OPM Medical Retirement for Federal & Postal Workers: The Saddest Story

What makes for a sad story?  What touches us as the saddest story?  Is it a tragedy unexpected — as in, the death of a parent, leaving behind a grieving spouse or partner, and dumbfounded kids?  Or is it the story of a promising young person whose life is cut short by an accident?

Does “fault” matter?  If death or grave injury occurs, does the sadness of the story depend upon whether and to whom one can ascribe blame?  And does intentionality also come in as a factor — of whether the death, injury or unfortunate circumstances resulted from a deliberate and intentional act, or whether it was an “accident” where the event just played itself out without any participatory involvement of the “victim” in a given case?  Or, is the sad or saddest story dependent upon the viewer, the reader, the witness, etc. — of how sensitive that person is, whether he or she possesses an empathic character or one which is somewhat more blunted and callous?

Or, as is more likely — does it depend upon both: Of the story and the receptor in combination to determine the “sadness” of a story or narrative?

In the end, the saddest story combines the elements identified: Of a potentiality cut short; involving circumstances beyond one’s control; where fault cannot be ascribed; and where someone must pay an unwilling price.  Sounds somewhat like a Federal or Postal employee who must file for Federal Disability Retirement benefits under FERS.

Of course, there are greater tragedies — where death and grieving widows are concerned; but one should not discount the plight of the Federal or Postal employee who can no longer continue in his or her career, and must file for Federal Disability Retirement benefits.

Contact an attorney who specializes in Federal Disability Retirement benefits under FERS, and begin the process of preparing, formulating and filing an effective Federal Disability Retirement application, and preparing the Applicant’s Statement of Disability for OPM to ponder the saddest story.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal & Postal Worker Disability Retirement: Slipping Away

When that feeling begins to seep into the cracks of our lives, a certain sense of desperation concurrently sinks in.  Things are slowly slipping away.

We feel that, if it was a large “something”, we could grab it, wrap our arms around it, tackle it, block it — in short, do something to stop it from traveling too far off.  But that sense of slipping away — it is like fading, flowing, melting, dripping — all of some transition of sorts which cannot be mitigated.  It is that slow, incremental disappearance; of diminishment’s progression without the ability or capacity to stop it.

Perhaps we can slow it down; maybe delay the inevitable; procrastinate; steal a few seconds here, a minute there, and sometimes even a full hour — but then, at the end of it all, we know that we cannot continue to rob from the till without being caught from borrowed time.

Medical conditions leave us with that same sense — of a chronic, progressive deterioration which bides its time.

For Federal employees and U.S. Postal workers who believe that your career and time with the Federal government or the Postal facility is slipping away because of a medical condition which no longer allows you to maintain or advance in your job, contact a Federal Disability Attorney who specializes in Federal OPM Disability Retirement Law.

Federal Disability Retirement may be the best option where you are no longer able to perform all of the essential elements of your job.  As a FERS employee, you should know your rights and begin the process of securing your future before it begins to slip away.

Sincerely,

Robert R. McGill
Lawyer for Federal Disability Retirement Applicants under FERS

 

OPM Disability Retirement under FERS: Poet’s Choice

What is it about poets that so many die young?  There are various studies “out there” (just Google it!) which reveal that the suicide rate amongst poets is significantly higher than in other professions.  The emotional tragedian — of the person who views the world through a lens of subjective creativity yearning for romanticism in a reality of harsh ugliness — is a person who cannot fathom the contrasting loss of beauty.

Is there, within the profession of a poet, those who engage the traditional iambic pentameter as opposed to some formless, free-flowing approach (i.e., E.E. Cummings?) where the statistical significance varies?  Or is it indiscriminately indifferent across the board?  Is it because constant rumination within a subjective universe of human thought leads to greater mental instability, or is it something more fundamental and elementary— like the frustration of trying to find the “perfect word” to rhyme?

