FERS Disability Retirement: The Chaos of Lives

Is it merely a skewed perspective, or are lives lived in greater chaos than in past times?

One tends to see the “present” within a vacuum of historicity; and, not possessing a particularized knowledge of historical context (other than sporadic readings here and there and reliance upon grade-school memories of important dates memorized, events dramatized, etc.), it is difficult to make comparisons within a vacuum of ignorance.

The chaos of lives is evident — of stressful jobs, violence erupting, families disintegrating, depression abounding, a sense of social isolation untold — did the pandemic reveal in exponential form, the cracks in the dam which held back the torrent of underlying malaise?

Yet, reading about previous historical times — of famines and pestilences; of world wars destroying entire countries and wreaking havoc upon continents afar; is this time any different than past epochs?

Of course, in the end, what matters is not the greater geopolitical divides and conflicts, but of individual lives; for, it is all well and good to speak in generalizations, but in the end, it is the neighbor next door to whom we owe our allegiance, and not to dustbins of historical periods.

For Federal employees and U.S. Postal workers who suffer from a medical condition where the chaos of lives appears with force and individual reality through the inability to continue to perform in one’s chosen career — the “way out” of such chaos is to consider preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, under FERS.

Contact a FERS Retirement Attorney who specializes in Federal Disability Retirement Law, and consider the pathway out of the chaos of lives — your own.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Disability from OPM: Goal Posts and Definitions

In modernity, we have taught our kids that rules don’t matter, that we can subvert, avert, avoid and appease; if you don’t like the goal post, dig it up and move it; or, if you don’t like the rules, change the definition.  No one complies, anymore.  We no longer say or have the attitude of: Okay, rules are rules, we have to obey them.

Instead, because we are a country of lawyers, where argumentation and logical conformity are not based upon unquestioned acceptance of normative rigidity, we say:  Why should X be defined as Y?  Why does a goalpost have to be situated within X-number of feet of the demarcation-line?  Let’s move the goal post; let’s change the definition; let’s perform linguistic gymnastics and open-language surgery upon rules, definitions and mandates we don’t agree with.

Where did that defiance against conformity come from?  From whence did it originate?  Was it because the Post-WWII generation and beyond decided that all punishments were cruel, that delayed-gratification was a sin, and everyone should get a prize for participation, and there should be no acknowledgement of “winners” as opposed to “losers”?

Fortunately, in some areas of life, goal posts must yet remain within the confines of the end zone, and definitions must remain somewhat unchangeable and static.

For example — in the arena of Federal Disability Retirement Law.  Yes, the U.S. Office of Personnel Management can often ignore “the law”; and yes, OPM can sometimes mis-state the regulations governing Federal Employee Disability Retirement Law.  But when they do, there is always the potential danger that if it gets to the Third Stage of the complex bureaucratic process, the Administrative Judge at the U.S. Merit Systems Protection Board will “correct” the error, the mis-statement, the mis-application, and right the wrong.

Additionally, it is a good idea to have a FERS Attorney who specializes in Federal Employee Disability Retirement Law throughout the retirement process, in order to make sure that OPM is not moving the goal post, and is not bending the definitions as delineated in statutory authority.

Contact a FERS Disability Attorney who specializes in Federal OPM Disability Retirement Law, and make sure that the goal posts are not being moved, and the definitions are not being compromised.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Medical Retirement under the Federal Employees Retirement System (FERS): Money

We all groan about it (well, perhaps there does exist a 1% who never worries about it).  We complain and moan.  There is never enough.  When an unexpected amount is received, it provides a momentary thrill.

Idealists bemoan it but recognize its transactional necessity in an economy no longer viable in bartering terms; talking heads who self-proclaim to be “financial experts” (whatever species of animals they are, no one knows) talk about value, worth, “printing too much”, “pumping” too little, etc., leaving us all confused.  In the end, it is always a matter of, “How much”.

For Federal Employees and U.S. Postal workers who suffer from a medical condition such that the medical condition necessitates filing for Federal Disability Retirement benefits under FERS from OPM, the question of “how much” is a simple calculus of receiving 60% of the average of one’s highest-3 consecutive years of Federal Service for the first year, then 40% every year thereafter until age 62, at which point the annuity gets recalculated based upon the total number of years of service when you reach age 62, including the time that you are on disability retirement.

Thus, you are actually “building up” your regular retirement by being on disability retirement, as those years you are on disability retirement count towards your total number of years of service when recalculated at age 62.

