FERS Disability Retirement Benefits: Parting the Waters

It is a Biblical reference which was part of a common culture, at one time.  Perhaps the reference is no longer understood by many, or even by most.  It is in the Book of Exodus, Chapter 14 — and whether taken literally or metaphorically, it is meant to convey the story of a journey which meets an obstacle — as all journeys of life must by necessity engage in some form of conflict.

That is the crucial and inevitable symbole of life: Of how we meet the challenge of obstacles which are sure to arise.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the obstacles are essentially twofold: The medical condition itself (which the Federal or Postal employee will likely have to contend with for the rest of his or her life), and getting an approval of a Federal Disability Retirement application under FERS from the U.S. Office of Personnel Management.

The treating doctors are hopefully capable of attending to the first obstacle.  For the second obstacle, contact a Disability Attorney who specializes in Federal Disability Retirement Law, and begin the process of healing and overcoming the obstacles tantamount to Moses’ parting the waters.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: The People We Knew

Life is short; or, as Hobbes would put it, “solitary, poor, nasty, brutish and short”.  Of course, he was referring to Man’s “state of nature”, which constantly placed him in a war-like state with others, and in this time and era where we find ourselves contending and struggling, makes it appear as if we have re-entered such a state of nature.

This global pandemic makes it likely that, like major wars previously fought, we will know of someone, whether close or distant, who has either been infected with the corona virus, or who died from it.  The people we knew remind us of the frailty of health and the human condition.  We work all of our lives in order to meet a goal; perhaps of retirement, maybe of enjoying grandchildren; and even of slowing down a bit in order to “enjoy” the better things of life.

But like all plans, there are disruptions and interruptions, and the people we knew remind us again and again that work is not everything; it just happens to take up most of our time.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, one’s health and the importance of maintaining it becomes of paramount focus.  There can be life beyond a Federal or Postal job, and filing a FERS Disability Retirement application may be the way to achieve that life.

Consult with an OPM Disability Attorney who specializes in Federal Disability Retirement Law, lest the people we knew reminds us again that no job is as important as the health that we once enjoyed, and have now lost, as this time of a global pandemic reminds us daily with the people we knew.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement Denials: Selective reasoning

Of course, we all engage in it; some, merely by withholding certain known facts; others, by emphasizing and asserting portions of the logic employed while ignoring or deliberately averting the focus of other aspects.  Selective reasoning through deliberate omission is the height of pragmatic oppression; for, when it is accomplished with knowledge and self-admission of premeditation, it involves a mind that knows the difference between proper application of logical reasoning and the intentional misrepresentation of facts.

We engage in such folly during the course of normal fights and argumentation; for, to win is the basis of arguing, and the ends often justify the means.  Logic is a learned tool.  It is the foundation of sound reasoning.  It is not an inherent, in-born or even in-bred character of man, but it can bring out the evil therein.

As a tool, those who are good at it have a greater responsibility to use it wisely, honestly and with proper motives.  It is the “selective” part of the reasoning that makes for honesty of dishonesty in the reasoning process, and the anomaly and irony, of course, is that the process itself — of reasoning — necessarily involves selectivity, for logical argumentation encapsulates proper and effective selection of facts, syllogistic approaches and propositional logic all bundled into one.

The U.S. Office of Personnel Management engages in selective reasoning, and their denials of Federal Disability Retirement applications reveal a level of such selectivity that one must conclude that it is being done intentionally and with deliberate knowledge.

Beware of denials; for, they try and make it appear as if you never had a chance to begin with in your FERS Disability Retirement application. OPM will selectively choose to extrapolate from various medical reports and records, and fail to mention or highlight the selective portions omitted, then reason that there was “insufficient” medical evidence despite facts and rational argumentation to the contrary.

