Tag Archives: postal service medical retirement

OPM Disability Retirement: The Frustrating Process

Every administrative and bureaucratic process is a frustrating one, and waiting for an OPM Disability Retirement application to be approved is likely the epitome of frustration.

Thus, it is essential to understand at the outset that filing a Federal Disability Retirement application with the U.S. Office of Personnel Management is a long and arduous process that will likely take many years to accomplish, and nothing short of a miracle will expedite the time required.

One’s own efforts in attempting to take shortcuts will have minimal impact upon the ultimate outcome.  Still, an Federal Attorney who specializes in Federal Disability Retirement Law can undoubtedly enhance the chances of an earlier approval.  Even then, however, Federal and Postal workers need to understand that a great deal of the process merely involves waiting.

Filing quickly does not result in OPM rendering a quicker decision.  Often the contrary is true: By preparing an application quickly, it is likely not as strong a case as it could have been and when OPM finally gets around to reviewing it, a likely denial will be issued, further prolonging the waiting period because of needing to go to the next, “Reconsideration” Stage of the process.

And while every bureaucratic process inherently possesses its unique set of frustrations, OPM Disability Retirement has the added feature of contending with a serious medical issue, which tends to magnify the frustrations involved.

Can anything be done about it?  The short answer is, Not Really.  Calls to OPM will often only exasperate the level of frustration, and while “doing something…anything” may temporarily appease the frustration in the short term by making it appear that some progress is being made, almost all such efforts come to naught, and all that remains is to await OPM’s response.

Once received, of course, the entire process can be a further stage of frustration.  For, if an approval is received, there are further battles in getting the annuity payments started, and that doesn’t even touch upon whether the annuity is correctly calculated.  On the other hand, if a denial is issued, the bureaucratic frustration is further extended, especially because of the short timeframe provided in preparing and submitting a response.

Any Federal or Postal employee contemplating preparing, formulating, and filing a Federal Disability Retirement application under the FERS system to be submitted to the U.S. Office of Personnel Management, must be prepared for a long and frustrating administrative process.

And if you want further insight into this lengthy and frustrating process, you may want to first consult with a Federal Attorney who specializes in Federal Disability Retirement Law.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement: The Hard Acceptance Beyond

When an expectation of a day or an event comes and goes, and suddenly the mundaneness of daily toil comes back with a vengeance of regularity, the hard acceptance beyond is suddenly what we must face.

It is similar to that ”Aha!” Moment of realization — where a gestalt explosion of awareness occurs.  But even at the highest level of enlightenment or realization, such a moment is merely a minor point in time — the hard work comes about afterward when we have to apply the realized moment to our everyday lives.

The excitement, uniqueness, or even eccentricity of a given point in time always follows with the boredom of regularity where old problems are merely replaced with different ones; that is why, whether it is a Holiday, an affair of infidelity, or some unexpected windfall, or merely a unique insight, the hard acceptance beyond is the difficult part.

Yet, the best work in life comes about during the daily grind of disciplined work, and not at the arbitrary moment of some enlightened flashpoint.  And it is the hard acceptance that life comes roaring back with a vengeance of mundaneness after that flashpoint of excitement when the adrenaline wanes and the uniqueness fades, that one either accepts with resigned submission or with renewed vigor.

Is it then seen as either a challenge or an Impossible obstacle that cannot be overcome?  How the question is framed and answered will determine the rest of your life.

Medical conditions present a similar life-altering challenge.  Whether by an accident or disabling medical event, that moment in time passes, and then we must face the remainder of life’s linear gift.  It is the hard acceptance beyond the event which must be faced.

For Federal employees and U.S. Postal workers, that hard acceptance beyond may include the need to prepare, formulate and file an effective FERS Disability Retirement application through the U.S. Office of Personnel Management — and it will surely be a fight, but one worth engaging.

Contact a FERS Disability Attorney who specializes in Federal Disability Retirement Law, and get the help needed to help you get the hard acceptance beyond.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal & Postal Early Medical Retirement: The Ornament of Language

We have all come across that experience — of people who talk, but say nothing; of eloquence without substance; or of the “great talker” who, after the party is over, stands alone in the solitary corner of irrelevance.

Language is meant to communicate; moreover, to provide the narrative of life and living.  The ornament of language — those hanging extras and decorations meant to embellish and enhance — is provided for various purposes, including exaggeration and to make it more “interesting”.