Imagine that — you receive an annuity (money) while on disability retirement, and at the same time, you are building up your retirement system so that, when you turn age 62, those years you were on disability retirement are calculated and added on to the years of Federal Service you had before you went on disability retirement.  It is money well earned and deserved.

Sincerely,

Robert R. McGill, Lawyer

 

FERS Disability Retirement: Night wanderings

Ever open your eyes in the middle of the night and, instead of falling quickly back to sleep, allow for the eyes to wander across the silent room where others are still and asleep — the dog on the floor (or perhaps curled at the foot of the bed where human warmth has gathered for the pure comfort serving the creature) and the partner beside; the quiet glow of the digital numbers in bold red reflection; the pictures on the walls — though you “know” what they depict, the shadows hide them, and yet you believe you “see” them because familiarity arouses the imagination even in darkness; and the squeezing sense of silence so overpowering that you wonder about the universe at large and who, like yourself, is awakened by silence itself?

It is in those moments that, just before the panic of realization sets in that tomorrow is just a few hours away, we realize that mortality is a condition we must face; that the child’s imagination cannot revisit yesterday’s remorse; and the saddest of all truisms: For the most part, this is a cruel and uncaring universe.  Where do such thoughts originate?  Is it just the dream-world when sleep battles with sanity and one’s night wanderings will not suppress the bustle of the day’s meanderings?

Perhaps clarity comes in the wake of slumber’s twilight; whatever the phenomenon, night wanderings bring one into the netherworld of the “in-between”, where reality is not quite recognized and a dream is not ever fulfilled.  That is the type of experience that the Federal and Postal worker experiences when confronted with a medical condition that impacts one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal position: not quite in the reality of the world’s harshness, not yet tested by the Agency’s or Postal Service’s full force of cruelty and uncaring.

Will they put me on a PIP?  Will they require a “Fitness for Duty” evaluation?  What happens when my FMLA is exhausted?  Will the agency just cut me off?

It becomes clear at some point that the Federal Agency and the Postal Service are not there as a friend or colleague looking out for your bests interests, and that you must initiate the process of looking out for yourself by preparing, formulating and filing an effective Federal Disability Retirement application, to be ultimately submitted to the U.S. Office of Personnel Management, whether you are under FERS, CSRS or CSRS Offset.

Those night wanderings often have the advantage of giving clarity to a reality beset with the quietude of pure silence, but then morning arrives and the clash of the day’s reality awakens within us the cruelty of the world around.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Information: Truth and Falsity

There is much discussion about the nature of truth and falsity in our world — if, indeed, shouting and counter-shouting constitutes discourse rising to the level of a “discussion”.  Whether there is Truth with a capital “T”; or are there various versions of multiple “truths”, where my truth is just as valid as your truth, and falsity as merely the negation of yours at the sacrificial behest of mine?

There are apparently “truths”, “alternative truths” and “parallel truths”, and perhaps all of them can “get along” and vie for the vaunted position of the lofty “Truth” with the capital “T”, so long as we all don’t roll upon the carpet with laughter within our bellies demeaning the statements made by various politicians claiming a corner of their truth as opposed to the truths that we all know to be true.

The truth is, Truth can take various forms, and it is the subtle distinctions that are lost in the inane discourse of modernity where relativism, lies, inaccuracies and the capacity to conflate and confuse have made it all “bosh”.

To begin with, there is a presumption of a truthful statement — otherwise, the entire concept of a “lie” would become meaningless.  Then, of course, there are statements of truth that are contextually relevant, as in the statement, “I am staying home today with my sick child.”  If such a statement were to be declared on another day, it may be an untruthful statement.  Furthermore, personal experiences attached to statements undermine the objectivity and universality of the utterance, as in the simple declarative, “I feel good today”.

The very concept of truth and falsity is much more complex than the simple and inane discussion that has developed from the recent discourse of truths, alternative truths and what constitutes factual statements, inaccurate ones or outright lies; but suffice it to say that most people can recognize the difference between truth and falsity, just as people know the difference between day and night even if there are shades of twilight and dawn.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of his or her Federal or Postal job, the distinction between truth and falsity is represented by the stark reality of the medical condition itself, and may often determine the course of future actions yet to be contemplated.

The truth:  The medical condition is beginning to impact my ability to perform my job duties at work.  The falsity:  If I just ignore everything, it will all just go away and I will wake up from a bad dream.  And the subtle distinctions like the dawn of light or the quietude of twilight: Federal Disability Retirement is not something that I want to choose, but it is the best option available for my situation.

Sometimes, it is not the stark choice between Truth and Falsity that matters, but the option taken must take into account the contextual reality of what is —that is, if you can even know these days what the definition of “is” is.

