OPM Disability Retirement: The Emperor’s New Clothes

It is one of those stories / folklores which transcends time, and a quick look at “sources” (yes, ashamedly, an internet search on “Wikipedia” reveals much) shows that the story possesses derivations and deviations from other countries and cultures, establishing that every profound theme has been recognized by a multiplicity of times and civilizations, to wit: vanity; con-artists; a child’s innocence; the sin of self-importance, etc.

That such themes cross over many cultures attests to their universality; and the lesson to be learned is not mere hyperbole, for we have found ourselves (if we are to be open and honest) in metaphorical circumstances similar to the story’s moral lessons.

In modernity, the folklore can be of greater instructive relevance than in any other time; for, to engage in the insularity of social media without a concomitant “reality check” against the objective world, can feed into one’s vanity and establish a type of insulated verification without regard to reality.

In simple terms, we can fool ourselves by engaging in a protected cycle of like-minded people.  That is why there are so many “romance scams” on the internet — of lonely people being scammed out of their life savings, all by stroking one’s vanity that love can be discovered through mere words on a blank screen.

What is the lesson here for Federal employees and Postal Service workers who suffer from a medical condition?  That there are no “new clothes”, but merely old ones — no new or magical solutions, but the age-old one of mortality.  People’s health can deteriorate, and we cannot think that you can just go on like you were in your twenties, or even thirties.  Sometimes, one’s health deteriorates, and you do, in fact, have to go out and try on “new clothes” — like filing for Federal Disability Retirement under FERS and thinking about preserving your health by going into another line of work.

Contact a FERS Retirement Attorney who specializes in Federal Disability Retirement Law, and consider whether the Emperor’s old clothes may not need a further fitting by a tailor who specializes in Federal Medical Retirement Law.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Medical Retirement Benefits for Federal Employees: This Difficult Life

Life is difficult.  “Living” always has roadblocks, obstacles, challenges and concerns.  We try and teach our kids enough optimism to meet those challenges, with a peppering of cynicism to recognize that very little comes easily; nothing — or almost nothing — is free; and that we are not invincible beings, but vulnerable, and ultimately mortal.

The frailty of our society was always there — it is just that this pandemic brought it out into the open.  It is like our bodies and minds — it was always susceptible to illness, disease and breakdowns; and when it happens, we are too often surprised and come to realize that this difficult life presents too few options.

One option, at least for Federal employees and U.S. Postal workers, is to file for OPM Disability Retirement benefits through the U.S. Office of Personnel Management.  It is a benefit open to all Federal and Postal employees with a minimum of 18 months of creditable Federal Service.

Contact an OPM Disability Lawyer who Specializes in Federal Disability Retirement Law, and consider that even in this difficult life, there are options to consider in order to secure a future yet uncertain.

Sincerely,

Robert R. McGill, Esquire
OPM Medical Disability Retirement Attorney

 

Federal Employee Disability Retirement: Pushing Forward

This is a society that always pushed forward.  Older societies; countries and groups that have been around for a long time; established families and ones declaring aristocratic lineage — they all rely upon the past.  It is the glory of the past that gives credence and status to most other societies; ours is a personality for the future, and so it is difficult when an illness, injury or disabling medical condition holds us back, keeps us static or restrains us from pushing forward.

Forward progress has always been the gauge of success, the measurement of merit and the stature of upward mobility.  The frustration felt because of this recent pandemic is emblematic of our inability to remain in place.  Pushing forward has always been our identity, our force of attraction, and to hold back goes against our very nature.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition is holding you back from performing successfully all of the essential elements of your job, preparing an effective Federal Disability Retirement application may be the way to push forward.  Yes, it is a sort of “pulling back” — but only as a temporary measure.

