Federal Employee Disability Retirement: Peace of Mind

It is a wonder how information is restricted or fails to be disseminated.  Of course, like all insurance policies, one is never interested in the details of an insurance policy unless and until it is needed.  Insurance is often likened to “peace of mind” — and that is how it is packaged and sold.

You purchase insurance not only because it is required (such as auto and home), but because of the fear of the “What if” scenario: What if I die before my children have grown up? (life insurance).  What if someone gets injured on my property? (umbrella insurance).  What if I become disabled and am unable to work? (Disability Insurance).

Yes, there are private policies, as well, but fortunately for Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, there is the added benefit of Federal Disability Retirement.

You may not need to access it for now, and for that, it provides a “peace of mind” until and unless it becomes necessary.

Sincerely,

Robert R. McGill, Esquire

 

FERS Medical Retirement: Thursday’s Groan & Friday’s Smile

One often wonders whether or not happiness is tied to the day of the week.  Are people less happy on Thursdays because, while it is one day beyond the middle of a work week, it nevertheless looms far before the respite of the weekend?  And of Fridays — do people express greater happiness because the day is about to end and the weekend is about to begin?  Do we all, in fact, groan on Thursdays and smile on Fridays?

Is work so stress-filled that we have become a society which lives for the weekend, and why “escape entertainment” — of movies, reality television shows, fantasy novels and treks to outlying areas where the reality of one’s human condition can be — for a time, at least — replaced with the solitude of the wilderness?

Thursday’s groan and Friday’s smile tend to represent how we view the weekly rotation of life, and when a medical condition begins to creep into the mix, the groans can extend into Friday, and beyond into the weekends, making the temporary respite from an otherwise stress-filled life to be almost unbearable.

For Federal employees and U.S. Postal workers who view weekends as merely a time to recuperate in order to make it through a work week because of a medical condition that debilitates during the rotation of the middle days, it may be time to consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Consult with a FERS Attorney who specializes in Federal Disability Retirement Law, and begin the process of avoiding the general rhythm of Thursday’s groan & Friday’s smile.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement: The House that Happiness Built

Later in life, we tend to get into the “preservation mode” — of trying to hold onto the house that happiness built.  We don’t want to move despite the fact that steep stairs and multiple floors are never conducive to old age.  Youth was full of dreams and hope; happiness was the dream of building, of starting a family (or so it once was) and doing things for the future.  No problem could be foreseen that could not be overcome, for the future was bright, hope sprang eternally and the sunrise each morning was something to behold.  But that life could remain in such an optimistic mode of living.  Divorce, tragedy, death, illness, loss of career — such pablum is often unthinkable, until it becomes a reality.

For Federal employees or U.S. Postal workers who have had a setback because of an illness or a medical condition, filing for Federal Disability Retirement benefits under FERS is a way of preserving the house that happiness built.  Sometimes, a medical condition begins to prevent the Federal or Postal worker from performing the essential elements of his or her job, and thus must file for Federal Disability Retirement benefits. When that time comes, FERS Disability Retirement is a benefit that is meant to help those who may be able to remain productive in some other capacity, but not in the particular type of job that he or she works in.

Consult with an OPM Attorney who specializes in Federal Disability Retirement Law for further details, and don’t let the problems of life threaten the house that happiness built.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement: The Venn Diagram of Life

Venn diagrams reveal the logical relationships between a finite collection of different sets.  Unlike concentric circles which all share a common center and thus fail to show their interconnectedness, Venn diagrams unravel both the connected relationships as well as the disjointed and isolated parts.  Thus, while all of X may also share in Y, some of Y may not connect with X or with Z, etc.

