Medical Retirement for Federal Employees: Getting Started

That is often the crucial question, is it not?  How does one get started?

In other areas of our lives, we know the procedures: In starting a car, we get in, put a foot on the break pedal, then either turn the key or (as in the more recent, technologically advanced vehicles) push a button; then, put on our seatbelt (unless that was done first), release the brake and push down on the accelerator.  Or, in the ordered scheduling at work: Review calendar; complete any leftover tasks from the previous day; return phone calls, etc.

The very concept of “getting started” presumes a certain set of knowledge which enables and empowers one to initiate the actions required.  But how do you even contemplate “getting started” when the “it” is completely foreign, alien, and unknown?

Federal Disability Retirement is one such animal; and in getting started, the best way is to follow the age-old adage of a Chinese proverb: The journey of a thousand miles begins with the first step — and that step should be to consult with an Federal Attorney who specializes in Federal Disability Retirement Law.

Contact an OPM Medical Retirement Lawyer who has the knowledge to begin the process of Federal Disability Retirement, as the initiating “first step” in getting started.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: The Presumptuous Act

What would we say about a person who, having bought a lottery ticket, goes out and spends lavishly, quits his job and becomes indebted far beyond his means — all prior to the day when the “winning numbers” are declared?  We would consider that he or she is: Crazy; irresponsible; or, perhaps, has some “insider knowledge” that we are not privy to.

Most acts lack a presumptuous intent; many, merely of thoughtless motivations; and rarely but some, of such egregiously bold-faced assault upon common decency that we disbelieve and attempt to substitute some rationally-based justification to explain away the presumptuousness of such an act.  Would our opinion of such a person — the one who buys a lottery ticket, then quits his or her job and proceeds to spend lavishly while abandoning all “reasonable” displays of conventional wisdom — change if additional facts were to be posited?

How about: The doctor has given him 30 days to live, and when we ask the person about the lottery ticket, the response is: “Oh, I don’t expect to win; it is just a metaphor for my life’s prognosis”.  Would such a response change our opinion; for, no longer is the person “crazy”; perhaps somewhat “irresponsible” in that the debts left behind will still have to be paid by someone; but yes, we would likely lean towards the third option in our thought processes: that the “insider knowledge” was the very private knowledge held close to his or her heart: Mortality suddenly betrays careful living, and abandonment of conventional lifestyles is a natural consequence of having nothing left to lose.

For Federal employees and U.S. Postal workers who suffer a similar (but perhaps not quite as devastating a scenario) situation like that of the hypothetical individual noted above, the “presumptuous act” that others may deem so may not be so outlandish as one may first assume.

Filing a Federal Disability Retirement application for the Federal or Postal employee under FERS, CSRS or CSRS Offset is not quite like the example above, but often, some see it as such; for, to “give up” a well-paying job, a reliable career or a secure position in the Federal System is certainly a drastic situation; and the alternative may not allow for much of a choice: To remain and suffer, and continue to deteriorate until one’s body or emotional state has been so damaged as to suffer through life for the rest of one’s allotted time on earth; to ignore that is indeed the height of presumptuousness — of taking things for granted.

Health should be a priority, and preparing, formulating and filing a Federal Disability Retirement application through the U.S. Office of Personnel Management is not a presumptuous act; rather, its opposite is what presumes too much — that your health will continue to withstand the deteriorating condition that you have all along experienced for these many years.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement under FERS: Factors to consider

The universe of thoughtful decision-making shrinks exponentially and in direct correlation with the pertinent and relevant information gathered, and it is too often the case that factors not considered are the very ones which lead to a non-decision or, more importantly, to a wrong conclusion.

What factors should be considered when a Federal or Postal employee is going to file for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset?

Certainly, age can be a factor — for, if OPM engages in a recalculation of a Federal Disability Retirement annuity at age 62, and you are fast approaching that age, the factor of “how long it takes” to get an OPM Disability Retirement approved (about a year, give or take a few months on either side of the equation); whether you get any backpay once it is approved (back to the last day your Agency or the Postal Service has paid you anything); and whether the time you are on Federal Disability Retirement counts towards your total number of years accrued until the recalculation age at 62 (it does) — should all be factors to consider.

