CSRS & FERS Medical Disability Retirement: Stuck in Time

Each of us embraces an era, a period, a slice of time with which we relate to, have fond remembrances of, or for whatever quirky reasons, possess an affinity or attachment to.   Perhaps it is the Fifties, with its stodgy reputation for conventionalism; or the radicalization of the Sixties; via music, movements, political upheavals or cultural phenomena, certain time periods seem to have a hold upon people, depending upon personalities, upbringing, backgrounds and interests.

There is nothing wrong with such creative time travels; it is a recreational endeavor of which we all engage; of watching movies, about which we read books; or even some will don a piece of clothing, such as a bow tie or a style of shoes.   Enjoying a time period can be a soothing leisure activity, often without being conscious of the affinity and connections itself; but it is when we become stuck in time, that problems arise.

That is often how a medical condition pivots a person; unexpectedly and unpreparedly, a chronic, progressively deteriorating medical condition will freeze a person’s family, career, goals and aspirations in a period of time, unable to get unstuck or have the flexibility and options necessary for forward movement or progress.

For Federal and Postal employees, the alternative of filing for and obtaining Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS or CSRS, allows for the potential capacity to become unstuck again.

Imaginary time travel, for purposes of recreational activities, can be an enjoyable past time; but when one becomes stuck in time involuntarily and through unforeseen circumstances, getting stuck in time becomes a pathway of unforgiving proportions which must be maneuvered out of.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement for Federal Workers: Back Pay

In preparing, formulating and filing for Federal Disability Retirement benefits under FERS or CSRS, it is important to focus upon the first of the three — preparing.  Preparation often involves thought, reflection, and contemplation.  Formulation requires action; and filing and the time thereafter requires patience.  

In preparing, one must address the issue of how best to survive the lengthy process — does one have sufficient accrued sick leave?  Can one survive without pay and take LWOP during the (potentially) 8 – 10 month process?  Will one be allowed to continue to work, even in a light-duty capacity?  If the latter, then it should be kept in mind that when a Federal Disability Retirement application is approved, such an approval will provide for back pay all the way back to the last time a Federal or Postal employee was paid by the agency — whether it is a dollar, a hundred dollars, or a full paycheck.  

Thus, while acceptance and receipt of donated leave is often desirable, the time of having taken LWOP for any period of time will be negated with the last day of pay.  For example, if a Federal or Postal employee takes several months of LWOP, then accepts a pittance of donated leave, that time of LWOP is lost — for, again, back pay is paid only to the “last day of pay”.  Considerations to be reflected upon when preparing to formulate and file for Federal Disability Retirement benefits under FERS or CSRS.

Sincerely,

Robert R. McGill, Esquire