It is emblematic of our personal lives — where some part of us may be shared at work, but not all; and the personal side which is “not known” at work may be a private side of us that no one ever knows, and need not know.  Medical conditions are often those sets of conditions which represent a part of Y (personal side) but which are left isolated and private, outside of the reach of knowledge, yet nevertheless a part of X (work side) precisely because we bring to work our medical conditions (because we have no choice about the matter), even though we try and hide them.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition has begun to increasingly impact one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal job, the Venn Diagram of Life is a familiar concept — trying to leave the impact outside of the circle of work becomes increasingly difficult, and the “work-circle” more and more notices the infringing nature of the medical condition itself through greater use and exhaustion of Sick Leave, LWOP and reduced performance efficacy.

The key, then, is to recognize the logical and real relationship between one’s medical conditions and their impact upon one’s ability and capacity to perform the essential elements of one’s job.  Once that relationship has been realized, then you can make the proper decision as to whether it is time to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

As part of that Venn Diagram of Life, you may want to look at the diagram of concentric circles, as well — where the common center of a successful disability retirement application is often in consulting with an attorney who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R.McGill, Esquire

 

Federal Disability Retirement: The Near Side of the Root

Have you ever noticed that the green moss grows abundantly on the near side of the root?  When the trees that gnarl their root system above the ground and down into the soil of rich ferment below, the crevices form a fertile landscape where the moss shines green in brilliance upon the morning sun.

Living entities tend to find spots, wherever and however, in the places where the sun will enliven.  Thus do we watch with wonderment at the near side of the moon and lament the cold indifference at the far side; and in a metaphorical way, we seek the positive and avoid the negative, reach out to sunlight and return to the slumber of our thoughts when nightfall blankets.

Our attitudes, as well, can change and alter depending upon the environment around us.  When we remain in a caustic environment, we ourselves begin to exhibit the poisonous side of our nature.  And so it is with the green moss that grows on the near side of the root; the far side has no life and withers under the darkness of deprivation.

For Federal employees and U.S. Postal workers who suffer from a medical condition and have tried to remain with the Federal Agency or the Postal Service despite realizing one’s inability to perform all of the essential elements of his or her job, the poisonous atmosphere of the workplace begins to exacerbate the medical condition itself.  Often, negativity feeds upon negativity; medical conditions themselves have no chance of improving because of the caustic environment itself and the greater stress it places upon one’s health.

When the vicious cycle of self-destruction continues to ensue, it is time to prepare, formulate and file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.  Consult with an attorney who specializes in Federal Disability Retirement Law to begin the process of recovery, where the near side of the root becomes the metaphor for one’s future beyond the medical conditions that debilitate and decay.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Loneliness in a Crowd

Do we all share that experience?  Or, do some never sense the isolation felt, the separation determined, the detachment embraced; but instead, always the smiling center where the crowd is but an extension of one’s body and soul?

A crowd, of course, can be an organic mass of an aggregate whole that, because it is a herd of humanity, can never embrace the individual; and as the individual stands within the continuum of others similarly situated, so the uniqueness of each is lost within the greater whole.

Human emotions, however, are possessed by the independent “I” of each person, and the insularity of those emotions within the inner soul of each body conceals itself except when expressed through words, deeds and facial or other characteristics that betray the anonymity of the crowd.  A teardrop here, a smile over there; a forlorn look of regret by a furrowed eyebrow or the curling frown around lips that purse; and words, of course, that are expressed.

Does tone matter?  Can a person express an emotion in an emotionless manner, and still be sincere in the very expression of that emotion?  Similarly, can a person stand within the mass of a crowd and yet declare loneliness, and be believed?  And of how we treat one another as human beings — or as mere objects that respond without regard to the validity of the subjective “I”.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the sense of loneliness in a crowd is palpable precisely because, although still with the Federal Agency or the Postal unit, one is treated as an outsider, a person separate and apart and no longer “one of us”; and when that sense of loneliness in a crowd triggers hostility and adversity, it becomes apparent and self-evident that separation must follow — by preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Otherwise, the loneliness in a crowd may ultimately lead to detachment from the crowd, involuntarily, by a termination of one’s Federal Service, on their terms and not on your own.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The developing case

Some things need time to develop; “news stories” are often those animals — of events that are “still developing”; or of relationships and stories, ideas and categories of things still in stages yet of potentiality and not of actualized inertia. Children develop; medical conditions, as well, are always in stages of potentiality — whether of a worsening condition or even of getting better.