The question encountered in any narrative is to ask: How much bare-bones substance and to what extent ornamentation?  This is like the question: How much history should be provided, and to what extent, context and personal asides?

For Federal employees and U.S. Postal workers who suffer from a medical condition and must submit a Federal Disability Retirement application under FERS with the U.S. Office of Personnel Management, the question of content and substance as opposed to background information often triggers the concern about the ornament of language.

Precision is preferred; tangents should be avoided; the foundation of a case should be solidly constructed.

Contact an OPM Lawyer who specializes in OPM Disability Retirement Law and begin the process of preparing, formulating and filing an effective Federal Disability Retirement application under FERS with both the substantive content of a persuasive legal argument as well as the ornament of language which will compel the U.S. Office of Personnel Management to approve your case.

Sincerely,

Robert R. McGill, Lawyer

 

OPM Medical Disability Retirement under FERS: Messing Things Up

Can you mess things up without knowing it?  Absolutely.  Can you mess things up while knowing it?  Again, absolutely.

We have all been in that situation, haven’t we?  The latter context is always troubling — for, as we are engaged in the activity, we begin to have a sense that things are taking the proverbial “wrong turn”, and there is a growing, sinking feeling our involvement and participation in the endeavor plays a significant role in messing things up.

We begin to think up of excuses as to why what we did was less than harmful; we try and minimize our own ineptitude; we try and justify how it would have turned out that badly, anyway.  Or, as in the former context, our own ignorance allowed for the messing up of things and, while the period of ignorance delayed our knowledge (or lack thereof) concerning out active participation in messing things up, when we come to a point of knowledge, we suddenly realize that what we were doing (or not doing) played a major role in messing things up.

Filing a Federal Disability Retirement application under FERS can end up this way: Messing things up by not knowing what to do, what laws to comply with, what criteria needs to be met; or, messing things up by submitting too much information, etc.

To prevent this, contact an OPM Disability Retirement Lawyer who specializes in FERS Disability Retirement Law, and consider the consequences of messing things up.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Medical Retirement: Stupid Mistakes

Of course, one can argue that all mistakes, by their very definition, are “stupid”; but, of course, that would then make the entire concept differentiating between “mistakes” and “stupid mistakes” disappear, as the distinction between the bifurcated differences becomes one and the same.

It is a difficult concept to define; yet, we know when we or others have made them.  When we make them, we slap our forehead and say, “Duh!”  When another person makes one, we try to put a gentle cover over it — if we care at all for the person; if it was made by a child; when we know that the other person is “sensitive” to criticism, etc. — and try and say things like, “Oh, it’s okay, anyone could have made that mistake”.  On the other hand, when it is made by someone whom we dislike, is arrogant or condescending (or all three), we get the joy of “rubbing it in” and say offhand things like, “Boy, not even stupid ol’ me would have made a mistake like that!”

“Stupid” mistakes are distinct from “common” errors; the former is made without thought, while the latter is often made with thought, but without knowing the inherent consequences contained.

For Federal employees and U.S Postal workers who suffer from a medical condition, and where the medical condition may require the Federal or Postal employee to consider filing for Federal Disability Retirement benefits through OPM, one wants to — if at all possible — avoid not only the “common” mistakes, but the “stupid” ones, as well.  Mistakes happen; we all make them; but the one mistake that cannot be corrected once a Federal Disability Retirement application is filed with the U.S. Office of Personnel Management, is the one where “blinders” are placed upon OPM once OPM sees something.

It is thus important to consult with an attorney who specializes in Federal Disability Retirement Law, lest the “common” mistake turns out to be a “stupid” mistake that cannot be corrected.

Sincerely,

Robert R. McGill, Esquire

 

Lawyer Representation for OPM Disability Claims: The story

Everyone has one; some, more interesting than others; others, less interesting than most; most, told in disjointed streams of subconscious dilemmas often coopted by deceitful tellings that leave amiss the juicier elements that would otherwise offend.

Is there “the” story, or just many little details comprised of “a” story here, a story there, and in the aggregate, it makes up the total picture of a person?  Can one ever know a person in his or her fullness, or must there always be left out an element of surprise, mystery and a deficiency otherwise not noted?  Can people be married for 50 years and still be surprised by something in the other spouse’s past?

