Federal Disability Retirement: Game Changers

Often, it is not the substantive material submitted, but the approach to an endeavor which alters the character of an encounter, and results in victory by acceptance and submission, in contradistinction to victory and defeat.  Such is the essential difference between the games of chess and of Go — the latter, originating in ancient China some 2,500 years ago, and employing a strategy of subtle surroundings, rarely including a direct frontal assault.  The Game of Go requires a perspective of the whole; and while (like chess) anticipation of future moves can help, it is the last move in relation to the whole of all prior moves, which will determine the future success.

With this, there is a parallelism with Federal and Postal workers who suffer from a medical condition, such that the medical condition impacts one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal job.  As in the Game of Go, it is the past which has brought one to the present circumstances; one’s future will be determined by how one approaches what is occurring in the current presentation of the board.

The battle against the medical condition itself may have taken many years; such is the nature of battling the subtleties of a medical condition, where much of it involves bearing the pain, remaining quiet through turmoils, and attempting to silently pass through life unnoticed.  But as with the Game of Go, a critical juncture arrives, where the wrong move will determine the future course of territories lost, or gained.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS-Offset, is often the critical point of departure for the Federal or Postal worker suffering from a medical condition and finding the need to separate and find that plateau of places where rehabilitation for the future becomes a necessity.

Future security depends upon moves made in the present; present strategies are based upon grounds gained or lost depending upon past moves; and recognizing that now is the time to prepare for the future, is the first step, both for the Federal and Postal worker needing to file for OPM Disability Retirement benefits, as well as for the player who dares to master the Game of Go.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Worker Medical Retirement: The Unnavigable Epistemological Gap

The phrase itself is borrowed from Roger Scruton, who is perhaps one of the most influential philosopher of recent times.   To be “influential” is perhaps problematic, for if the general public denies knowledge of an individual, to what degree can influence be determined?   Public figures — known entertainers, authors of general fiction, news anchors and talk show hosts — are considered societal giants whose comments on culture, trends, values and norms demand attention and guru-like following.  But philosophers tend to be relegated to academic ivory towers of irrelevance.

From biodynamic farming to a proper appreciation of fine wines; from complex fiction to esoteric writings questioning cognitive dualism; Scruton covers the expanse of categories of thoughtful exchanges relevant to an era which denies significance to subjects, anymore.  The only thing that matters today is the individual and the fame of singularity.  And so it goes.  The concept of an unnavigable epistemological gap implies a barrier to knowledge and a chasm between what something is, and what can be known about it.  Or, in another sense, a privacy of concerns which cannot be verified in a strictly “objective” manner.

Medical conditions have a tendency to fall into such a category.  While MRIs, X-rays, and to a large extent, consistent clinical examinations over a long period of time may establish an objective medical basis for certain medical conditions, the problem still abounds as to how to convey, delineate and effectively narrate one’s statement of medical disability and the impact upon one’s Federal or Postal position in preparing, formulating and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

As an OPM Disability Attorney who exclusively handles Federal Employee Disability Retirement claims for all civilian Federal and Postal workers, the concern is always in taking the medical condition as described by a doctor’s report, treatment notes, etc., then to interpret and fashion a narrative which effectively establishes the nexus, or bridge, between the medical condition and the positional duties of the Federal or Postal employee.

For the disabled Federal or injured Postal employee who tries such an endeavor without any prior experience, it is indeed one of an “unnavigable epistemological gap”, in that — not only must the proper bridge be created between one’s positional duties and the medical conditions described but, moreover — it must be presented to the U.S. Office of Personnel Management in such a way that persuasion and force will carry the day in order to attain the goal of efficacy:  an approval of an OPM Disability Retirement application for the Federal or Postal employee who can no longer perform all of the essential elements of one’s Federal or Postal positional duties.

Such an endeavor, indeed, is one which constitutes an unnavigable epistemological gap.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement: The Rocking Chair and the Never-Ending Story

The myth about retirement has long receded; once upon a time, there was an idea, a concept, an ethereal potentiality, of reaching a point of quietude where reflection, dispensing of wisdom, and calm gardening and tending to the passing of time would be the status of choice; but modern life has wreaked havoc upon such a notion.