Do poets search for rhyming words like the rest of us do?  You know — where, for example, take the word “fought” and then in our minds we go down the list of the alphabet — bought, caught, (skip D, overlook E because it is a vowel; “fought” we ignore because we just used it; got, hot, skip I, etc.) — or does the word naturally flow for the poet?  In the end, is it rumination which leads to a state of being distraught, or the realization that the art of poetry cannot be reconciled with the chaos of this universe?

For Federal employees and U.S. Postal workers who have realized that a medical condition will not go away, and where the poet’s choice of words to describe the frustration in dealing with one’s job, career and inability in reconciling the medical condition with continuation in the Federal or Postal career cannot be grasped, it may be time to prepare, formulate and file an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management.

Most of us realize that poetry exists not amongst people, but within the ethereal universe of hopes and dreams, and when a medical condition jolts us into the realization that beauty resides not in a job or a career, but in the human relationships we form over a lifetime, then we also come to understand that health is more important than a Federal job or Postal career.

Consult with an experienced attorney who specializes in Federal Disability Retirement Law and focus upon the beauty of health, and not the poet’s choice of despair.

Sincerely,

Robert R. McGill, Esquire

 

OPM Medical Disability Retirement: The stain of knowledge

Both remain with us; and like innocence which, once tarnished, refuses to be whitewashed, they cast a looming shadow of irreversibility upon the fragile tissue of one’s psyche.  Stains endure; knowledge persists; and once the two combine, the stain of knowledge never relinquishes its hold, whether ugly, radiant, gnawing or insidious; neutrality is rarely a chosen point upon the spectrum of unraveled ignorance.

You can ignore knowledge, and yet it surfaces from deep within one’s consciousness and reveals itself in dreams, nightmares, moments of openness and times of clarity.  You can also ignore a stain, but others take furtive glances, smile to themselves and shake their heads behind your back.  And that stain — like the indelible inkblot which smears and spreads — continues to haunt and follow no matter the number of attempts to outrun it.

For Federal employees and U.S. Postal workers who suffer from a medical condition, where the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the stain of knowledge is that realization that one cannot continue in the career of one’s choice, and it is the realization itself that then prompts one to consider the alternatives faced: To stay, which is becoming increasingly impossible; to resign and simply walk away, which is never an intelligent option; or, to file for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Sometimes, knowledge comes in bits and pieces; at others, in a rush of overwhelming force; but when the stain of knowledge remains like the gnawing feeling that forebodes of anxious anticipation, it is time to consider options that previously may have seemed like an inkblot upon an otherwise stellar career, and consider filing for Federal Disability Retirement with OPM.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: Not the storybook tale

It has been widely commented upon, by naysayers, essayists and various commentators upon life’s winding course of pessimism, cynicism and some rarefied sprinkling of optimism, wherever the “isms” will take us: we are crippled from an early stage of life by being fed Fairytales and Fanciful Fantasies, and then pushed out the door to deal with the reality of the real world, which are NOT like the storybook tale.

Why the disconnect?  Wherefore the disjunctive between what we grant to our children in contrast to the objective world?  Do we witness any of the other species in this Kingdom harm with such aplomb their youngsters – where birds “cruelly” push their young tots out of the nest to force flight even if not quite ready; where predators abandon their herds and hoards to survive on their own – by first saying: “Now, now, kids, I am going to tell you a lie, then have you live in the early phases of your life only to be disappointed by the reality of what you will be facing”?

No, the human species is one of a kind; but then, we have the capacity of linguistic elasticity – a tool that others are (fortunately) not weighted down by.   Isn’t that the story of politics – of saying things that will never come to fruition, promising acts that cannot be accomplished, and declaring facts that are merely alternatives to objective reality – just so that votes can be accumulated and enemies can be identified?

It is well that human beings can fantasize and live in an imaginary world, because otherwise we would all go insane if we had to encounter the reality of the objective universe around us.  What of Marx’s dictum that religion is the opiate for the masses – if true, where are we today, inasmuch as religion is no longer a cohesive foundation in most people’s lives; and, if false, what has replaced it as the dulling effect for survival’s continuation?  Is it the flag, the Constitution, the hope founded upon a Lottery Ticket, or perhaps the greater indication of that which is not an analogy or a metaphor, but the reality of heroin addiction that is a growing menace?

