting upon, a Federal Disability Retirement application is a daunting one, and you may want to consult with an attorney who specializes in Federal Disability Retirement Law, lest the dismal turn into a morass of a bureaucratic nightmare which fails to modify the noun that all applicants yearn for: The approval.

Sincerely,

Robert R. McGill, Esquire

 

FERS Medical Retirement for Federal Employees: Odd man out

Medical conditions make one “feel” as the odd man out.  First, it is a sense of one’s self; something is not quite right, whether in one’s cognitive capacity, emotional upheaval, or through indicators of increasing physical pain.  Then, when it begins to impact one’s ability and capacity to perform all of the essential elements of one’s Federal employment or Postal position, that “inner” sense begins to impact upon the “outer” reality of interacting with others.

Others begin to notice the change, and over time, the inner sense of being the odd man out begins to be reinforced through the treatment by others, that indeed, not only is there an inner sense of being the odd man out, but you are treated outwardly as the odd man out.

Federal Agencies and Postal units work as collective organisms that act like unfettered packs of wild animals, leaving a version of a Hobbesian State of Nature to occur without remorse.  Fortunately for the Federal employee and U.S. Postal worker, there are laws that allow one to protect the years of service one has accrued, by filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

If you — as a Federal employee or U.S. Postal Service worker — have come to recognize that your sense of being the “odd man out” is no longer merely a subjective state of mind, but has clearly become ascertained through unbearable and persistent harassment, unfair treatment and insistent application of rules to abide by applied in a targeted manner, all because of a medical condition that is suffered through no fault of your own (or even if there can be fault attached, it is irrelevant, as an OPM Medical Retirement does not consider causality as an issue for eligibility determinations), then it may be time to consider preparing, formulating and filing an effective FERS Disability Retirement application through the U.S. Office of Personnel Management.

For, in the end, the odd man out is merely a recognition that it is the world around that has failed to adjust to the cruelty that accompanies an unavoidable medical condition.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement: Dostoevsky and impassioned monologues

Does anyone read such an author, anymore?  At least, once one is beyond the assigned reading list and mandatory college compulsions that allegedly define those who are “educated” as opposed to not, does anyone perform the act out of pleasure?  Or, perhaps we would consider it more like self-torture.

Once the diploma is rolled, handed and received upon the platform of recognized accolades for accomplished feats now disseminated throughout all levels of society, where “blue collar” or physical labor is no longer perceived as acceptable and everyone must be subjected to the torture of reading Dostoevsky and his impassioned monologues that seem to meander forever upon a single scene, does anyone pick up a copy of such titles as, The Idiot, or The Brothers Karamazov, or of that “classic”, Crime and Punishment, and take valuable leisure time to plod and plug through such lengthy paragraphs upon puzzling paragraphs of reflective self-aggrandizing streams of consciousness?

Did a former generation or beyond really think like such characters, or is there something uniquely troubling about the “Russian” culture such that the depths of such rich history encompassing misery, war, poverty, the tension between power and the powerless, the tradition of the Czar and the more authoritarian lineage of Stalin, the current power structure, etc.?

Perhaps the Russian people can relate more readily with such authors and comprehend the scenes of reflective streams of long-winded monologues that can only be characterized as “impassioned” and tumultuous by any standard of emotional fervor.

There are, however, such similar examples in narratives prepared for a Federal Disability Retirement application, written by Federal employees and U.S. Postal workers in response to the questions and queries posed on SF 3112A, Applicant’s Statement of Disability.  Such impassioned monologues tend to include a lengthy history of past wrongs committed (i.e., Crime and Punishment); a journey describing tremendous upheavals and pain (i.e., The Brothers Karamazov); and of character caricatures that depicts a lack of focus and streamlined narrative (e.g., The Idiot).