How are memories triggered to begin with — say, for example, a couple has been married for half a century or more, and one night they get a carry-out from a newly-opened restaurant in their neighborhood that serves a special Moroccan dish from the menu, because the restaurant owner’s wife’s late husband’s third cousin twice removed recently visited the country and brought over a recipe that could not be resisted.

The two older couple (yes, you may infer from the fact that they have been married for over a half-century to connote that the couple are rather elderly) sit down for this delectable dish, and as they begin serving the various food items and transferring them from the paper boxes onto dinner plates, the wife takes in the aroma of the vegetables, cooked in a certain sauce, and declares to her husband, “Oh, this reminds me, I was in Morocco when I was younger.”

Now — for fifty some odd years, this couple has been married; they have had children; they have shared the many stories to tell, both included and some where each experienced a slice of life separately; and one would think that such a detail as having been to a foreign country which not many Americans visit in the first place, would be something that was told during the course of their long and lasting relationship.

What would be the explanation for not having told?  How about: “Yes, I was kidnapped and held for ransom for months, and I repressed the memories these many years”; or, “Oh, I was just 2 or 3 and don’t really remember much about it, other than my parents dragging me to Morocco just to get away”.

Such explanations might be understandable; but how about the following: “Yes, I was there for 5 years, from about the age of 10 – 15, and it was the most impactful experience of my life.”  Now, this last explanation — one would wonder, of course, what kind of a marriage this elderly couple could have had if the spouse had never related the most “impactful” period of her life, would one not?

“The Story” of one’s life will always contain some omissions (that is a conundrum and an oxymoron, is it not — to “contain” and “omit” at the same time?) about various experiences encountered, but that is a natural course in the very “telling” of one’s narrative.  Most narratives have a beginning and an end; some are interesting, others not; but in the telling, the narrative itself must be coherent and comprehensible, as well as containing relevance and significance within the meat of the narrative itself.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of ones’ Federal or Postal job, it may become necessary to prepare, formulate and file an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

During such an administrative process, it is necessary to “tell one’s story” by completing SF 3112A, Applicant’s Statement of Disability.  It is a “slice of life” story, and should be as compelling as the aroma that triggered the admission of one’s Moroccan past — for, every story is a unique one; it is in the telling that brings out the mystery of a person’s singular tale of painful experiences, and this is one more slice that needs a coherence within a narrative required in order to obtain a Federal Disability Retirement benefit.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement under FERS or CSRS: “The End”

Those two words are often appended upon the last word, the final thought, the grammatical period marking the denouement of a narrative; sometimes, an ellipsis leaving the reader to ponder a missing word, concept or continuation of an event.

Why it is not stamped in bold print at the end of a biography or a non-fiction narrative; or even a short story, an essay or a philosophical treatise; perhaps, as a factual account presupposes a reflection of correspondence between truth and reality, it is only in the literary world of make-believe that we must apprise the audience of the terminal nature of virtual reality — that, like Pavlov’s dogs in responsive salivation for experimental purposes, we become conditioned to a realization that a blank page following the grammatical finality of a period is simply insufficient to constitute an obstructive wall separating fantasy from reality.

Or, does convention merely mark the climax of the unreal, where the breathless pursuit of becoming lost in an imagined universe leaves us panting for more, only to be pulled ruthlessly back from the lost quietus of our penchant for more?

But that reality gave us a final warning, an appended duality of words in order to forewarn of the terminus of trials, travails and tempestuous tantrums of tactile tandems; then, like the eyes which scout a few pages hence, where we nervously flip forward in disbelief as we approach the thinning culmination of paper remaining, we would know when to cease trying, how much more effort to expend, and the time of fruition left as an afterthought, like windowed houses empty in a neighborhood abandoned by loss of industrial flight and more importantly, of hope left remote in the hearts of soulless men.

Reality never gives us that warning, of course; and so we are forced to trudge onward in spite of that lack.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of the Federal or Postal position, the approach of preparing, formulating and filing for Federal Disability Retirement benefits to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal worker is under FERS, CSRS or CSRS Offset, is often one encompassing an attitude that, like the novel’s culmination, the act of filing is somehow tantamount to “the end”.  It is not.

Instead, it is merely a pause, an extension, a comma and a prosaic interlude, and nothing more.  The narrative of the human soul does not so cleanly enter the blank pages of demise; rather, life goes on, and like the thoughts which pursue the sentence marked by a period of finality, the beauty of it all remains with us like the residue of golden dust left sprinkled upon the twilight of life, trailing behind by an angel’s wings fluttering noiselessly upon the dawn of a hopeful tomorrow.