Perhaps, after having tried everything else, the opiate itself is not just some proverbial reality, but the real thing itself, and that is why the problem grows exponentially.  Perhaps, we have come to a point where we realize that the fairytales told and the reality faced cannot be reconciled.

For Federal employees and U.S. Postal workers who have had a long and productive career, but where medical conditions have more recently impeded, debilitated, and ultimately prevented the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal position, perhaps the realization has come to the fore that the storybook finish line doesn’t quite match up with the reality of one’s present situation.

That’s okay.  You’ve earned the right to view reality “as it is”, as opposed to the fond remembrances of fantasies and fairytales.  Yet, don’t become too entrenched in a negative perspective; for, the objective reality is more likely somewhat involving greater balance, and preparing, formulating and filing an effective Federal Disability Retirement application, to be submitted to the U.S. Office of Personnel Management, is not the end of one’s professional career, but merely another beginning.

Many have gone on beyond a Federal Disability Retirement and started new careers, initiated fresh vocations and enjoyed a second or third phase of life. It is somewhat like a marriage, a divorce and then a remarriage. Perhaps it is not the storybook tale written by some, but it can be one that is written by you.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: Requisite Sense of Control

Most of us require a semblance of self-determination, if only to conceal the inadequacies and keep at bay the disasters which portend, or pretend, whichever the case may be.  By controlling circumstances, we believe that we can maintain prevention of crisis, pre-determine the outcome of expectations, and squirrel away the hesitations and insecurities controlling us in our lives of desperate needs.  But life has a way of defying the macro-minutiae of the limited universe within our reach and immediate control.

Mastery of life is difficult to attain; just when we thought we had grasped the foundational principles of life and living, old age sets in, and the youthful vigor dissipates, like the ethereal dust of residue left behind by the flight of angels.

For Federal employees and U.S. Postal workers, it is that sudden onset of a medical condition which nags and refuses to go away, which becomes the harbinger of things to come.  Agencies and the Postal Service tend to be “meddlers”, and once a particular Federal or Postal employee becomes the trigger-sighted individual, the stray bullet that travels is normally not too far behind.  Loss of control, or the abandonment of a requisite sense of control, is derived when agencies target, and when adverse actions are issued, a PIP is imposed, and leave restrictions commanded.

Filing for Federal Disability Retirement is an option which is a viable avenue to pursue, precisely because it attains and reasserts that requisite sense of control, by securing a needed annuity for some semblance of financial security and stability.  OPM Disability Retirement is also a means of re-focusing one’s life upon the priorities which matter — such as one’s health and well-being, so that the harassment and hostility at work will cease.

But the long road in preparing, formulating, filing and waiting upon a Federal Disability Retirement application, filed ultimately through, and decided by, the U.S. Office of Personnel Management, is another bureaucratic morass which — for a time, at least — will feel like entering another and surreal universe where one’s destiny is in the hands of another: OPM.  But in life, as in the parallel universe of the absurd, one must first lose control in order to gain the requisite sense of control.

Sincerely,

Robert R. McGill
OPM Disability Attorney

 

Federal Disability Retirement Law: Fool’s Gold

Pyrite is often the element mistaken for gold, with its bright yellow appearance and shiny, reflective compound.  Why a given mineral is determined of greater value than another of similar appearance is a complicated affair, encapsulating economic principles of supply and demand, the fungibility and replacement feature of one over the other, and the plain fact that the elemental differentiation itself constitutes “real” versus “fake”.

It is, in history books, novels and plays, a metaphor for greed, corruption, ill-fated endeavors, and motives which propel obsessions of determined failure and futility.  For that which we seek with a blind eye, we end up becoming blinded to.  During the course of a career, one can often lose sight of why we were working towards a goal, the values which we once cherished, and the reasons for our very essence and being.

