OPM Disability Retirement Law: The Village

On the political spectrum, conservatives scoffed at the idea (represented as a target of a book written by a hated political figure on the left); and liberals constantly embraced the idea, despite repeated labeling of socialism and unwanted interference from others.

The idea of the “rugged individual” as opposed to a cradle-to-cremation nanny state — the conceptual opposites are characterized by the false narrative of extreme choices, of a disjunctive which is no longer applicable, and a failure to have a productive discussion.

Most people actually hold dear the idea of a “village” — of a caring and close community.  On the other hand, most people also want the opportunity to be able to become “successful” without the burden of over-taxation and government interference.  Can both be concurrently established?  Can a balance be attained?

Federal Disability Retirement is a paradigm for that balance.  For, while it pays an annuity to the Federal retiree based upon a disability which prevents him or her from performing one or more of the essential elements of the Federal or Postal job, yet it allows for that individual to remain productive and go out into the private sector and make up to 80% of what his or her former position currently pays.  It is a system whereby “the village” allows for both — an annuity from the “nanny state”, and an allowance to remain productive and “successful”.

Contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law, and consider whether or not you can qualify for entrance into the Village.

Sincerely,

Robert R. McGill, Lawyer

 

OPM Disability Retirement Attorney Help: The Story to Tell

We all have one.  The younger generation who are just beginning to get married and have kids of their own, are now asking of their parents to write them down for posterity’s sake.  Yes, there are history books telling of each generational challenges, but from whose perspective are they being told?

The “personal” account — of the “I” in an experience of living within a cultural period of recognizable segmentation of events unfolding — is what people yearn for.  More than ever, now, with this pandemic and the changes imposed upon our society, the individual perspective of the person whom we “personally” know, becomes all the more poignant and relevant.

For Federal employees and U.S. Postal workers who suffer from a medical condition and are contemplating filing for Federal Disability Retirement benefits under FERS, there is a story to tell — of how the medical condition impacts one’s ability and capacity to perform his or her job; the need to hide one’s inability because of the fear of ensuing harassment; the stories which never “tell” the truth, such as performance ratings and official position descriptions which fail to detail the exact nature of one’s job, etc.

Contact an attorney who specializes in Federal Disability Retirement Law and begin the process of storytelling — of one’s Statement of Disability on form SF 3112A.

Sincerely,

Robert R. McGill, Esquire

 

Federal Medical Retirement: To Begin With…

Every endeavor begins with that.  Go to a class, a seminar, a “How to” video, and while the words may vary in form, the basic content of each must by necessity introduce the newcomer with, “To begin with, you must take the …”.

We are all beginners at some point in our lives; then, when a project, activity or some form of vocation begins to become “second nature”, we forget that we once struggled with the assignment, felt lost in the complexities of the endeavor and often sensed that competence in the field would never come about.  There is often that “aha!” moment which we have long forgotten, where the transcendence from ignorance to knowledge occurs in a subtle, almost imperceptible manner, and when that happens, we take on the amnesiac’s role of those first words, “To begin with…”

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, it is important to understand that the laws governing Federal Disability Retirement begins with some initial but crucial steps in preparing, formulating and filing an effective Federal Disability Retirement application, to be filed through the U.S. Office of Personnel Management under FERS.

Don’t be intimidated by the complexities inherent in the bureaucratic morass involved; rather, consult with an OPM Disability Attorney who specializes in FERS Disability Retirement Law, and start with the admonition that all such complexities must begin with: “To Begin with…”

Sincerely,

Robert R. McGill, Esquire
Federal OPM Disability Attorney

 

FERS & CSRS Disability Retirement: That wretched attachment to life

The theoretical construct proposed by Darwin has proven itself many times over, according to evolutionists, since his initial dawn of delineating the “origins” of our existence; the urge towards existence, of remaining, of “being” as an instinctive component that cannot be denied, has become merely an accepted and acceptable normative paradigm of modernity.

In many ways, the inherent attachment to life itself is the basis of a wretchedness that leads to self-destructive behavior; many of us hate ourselves and do things that hurt and harm – a mode of self-immolation and Western-style seppuku that results in self-medicating devices encapsulating the spectrum from overeating, alcoholism, multiple partners and spreading of diseases untold; or, on the other end of the extreme, of become vegetarian, vegan, health-fitness-exercise-cosmetic-surgery and everything else to stay young and vibrant.

That wretched attachment to life cannot be avoided; it is who we are and the essence of our very being.  Is there such a thing as an “unhealthy” attachment to life?  It is all well and good for Camus to write about the Myth of Sisyphus and the need to turn away from self-annihilation before being able to live an “authentic” life; he was handsome, a pretty good writer, and French (or, actually, Algerian) to boot, and his only competition was a near-blind ally who was close to incoherent in philosophical discourse (i.e., referring to Sartre, of course).