For Federal employees and U.S. Postal workers who are in that “netherworld” of a developing case, where a medical condition is beginning to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, there is often nothing more frustrating than the feeling of being in a state of suspended animation — “suspended” because you know not what your status will be tomorrow or the next day; in “animation” because, although everything is still moving about and around, it is your career, your health and your life which is questioned and considered as questionable.

The developing case often involves multiple issues — of whether you have a doctor who will be supportive of your case; of whether you have the necessary time in service in order to be eligible; of whether you have given it enough time — and multiple other issues that, perhaps, cannot be affirmatively answered.  In such an event, guidance by an experienced attorney is needed in order to direct the Federal or postal employee through the maze of complex legal obstacles in preparing, formulating and filing an effective Federal Employee Disability Retirement application.

Like most of life’s struggles, the developing case needs to be planned and prepared well, and consultation with an attorney who specializes in FERS Disability Retirement Law is crucial to the successful outcome of a goal which is known, but cannot quite be reached because the path towards that goal is yet developing.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Workers: The house next door

It is the one that follows the same comfortable convention for all these many years — of never knowing the intimate details; a wave of the hand every now and again; of fleeting appearances on various days, such as recycling, garbage and the occasional Saturday when the in-laws from out-of-state come to visit on Thanksgiving, or a birthday, or perhaps when a tragedy occurs and the sudden appearance in the driveway that is filled with cars never before seen.

The house next door, or across the street —the neighbor who you do not know, and somehow never got around to knowing, whether because they were latecomers or you were, and the “other” didn’t seem all that willing, friendly or “neighborly” to begin with, and so a settled truce became the daily routine that never altered, never became a problem, and forever became entrenched in the mundaneness of deliberate social avoidance.

We imagine what occurs in the house next door; or, perhaps not at all, except to complain when they’ve made too much noise, let their grass grow beyond the acceptable conventions of normative beliefs (or otherwise in violation of strict codes imposed by the “lawn police” of the local Home-Owner’s Association), or parked one of their cars in front of your house (yes, it is true — that street section in front of your house is actually not your property, and though it may be obnoxious, the house next door has every right to park the car on your side of the street, right in front of your house).

We never know what occurs to the house next door until one day we read about the tragedy in the pages of the obituary in the local paper.  There is a sadness in that very fact; or, perhaps that is the way we have set up this disinterested and alienated society?  Do we prefer to remain ignorant of the goings-on of the house next door?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition forces the preparation and filing of a Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, it often feels like living in the house next door — for, suddenly, you find yourself looking at familiar surroundings from across the street, or from beyond the fence that separates, and you begin to wonder whether you ever knew your neighbor, and what they are up to.

There is an alienation involved, and you must always remain suspicious as a “new” car is suddenly seen parked across the street, and the Supervisor or coworker seemed to be sharing information and gossiping with furtive eyes averted from your view; and yes, the Federal Agency or the Postal Service may be getting ready to initiate an adverse action of some sort — like the house next door that you never knew and now would rather not.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Retirement Legal Representation: Coordination

Lack of it brings out the awkwardness of disjointedness; sometimes, it can be compensated by height or other attributes, but even then, it results in lack of efficiency, at best, and a danger to self or others at its worst.  Coordination is necessary not only for efficiency, but for effectiveness, as well.

Try and remember when you first began learning how to operate a motor vehicle: the need to coordinate one’s panorama of visual stimuli from all directions; judging the speed, distance and predictable behavior of other vehicles surrounding; of “putting it all together” in steering the vehicle, maintaining the proper speed, of determining the distance between yourself and other vehicles, how much pressure to exert upon the gas pedal and the brake pedal; and thank the stars that in modernity the “clutch” is no longer a common device on most vehicles, lest trying to get the car moving on a steep hill after the engine has stalled should again become the test of adulthood as it was for everyone in past generations.