Sincerely,

Robert R. McGill, Esquire

 

Legal Representation on Federal Disability Retirement Claims: Trust

Is it by actions followed by words, or by mere words spoken that it develops, solidifies and concretizes? Can we really go by appearances alone, or must there be a history of words followed by actions, followed further by assurances, then again by more actions, until a sense of comfort and solidarity of feeling comes together to form an aggregate whole where we declare within our inner consciences, “Yes, I trust him (her)”?

Trust is a peculiar human emotion –for, it is an emotion, in the end, is it not?

Not quite like smiling or crying; not nearly a cousin to a shriek or a wail; but more akin to a calm, a peace of mind or a self-satisfying sigh.  Once earned, it can last a lifetime and beyond into off-springs and surviving relatives; once betrayed, it may be that it can never be restored, no matter how many apologies, the innumerable “make-up” actions and the irrelevancy of gifts galore.  For, how can you restore that which was meant to be inviolable?

If a spouse cheats once, will the suspicion of another time ever disappear?  If a person abandons his or her post and absconds in the middle of the night, does that not hint to a character flaw that he or she can and likely will do the same thing again?  Would an embezzler be invited to be employed as the head treasurer once accused, convicted and imprisoned?  Can trust shaken once ever be regained?

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the issue of trust will need to be met head-on at some point.

When should the Agency be told of one’s intentions to file for Federal Disability Retirement benefits?  Who should be told and who will be the one to tell?  How will confidential issues – gleaned from medical records and the Applicant’s Statement of Disability – be handled, and by whom and by which prying eyes?  Should the issue of confidentiality be magnified, be concerned over, and which employees actually have a “right to know” concerning all such issues?

These and many other legal entanglements constitute the encompassing purview of a Federal Disability Retirement application, and for answers to these complex questions, queries should be made in consultation with an expert in the field of Federal Disability Retirement Law.  For, in the end, it is the lawyer who is the advisor and counselor who gains the trust of the client through his experience, specialty and knowledge of the law.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Death of the metaphor

Metaphors and analogies are how we communicate; without them, it is the mere drone of sounds emitted, and even if without the directness of a simile where we place the comparison of two or more differing entities and connect with the word “like”, it is the only means of striving to reach a greater understanding of the world around.

The death of the metaphor is a certainty.  Modern technology has eviscerated the capacity of human beings to remain curious; and curiosity is not what killed the cat, but allowed it to remain a force in evolutionary stages of increasing survival instincts, as the trait of the inquisitive allows for greater mastery of the universe.  Smart phones allow for a person to defer memorization; computers deaden the natural instinct for query; and technology in general denies the relevance of a metaphor precisely because we need not struggle to explain – the machines do all of the explaining for us.

The death of the metaphor means the rise of the deadened soul, and suppression of everything that was uniquely human.  Would Shakespeare have survived in this day and age, or the complexity of language allowed for such subtleties of linguistic shades of meaning?

For the Federal employee or U.S. Postal worker who is suffering from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of the Federal or Postal employee’s job duties, the need to employ metaphors still exists, as the U.S. Office of Personnel Management – the Federal agency that makes a determination on all Federal Disability Retirement applications – must still be persuaded by argumentation and logical sequencing of thought processes.

Yes, the death of the metaphor is imminent and inevitable, but in the greater corners of administrative law, the metaphor, the simile, the analogy that persuades must yet be utilized in order to make effective a Federal Disability Retirement application, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Civil Service: The topic of conversation

How does it come about – that “topic of conversation”?  Is it merely and completely randomly selected, and in a spurious manner caught like the quiet embers that ignite an out-of-control wildfire?  Or, does someone Google on the Internet, something like, “Good dinner conversation topics”, and then proceed to print them out so that silence does not pause the ebb and flow of a party’s chatter?

If you listen carefully at conversations (which, by the way, are becoming a rarity these days, as one becomes ensconced in one’s own insular world of smart phones and Facebook postings, Instagram obsessions and Twitter feeds of inane utterances), you realize the randomness of subjects embraced, and how they often travel like a drunken driver meandering without lights or signals to brace the passersby.  Is that how Darwinian evolution looks like as an analogy of sorts?  A senseless, meandering coveting of erupting utterances without guide, meaning, direction or purpose?

But what if you become the topic of conversation – does it suddenly change, where the ear is suddenly turned red, the interest enlivened, and the aura of disinterestedness suddenly lifts?  And what if you are not in the room, but left to freshen up or take a break, and upon your reentrance, the silence suddenly pauses and the topic of conversation reveals a fissure and a gravitational shift that suddenly embarrasses and shames?  The ears burn – is that merely an old wives’ tale, or does that really happen?