Most of us claim to have read Dostoevsky; some of us make the further and surprising admission that we have “enjoyed” him; and some few of us actually continue to pick up his translated works and persist in reading him.  However, such pleasure-reading should be uniquely sequestered for the late-night fireside restorations, with a glass of wine or other inebriant to counter such impassioned monologues, and certainly only within a proper context of applicable content, and formulating such meanderings in a Federal Disability Retirement application by the literary device of stream of consciousness is not the “winning” mechanism to obtain a Federal Disability Retirement annuity.

Keep the focus and maintain a streamlined narrative in creating the nexus between the medical condition, the positional duties of the Federal or Postal job, and the impact between the two, and leave Dostoevsky and impassioned monologues to yesteryear’s literary classics rarely read, uncommonly desired, and never quite understood.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: How truly ordinary we are

Every now and again, someone will make that inane statement that seems to fly by in a discourse of overwhelming linguistic overcrowding of so many such pearls of wisdom:  “Oh, we’re all just human.”  Is it a logical tautology in a strict sense?  The “we” referred to is obviously a subject which includes individual human beings; the “human” described and identified, is the same as the “we” previously posited.  So, it is the same as saying:  “Oh, humans are all just human.”

If that were said, instead, would we not turn with a puzzled look of suspicion, as if the statement made was uttered in such a nonsensical term that the meeting of eyes would, or at least should, erupt with uncontrollable laughter like two hyenas cackling at the full moon?  Or, despite the inane nature of meaninglessness, do we all have a shared cultural norm of language, such that we recognize and comprehend such statements?  For, the sentence itself evokes meanings of shared belief: We are all less than perfect; Don’t worry about it, we all do that from time to time; The ordinariness of human frailty allows for each to give another the benefit of the doubt.

It also points to a slightly deeper meaning:  That, in our humanity, how truly ordinary we are.  Yet, isn’t that very ordinariness that which allows for the shared commonality of community?  The fact that we are ordinary is precisely what allows us all to “fit in”, and concurrently, touches upon that darker side of human nature to spur cruelty, arrogance, superiority and disdain.  For, it is the Darwinian predisposition to conquer and defeat, of “showing up” everyone else that we are what we are not created as – being ordinary.

That is why, when a medical condition is revealed, it is the weakness and the vulnerability that suddenly causes others to shy away, to shun, and to harass and prey upon.  Our ordinariness, in combination with the scientifically and anthropologically explained behavior traits of “survival instincts” and aggressive, predatory inclinations, somewhat defines why we are who we are and how, in a society that supposedly advances continually, we still revert back to your roots of caveman-like follies.

Medical conditions depict our ordinariness.  Manifested medical conditions attract the predatory inclinations within, like predisposed genetic and cellular triggers that cannot be stopped.

That is what Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition triggers a need to file for Federal Disability Retirement benefits, need to understand:  That we our human; our humanness reveals vulnerabilities; that such vulnerabilities will manifest themselves in quite ordinary revelations, including medical conditions; and, once medical conditions are revealed, it will likely trigger aggressive and predatory reactions, and attract those very hominids who, by Darwinian triggers of genetic predispositions, will react in an attempt to rise above our humanity.

Agencies act that way; the U.S. Postal Service certainly treats it employees in that thread of behavioral responsiveness.  For Federal employees and U.S. Postal workers, keep in mind that, in filing a Federal Disability Retirement application, whether under FERS, CSRS or CSRS Offset, how truly ordinary we are is merely another way of recognizing that not only are we just human, but we can also reveal that dark side inherent in all in the rise to subvert just how truly ordinary we are, which only further uncovers how truly ordinary they are, as well.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirement: Coordinating the efforts

The amazement of tandem coordination is discovered in various corners of Nature – of tentacles of an octopus seemingly working without the complexity of entanglement; of an eagle’s capture in mid-flight of its prey, where the claws and wings attack and devour with perfect harmony; and in modernity, the capacity and ability to “multi-task”, as the parlance of efficiency has been noted.

