Federal Disability Retirement for FERS Employees: Future Planning

Planning itself, of course, by definition necessarily involves the future, but fails to delineate the span or the nature.  A life involving strictly the present and nothing of the future is considered reactionary.  Animals appear to live in this manner: of sleeping when tired; eating when the food appears magically in a bowl and placed upon the floor; and going outside when either the need arises or the master begins to bounce a ball for no other reason than to throw it afar with an expectation that the dog will go and chase it.

An unplanned meal is often disastrous and the option availed will normally be the default position: a carry-out.  One cannot without thoughtfulness go through the day until, sometime around 6 or 7 in the evening, suddenly perk up and say, “Well, what shall we have for dinner” — and expect a three-course meal to suddenly appear, unless you are of the wealthy-class and pay for a chef somewhere in the south wing of your mansion.  Or, again, the default position for an unplanned future is to engage the convenient route: to access the services of others.  Thus: if you don’t have a butler or a chef, then a carry-out from a nearby restaurant may be the best next thing.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, future planning beyond the next hour may be a necessary mindset in order to successfully maneuver through the bureaucratic morass of the administrative procedures encapsulating and controlling the multiple stages of the process.

Part of that planning should involve a consultation with an Federal Disability Attorney who specializes in FERS Law.  Future planning involves actual planning; and it is the “planning” part that secures the stability of one’s future.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Benefits: Fundamentals

What does it mean when a person says, “The fundamentals remain sound”?  Is it one of those “throw-away” lines which makes one sound intelligent, but upon closer inspection, means very little?  Sort of like the misuse of the double-negative that was popularly in use, where people say, “irregardless” of this or that?

Fundamentals are important to every successful endeavor, and in preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal Worker is under FERS, CSRS or CSRS Offset, it is the “fundamentals” which must never be overlooked, but rather, to be focused upon, tweaked, considered carefully and crafted with greater perfection.

Unfortunately, many people who prepare a Federal Disability Retirement application, to be submitted to OPM, believe (erroneously) that the mere fact that one has a “serious” medical condition is enough to satisfy the eligibility criteria for an approval from OPM.  Always remember that there is a vast difference, with a “real” distinction, between “having” a medical condition and “proving” that the medical condition one has prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job.

It is very easy to focus upon one’s pain, anguish and despair in dealing with a medical condition, and forget that an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, is by necessity a “paper presentation” to an unknown, faceless person lost within a vast bureaucracy in Boyers, Pennsylvania, and in the process to neglect the “fundamentals” in preparing an effective OPM Disability Retirement application.

When the fundamentals are sound, the rest of it is sound; and though such “sayings” may often be thrown about without much thought put into it, it is the soundness of the fundamentals that will prove to be the effective application that gets a First-Stage approval in preparing, formulating and filing a Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Law: Confidence and Self

When attached to someone other than a “self”, the issue can always allow for suspicion of absence; for, just as we can never fully know someone else, no matter how long we have been acquainted, how many decades married, and how well we have queried, interrogated or otherwise cross-examined, so the capacity of mystery may still remain that surprises us on the other’s deathbed.

What if you were married to someone for half a decade, and every Thursday during the entire blissful state of matrimonial embrace, the significant other went out to purportedly play bridge, or for a “night with friends”, or some other innocent activity encouraged and tolerated (if only because it gave you a break from the daily routine and monotony as well); and, on a twilight’s confession before departing this world, you learned that through all of those years, those many decades and countless hours of being left out, left behind or otherwise excluded, you learn that instead it was for another reason?  Would the reason itself make a difference?

Say, for instance, it was in order to see a therapist each week – would that then result in a question of confidence – whether about one’s own adequacy in supporting the loved one, or concerning the other who felt the need not only to seek help, but moreover, to keep it hidden all of these years?  Or, change the hypothetical for a moment, and instead posit that an “affair” had been ongoing for decades – would that shatter the confidence of fidelity one had in the other, or perhaps in one’s self as to an ability to “know” the world about, and come to be shaken to the core such that you could no longer believe in anyone, anything or any story, including the narrative of one’s own life that always previously appeared to be “happy” by all or most accounts?