For the Federal employee and the U.S. Postal worker who suddenly finds himself or herself with a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s positional duties, the metaphor of the fool’s gold is an instructive one.  For, to pursue one’s career at any cost, is ultimately a fool’s errand; and when the price to pay is one’s own health, such a continuing act of futility can result in greater calamity than necessitated by one’s progressively deteriorating circumstances.

Priorities in life always have to be readjusted, in order to accommodate the unexpected vicissitudes of life’s challenges.

For Federal employees and U.S. Postal Workers, the work is important for most, and is a “high priority” in order to accomplish the mission of the agency or the Postal Service; but when one’s health contraindicates the priority of one’s Federal or Postal career, a change of venue should be considered, and filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is an important first step in making sure that the proverbial pot of gold one once sought, has not been replaced by the mirage of fool’s gold, lest the leprechaun who mended your shoes is caught during the process, in which case the three wishes granted may override the need to reshuffle one’s priorities.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement Law: The Balance of Information

Most administrative entanglements involve some measure of balancing.  How much information to provide; determination of that which constitutes satisfaction of the request; whether, and to what extent, the information is sufficient to complete the transaction; and other similar analytical evaluations prior to submitting the compendium of data.

For Federal employees and U.S. Postal workers struggling to complete a Federal Disability Retirement application, first through one’s agency (if still on the rolls and not separated for more than 31 days), and then directly to the U.S. Office of Personnel Management (unless one has been separated from Federal Service for more than 31 days, but not more than 1 year, as all Federal Disability Retirement applications must be submitted within 1 year of being separated from Federal Service), the key component and measure is the effectiveness of Standard Form 3112A — the Applicant’s Statement of Disability.

The act of balancing begins upon an initial review of the questions posed by SF 3112A.  While other forms require basic information concerning one’s personal data and the agency for whom the Federal or Postal employee works (e.g., SF 3107 series, including Schedules A, B & C), the SF 3112A is the linchpin of it all.  Care should be taken in answering the questions; reflection upon the character and extent of the data provided; editing and review of any final submission.  Too much, or too little.

The Goldilocks principle should always be applied, and when served in just the right amount, the true test of the balance of information has been finally met.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The Other Side of Work

The entanglement of work with value and worth is an inescapable aggregate of custom, upbringing, time spent, and the egoism of leaving some indelible mark upon an otherwise implacable universe.  Where work resulted in income, and income the cumulative wealth of a lifetime, the driving force behind it never mandated the fury of necessity.  Of course work has always been tied to livelihood; that is a given.  But when the doors for credit, mortgages exponentially exceeding an imbalance beyond capacity to repay, and the idea became accepted that luxury need not be left for tomorrow, the slavery of bonding work to worth became an unworthy concept.

Then, when a medical condition begins to impact one’s ability to perform all of the essential elements of one’s job, the fear and trembling for future needs begins to encroach.  For Federal employees and U.S. Postal workers who find that a medical condition is having an effect upon one’s performance of work, the reality of potential alternatives must be faced, and quite quickly, lest the other side of work, like this side of paradise, leaves one with neither work nor income, but a bleak future without either.

Filing for OPM Disability Retirement benefits, whether the Federal or Postal worker is under FERS, CSRS or CSRS Offset, will take time to develop, submit, and wait upon in order to receive a decision from the U.S. Office of Personnel Management.  It is a complex bureaucratic process with multiple administrative facets.  The reality of needing to file, however, should never be confused with the bundled confusion one has concerning worth, work, and the value of one’s contribution to society.  It is the medical condition itself, and attending to the symptoms and effects of that which one never expected, asked for, nor desired, that must be focused upon .

Some things in life are, indeed, worth of greater value than work, and the value placed upon the other side of work will determine the course of one’s future, whether of joy and love, or of further puzzlement beyond the imprint of time spent without one’s family.

Sincerely,

Robert R. McGill, Esquire