It was perhaps engendered by the character, Mose Harper (the sidekick of John Wayne) in John Ford’s, “The Searchers”, who only wanted a “rocking chair” at the end of his troubles.  But the never-ending story in these times of modernity, is that one must always claw and fight for maintaining the high standard of living which we enjoy and have become content with.

For Federal employees and U.S. Postal workers who must take an early form of retirement — a Federal Disability Retirement — because of his or her ongoing medical conditions, where the medical conditions no longer allow for the continuation in one’s job because they prevent one from performing one or more of the essential elements of the job, the battle to first prove a Federal Disability Retirement application, then to retain and maintain it, throughout all of the complexities of the bureaucratic and administrative process, is a daily chore and toil.

First, there is the right to get it approved; then, there may be periodic Medical Questionnaires which are issued and which mandate a response; then, if Social Security Disability is approved, the offset between FERS Disability benefits and SSDI must be calculated; then, if you become employed and lose the SSDI benefit because of income, the FERS Disability annuity must be recalculated; then, at age 62, recalculation because the Federal Disability Retirement annuity effectively ends, based upon the total number of years of service, including the time one is on Federal Disability Retirement; and then the need to maintain income sources because of the reduction; and so the never-ending story continues.

Indeed, it is not from the rocking chair which the retiree tells a story, like Mose Harper must have done in his old age; rather, the modern retiree from the Federal sector, whether as a former employee of a Federal agency or the U.S. Postal Service, must tell his or her never-ending story to an empty chair with rhythmic movements to and fro absent an occupant, as the old man remains away, trying to figure out the further complexities of this age of modernity.

Sincerely,

Robert R. McGill, Esquire

The Sequence of Steps during Federal Disability Retirement Filing

Confusion often results in a meandering of purposes; on a graph, it is rarely the linear focus of a clear start point with an end goal; instead, the zig-zagging effect of wasted energies manifests a lack of insight into the procedural methodologies which should be followed in any endeavor.  Just as a broken clock can be correct in telling time twice in a 24-hour period, so an endeavor engaged can sometimes result in an effective product, but one should never rely upon the statistical chance that success will result from confusion.

In a complex conundrum of an administrative, bureaucratic process, such as that represented by filing for Federal Disability Retirement benefits for Federal and Postal workers under FERS, CSRS or CSRS Offset, it is important to employ a clearly goal-oriented, methodological approach in completing an effective Federal Disability Retirement packet.

Yes, there are many forms to complete (SF 3107 for FERS employees; SF 2801 for CSRS & CSRS Offset; SF 3112 series for all three, FERS, CSRS & CSRS Offset); yes, the tentacles of administrative and procedural requirements are numerous and overlapping, creating a confused cauldron of conundrums one cannot fathom to complete in a rational manner; and, yes, there is an amalgamation of tasks to complete, all within the context of dealing with the medical condition itself, the problems at work (if one is still employed with one’s agency), and the worries overwhelming with future concerns.

But the options are clear and limited; the reasons for filing for Federal OPM Disability Retirement benefits are clear and unequivocal:  as choices in life reflect a linear path with few outlets beyond the stated goal, it is important to identify the efficacy of the steps which are required, and to implement them in the proper sequence in order to reach the intended target:  an approval from the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

OWCP versus OPM Disability Retirement

I still get periodic telephone calls with much misinformation, mixing terms applied to FERS & CSRS Disability Retirement with “Department of Labor Retirement” or Worker’s Comp retirement.  While there are indeed people who remain on OWCP temporary total disability for years and years, OWCP/DOL is ultimately NOT a retirement system.  It is a system meant to pay for injured Federal and Postal workers while he or she is recuperating from an on-the-job injury.

The Department of Labor thus does everything in its power to get the injured worker back to work, by various means:  assigning a nurse to “oversee” the treatment and “progress” of the worker; by sending the injured worker to second opinion doctors to see if there is a medical opinion different from one’s treating doctor; and other means which have nothing to do with the patient’s best medical interests.

I don’t handle OWCP issues; however, because many individuals who file for Federal Disability Retirement benefits under FERS or CSRS have intersecting OWCP issues, also, I have some “on the job” knowledge of such issues.  Ultimately, a worker must decide between the two systems, although one can file for both benefits concurrently, one can only receive from one or the other — not both at the same time.

Sincerely,

Robert R. McGill, Esquire