Further, even if you are still relatively young, should those same factors be considered?  The short answer is an unequivocal “yes” — and probably many others, besides, including: Do I intend on working at another job in the private sector while on Federal Disability Retirement?  Do I have Service-Connected disabilities that can play a factor [sic] in the factors to be considered?

The universe of factors to consider in preparing, formulating and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, are innumerable; and then, there are likely factors that you have not even considered, but which may be prompted by consulting with an attorney who has already considered multiple factors besides, and who may be able to guide you in this complex process called “OPM Disability Retirement”.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: The Habit

No, this is not about that peculiar creature that Tolkien created who used to rule the earth but now hides in little dirt hutches in the deep recesses of forests (don’t all children and adults who have read his works believe in their heart of hearts that Hobbits still exist, and we just don’t see them?); rather, this, too, is a creature of sorts, just not the imaginary creation that gave joy to so many.

How is it that we come to learn it?  Is there a numerical value that must be first ascribed before the regularity of X becomes a Habit-Y?  What constitutes a definition of the repetition, and how is it learned, as opposed to unlearning certain types of constancies?  Is there a numerical value that further transforms a habit into an obsession, and where is the dividing line and what demarcates the distinction we thus impose?

If a dog, each morning upon the awakening by an alarm clock set by his master, rolls onto his back and waits until he gets a nice tummy-rub, and never deters or detours from such a habit, can he, too, unlearn it?  Is a habit, moreover, merely a settled tendency, such that the rest of those around may expect it to occur, but when it does not, is not necessarily a surprise or a disappointment, but a mere reliance that “normally” occurs but is not mandated by a turn to another direction?  When the expectation does not come to fruition, do we simply say, “Well, normally it is his habit, but perhaps he changed his mind”?

Kant, for instance, was known to take his walk at a specific time, and it was said of him that the townspeople set their watches against his daily routine and habit.  Does not that sound more like an obsession?  Is the difference one where there is greater ease to “break” the regularity, whereas an obsession is where such a tendency cannot, and is no longer a “voluntary” act?

Additionally, is there a difference with a distinction between a “habit”, a “ritual” and an “obsession”?  Or, is there no clear line of bifurcation (or is it “trifurcation”?), but the lines can cross over easily – as in, when we engage in a habit, sometimes there are rituals that are performed – washing one’s hands in the same way as always; combing one’s hair a set number of strokes; skipping over a particular crack in the sidewalk on the way home; and are rituals merely of greater intensity with obsession than with a habit?

And what of necessities that arise?  Such as filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management for Federal and Postal employees – do people not file because their “habits” are entrenched in a belief-system that one must just “buck up” and ignore the warning signs of a medical condition that continues to deteriorate and progressively debilitate?  When do habits stand in the way of doing that which is “reasonable” under the circumstances?

Here is a thought: For Federal and Postal employees suffering from a medical condition, such that the medical condition prevents the Federal or Postal employee from performing all of the essential elements of the Federal or Postal job, let not habit become an obsession, and instead, allow for the rituals of life to free you from the habitual obsession of ritualistic redundancy, and instead, begin preparing an effective Federal Disability Retirement application.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: Left to our own devices

This is a world where loneliness prevails.  Despite all of the “connectivity” that is bandied about, the fact is that the suffering of human relationships has been on the rise since the industrial revolution, and perhaps even before that.

The proverbial term itself has taken on a double meaning (for those who are comfortable with a more sophisticated linguistic and grammatical ascription, that would be a “double entendre”) – not only in the traditional sense of the phrase as encapsulating the abandonment to make our own way in the world, but in the sense of modern technological overload, of the very pragmatic sense that each of us are surrounded by the electronic contraptions we have embraced in pursuance of connection and social constructs that have resulted in a foreboding sense of growing isolation and angst at the loss of a human touch.