Coordinating varying efforts, elements, components and the “thousand little things” that we now take for granted, was not such an insignificant encounter when we first learned to drive.  The simple task of adjusting the mirrors in coordination and in conjunction with the position of one’s seat was an exercise that once required thought and foresight, as one found it a bit more trying if you found out that you couldn’t see the other cars while traveling on a highway where speed limits were considered mere ornaments with irrelevant numbers on wooden posts to be summarily ignored.

Now, of course, everything is easy — coordination of all of the elements becomes a thoughtless exercise of taking things for granted.  For, with a push of a button, you can “reset” the previous coordinates already stored in the car’s computer memory bank.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it may become necessary to begin preparing, formulating and filing an effective Federal Disability Retirement application for filing with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

It may, for many, seem like trying to learn how to drive all over again — of the need to coordinate all of the elements, including the medical reports, treatment records, office notes; of preparing a legal memorandum that is persuasive to OPM by pointing out how the medical evidence is supported by the legal precedents which have previously determined a successful outcome; of formulating the Applicant’s Statement of Disability in conjunction and in coordination with the medical evidence and legal argumentation following; and of coordinating all of the various evidentiary components that comprise the “Federal Disability Retirement Packet” that is to be submitted.

And like the driver who avoids the vehicle on the road that has the big-lettered sign saying, “Student Driver”, we all know that the reason why we steer clear of such vehicles is not because of the teacher accompanying the novice driver, but because of the lack of coordination that might ensue.

That is why consulting with an attorney who specializes in Federal Disability Retirement Law is an important component in preparing an effective Federal Disability Retirement case, because like the student driver just learning, it is the expert who teaches how to arrive safely from beginning-point A to destination B that coordinates the necessary operatic touch between stage and reality.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The tenuous seat

It may be that where you are sitting, you have that constant sense of insecurity and angst; that the legs that are currently holding you upon the wooden seat are unstable, questionable, perhaps even possessing a history of prior breakage and collapse.  Is the position you hold flimsy, weak, subject to the winds of change and the moods that prevail?

Life isn’t supposed to be that way; or so we are taught from a young age.  There are “rules of the game”; people “have to” abide by certain unspoken (or openly declared) constrictors of behavioral acceptability; and yet, the rule-breakers seem always to be able to flaunt the exceptions and sidestep, overstep and trample upon the boundaries that everyone else must abide by.

The tenuous seat is the one that the person sensitive of and susceptible to the whims of societal constructs so diligently struggles to abide by; it is the vulnerable who always pays the price, while the brash and uncaring go on and pass by everyone else.  The tenuous seat is the one that the ordinary person sits upon; then, when a medical condition comes along and weakens the structural foundations even further, the very wobbling legs that barely withstood the vicissitudes of time begin to fracture and reveal their internal fissures.

For Federal employees and U.S. Postal workers who have a sense of sitting in the tenuous seat because the impact of the medical condition is beginning to take its toll, it is time to make plans to secure a more stable future — or, metaphorically, to consider sitting in another chair.

The tenuous seat is the one you have been sitting in for these past several years, and it is time to play the rules of the game of musical chairs, and to find the one that will “fit” the seat of your pants, by preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

The tenuous seat is the one that needs repair, and the one that needs repair is also the one that needs replacement.  When life’s chair that once provided a sense of stability and rest begins to wobble with the changes of time, it is an indication that the next step in the musical chairs of life’s stormy periods calls upon the Federal or Postal employee to initiate the steps to embrace the change; it is time to consult with an attorney who specializes exclusively in Federal Disability Retirement law.

Sincerely,

Robert R. McGill, Esquire