Federal Disability Retirement encourages the medical retiree to work in the private sector and make up to 80% of what your former position currently pays, and in that sense, retiring on a medical disability is simply another way of “pushing forward” — just in a different career.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement under FERS: Performance, Conduct or Attendance

Those are the 3 areas which the U.S. Office of Personnel Management looks closely at when evaluating a Federal Disability Retirement application under FERS — “performance”, “conduct” and “attendance”.  There is a 4th criteria — that of “incompatibility” — but that issue is normally applied when a medical condition manifests itself as being inconsistent with the positional requirements of a job.

“Performance” is determined objectively by whether one has fully met annual performance evaluations/ratings; “conduct” concerns any record of adverse proceedings initiated by the Agency or the Postal Service, including written warnings, reprimands, on or off-duty allegations of misconduct, charges and/or convictions; and “attendance” deficiencies are determined by the remaining level of accrued leave, whether of SL, AL or use of LWOP and the exhaustion of accrual.

These — OPM has determined — comprise a more “objective” basis upon which a Federal Disability Retirement application is determined.  Of course, one’s medical condition is further evaluated based upon the severity, type and category of the medical condition itself, as well.

When considering filing for FERS Disability Retirement benefits, ask yourself the question, “Do I have any deficiencies in performance, conduct or attendance?”  Next, Are there objective factors that can show definitively that I am no longer able to perform one or more of the essential elements of my job?

Having a supportive doctor is crucial in a Federal Disability Retirement case, but other indicators as well can be used in arguing in favor of one’s case, and objective indicators can make the difference between success or failure in all cases reviewed and evaluated by the U.S. Office of Personnel Management.

Consult with an experienced Attorney who specializes in Federal & Postal Disability Retirement Law to determine the viability of your case; for, in the end, it is the presentation of objective factors which will win your case, and not your “feelings” as to whether you can do your job or not.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement Benefits under FERS: The isolation

Generally, we accept the statement that Man is a “social” animal, and by that we mean that he or she prefers, all factors considered, to live in communities and interact voluntarily with others, as opposed to living in isolation, apart and separate.  That we congregate in bunches of aggregate intercourses is not uncommon; that we enjoy the company and camaraderie of social discourse is considered “normal”; but on the other hand, that we like to be alone at times is also not disputed.

There are those who cannot stand being alone; others who must always be in the company of someone; of still many who fear being alone in life, and desperately cling to partners who one neither deserves nor should solicit for the sake of one’s own well-being.  For, in the end, even the loner was born into the communal world; that he or she decided to betray the conventions of society and isolate himself is not an argument for normalcy of being.

It is, in the end, the isolation that is most daunting; of being targeted and separated and placed into a proverbial-type of sequestration or solitary confinement.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the concept of “isolation” is not a new one.  Whether because the Federal or Postal employee feels isolated because he or she cannot tell anyone about the medical condition or, having told about it, the Federal or Postal employee is deliberately being isolated because of the medical condition, matters little.  Both result in the same consequences.

The “targeted” employee; the one who is no longer “part of the team”; the one who has dared ask for an accommodation; the one who is no longer invited to meetings or in the general sharing of information; the isolated Federal or Postal employee needs to file for Federal Disability Retirement benefits through OPM, lest the isolation results in the continued harassment and ultimately ends in a termination.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement under FERS & CSRS: Life erasing

In youth and early adulthood, we add; in later years, life erases.  Kids grow up and move elsewhere; vigor depletes; living spaces are downsized; mementoes once meaningful are discarded into a trash heap of forgotten memories; and health deteriorates, with diminution of lives by incremental depreciation both in appearance, worth and human value.

Life erasing is the natural decomposition of matter; the energy that we expended in bringing up our kids has now been complete, and transference of that vigor has become a permanent fixture.

Somehow, what we gave never seems to be enough, and no matter how much we tried, loved, cared for and nurtured, that part of all has separated and journeyed away, never to be sought in unenlightened venues of thoughtless abandonment.  It is as if life reaches its pinnacle, as the arc of never-ending geometric feats of engineering and technological defiance; and then it tapers, becomes warped and disappears into the far horizon.  What ever happened to those youthful dreams once embraced, promised, forever committed to, and now a dash of trailing dust left behind like so many of life’s erasing features?