Do not despair, and do not simply allow for the 30-day time period in which to file for Reconsideration to lapse; for it is precisely such selective reasoning that is meant to discourage, and to make you think that the denial is dismissively disproportionate so as to justify giving up altogether — which is precisely what their selective reasoning is meant to accomplish.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The mythology we create

Folklores and mythologies we have read as children; they stir the imagination, of gods in faraway lands in times now forgotten, and of tales of daring and courage in the moral plays of a universe now turned between the tides of time and the ebbing of history.

We are told that they were a manner in which to explain the unexplainable; that, until the great Age of Science came along and placed everything in its logical perspective, we once believed in the mythology of gods, superstitions and the folklore of our own imaginations.

But what of the mythologies we create in modernity?  Of the infallibility of science, when the very judgment and discourse is still based upon human frailty and self-interest?  Of phenomena which we cannot explain but somehow ascribe words that sound meaningful and complex to the understanding of others, and so we continue on in the mysteries we create?

And of mythologies we create — whether in our own minds without ever sharing with others, or the daydreams we are trapped in which we repeat almost daily, as an escape from the drudgery of the reality we must endure; or, perhaps of the lie that began as a pebble in the stream but kept growing over the years until it became a boulder that stemmed the tide of discourse and created a dam which fed a lake?

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the mythology we create can be somewhat on a lesser scale of mischief or criminality.

It need not tell the story of a civilization’s origins or in explaining some overwhelming phenomena of the universe.  No, it can be a story that is created to explain away the excessive use of Sick Leave or Annual Leave; it can be the mere telling of a tale that tomorrow the medical condition will miraculously go away; or it can be in the very self-deception that you can continue to endure the pain and suffering and hide it from your coworkers, supervisors and the Agency as a whole.

Federal Disability Retirement is a benefit that allows for the Federal or Postal worker to retire early based upon one’s medical inability to perform one or more of the essential elements of one’s Federal or Postal job.

In filing a Federal Disability Retirement application, however, it may require you to shatter the mythology we have come to create, and face the reality that the gods of thunder and lightening no longer throw down the zigzagging bolts of anger and revenge from high above, but rather, the rains of today may give way to the sunshine of tomorrow, explainable by the natural causes of science and that this amazing world of causality may yet be defined without purpose.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The complex simplified

Ultimately, that is the reason why we hire experts in a particular field.  Life has advanced with such complexity that everything has become particularized into specialized fields where focus upon a subject becomes narrower and narrower.

The days of former times when the neighborhood doctor came and made house visits with his black leather bag are no longer existent; instead, we go to the doctor’s office, and only then to be referred to countless and whatever other specialists for further consultation and diagnosis.  The “general practitioner” is merely the gatekeeper; once inside the gate, there are multiple other doorways that must be approached, entered, and traveled through a maze of further developments of referrals until the “right one” is finally connected to.

Law has become the same as medicine; no longer can one simply hang up one’s shingle and “practice” law in every generality; rather, the legal field has become such a conundrum of complexity that the best approach is to first understand what legal issue needs to be addressed, then to locate a lawyer who specializes in that particular field of law.  From the lawyer’s perspective, it is a job of taking the complex and simplifying it such that the layman can comprehend the issues at hand, the approach that will be taken, and the resolution offered.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the issue is encompassed by the developing need to think about the future and to adjust and adapt to whatever benefits are offered for the Federal or Postal employee in such circumstances.

The benefit of “Federal Disability Retirement” is not often even known by Federal or Postal employees to exist.  However, whether under FERS, CSRS or CSRS Offset, filing a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, is certainly an option to be considered.  It is, however, a complex administrative process where adequate and sufficient medical documentation must be gathered, where certain key elements and points of law must be addressed, and if it is not carefully formulated, can have dire legal consequences without careful review and processing.

As with so many things in life, having a legal representative advocate for your case becomes a necessity where the complex is simplified, but where simplification does not mean that it is simple –merely that it is indeed complex but needs to be streamlined so that it is cogent, comprehensible and coherent in its presentation, substance and submission.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: Youthful mind, decrepit body

The oxymoron of the objective world; yes, it can perhaps be maintained in the virtual reality of cognitive dissonance, but the human body warns and tells all.  The basic problem is that while the “mind” retains an image of frozen time, the body continues upon the progressive course of constancy in deterioration.

