Federal Employee Disability Retirement Benefits: Threads

They are fragile and subject to being snapped; yet, we rely upon them to hold together the fabric of so many things, both in practical terms and in more nuanced settings of conceptual constructs cloaked in figurative speech.

As in Waugh’s Brideshead Revisited, that invisible thread that gently tugs despite isolation, renunciation and attribution of apostasy in the chaos of cultural confusion; or of the woven cloth where thousands in aggregate intersecting patterns creates the strength of multitudes where the single entity would snap upon the breath of a dragon’s snore.  Or, in a conceptual, literary sense, of thoughts and ideas weaving throughout, intersecting and inextricably interconnected with other major themes, of supportive quality and subchapters in reinforcing the main paradigm of a narrative in work.

Threads combine to strengthen; in their singularity, they are the arteries that course through one’s body and give life to an otherwise inert functionality of inoperable means, and allows for its almost invisible presence to dominate beyond its capacity to remain quantitatively anonymous despite its qualitative force of influence.  On a spool, amassed in its collective consolidation, its unique distinctiveness can be identified by color and hue; yet, pull a line of it, perhaps in inches, feet or even a yard, and only by squinting in the full refracted light of day can you discern the difference between that and another.

Thus as we enter into the millennium of future woes do we rely more and more upon the threads that hold up the fragile and ever tenuous spirits of malevolence, like the mistaken times in our own closet when Pandora’s box was unceremoniously allowed to release those skeletons we so deftly hid in the cellars of our private lives.

The threads we have woven, that are the inseparable fabric of our inner lives and outer layers of concealing veils; and yet we take them for granted, no matter the consequences of wrapping dreams and hopes within the fragile confines of the softness wrapped in the baby carriage left teetering on the cliff’s edge.

For Federal employees and U.S. Postal workers considering filing for Federal Disability Retirement benefits under FERS, CSRS or CSRS Offset, the applicability and relevance of threads is twofold:  First, remember to always weave in a reinforcing manner, the repetitive value of the themes documented involving one’s medical conditions throughout the applicant’s Statement of Disability as reflected on SF 3112A, to reiterate those specific elements of incompatibility between the medical condition and the positional duties; and second, recognize that the figurative threads of life are those that need listening to, as symptoms of health conditions once ignored, now weaving through the very fabric of one’s daily life.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement for Federal Employees: Broken Promises

It is a surprise that we are constantly surprised by them.  Why should we be?  Do we elevate man to such a pinnacle of virtue as the angels who look down upon us with remorseful eyes?  Are there more of them today, like shattered mirrors or destroyed lives littering the highways of hopeful futures stretching out into a path of devastated backdrops in the history of unknown commoners who lay quietly in the tombs that speak not but in haunting whispers in muted graveyards long abandoned with the silence of church bells that no longer toll?

Promises are but linguistic constructs that are controlled by the good intentions of those who make them, and restricted by the constraints of social virtues that no longer exist, have been modified, disavowed and have now been deemed archaic in this modernity of relative moral standards.

Once upon a time (or so the fairytale goes), a handshake, a nod, a single word without the written confirmation, the 10-page fax to declare a deal made, or the fine-print of agreements incomprehensible – they constituted the affirmation of man’s purity of intent, motivation and virtuous underbelly unseen but for the flight of angels touching and tugging upon our conscience when evil forces attempted to lead us astray.

Now, we have found the power of linguistic elasticity.  It is no longer a “lie”, and perhaps it was always known, just as Eve realized the cunning of justification, persuasive argumentation and methodological coercion; no, broken promises no longer exist – instead, it is a mutual “misunderstanding”, failure of minds to meet, or just plain wrong-headedness on the part of the one who relied upon a promise made.

No one really believes anyone else’s handshake, anymore – and, in any event, who shakes hands these days?  What can it mean but a mere vestige of an arcane eccentricity that needs be relegated to those rustic movies where granddad and obscure relatives and neighbors would jump from frame-to-frame in old movies where a wave to the camera was the memorabilia to preserve, now replaced by thousands of Selfies stored in electronic devices neither for posterity nor discretion of family enjoyment, but for self-aggrandizement and public display for prurient intentions.

Like granddad’s smile that once reassured as the solid Rock of Gibraltar, promises don’t mean anything, anymore.

For Federal employees and U.S. Postal workers who think that assurances of accommodating medical conditions because, somehow, laws are in place that provide for that, think about it for a moment:  Without the laws, would a promise mean anything?  Further, do the laws really protect, or are they also just linguistic modalities easily manipulated?  Fortunately, however, laws can work both ways, and Federal Disability Retirement Law operates in favor of Federal and Postal employees with a standard of proof geared towards an approval – of a preponderance of the evidence.

