OPM Disability Retirement Lawyer: At What Cost?

The introduction of the “cost-benefit analysis” (CBA) by the French (who else?) is a quantitative approach in determining whether to go forward with a given project.  There are other approaches, of course, but the popularity of such a utilitarian paradigm is especially attractive to Americans, precisely because it allegedly places a determinable value upon the project, endeavor or issue in question.

But not everything in life is quantifiable in monetary terms; and while the CBA approach can take into account complex factors and assign methodologies of evaluating such that otherwise unquantifiable terms can be converted into numbers, the question still comes down to a simple issue of self-reflection:  Is it worth it?

For Federal employees and U.S. Postal workers who have a medical condition, such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s positional duties, a cost-benefit analysis is often taken with a singularly stark question:  Can I survive on the annuity proposed by statutory authority?

But this often ignores a parallel query, just as stark and similarly singular: What other choice is there?  If the medical condition arose as a matter of a work-related incident, certainly the Federal or Postal employee under FERS, CSRS or CSRS Offset should file for OWCP/DOL benefits; but even then, Worker’s Comp is not a retirement system, and there will likely come a time when it is still necessary to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

The unquantifiable factors in any CBA are those more personal, intangible issues which we rarely desire to face:  What will happen if I ignore the present course of settings?  If I continue to work with my medical condition and somehow reach retirement age, what kind of shape will I be in to enjoy my “golden years”?  Will the agency tolerate my reduced productivity, and what will their next move be?

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is never an easy decision, and should not be taken without a thorough and self-reflective analysis; but it is often an approach tantamount to negative-theology which will bring out the true answers to a dilemma — of what will result if one does NOT do X, as opposed to a quantification of values — and provide the necessary framework for a future reference of positive closure to a human condition which always seems, at the time and moment of suffering, to be a calamity beyond mere dollars and cents, and for which the famous Utilitarian Philosopher, John Stuart Mill noted, that actions are right “in proportion as they tend to promote happiness.”

Sincerely,

Robert R. McGill, Esquire

 

Another similar article previously published: Federal Disability Retirement pros and cons

 

 

OPM Disability Retirement: The Quiet Subtlety of Excellence

Failure blares like a discordant trumpet in a confined space with no exit; success flows like the quiet stream on the other side of the mountain, barely noticed.  In law, it is the appeal, and the written order issued therefrom, which receives the attention of the daily press.  Yet, if one pauses to consider:  The reason for the appeal, is the lack of success at the trial court level.

For Federal employees and U.S. Postal workers who suddenly find themselves the target of workplace hostility because of a medical condition which now prevents them from performing one or more of the essential elements of their job, it is often a surprise that they have become a focal point of interest.  The quietude enjoyed for so many years, in relative anonymity, is actually a reflection of one’s outstanding performance throughout the years.  It is because of the threat of departure — of the “failure” to continue to support the agency, or to provide ongoing efficient contribution to the U.S. Postal Service — that results in the sudden and unwanted attention.

Filing for OPM Disability Retirement benefits for the Federal employee or U.S. Postal worker who cannot perform all of the essential elements of one’s job anymore, is an option which must be considered precisely because of the limited alternatives offered or provided by the Federal agency or the U.S. Postal Service.  Health should always be the primary concern; maintenance of one’s health, the focal point of endeavor.

And just as importantly, to maintain that quiet subtlety of excellence in the next important step of one’s life — to prepare, formulate and file an effective Federal Disability Retirement application to the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

All these many years, the Federal or Postal worker has dedicated him or herself to the excellence of combining career, family and personal relationships; when the time comes to attend to one’s own medical difficulties, it is important to maintain and continue that standard-setting record of accomplishments, by ensuring that one’s Federal OPM Disability Retirement claim reflects what has always been known all along, but has only received the murmurings of a muffled fanfare — that quiet subtlety of excellence.

Sincerely,

Robert R. McGill, Esquire

 

Federal & Postal Disability Retirement: It’s a Dog’s Life

Animals are entities we encounter as subjects in a world of objects, but with whom we can have relationships and interactions beyond mere utility; the affection of a dog or similar pet, their importance in one’s life — these are beyond measurable quantification of significance.  But there is a difference in the “other” species; of the immediacy of need, the lack of concern for tomorrow, and happiness determined by thoughts of future occurrences or predicted circumstances.