We all have an image of ourselves, and no matter how many times a day we look into the mirror, that “image” remains with us, as we are not the one’s watching ourselves as we grow older.  Yet, the body ignores the image we hold, and time, nature and the linear disintegration of organic matter leads to the consequences of a decrepit body.

We are reminded of this when we do silly things – like challenge a high school kid to a game of one-on-one after not having played basketball for a fortnight and a decade; or join in a pick-up game of football or other activity upon a dare, a challenge or an embarrassing invitation in the public’s realm of sight and sound; and though we may try and ignore the body that has advanced by the call of Nature’s echo, the reverberating results scream in the morning’s light as the human body resists the image beheld.

There are, of course, sad exceptions to the “youthful mind” counterpart – of dementia and early onset of cognitive deterioration; but of the decrepit mind, there is no offset, though by cosmetic surgery and other artificial means, we may fool the image reflected in the mirror to somewhat match that which is beheld in our minds.

It is this constant bifurcation and mind-body dissonance that allows for old men to act foolishly and young men to laugh uproariously.  Somehow, the disconnect between the youthful mind and decrepit body has never quite overcome the incommensurate nature of the two; but, then, perhaps that is why Aristotle’s primary focus was upon the rationality of man as the defining essence of his being, knowing that the far greater value resides in the area more populated by angels than by aging bones.

For the Federal employee and U.S. Postal worker who is getting ready to file for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or even CSRS Offset, the greater travail imposed by the mind-body problem may well come to the forefront in preparing one’s Statement of Disability on SF 3112A.

For, rare is the instance where either and both are not impacted, even in the case that the primary medical condition is psychiatric and not physical, and vice versa, if the focal illness is physical and not psychiatric.  For, the mind can be impacted in other ways beyond the formal diagnosis of a psychiatric condition – by loss of mental acuity, profound fatigue that goes beyond mere daily exhaustion; and how the two are intertwined may be important in later years if the U.S. Office of Personnel Management sends out a Medical Questionnaire and you are recovered physically, but not mentally, or again in reverse order, recovered mentally, but not physically.

In the end, the general rule of “normalcy” of having always a youthful mind while one’s body continues to become decrepit, can be defied only to a limited extend; but for the Federal or Postal employee who is seeking Federal Disability Retirement benefits, the interconnectedness of both is important to consider in preparing, formulating and filing an effective OPM Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement: Dickens, Salinger & Capote

It is always dangerous to offer an overview of complexity; simplicity of explanation often teeters upon the precipice of superficiality, and when it comes to the psychology of people, we normally get it wrong.  Yet, we can try.

For Dickens, the childhood experiences of destitution and humble beginnings allowed for a magnification of love for humanity borne of cruelty in childhood.  In Salinger, we see the pent-up destruction of a young man whose anguish was molded through sights, sounds and experiences devastated by war.  And of Capote, we glean the lasting scars of rejection, first with minor cuts and burns by the divorce of his parents, then deeper in being bounced about by relatives, only to stab him with disappointment when his childhood friend, Harper Lee, received the accolades and universal love he sought so passionately, needed beyond all others, but never felt but for the loss of that which he could not embrace.

The life experiences each encountered reflected, in the end, upon the exhibition of an inner soul:  Dickens continued to provide the public with readings of characters forever loved, and embraced the sea of admiration which was the source of his limitless imaginations, borne of a world which tried to contain him with a system of caste and class.

Salinger retreated more and more into the insular world of his own safe web of privacy and secrecy, having concluded that the world was not to be trusted, that phoniness lurked in every man’s soul, and the horrors witnessed at the hands of war and concentration camps were evidence enough to deny others anything remaining.

And for Capote — we may sum it up in the cruel but crisp truism upon his death, by fellow author Gore Vidal, who quipped that it was a “good career move”.  Acting ever the fool with drunkenness and debauchery, the public destruction of a talent so extraordinary was a painful sight to witness.