But back to the idea at hand – of that wretched attachment to life.  We see it in old people attached to mechanical apparatus to prolong it; of humanism and even religiosity that remains suspicious as to whether there is truly anything else in the great “beyond” after death; and so we cling to life at all costs.  What would be the alternative?  To live a quality-filled, balanced existence? We sometimes forget why we became what we are today, and become steeped too deeply in the troubles of everyday existence.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition becomes the focal point of existence itself, there is a double whammy: Of the chronic and often debilitating medical condition itself, as well as worrying about and contending against the daily harassment and adversarial threats initiated by the Federal agency or the Postal facility, and it often becomes so burdensome that one wonders as to that wretched attachment to life.

But always go back to basics, to the foundation of Darwinian essence: Life is, indeed precious, and sometimes it takes a different sort of step in order to regain the balance in life that is needed.  Filing for Federal Disability Retirement is merely that step in order to reorient one’s self for a future course of life.  It is a means to an end, where a Federal Disability Retirement allows for the Federal or Postal employee to separate and retire with an annuity, then to consider one’s future after attending first to the medical conditions one is suffering from.

In that sense, that wretched attachment to life is more akin to the Hindu concept of reincarnation, where obtaining a Federal Disability Retirement through OPM is like returning to this life in a different form, and becoming resurrected from the ashes of the metaphorical Phoenix to live another day.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Disability Retirement: The Little Engine that Couldn’t

It is an educational tool utilized to impart upon children the value of hard work and unfettered optimism, but one wonders, At what point should the harsh realities of the world be included?  How, sometimes there are situations where the obstacles are so great and the conspiratorial caverns so deep that the graph of upward mobility is but a mere mirage in life’s cycle of certitude. The balance between the benefit of maintaining optimism in the face of adversity, and tempering unrealistic expectations, is a scale of justice which is delicately configured throughout life.

While the tale of the Little Engine that Could represents the cultural and societal impetus for encouraging work, fair play, persistence and a positive attitude, some of life’s obstacles serve to cut short the capacity and ability to achieve stated first goals.  Medical conditions tend to do that.  Whether primarily physical or secondarily psychiatric, or inversely impacted, a progressively debilitating medical condition saps the self-confidence of the individual, and eats away at the abilities of the patient.

For Federal employees and U.S. Postal Service workers, when a medical condition begins to prevent the Federal or Postal worker from performing all of the essential elements of the positional duties of the Federal or Postal employee, consideration must be given to one’s future, and that future planning should include filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

Eligibility for OPM Disability Retirement benefits encompasses all Federal and Postal employees, whether one is under FERS or CSRS, so long as the Federal or Postal employee has met the minimum eligibility requirements: 18 months of Federal Service for those under FERS, and 5 years for those under CSRS (which is essentially assumed that anyone under CSRS already has at least 5 years of Federal Service).

Further, if the Federal or Postal employee is still on the rolls of the agency or the U.S. Postal Service, or has not been separated for more than 31 days, then the Federal Disability Retirement application must be routed first through one’s Human Resource Office of one’s Federal agency or the U.S. Postal Service (for the latter, the central processing point for all Federal Disability Retirement applications for Postal Workers is located in Greensboro, N.C.), then to the U.S. Office of Personnel Management in Boyers, PA.

Implicit in this requirement, of course, is that there is a “Statute of Limitations” as to filing a Federal Disability Retirement application.  All Federal Disability Retirement applications must be filed within 1 year from the date of separation from Federal Service.  Thus, if a Federal or Postal employee is terminated, or has resigned, and a Federal Disability Retirement application is filed, the (now former) Federal or Postal employee must file within 1 year of the date of separation — but if separated for less than 31 days, then through one’s former agency or U.S. Postal Service, and if over 31 days, then directly to Boyers, PA, which is the “intake” processing office for OPM for all Federal Disability Retirement applications.

Whether the Federal or Postal employee ever read or heard tell of the tale of the Little Engine that Could, the time for filing for FERS Disability Retirement benefits is when that proverbial engine gives out, and when life’s harsh realities turns the story of optimism and hope into a pragmatic approach in order to secure one’s future; for, sometimes, life accords engines which need fine-tuning, and medical conditions represent just that sort of mechanical need, for the Little Engine that once Could which turned into the Little Engine that Couldn’t.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Employment: The Indeterminate Deterioration

Some events come with it a specific date, and even a time; others, within a span of identified moments and blocks of weeks, sometimes months; the rest, undetermined, unspecified, like the lost soul who wanders the traversing echoes of eternal reverberations left to the sifting cleansing of a foaming ocean washing and lapping, ever repeating the comforting sounds of surf and salt strolling like the footprints gone in the sands of countless castles disappeared.  But that medical conditions would conform to the science which attempts to treat, and approach one with technical precision and certitude.

When did you first notice the symptoms, the kindly doctor asks, as you scratch your head and stutter forth an incomprehensible gibberish of a response.  A similar question is posed on SF 3112A, concerning the “date” (approximate) the Federal or Postal employee became disabled from one’s position.  How does one answer such a question?  Fortunately, it asks not for a day or time, but merely the month and year, and to that extent we can be thankful for its inherent foresight.

