Federal Disability Retirement Application Denied: The Response

How do we learn how to respond?  Are all responses appropriate?

If a person you pass along the street says, “Hi, how are you doing?” — is the appropriate response to actually stop and give an hour-long dissertation about your life history, how your cat recently was run over by a car, and about your kid’s problems in school?  Or, do we just tip our head with a quick nod and respond with: “Good. Have a nice day”?

And of that irritating car in front of you in a one-lane road going 25 mph when the speed limit is 50 — do we honk aggressively, try to pass even though there is a solid yellow line, and finally accelerate illegally on the shoulder, on the right side, and speed past him?  Of course, when the police officer stops you and tickets you, it is hardly a response to say, “But officer! He was going 25 in a 50 mph zone!”

Every society possesses established conventions to follow, and “appropriateness” is generally defined by recognition of, and adherence to, such conventions.

And to an OPM Denial in a Federal Disability Retirement case:  Do you write a long dissertation and attack each point — or do you call a Federal or Postal Attorney who specializes in Federal Disability Retirement Law?  Or, even if you haven’t filed, but you know that you cannot reach retirement age because of your deteriorating health — do you just submit a letter of resignation and walk away?

No; the proper response is to contact a FERS Disability Retirement Attorney who specializes in Federal Disability Retirement Law, and to discuss the strategy and the proper response in order to file an effective Federal Disability Retirement application to the U.S. Office of Personnel Management, under FERS.  For, in every endeavor of life in this complex world of conundrums and perplexities, there is a “response”, and then there is the “proper response”.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Attorney Representation for OPM Disability Claims: Steps of Deliberation

Steps of deliberation must be taken to accomplish anything.  By deliberation is meant: A plan based upon knowledge; actual progress towards a goal; a recognition of the strengths and weaknesses of a case; and the application of any and all advantages which can be engaged.

Obtaining a Federal Disability Retirement annuity requires those steps of deliberation: Knowledge of the process; steps toward the end-goal; assessment of the legal criteria and their applicability; citing of past case-laws which possess persuasive influence in arguing your case.

Consult with a FERS Disability Lawyer who specializes in Federal Disability Retirement Law, and begin actually moving forward in the steps of deliberation which will result in a successful outcome.

For, it is those first steps of deliberation which determine the course of one’s future, and Federal Disability Retirement is ultimately nothing more, and nothing less, than securing one’s future by stabilizing your financial outlook in a retirement you have worked so hard to obtain.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement from OPM: Factors Not Considered

They are the ones which delay and defeat; those factors not considered which, had consultation with an expert been considered beforehand, might have saved both time and money in accomplishing the very goals which one expected in the first place.

The factors not considered will ultimately rear their ugly heads at the most inopportune of times; for, they are the obstacles not contemplated, the impediments unforeseen, and the problems unsolicited.  It is precisely the factors not considered which are avoided and circumvented for which we pay the “experts” to predict, foresee and forestall; and that is where expertise is precisely the worth one pays for.

For Federal employees and U.S. Postal workers who suffer from an illness or injury such that this medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, it is important to consult with a Federal Disability Retirement Lawyer in order to consider the factors not previously considered.  For, once OPM sees something — an issue not addressed, a statement unintended, a document unsolicited — you cannot put blinders on them.

It is precisely the factors not considered which must be considered; and by consulting with a Federal Disability Retirement Attorney, you will lessen the chances that those factors not considered will pass through the gates of opportunity, which can close with sudden rapidity.

Sincerely,

Robert R. McGill, Esquire
FERS Medical Disability Attorney

 

FERS Disability Retirement for Federal Employees: What to Do

It is both a question as well as a concern; a reflection, a statement of loss; a somewhat neutral muddle; like being stuck in quicksand and not quite knowing whether to move or to remain still.  There is a pause right after the words are spoken; an uncertainty, even a feeling of paralysis.  When confronted with a complexity, the query itself may have to be set aside, thought about, reflected upon, pondered for a time.