It is that loss of tactile warmth – of holding hands in a movie theater, picking up on the subtleties of facial expressions and looks; of being able to read the soul’s essence through intonations and the mystery of sense impressions.  We are all, in the end, left to our own devices, and more so in this universe of appearances and medium of messaging through words and abbreviations of words where illiteracy parallels the self-delusion of relationships created, maintained and transmitted by light’s illumination.

As Philosophy lost its pinnacle of wonder and incessant questioning when the pragmatic successes of science overshadowed queries perennially posited but never resolved, and as British Empiricism relegated all problems to mere linguistic wastelands where the tinkering of word-orders resolved long-held philosophical conundrums as mere confusion over grammatical misunderstandings and incomprehensible definitional mishaps (as only the British could so arrogantly decide for us how we should speak our language – although, oops!  — the greatest culprit was not English at all but that Vienna-born rabble-rouser, Wittgenstein); so we have now come full circle and find ourselves lost in a paradise of our own seclusion, like the image of the Cave in Plato’s Republic, where we see only shadows, only our own devices, and forever isolated within the illuminated tablets of devices made in foreign parts unknown.

That is the same sense that Federal employees and U.S. Postal workers feel when they are hit with a medical condition that cuts short one’s Federal or Postal career.  Isolation, being left to one’s own devices (in both senses of the phrase – of having no help from one’s own agency and presented with a number of puzzling and confusing forms to fill out), and like the boat up the proverbial river with no paddle, a reduced chance of success with the behemoth of all agencies, the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Fortunately, however, there are “repair-shops” and refund policies for devices which don’t quite work; and the first step is to consult with a disability retirement lawyer who specializes in doing FERS & CSRS law.  Left to our own devices, we are bound to come up short with inadequate answers; for, in the end, it is the devices which we use, in the proper and most effective way, that makes the difference in an otherwise mad, mad world.

Sincerely,

Robert R. McGill, Esquire
Postal & Federal Disability Retirement Lawyer

 

Federal Employee Disability Retirement: Life’s wisdoms

The term, “decapitalization” often refers to the deliberate and systematic process of imposing harsh government policies in order to alter the private sector’s hold upon society’s commercial entanglement and mercantile involvement.

In some grammatical contexts, however, it can denote the reduction of capitalized lettering into “small” letters, and thereby change its appearance, import, and even “meaning”.  e.e. cummings is a fine example of this.  Or, on a “title page”, one would expect that the concept of “Life’s Wisdoms” would be capitalized, for essentially two main reasons:  The first word, “Life”, is too great a theme not to ascribe the signification of it, as well as being the beginning part of the title; and the second, well, if it was good enough for Solomon, then we should certainly designate and captivate with a position of priority.

So, why has it been “reduced” in the heading of this short blog, you ask?  Because most of life’s wisdoms are not provided at the time of birth on a silver tray packaged in a unitary compendium; rather, they are “dished out” in small increments, over time, through encounters both expected and unasked for; and always when we least desire it.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to impact one’s ability and capacity to perform all of the essential elements of one’s positional duties in the Federal Sector and the U.S. Postal Service, seeking out “information” in order to begin the process of preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management may take on many and variegated forms:  Internet Research; contact with the Human Resource Office; call to an attorney; discussions with others who have gone through the administrative and bureaucratic process; unloading upon family and friends, etc.

Always remember, however, that there is a vast chasm of differences between “information” and “wisdom”, and the mere fact that much of information provided “out there” is capitalized with blaring trumpets of fanfare and glitter, ascribing signification by making something into an “upper case” designation, or otherwise in priority of sequence, does not transform the “it” into anything more than what first the skeleton of the entity originated.  Saying it doesn’t make it so; dressing it up does not complete a substantive metamorphosis begun in nascent shivers of intended good.

For the Federal employee and the U.S. Postal worker who must make wise decisions concerning one’s future course of actions because filing for OPM Disability Retirement has become a necessity, the conversion from aggregating mere information to obtaining life’s wisdoms must come about first through a decision to decipher and sift through the vast and irrelevant information “out there”, and then to implement a course of action which sounds right, considers the differing interests at hand, and then to emulate the experiential factors we have accumulated over these many years of trials and turmoil.