Medical conditions and deteriorating health tends to symbolize that; for, as one reaches the pinnacle of an incomplete life (is it every complete, even at the point of oblivion, and do we not hang on for a moment more?), the tawdry reality is that we fear the vanishing of all that we have surrounded ourselves with, because we do not walk about this world with a mirror to appease our own insecurities.

Isn’t that why people amass great wealth; invoke power-plays to demand and command loyalty; hoard possessions as if they reflected quantifiable worth; and apply every cosmetic trick into believing that appearance of youth is the same as easing life’s erasing by concealing the decay beneath?  Why is it that such a natural deterioration is fought against, when the peaceful calm of wisdom tells us that life erasing is the easing of burdens amassed in youth and adulthood, and thus to be enjoyed?

Life erasing means that responsibilities garnered previously have now been alleviated, but instead of accepting that natural digression, we buy into the advertising colonnade that age is merely of deceptive appearances and a “mind set” that can be averted merely by acting more foolishly, accepting cosmetic alterations by stretching the wrinkles away, and taking on greater obligations for self-aggrandizement.

For Federal employees and U.S. Postal workers who are beset with medical conditions which prevent the Federal or Postal employee from extending a career chosen, whether the Federal employee or U.S. Postal worker is under FERS, CSRS or CSRS Offset, filing for Federal Disability Retirement is actually an acceptance of the natural course of life erasing – by the proverbial course of “downsizing”, of recognizing the medical conditions impacting one’s life and pursuing Federal Disability Retirement so that life’s erasing can attain a level of focus upon a priority long ignored:  Health.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: The informed paradigm shift

Often, in ages older and generations beyond, it somehow becomes more difficult to be malleable and bend with the times, circumstances and turmoil of the day.  Does staid decay by refusal to adapt become a law of sorts for the aged?  Is it only youth that can change, or bring about pliable lives, or can the irrelevancy of old men and women be altered with an informed paradigm shift?

There is always a tautness and tension between generational divides; youth believes in beginning over again, to invigorate all plans and prospects of accomplishments – even of reinventing the wheel by trial and error.  And of the old, whose wisdom is never accessed, whether because of pride of youth of an arrogance fraught with silliness, it matters little.  The pendulum that swings between the two extremes, must by law of gravitational pull come to rest somewhere in the middle.

Paradigm shifts come about so infrequently, but there is often an underlying reason:  Just as wholesale genetic overhauls rarely strengthen a Darwinian foundation for survival, so the principles upon which one lives one’s life should not be abandoned after a lifetime of experiences in learned cynicism.  The fact is, it is always difficult to change when circumstances dictate.

Somehow, we believe ourselves to be the masters of our own destinies; and whether the fate of a generation is collectively overpowered by a consciousness of unfathomable mysteries, or each of us must singularly carry the burden of our future lives as isolated pockets without friendship or love, we like to think that we can control our future.  But there are events and circumstances beyond our control, transcending fault or personal responsibility; and the social contract of good citizenry – of abiding by the laws, following the normative constructs of societal acceptability, etc. – follows upon that path of accomplishment.

That is true of a medical condition – for, when a medical condition begins to impact major life activities of a person, an informed paradigm shift must by necessity occur.  It is not a matter of bad fate or unfortunate luck; it simply is, and the sooner one becomes “informed”, the better the paradigm shift for one’s future.  For Federal employees and U.S. Postal workers who suffer from just such a medical condition, where the medical condition or event begins to impact one’s ability and capacity to perform the essential elements of one’s Federal or Postal positional duties, is may well be time to consider a paradigm shift.