Can we learn anything from these paragons of talent?  Or, are such characters merely of our own creations, snickering at the fact that, even where seemingly boundless talent exists and opportunities reflect limitless choices, self-destruction nevertheless becomes the teleology of choice.  At a minimum, they reveal to us the complexity of human essence, and that what people react to on the outside barely scratches the surface of what remains within.

And this is the same for Federal employees and U.S. Postal workers who are harassed and intimidated in the workplace, when a medical condition results in the necessity to prepare, formulate and file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.  For, the coworkers, managers and supervisors who treat the Federal or Postal worker as nothing more than a nuisance through loss of productivity, fails to address the core value of the individual suffering at the hands of consequences not chosen through self-destructive behavior, but merely because of fate of circumstances.

The key for the Federal and Postal worker both, is to choose a path which refuses to submit to self-immolation resulting from the negative experiences at the hands of others; rather, to embrace the love of others as Dickens did, and not retreat into the insular retardation of life as Salinger proposed, or the reverberating echoes made by the empty bottle of alcohol, drowning in later life as Capote consumed, shuddering with the laughter of others and snickering for want of fools in his diminishing stature, ever losing the love which he sought so selfishly.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Moments of Perceptual Clarity

We tend to seek that which we cannot find; apply criteria beyond rational capacity; and derive statistical results nowhere to be discovered but for quantitative input implied by imaginary output.

That single source of “meaning”; that “cause” which provides value; that lottery of life’s misgivings which fortune promised but never conveyed; and so the inheritance which Cain and Abel sought but for the love of their father and the instability which Dostoevsky described in his novels of heritage, destiny and anguish, are but filaments of our own fears and misgivings in a world which defies our limited attempts to garnish, contain and delimit.

There are moments of perceptual clarity, and then there is the rest of life.  Perhaps it appears amidst the morning fog at first dawn of light; or just before sleep overtakes, as the subconscious is allowed to enter into the rational discourse mandated by daily toil; in any event, it comes only in fleeting moments, or from the ashes of destruction and self-immolation, like the Flight of the Phoenix whom everyone else had forgotten.

For Federal employees and U.S. Postal workers who are in a conundrum, where life’s misgivings seem too complex and too confusing to move forward because of a medical condition which has curtailed the hopes and dreams once sought for, and attained through hard work and toil of sweat, the need to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, may become a reality only at the highest point of personal crisis.

That is often when the only moment of true clarity comes to the fore; and when that time comes, it is necessary to hold onto that time of self-revelation, and begin to seek the counsel and wisdom of others, in preparing an effective and compelling case in order to win the benefit awaiting, from OPM and through the Federal agency for whom you toiled and sacrificed.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: The Demarcation between Sanity and…

The dividing line itself may be a false option; for, there may well exist a spectrum of alternatives prior to falling off of the fathomless cliff into the netherworld of the opposite.  Yet, human behavior often reveals to us the tenuous hold we have upon this thin reed we identify as the “civilized” world, where conformity to standards of behavior are relatively followed, and the social contract between citizens constrains open aggression towards one another; and from the individual’s viewpoint, the internal mechanism of orderliness remains fairly intact.

We recognize, however, that there exists such a dividing line; how else to explain the rise of dystopian novels and movies depicting the quick regression into chaos and madness?  Then, on an individualized scale, the daily pressures, the stresses encountered, the bombardment of data, needless and useless information, and the constant obsession with our Smartphones — we come to believe that the demarcation is between sanity and the “other” universe, comprised of complete loss of rational discourse.

That is why we come to accept that a person has “snapped” or “gone postal“; and the new normalcy includes a bomb being set off in a crowded mall, and certainly for some endangered countries and populations, that is a daily occurrence to be expected, like birth, death, taxes and sweaty palms on a first date of teenage romance.