Just remember that Solomon made his share of mistakes, as well.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Government Employment: The Wonder of Functioning

The complexity of the human condition makes one wonder about the capacity, endurance and ability of this animal who has created such a dysfunctional, technologically sophisticated universe.

From genetic predetermination of uncontrollable susceptibility to behavior patterns, diseases and addictive personalities, to environmental factors which condition and influence; what we eat; the wide spectrum of tolerance (or intolerance) to stress; medication regimens which would otherwise knock out an elephant, to modern prosthetic devices which makes the Six Million Dollar Man of the 70s a mere skeleton of technological innovation; and where this post-information age of constant data and stimuli bombardment is a never-ending stream of stresses; through it all, it is a wonder that Man is able to function at all.

But functionality is a paradigm which possesses subtle distinctions despite the concealment of appearances; it is always the irony of life that, after the havoc of a murderous rampage, the little old lady next door always responds to the query of the reporter and says, “And he was such a nice young man…”

The veil of appearances; the brave face we put on; like the Noh Mask which alters expression depending upon the angle, perspective, light and vantage point of the viewer, the inner reality of turmoil in every man passing on a single street, betrays the reality of cosmetic surfaces.  And, too, that is the problem for the Federal employee and the U.S. Postal worker who wants to — nay, needs to — file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS, CSRS or CSRS Offset.

Through it all, the “others” have been playing the same “game” of enduring through concealment.  Bizarre behaviors sometimes betray; or, perhaps, it is some rumors of over-drinking; or the unexplained and unexplainable cuts and the bald spot from pulling and scratching; whatever the evidence, they can all be glossed over with a smile and a furtive glance to other and parallel universes.  But for the Federal and Postal worker who truly suffers from a medical condition, such that the medical condition impacts and prevents one from performing one or more of the essential elements of one’s positional duties, the time has come when wonderment and reality clash in an intergalactic battle of proportionality and justice, where mind, body and spirit can no longer lie to the inner soul of one’s essence.  For, ultimately, it is that “soul” which hurts and suffers.

When we lie to others, it merely allows for the medical condition to fester and progressively deteriorate; when we lie to ourselves, it damages and destroys the inner character of one’s essence.  That is the epic tragedy of reality in a universe concocted with virtual devices, and therein lies the true lie of that which we desire, and it is indeed a wonder that we are able to function at all in that unending maze of cacophonous laughter we deem to be the madness of society.

Sincerely,

Robert R. McGill, Esquire

 

Early Medical Retirement from Federal Employment: Setting up the Parameter of an Argument

What we argue depends upon identifying the criteria already established, which is why arguments will often become prolonged engagements of meandering shouting matches, thrown at cross purposes, never agreeing to disagree upon the elements which represent an actual conflict.

How many wars have been fought because of a simple failure in identifying the issues; how many costly divorces originating from misunderstanding and loss of communication, and who suffers but the collateral damage issued to non-combatants who must witness the devastation wrought more by ego than by elevated principles worth contesting?

The parameters themselves can be manipulated, such that we can “require” things unnecessary, and “mandate” prerequisites never called for.  That is how individuals can perform the proverbial act of “kicking the can” down the endless road, by talking about issues which rarely matter, but somehow confuse the mind without rational forethought.

For Federal employees and U.S. Postal workers who are contemplating filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, there are many ways to delay or cease the necessary starting points even before you begin, because of the many difficulties and roadblocks which must be faced — the least of which is certainly not the medical condition itself.

In the end, such mechanisms of procrastination can be understood in light of fear, angst and foreboding dread; the fear of the unknown, the angst of change, and the foreboding dread of losing one’s place in society, the work force, and the belonging to a community of Federal or Postal workers.  We can always dredge up a reason for not; it is in doing that our acts justify our unmatched words.

In the end, the parameters we set for ourselves are merely window dressings for delaying the inevitable, and so when next the excuse to not engage comes to mind, simply replace it with a more mundane reason, like when Meursault referred to the bright sun as the justification for his acts, as well as the prosecutor who denounced it because of his lack of empathy for his dead mother.

Sincerely,

Robert R. McGill, Esquire