Preparing, formulating and filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, often requires just such a paradigm shift – a pliability in one’s thinking, and an alteration based upon the information (i.e., being “informed”) presented; and the next step once a cognitive paradigm shift has occurred, is to reach out in order to begin the administrative process of engaging the expertise needed in order to weather the trials of tomorrow.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: Trepidation

In this universe where pause reflects cautionary exposure, the Darwinian model of survival of the fittest prevails.  Ours is a society that lacks any patience; the youthful generation deems their “place” as a rightful commodity to assert without bashfulness; the old are shoved aside into old folks’ homes and nursing facilities, all the while as we give lip-service to the importance of love, family and care for one another.

It is easy to give utterances of inane and meaningless trope, of generalizations about values and moral circumlocutions of apparent profundities; much harder is to sacrifice what we want, desire or otherwise deem the encampments for our “personal bests”.  “Rights” asserted in your face constitute the norm of this generation; conformity to the quietude of societal conventions, of cohesions above dismembered cacophonies of ingratitude, are mere fodder to be cast aside.

Trepidation is a personality defect; as in the days of yore when tremulous fear, alarm or agitation constituted a pause which threatened the capacity to survive, so in modernity there is no room for such diminution of evocative negation.

Perhaps, in some other corner of the world, in a society which still values the careful fostering of human relationships, a person’s pause and trepidation to immediate action would be overlooked and unnoticed, if not merely because the significance of such hesitation would be considered nothing more than a throw-away phrase, somewhat like, “Oh, you know Betsy, she always has to have a few days before she does something!”  But we don’t have “a few days” in this corner of civilization, where daily predatory advancement is the means to success, and why disabled people are merely used as referential legal maneuvers, but otherwise shoved aside into dark corners where alleged accommodations are granted within the strictures of malleable definitions.  No, it was never curiosity that killed the cat; it was always trepidation of cautionary hesitancy.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the notion that the Federal or Postal employee may have some initial feelings of trepidation before engaging the process, is both understandable as well as self-defeating.

The reality is, we have to engage the world we live in.  And the world we occupy is this little corner of the globe, where patience is lacking, hesitancy is scoffed at, and delay is deemed a purposeless abyss of wasted time.  The bureaucratic morass itself will take a long, long time, just to receive a decision from the U.S. Office of Personnel Management.  Trepidation is not a personality trait which is healthy for the process, and unfortunately, it is a counterintuitive characteristic that only serves to exacerbate the medical condition itself.

Sincerely, Robert R. McGill, Esquire

OPM Disability Retirement Benefits: The reef beneath the lagoon’s surface

In every worthwhile venture, there is the inherent danger of failure, and more often, of encounters with obstacles while enduring the process.  Some are apparent; others, hidden like the reef beneath the lagoon’s surface, of the jagged formations from sediments deposited and coagulated through time and shifting tectonics of unseen tidal forces.  That is the greatest of dangers – of a peaceful hue by a lagoon in its invitation on the surface of beauty; yet, beneath, lurking unknown and unrevealed, ready to tear the undersides of an unsuspecting boat as it enters into waters mysterious in its captivating picturesqueness.

If only life were always defined by mere appearances; we would never have to stop and reflect, pause and contemplate, or resist the urge to jump head first into shallow waters that seemingly reflected a pool of depth beyond mere sparkling mirrors of a sunlit afternoon.  But that is not how real life, in real time, amidst real people in a real world, works.

And we all know it; except, perhaps, for those shielded children who can actually have a childhood of carefree days and cool breezes in an afternoon where fields of rye still allow for the catcher to stand just at the edge of the cliff, and safely deposit any wayward souls who may wander to the danger’s end.  And like the unseen reef beneath the surface of the seemingly tranquil waters of the lapping waves softly upon the lagoon’s invitation, life embraces, often maims, and forever destroys if unaware and stepping without trepidation of purpose.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, it is that unseen and unsuspected reef beneath the lagoon’s surface which must be considered before stepping into the still waters of the bureaucratic process.  For, while the waters may be quiet today, who knows what obstacles, dangers and dalliances of pitfalls will lurk about tomorrow?