Sincerely,

Robert R. McGill, Esquire

 

Federal Medical Retirement: Those Rare Moments of Clarity

They come under unexpected circumstances, in inconvenient durations, and by the twilight of moon when sleep is required but the sought-after lull of morning sunrise interrupts despite the caverns of echoing remembrances of memories once savored, but like wisps of willows floating effortlessly down valleys of dreamy cascades, we reach out to them in the middle of the night, only to grasp at the emptiness in darkness surround.

Poetry was once upon the lips of strangers, as the Elizabethan Era represented the golden age of linguistic fervor; but like all such resurgences of purported renaissance, the period lasted but for a moment in history, as epochs of fallen dinosaurs became fodder for oil slicks and Disney movies.

It is often in the very contrast of opposites that clarity comes to the fore; and thus does the mundane and the boredom of constancy do a disservice, by maintaining a semblance of normalcy and unfettered favor.  When does that moment arrive?  Often, it is in the midst of pain that we see through the hypocrisy of that solemn friendship; and in the endurance of suffering, the truth behind the facade of relational contentment.

For Federal employees and U.S. Postal workers who finally come to a realization that the “mission of the agency” is not quite as important as one’s own health and well-being, it is often almost too late, but never quite so.  Federal Disability Retirement benefits are there for Federal and Postal employees who can no longer perform all of the essential elements of one’s positional duties, due to a medical condition — whether physical, psychiatric, or a mixed emotional combination of both — which prevents them from doing so.

The problem is one of self-flagellation; of thinking that to file for Federal Disability Retirement is to somehow have let others down, become a turncoat, or have failed in the eyes of “them”, as their expectations have not been met and the crestfallen expressions demean and devalue the efforts expended thus far.

Clarity comes in small caches of catatonic canopies of cornered consciousness; when it does come, one must grab it and never let go.  Society always tries to bamboozle; but when the Federal or Postal employee faces the stark choice between the greater organism of harm, or the lesser evil in favor of one’s health and future security, that rare moment of clarity must be decided upon within a wink of time, before the door of perceptual horizons slams shut again, and you are left forever in that darkness of ignorance where shrieking gnomes are tortured by day and flesh-eating gargoyles creep about through the night.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: Making the Legal Argument

Legal arguments are merely a subset of ordinary ones; as variations of the facetious quip goes, if the facts are not on the lawyer’s side, then he will argue the law; if the law is not, he will argue the facts; if neither, then he will attempt to confound and obfuscate both.

By sequence of logical argumentation, it is self-evident that “facts” must be the first order of presentation; then, persuasive discussions concerning those facts, forming and molding a given perspective (for there is surely a distinction to be made between that which “is” and that which “is seen” by a particular individual, bringing in the subjective component of interpretation and conveyance of information); and only after the facts have bespoken should persuasive efforts follow; and then, the legal argument to be made.

Thereafter, the question of how aggressive a legal argument; of pounding like a hammer, or the subtle tap of the constant but insistent drumbeat, guiding the listener with a roadmap as to why a decision should be made pursuant to persuasive force, or threats of further legal action.

For the Federal and Postal worker who is trying to have a Federal Disability Retirement application approved, the art of persuasion, the effective use of legal argumentation, and the delineation of factual roadmaps must be coordinated with the utmost of care.  Administrative processes are often replete with frustrating procedures to follow, and it is a dangerous endeavor to allow for one’s frustration to erupt when dealing with a bureaucracy which is rarely responsive, and normally unaffected by the most dire of circumstances.

Thus, in sequence of logical argumentation: The facts as portrayed in as objective a manner as possible; the interpretation of the facts, such that the subjective perspective is insightfully applied, but without the overuse of the “I’ or “me”; argumentation; then, and only then, the applicability of the law.

Federal Disability Retirement is a benefit offered to all Federal and Postal employees who meet the minimum eligibility requirements of time in Federal Service, age and a level of medical evidence which must be carefully and thoughtfully presented.

As such, for the Federal or Postal worker who intends on filing for the benefit of OPM Disability Retirement, whether under FERS, CSRS or CSRS-Offset, the art of factual and legal argumentation must be presented with persuasive force, often like the slow dripping of an unconstrained faucet, as opposed to the break of a dam.

Sincerely,

Robert R. McGill, Esquire