Federal employees and U.S. Postal workers who must work under conditions of daily and almost intolerable levels of stress, well comprehend the plight of that fragile decomposition of demarcations.  For, when a medical condition begins to impact the Federal or Postal employee’s capacity and ability to continue performing all of the essential elements of one’s positional duties in the Federal agency or the U.S. Postal Service, the exponential quantification of stress levels begins to expand and show the almost-imperceptible cracks opening the inner resolve to “tough it out“.

The question is:  How long does it take, and not “whether”, but “when”?  The reason why the little old lady next door always says to the reporter, “He was such a nice young man…” is that we rarely take the time to notice the subtle changes of decomposition.  Instead, we tend to observe things in incremental jumps, like warp speeds of bouncing into another universe of experiential encounters, instead of being watchful to daily needs and wants.

For the Federal or Postal employee whose medical condition has come to a point where it becomes clear that simply “existing” as opposed to “living” has become a daily reality, the time may be now that preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management has become a necessity, and not merely a theoretical option for an obscure future event.

The dystopian universe first begins with the demarcation between sanity and reality, and the failure to recognize and identify the source of deterioration; rarely is it between sanity and its opposite, except perhaps in timeless tunnels of inchoate universes where the whispers of crying fears shout out in chasms of darkness, in a madness we are creating daily for ourselves as we delay the inevitable.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement: The False Option of Extremes

-The choices we make are contingent upon the knowledge we possess; thus, if we choose between a tripartite offering of x, y & z, when (as perhaps illustrated by Venn Diagrams within a rectangular border representing the “universal” set of possibilities) actual and available options may extend beyond the known quantities available, then we have made our decision based upon an ignorance of alternatives.

Offerings are generally made based upon self-centered care; in negotiating with an adversary, it is normally the option of extremes which are granted:  Either X, or Y, but not both, and if neither X nor Y, then consequence-T.  No mention is made concerning the availability of sub-options Xx, or Yy, to the remaining result of T1, 2 or 3.  Furthermore, when the concealment or unrevealed alternatives fail to be presented, it is often the case that only the extreme of options are conveyed, which makes the entire set of non-universal choices false in their very definition.  This can be exponentially quantified when a medical condition is introduced into the equation, precisely because mental acuity and sound judgment become influenced by desperation of circumstances.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s positional duties in the Federal agency or the U.S. Postal Service, the false option of extremes can very likely be attributable to fear, lack of knowledge, combined with loss of confidence in the fair distribution of justice and good sense.

It is indeed troubling that so many Federal and Postal workers know nothing about Federal Disability Retirement, or its availability after having worked just 18 months in the Federal sector (under FERS), or 5 years under CSRS.  The confusion can sometimes arise in the availability of Social Security Disability, which is distinct and separate from Federal Disability Retirement benefits from the U.S. Office of Personnel Management.

The two are distinct and different in multiple ways:  the criteria to qualify; the nature of the benefit; the rules concerning employment after approval of either, etc.  Yes, if under FERS both SSDI and FERS Disability Retirement are granted, there is an “offset” tantamount to a coordination of benefits between the two, but for those who do not seek outside employment, the combination of both (despite the offset) will normally net the (former) Federal or Postal employee more in terms of a monthly annuity.

Whatever the reasons, the age-old adage (attributable to Sir Francis Bacon) that knowledge is power, and lack of it injustice and contempt (the addendum clause is merely added by this author) by those who possess but offer mere false alternatives, is but a pervasive truism abounding despite the Internet, Google and other information-searching technologies of modernity.

In the end, the false options of extremes should be countered by a deliberative intent and real curiosity to know — know that the “other side” is never truly looking out for your best interest; that in making spur-of-the-moment decisions, to take a further moment to investigate and reflect may be fruitful, and in the end, to recognize that for the Federal or Postal employee suffering from a medical condition, working on at the expense of one’s health, or resigning, are not the only two options available, but preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is also within the subset of universal alternatives available to the Federal or Postal employee.

Sincerely,

Robert R. McGill, Esquire