No, the promises made by Federal agencies and the U.S. Postal Service may not amount to much, and the heap of junk piles left behind by broken promises may litter the once-beautiful landscape of arcane handshakes in years past, but the availability of filing for Federal Disability Retirement benefits remains a reality for those Federal employees and U.S. Postal workers who find that there is now an incompatibility between one’s medical conditions and the performance of one’s essential elements of the Federal or Postal job.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement for Federal Employees: Illness

It is the pause button rendered by the universe, often without warning, without invitation and unwelcomed by all.  Is it the gods laughing in the heavenly seclusion, as wanton children playing with the mortality of souls unrequited, as matches in the hands of mischievous hearts undisciplined by law, life or empathy?

Then comes the triteness of wisdom, yet true but too late: “Oh, what a blessing health is”; “Is there a lesson to be learned?”; “Why me?”.  Is this the crisis of life that is merely an obstacle to overcome, or the long road towards a progressive decline where mortality is not just tested, but revealed as the weak link in the proverbial chain of man-to-gods-to the theology of our own creation?

Illness comes like that unwitting thief in the dead of night, but unlike the burglar who tries to remain silent but for creaking floors and unoiled passageways, it comes without concern for being revealed.  Does the universe test – or remain impervious like Aristotle’s Unmoved Mover, where perfection attracts all towards its essence and destroys everything that attempts to escape?  Who determines the criteria of such a test?  What constitutes a “passing grade” as opposed to a failure in its mere attempt?  Is the evaluation contained within the strength of one’s own character, and what results in a declaration of “success” as opposed to the failure of everyday lives?

If it is truly a test of character, then Federal employees and U.S. Postal workers certainly get enough of it to collectively get a passing grade.  Yes, fortunately, there is the option of filing a Federal Disability Retirement application, but for almost all Federal employees and U.S. Postal workers, the reality is that such a step is the last option chosen.

It is not so much that the benefit reaped from a Federal Disability Retirement is so miserly as to not make it worthwhile; no, to a great extent, the annuity of 60% of the average of one’s highest three consecutive years of pay, then 40% every year thereafter until recalculation at age 62 is generous enough to survive upon, especially when the alternative is to remain and kill oneself, resign and walk away with nothing, or file for Federal Disability Retirement benefits; and, in conjunction with the ability to go out into the private sector and be able to make (on top of the Federal Disability Retirement annuity) up to 80% of what one’s former position currently pays – it can lead to an acceptable level of financial security.

Ultimately, however, it is a truism that Federal employees and U.S. Postal workers wait until the final possible moment before making the decision to file a Federal Disability Retirement, often allowing the illness to debilitate beyond the point of reasonable acceptance.  That, in and of itself, is a character test, and one that makes the illness itself of secondary concern, when one’s health should be given the highest priority, lest we allow the gods of wanton carelessness to have the last laugh.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement for Federal Employees: Age

It is only that proverbial “state of mind” for those it does not impact; then, when reality sets in, the decrepit bones and uncooperative muscles, inability to will the stamina to rise to the occasion, and the creaking temerity of organs unable to muster the vitality of even a decade ago, we submit to the currency of our own destiny.

We can scoff at it; deny it; attempt to defy its residual consequences; and even remain indifferent to its effects; but in the end, mortality demands a say in the matter, and age is like the ravages of time and the echoes of a haunting flaw:  inescapable and unwavering, it creeps up and declares its prominence at the head of the table.  Some feel the effects well before the standard time; others attempt to revolt and rebel until the impervious universe indifferent to human incantations of defiant ineffectiveness simply ignores the pleas of hopeless tumult.

Age comes upon us like that undeniable thief in the night, burglarizing the last remaining hope and hint of a better tomorrow.  Of course, the connotation can be twofold or more:  Of the linear quantification from birth to the present, counting in solar years and seasons of rotational inevitability; or, it can denote a state of moving beyond the halfway point and into the pendulum swing of destiny evidencing man’s mortality.  There are, of course, other meanings – of a certain epoch or period; uses like, “coming of age” or applying it to various methodological interests in placement within a period of history.

For Federal employees and U.S. Postal workers who are contemplating preparing a Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the relevance of the term is multitudinous:  Age in terms of eligibility towards regular retirement; how old, but more importantly, can one continue until retirement age, or will the ravages of time, medical conditions and deteriorating workplace environment lead one to such a decrepit state that to continue on would merely evoke a devastation of any future hope of enjoying retirement at all?

For, when the stated age of one’s linear presence in this universe is far less advanced than how one feels “health-wise”, and the hollow look of hopelessness prevails where the future is merely a black hole of bleakness, another turn of pain and suffering, and no amount of “positive-thinking” will brighten an otherwise dismal perspective, then what would be the point of continuing to struggle just to meet the linear statement of age, but have no joy left to reap its benefits promised?

Preparing an effective Federal Disability Retirement application, to be submitted to OPM, is an option to consider, when age cannot be prolonged to meet the eligibility requirements for regular retirement, and the body, mind and soul are screaming out that one’s career has come to a point where age is no longer a factor in considering whether or not the essential elements of one’s positional duties can be met – instead, the proverbial dawn of an age forthcoming requires that something must give, but age is simply an echoless march of time that hears not such cries of rebellion or protest.

Sincerely,

Robert R. McGill, Esquire