Looking for trouble (don’t try this at home … these puppies are trained professionals).

That difference is often what determines the linear intractability of human anxiety, as opposed to the fullness of joy seen in a dog or a cat.  Dogs are happy because they are; the present immediacy of their satisfied lives is contained within the existential presence of the here and now.  Worries about tomorrow, or next year; how will we get on with life? What is the meaning of…   These are not tangible concerns which dogs and cats, or other similar species, concern themselves with.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job, those anxiety-filled question impacting future security come to the fore, and begin to haunt.  But that life could be like that of a dog; yet, on the other hand, one need only visit the many animal rescue facilities to conclude that a dog’s life is not always a metaphor for endless joy.

After a long day terrifying JWs, girl scouts and mail carriers, this puppy needs a nap. (This model is the nephew of a former Postal employee and client).

For the Federal or Postal worker, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset, should have some weight of relief as an option for the future.

It is, after all, a benefit which is part of one’s employment and compensation package, but one which is often not emphasized at the initial stages of one’s career.  It provides for an annuity while allowing for employment outside of the Federal Sector, within certain guidelines and limitations.

During a time of medical need, the priority of concerns should always be:  attend to one’s medical conditions; get through each day to the best extent possible; secure one’s future, including filing for OPM Disability Retirement benefits if one is a Federal employee or a U.S. Postal worker, as soon as the need becomes known.

For the Federal and Postal worker, such priority of circumstances is what determines the present and future happiness of one’s existence; for the dog, it is the second of the three which matters, but then, as long as the meal is served, and the after-dinner treat is offered, the wagging tail tells the tale of contentment at the end of a long day’s journey.

Sincerely,

Robert R. McGill, Esquire

OPM Medical Retirement: The Bygone Era of the Single Photograph

It sits upon a private pedestal, prominent for its centrality and foundational focus; it is that which lives are built upon, like the cornerstone which, if withdrawn, unravels the structural integrity and shatters the countenance of teleological significance. But with time, they fade; that which was thought to be timeless and withstanding of mortality, as with all things less than angels but stewards of God’s gifts; and the chemical admixtures which created the bright sheen in the first days thereafter, are now but fading glories of past experiences gathered through a lifetime of memories.

It used to be that photographs were special captives of a moment in time, frozen of significance, and encapsulated by relevance in the important event of a greater life.  The wedding photograph — that serious pose of two people, strangers but for a period of courtship, who stare into the lens where, in a flash of a frozen eternity of bliss, the images reflected upside down represent a commitment beyond mere contractual combining of lives.

Today, with digital cameras, the world is viewed through virtual reality, where experiences are no longer preserved for posterity, but where the perceptual “now” parallels the receptors of immediacy.  An event is no longer captured in a singular photograph; rather, the exponential explosion of the volume of images outpaces the memories which embraced them. But it is the singular moment which is remembered; its importance and relevance constitutes the uniqueness of who we are, what we strive for, and the future foundation upon which we build.

When medical conditions impact a person, the intervening event is a milestone of sorts, for those whose purpose of serious endeavors throughout a lifetime was captivated not by self-interest or preservation of ego, but because the pedestal of relevance mattered.  For Federal employee who suffers from an injury or other disabling condition, where the medical condition impacts the very foundation of a career, and therefore tears apart the fibers and filaments which bind the relevance of a lifetime of accomplishments, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset, the event itself — of having to acknowledge that one’s medical condition can no longer be consistently maintained and managed while working at all of the essential elements of one’s Federal or Postal duties — often represents a fading of that singular photograph kept safe on a corner pedestal of time.

The medical condition itself is a trauma; filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management can be a further time of turmoil, precisely because it is an event of significance: of change, of foundational shattering, and an admission of mortality. Like the bygone era of the single photograph, the career which one chose when once youth beckoned with rash confidence, sits fading with time upon the acknowledgment that one’s medical condition has revealed the extent of one’s vulnerability in a world less caring than once promised.

Sincerely,

Robert R. McGill, Esquire