The legal and administrative process of preparing, formulating and filing an effective Federal Disability Retirement application is replete with multiple unknown and unseen dangers; from legal issues arising in areas of accommodations, reassignment, varying manners of termination; to compiling the medical evidence such that it meets with the criteria for eligibility as set by statutes, case-law and OPM regulations; the compendium of the entire venture may appear simple.  It is anything but.

And like the reef beneath the tranquil surface of the sparkling lagoon, being invited to enter into those unknown waters may be tempting for the Federal or Postal worker who must file for Federal Disability Retirement benefits; but resist the initial temptation and consider being guided through those treacherous waters, lest the cautionary preface to dire consequences may fall upon the jagged reefs of life’s uncharted vicissitudes of disastrous results.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from OPM: Dreams, daydreams and nightmares

Of the first in this triplet trope, the concept can envision two distinct avenues:  in a state of somnolence, to have them with minimal control of appearance; or, in another sense, to possess aspirations beyond one’s station in life or current circumstances that may impute dissatisfaction.

The second in the series is somewhat connected to the second concept branching from the first; it is a moment of reflective escape, where the reality of “now” and the encounter with Being is temporarily averted and subsumed in a meditative silence of self-repose.  Some have the capacity to embrace and become lost in such quietude of an alternate universe, despite a clutter of noises or the distraction of tumult.  Then, some would counter that it is precisely in such moments that fleeing into a parallel universe of a mental cocoon is necessary in order to maintain one’s sanity in a world replete with a curiosity shop full of random violence.

And, of the third, we again branch into a duality with the proverbial fork in the road; for, such infamy of uncontrolled images and voices while in a sleeping slumber constitutes the primary definition; but, whether in metaphorical terms or engaging in trifling hyperbole, we attribute traumatic and frightful events by describing it precisely by the term at hand.

Dreams, daydreams and nightmares are all part of our daily lives, whether awake, half-aware, conscious or sub-conscious in multiple and mysterious modalities of living; but they serve a purpose which, whether explained away by psychologists, therapists, pseudo-intellectuals or just plain people of tremendous insights and uncanny foresights, they continue to remain the foundation for maintaining the sanity preserved within the insanity of the greater universe.

Without nightmares, how would the inner psyche expiate the images and sense datum we have involuntarily ingested?  Without daydreams, what would man hope for, live for, in circumstances of squalor and decadence?  And of dreams, how would the subconscious sift through the visual and information overload experienced daily and in voluminous onslaughts of quantitatively overwhelming constructs?

Or of the second branch, where aspirations and hope for a better tomorrow, though derailed by screams of destitution and unhinged by crying babies, drunken realities and unsavory circumstances, yet to dream for a better tomorrow is sometimes the only thread which separates the crumbling heart from a tinge of a fading smile.  It is precisely these that allows for man to wake up the next morning and seek a better tomorrow.

For Federal employees and U.S. Postal workers who find themselves with shattered dreams, escaping into a greater cauldron of daydreaming, or rustling in sleepless fits of nightmares unavailing, all because one’s career is on the proverbial “line” resulting from a medical condition which may cut short one’s dreams, daydreams and creating a chaos of nightmares, preparing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management, may be the first step in the aspirational discourse needed to regain one’s equilibrium.

The importance of trifurcating between dreams, daydreams and nightmares is a prescient step towards recognizing that the reality of one’s present circumstances may be described as a “nightmare”, and perhaps those sleepless nights are filled with them; but in order for the Federal or Postal employee to dream of a better tomorrow, the leisure of daydreaming must be allowed, but always tempered by pragmatic steps which must be undertaken in the reality of day-to-day living, in order to reach a specific goal:  That of getting an approval from the U.S. Office of Personnel Management, in order to reach that light at the end of the proverbial tunnel, which is neither defined by dreams, nor attained by daydreaming, and certainly not a nightmare to avoid.

Sincerely,

Robert R. McGill, Esquire