Confidence is a fragile entity; a characteristic of the soul that takes but a minor injury to suddenly catapult into a traumatic event; and the “self” is always a mystery that the “other” can never quite grasp, no matter how many decades of study and analysis.

That is why a medical condition is so often an insidious invader and purveyor of shaken confidence, because the equation of physical or psychological derailment works upon an already fragile essence of the human self.

For Federal employees and U.S. Postal workers who can no longer perform one or more of the essential elements of one’s positional duties at the Postal Service or the Federal Agency because of a medical condition that intervenes and interrupts, the need to file for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often intimately interconnected with issues of self, confidence, and the compound of the two – self-confidence.

It may be that the actions of the Federal agency or Postal facility have completely shattered and shaken one’s self-confidence; or, that confidences previously protected and privacy once thought to be inviolable have been breached; whatever the reasons, a medical condition will often invade the core of a self in doubt, and the confidence of one’s self may need to be repaired by preparing, formulating and filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

 

Medical Separation from Federal Government Employment: The Life of Clichés

Use of cliches allows for minimal effort of expression; the very loss of originality, of benefit derived from utterances overused but generally understood, and the utter dependence upon past acceptance of declarative thoughts without needing to consider the applicability of the conceptual connotation — these allow for laziness to wander throughout a thoughtless platitude.

The aggregate of a linguistic universe, however, is one thing; to live a life of cliches beyond merely stating the obvious, is to embrace, engage and ultimate believe in them.  “Life’s lottery has left me bankrupt”; “This is merely the quiet before the storm“; “All is fair in love and war”; “The writing is on the wall”; and as the heuristic methodology is forever forsaken, the thoughts one expresses become molded into the very character of one’s life and manner of living, with the consequential quietude of a static and emotionless construct, leading ultimately to a negation of that which defines what it means to be human.

The automaton of life’s requirements tend to beat down the creativity we are born with; as we were once “diamonds in the rough”, so the long journey of difficulties faced throughout the trials of daily toil, incrementally and insidiously wear upon us, until one day we look in the mirror and the reflection reveals eyes which stare back in a vacuum of human suffering not known in those days of former innocence.

Once, we laughed in the company of our siblings as the ocean waves rolled over the fragile sand castles we built without fear of impending doom, and not knowing was a vanguard of happiness, where delight in one another was yet unconsumed by the worries of economic turmoil and complexity of adulthood; until we somehow “grew up”, lost our sense of direction and compass of fortitude, and slowly allowed the heavy atmosphere of fear, trepidation and anxieties of living overwhelm us.  We became a walking cliche.

For Federal employees and U.S. Postal workers who must face the reality of such a situation, especially when a medical condition begins to prevent the Federal or Postal employee from performing the essential elements of one’s Federal or Postal positional duties, the need to file for Federal Disability Retirement benefits becomes more and more of an urgent requirement.  Working for a Federal Agency or the U.S. Postal Service, whether under FERS, CSRS or CSRS Offset, is in and of itself a challenge; what with the pressures of budgetary cutbacks and insistence upon squeezing blood out of a stone (there we go again), it becomes all the more unbearable when a medical condition is introduced into the equation.

Filing for Federal Disability Retirement benefits through one’s Federal agency or the U.S. Postal Service may sometimes seem like waving the proverbial white flag of surrender; but, often, that is the only alternative left, unless the Federal or Postal employee wants to become the modern-day version of a walking zombie, devoid of any real life left to live.

Ultimately, all Federal Disability Retirement applications must be decided by the U.S. Office of Personnel Management, whether submitted first through one’s Federal Agency or the U.S. Postal Service (for those Federal or Postal employees not yet separated from service, or not for more than 31 days), and it is often a daunting administrative process full of bureaucratic pitfalls.  But the alternative is to merely live a life of cliches, where you must never lose track of time, and filing in the nick of time is important, lest you fail to be as clever as a fox, but hopefully, where all is well that ends well.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: A Return to Basics

Every few decades, there is a “new” movement which upholds the divinity of returning to the foundational core of one’s existence:  of going back to being a farmer; living a life of an ascetic; stripping away all “unnecessary” accretions and accoutrements deemed as vestries of comfort and “bourgeois” by definition (whatever that means); or, in common parlance and language more amenable to the ordinary person, living more “simply”.