Isn’t that what occurs with Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management?

As an attorney who specializes in Federal Disability Retirement Law, the undersigned is often asked as to when the agency or the Postal Facility should be informed, prior to submission of an OPM Disability Retirement application, of one’s intent to file. It is a rather complicated question, and can have consequences unforeseen and not always positively received, and thus should be specifically tailored to each individual circumstance.

But do not be fooled:  The Federal or Postal employee who files a Federal Disability Retirement application through OPM, at some point during the process will inevitably become the topic of conversation; whether that should bother you, or you should care, depends upon many factors, and not the least of which is often influenced by sound representation by a Federal Disability Retirement lawyer who has guided the Federal Disability Retirement process throughout the gambit of the administrative process.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement Lawyer: The Language of Choice

There are certainly other “languages” for conveying information, including (but not limited to):  foreign, other than English (but in this cosmopolitan world, where technology has made such barriers a moot point, it becomes almost provincial to speak of one’s native tongue); body; emotive; forms, including written or oral; other body, such as facial; coded; and others not listed here.  The choice of language one uses, is often determined by the context and circumstance mandated for various reasons, not the least of which would be the efficacy of the option taken.

For Federal employees and U.S. Postal workers who have, for many years, had to endure the “language” of hostility from one’s Federal agency or U.S. Postal Service, it is perhaps a self-evident point that it is the “written” form of language which must be opted for in preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset.  But it is not the obviousness of the issue which one must accept; rather, it is in the very transition from one’s milieu to filing with another bureaucracy which must be directly recognized and altered.

There is a natural tendency for the mistreated Federal and Postal worker filing for Federal Disability Retirement benefits, to react to another bureaucracy and administrative process (OPM) in a similar vein as one is used to because of the mistreatment for so many years.  But one must mentally transition from the reactive methodology of the Federal agency or the U.S. Postal Service which one has become accustomed to, and approach the U.S. Office of Personnel Management in a different light.

As such, in preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, one word of caveat:  let the foreign language of professionalism prevail, and approach OPM with a singular focus of linguistic content which sets aside all of those wasted years of workplace harassment and hostility one may have experienced in a previous life, and adopt the language of choice — of an effective OPM Disability Retirement application devoid of the garbage of past malice.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Life’s Alterations

Spring comes and we clean out old hoardings, discard past articles once thought to be valuable and inseparable from our identity; or perhaps what pop culture has deemed a justifying course of decision-making because there is an inevitable “mid-life crisis“, or some other equally biologically-driven, primordial determinism which compels one to act in one way, as opposed to another.

Life’s alterations are often considered with no greater thought than having the local tailor shorten the seams, or tuck in the waist, like face-lifts and other procedures which attempt to beautify an otherwise insufferable soul.  But in the end, it is always the innocent ones who suffer; it is well that children possesses greater than indexes of fragile psyches; otherwise, the emergency rooms of hospitals across the country would be attending to them around the clock.  But with euphemisms and a can of fresh paint, we may still remain viable cores as stellar pillars in the community; it was a “friendly divorce”; the kids are “better off”; and other such platitudes to justify the devastation wrought.  But some alterations in the cycle of life cannot be attributed to fault; they are, indeed, brought about by fate, nature, will and the indifference of a mechanical universe.

Medical conditions tend to be in that category; they force alterations in life’s choices, without a deliberative involvement on the part of the participant.  For Federal employees and U.S. Postal workers who recognize that he or she suffers from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s positional duties at the U.S. Postal Service or a Federal agency, it may be time to consider filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.  For, while the medical condition itself may indeed be a life-altering circumstance, it is what you do, how you react, and what affirmative steps you take, which will determine in the end whether you allow for the tumult of fate to rock and roll you without oars up the proverbial creek of life.

Filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is a way to steady the unsteadiness, to steer where once you traveled directionless, and to secure a future where once uncertainty prevailed.  While the process itself is a long and arduous bureaucratic morass, the direction once taken allows for a compass to prevail, and a path to be taken.

Federal Disability Retirement is a benefit accorded and offered to all Federal and Postal employees with the minimum of 18 months of Federal Service, and should be considered if and when life’s alterations have determined that a change is necessary; and like the tailor who skillfully makes the suit or dress fit more eloquently upon a body forced into disquietude through years of untended gardening, so applying for a benefit to secure one’s future is merely to respond wisely to the unexpected vicissitudes of life’s offering.

Sincerely,

Robert R. McGill, Esquire