For Federal employees and U.S. Postal workers who attempt to answer this question without much thought or reflection, be forewarned and with a hint of suspicion; trap doors abound everywhere, and while one may overstate issues like the paranoid cousin who points a telescope not at the moon and stars, but directly at the next-door neighbor’s bedroom window, it is well to consider carefully the answer to be given.

The context of intermingling meanings:  Was it during one’s tenure as a Federal or Postal employee (for those separated but contemplating filing within 1 year of being separated from Federal Service)?  Will it prompt the question, Does the medical condition last for a minimum of 12 months, including the time encapsulating the prognosis of the doctor?  Does it coincide with any event or issue arising at work?  Does the date identified precede any adverse action promulgated by the agency or the U.S. Postal Service?  Truth is always the guide for integrity in all cases, but the reality of a medical condition is that time is often discovered on a spectrum, where chronicity and deterioration spans over many months, and often years.

To pinpoint is to be precise; but where deterioration is progressive and indeterminate, the fading sounds of an unspecified echo which bounces from cave walls to the expansive skies beyond the realm of certainty, the date recognized may be one which floats and fades like the dust of angels left as a residue of virtue.

Sincerely,

Robert R. McGill, Esquire

Postal & Federal Disability Retirement: Adrenal Fatigue

One need not be officially diagnosed with Addison’s Disease in order to incur the wrath and ravages of adrenal insufficiency.

Life’s multiplicity of compounding and complex stresses; exhaustion beyond merely feeling “run down” or otherwise out of synchronized balance from everyday feelings of adequacy; a sense of profound fatigue, where cognitive dysfunctions develop, and where symptoms of falling asleep at meetings, where the world appears at times to become a distant echo chamber and what others view as a normal pace appear in dizzying fashion of incomprehensible clatter of distractions; and where visual disturbances occur systematically as one attempts to view the computer screen and perform work which, in previous times, was merely mundane and monotonous, but now requires an effort beyond sheer force of will.

Does modernity and technological stress contribute to medical conditions which may have no name, and often defies pigeonholing because of the mysteries of the human body and psyche?  A broken arm is easy to identify, and normally just as correctable; a cervical or lumbar disc degeneration, perhaps a bit more complex, but often manageable; chronic pain, but for a parallelism between objective testing and pain points, sometimes an anomaly; psychiatric conditions, of greater mystery which has become too often a pharmacological corridor for treatment modalities; but where profound and intractable fatigue more often than not is beyond the capacity to be diagnosed.

However one characterizes it — of adrenal fatigue, insufficiency, chronic fatigue syndrome, or other designations of type; it is ultimately the reality of the daily toil and turmoil with which the patient must contend.  For Federal employees and U.S. Postal workers who experience such a state of physical and psychiatric condition, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, may be the best and only alternative available.

In the end, adrenal fatigue may be more than an endocrine imbalance; there is often a complex component where multiple medical conditions ravage the body and mind, and as with so many issues in law and life, there is a vast chasm between having a medical condition, being properly treated for the condition, and proving one’s medical condition in law such that one can be found eligible for Federal & Postal Disability Retirement benefits through the U.S. Office of Personnel Management.

Fatigue, whether of the adrenal kind or of resulting impact from a lifetime of stresses, is a basis for Federal OPM Disability Retirement; attending to the condition should always be the first order of business; proving it, the second and subsequent thereafter.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Lawyer: The Wear of Medical Conditions

Some words have constrained, limiting and restricted meanings, available only in esoteric whispers of academic thunderings; others, of common and every day usage, but through monotony of repetition and sheer ordinariness, loses any luster of royal patronage; and yet others, because of the expansive and varied contextual applications, can be applicable afresh, when needs require service of exposure.

One can “wear” clothing; “wear” glasses or a smile; or pass the time tediously, as in, “The minutes wore onward with a tired sense of sadness”.  The word applies also when a person or object begins to diminish, to fatigue, or to slowly fade.  Medical conditions tend to do that, like worn furniture in a house dilapidated by time, where the tiredness of untempered souls and toils of life’s encounters begin to tear at the timeless tokens of tapestries, and one begins to give in to fatefulness.

For Federal employees and U.S. Postal workers who wear the face of normalcy, but who must contend not only with an underlying medical condition, as well as the hostility of a workplace and a world which grants no empathy, filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is often seen as a surrender of sorts, a wearing of the proverbial white flag, and an admission and acknowledgment that time has worn the welcome of a bright future.

The wear of medical conditions indeed warrants a respite from the world of turmoil, and a more positive outlook is to simply grant the world its due, and instead to realize that filing for Federal Disability Retirement benefits is merely to access an employment benefit which is merely part of the larger employment compensation package signed on to at the beginning of one’s Federal or Postal career, and in accessing the benefit, as nothing more than to assert what is available.

To contend with the wear of a medical condition is a weary challenge; to wear one’s welcome is to withstand unnecessarily.  Wisdom is to recognize one’s time and to wear the wisdom of time when welcomes wither.

Sincerely,

Robert R. McGill, Esquire