The perspective that such a “movement” is somehow “new” is of itself rather an anomaly; but then, each generation believes that they have discovered and invented the proverbial wheel, and all such past epochs were mere ages of primitive imbecility.   And, perhaps, we are once more in that familiar circle of life, and such a movement has beset the quietude of modernity, again.  As such, let us return to the basics:

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the Federal or Postal employee may need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, the “foundational” eligibility criteria needs to be met:  For those under FERS (Federal Employees Retirement System — or the “new” system sometime around 1986 and thereafter), the Federal or Postal employee must have a minimum of 18 months of Federal Service in order to apply.  For those under CSRS, the accrual time is 5 years — and, as such, anyone under CSRS would presumably have met that basic requirement, although a CSRS employee with a long “break in service” could potentially fall short, but that would involve a unique set of circumstances rarely seen.

Further, the Federal or Postal employee who sets about to file for Federal Disability Retirement benefits must either be (A) a current employee (in which case he or she would file first through the agency’s Human Resource Office, then to be forwarded to OPM, (B) if not a current employee, then separated from service not more than 1 year (as the Statute of Limitations in filing for Federal Disability Retirement requires that a former Federal or Postal employee file directly with OPM within 1 year of being separated from service), (C) if separated from the Federal Agency or the U.S. Postal Service, but not for more than 31 days, then to file with one’s former Agency, and (D) if separated for more than 31 days, but less than 1 year, then refer to (B) and file directly with the U.S. Office of Personnel Management in Boyers, Pennsylvania.

These are some of the “basics” in filing for Federal Disability Retirement benefits.  There is much, much more to the entire process, but then again, if one were to expand too far astray from the foundational core of the “back to basics” movement, one would be a hypocrite for allowing the complications of life to accrue beyond the essential elements of life — of water, food and shelter or, for the Federal and Postal employee filing for Federal OPM Disability Retirement benefits, whether under FERS, CSRS or CSRS Offset, the bridge between one’s position and the medical conditions one suffers from.  Go figure.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Ends and Beginnings

One can be pensive or mournful about it; anxiety levels likely attach to either event; one is described and defined as the conclusion and afterthought, the other, as a preface or introduction.  The end of an event necessarily results in change, as does the beginning; and perhaps it is merely a circularity of unending infinity, or a linear continuum which extends beyond the horizon of concavity.

It is merely in our own minds where bifurcations occur; our Kantian imposition of space, time and categories dividing the noumenal world into sectional differentiations and groupings which we, in our subjective states of perceptual uniqueness, view and encounter the world “out there”.  Thus do beginnings and ends, ends and beginnings, impact our lives, and the angst and anxieties which accompany such forebodings of timelessness.

For the Federal employee or the U.S. Postal worker, the end of a career marks the beginning of a life change which only his or her self, family members, and close friends know about, care for, and somewhat understand on the periphery of emotional turmoils, as to the trauma such a change in circumstances can incur.

While Federal Disability Retirement benefits, wrought through proving one’s case with the U.S. Office of Personnel Management, may allay some of the concerns regarding benefits, health insurance, a base annuity and income, etc., it cannot make up for the lifetime of striving and building which occurred in the private mind and public life of the U.S. Postal Worker and Federal employee.

Federal Disability Retirement represents an end, in some ways, to a career of one’s building, but also a beginning; a start for attempting to achieve that level of functionality which a medical condition robbed and thwarted; an intermediate period in which to recover, regroup, and plan for the future beyond the federal sector.

Federal Disability Retirement is a benefit accorded to all Federal and Postal employees who have met minimum service requirements, and allows for the Federal and Postal employee to receive a base annuity, and at the same time, to begin to build a life beyond Federal Service.  It can be a last chapter, or the first chapter, in the narrative life of the Federal employee or U.S. Postal Worker; that determination is yet to be revealed, and will only be known in the faded etchings left upon tombstones memorializing the life, accomplishments and loving relationships of those who murmur silent whisperings in the grassy knolls of time.

Sincerely,

Robert R. McGill, Esquire