The human animal is a formidable creature – perhaps not the best at any one thing (speed is set by the Cheetah; endurance, in the Wolf’s persistence; but of competence in all areas, the two-legged, vertical organism sets the standard for excellence), but able to compensate for deficiencies by exerting acceptable levels of efficiency in many.

However, we often confuse the ability and capacity to multi-task with the presentation of an objective, impervious world of multiple data bombarding simultaneously.  Thus, the fact that the tentacles of an octopus may seemingly work in coordinated fashion in swimming and engulfing does not mean that if a dozen marbles were thrown at it in a single shot, that it would be able to respond appropriately.  Similarly, speed in short bursts may be impressive, but it may not translate into an ability to adapt if objective conditions require greater endurance for quantitative calibration of speed.

There is a limit and a ceiling for tolerance in performing feats, and for the human animal, the mere fact of showing minimal competence in some forms of multi-tasking, does not necessarily convert well when the necessity arises to coordinate complex issues which are further impeded by a medical condition of an impactful nature.

Thus, for Federal employees and U.S. Postal workers who need to file for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the fallacy often arises that, because one has been capable in an administrative or executive capacity, one may be able to coordinate the efforts for one’s self in preparing, formulating and filing an effective Federal Disability Retirement application.

Bridging the nexus between the medical condition and the essential elements of one’s positional duties; conforming to “the law” in formulating one’s Statement of Disability on SF 3112A; of obtaining the proper medical documentation that will meet the standards of the compendium of legal opinions issued by the U.S. Merit Systems Protection Board – these, and many others, must be taken into account when preparing an effective OPM Disability Retirement application.

And, like the hunter in past lives who suddenly becomes winded, becoming the hunted is not where the Federal Disability Retirement applicant wants to be when coordinating the efforts in preparing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire 
Postal & Federal Employee Retirement Lawyer


  

Federal Employee Disability Retirement: Preparing for more than a ‘maybe’

We never engage a project with just a ‘maybe’; to do so is to invite a preemptive failure, of sorts.  On the other hand, there are rarely any guarantees in life; just as the victims of Madoff and other historical figures of thievery; a ‘sure thing’ is rarely that, and more likely its counterintuitive opposite.  Chances and opportunities of a lifetime, of course, are touted as ‘maybes’ that should be considered.

Those stories abound of youthful vigor in the parent’s basement tinkering with innovations that will alter the future course of technology and mechanized futuristic inventions; but of that, was it really a ‘maybe’?  Or, as such young stars never had anything to lose, anyway, except for time and the clutter residually left behind in the parent’s basement, any sudden abandonment or stoppage due to lack of progress would have simply meant that the endeavor itself was merely a minor intermission, a brief pause, in an otherwise brighter future for the young to pursue.

No, we don’t deliberately prepare for a ‘maybe’; we may forewarn failure by uttering words that appear tentative; but in almost all instances, we prepare for more than a ‘maybe’.

For Federal employees and U.S. Postal workers who are beginning the process of preparing an effective Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, how does one enhance the chances of a successful outcome, as opposed to being subjected to the whims of an Administrative Specialist at the U.S. Office of Personnel Management?

Does one merely gather up one’s treatment records and medical notes, and hope for the best?  Do you simply answer the questions on SF 3112A as if there were no legal ramifications inherent in the form of the questions posed?  Do you just take the SF 3112C to your doctor and have the doctor submit whatever his or her medical opinion is, to your Human Resource Office?

There are rarely guarantees in life – that is true, and it is never more so when filing a Federal Disability Retirement application with OPM.  At the same time, however, no one merely prepares for the lesser standard of a ‘maybe’, and in preparing a Federal Disability Retirement application, it is best to always prepare for more than a ‘maybe’, even if it is less than a guarantee of a sure thing.

Then, again, those who invested with Bernie Madoff also thought that it was a ‘sure thing’, and look where they ended up.

Sincerely,

Robert R. McGill, Esquire