Often, the best “next step” is to consult with an expert in the field; for, the mere query itself, of openly declaring — and not necessarily with a question mark following — of “What to do” provokes a prefatory consideration that the puzzle was too great to tackle in the first place.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prompts the query, “What to do?”, the first step in the process is to consult with an attorney who specializes in Federal Disability Retirement Law.  The OPM Disability Lawyer who specializes in Federal Disability Retirement Law will be able to guide the Federal or Postal employee into the next steps, and the first steps are often the most crucial in the long and arduous journey through the thicket of OPM’s bureaucratic maze.

Sincerely,

Robert R. McGill, Esquire

 

Federal Medical Retirement under FERS: Giving Up

It is, and historically has been, an option of last resort.  There are those, of course, where it is simply never an option; at whatever cost; sacrificing whatever means; it is simply not a consideration to be entertained.  Is such a “principled” approach ingrained within the DNA of an individual, or is it merely a trifle of stubbornness which prevents a person from giving up?

It is certainly not a character trait which is taught; in fact, more of the opposite is true.  We tend to teach our children the pablum of perseverance: “Keep at it, and one day you will…”; “Don’t give up; you’ve only just begun” (a paraphrased lesson for young children of what the American revolutionary, John Paul Jones, purportedly stated, “Surrender?…I have only just begun to fight!”); and other such lessons where the fine line between intelligent perseverance and fatalistic stubbornness must often collide.

Yet, there surely are times when it is prudent to give up — and perhaps come back to fight another day.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows the Federal or Postal employee to perform all of the essential elements of his or her position, “giving up” may be a matter of filing an effective Federal Disability Retirement application, to be filed with the U.S. Office of Personnel Management.  Of course, “giving up” may also be the thought when the U.S. Office of Personnel Management denies a person’s FERS Disability Retirement application, as well — but in the opinion of this writer, that is the time when the approach of John Paul Jones should be taken.

Consult with a FERS Disability Attorney who specializes in Federal Disability Retirement Law, and consider whether or not “giving up” is a prudent option to consider, given your unique circumstances.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement Benefits: The mud of life

Do we treat it like the fun of Play-Doh, or of unwanted waste that we screw up our faces in disgust and come crying to wash it off immediately?  What were we like as children – uncaring, carefree, without a mind to the soil that we mix with water and other wet substances about and around the orifices of human cavities; or, with a hint of a smidgeon that lightly touched upon the soles of our shoes, did we come crying to return to an antiseptic precondition of artificiality?

The mud of life is the stuff of movies; we can romanticize it, serialize it into a best-selling paperback novel (skipping over the formality of a hardback in order to sell to the masses), and even turn it into a weekly television series; but in the end, what it means is that we are stuck in a rut at a gas station in the middle of a desolate desert with no money and no prospects.

That is the metaphor of the phrase itself; there is little hope and even a fewer scintilla of a possibility of a potentiality to hope; many times removed, the mud of life is that period that we all hit now and again, where movement forward will never occur, and misery is the fated future forever and a day, beyond the drudgery of an eternity of toil, like the Myth of Sisyphus when the gods condemned him to an existential angst of eternal turmoil.

What can be done about the mud of life?

Like the quicksand in old jungle movies where the thrashing victim is unable to recognize that the greater the exertional motions applied, the sooner the doom of drowning, the best that one can do is to simply plod along, place one foot in front of the other, and somehow manage to get through each day.

Medical conditions tend to do that; they remind us that the mud of life comes more often than we want to realize, and it can be a state of earthly hell without the promise of tomorrow’s paradise.  Enduring it is the best way to get out of it, and then to systematically plan to move beyond.  But what constitutes the “beyond” is the question, for many.  Medical conditions make us realize that there is little point in tomorrow if you can’t even get through today; but even in that moment of being stuck in the mud of life, it is important to plan for tomorrow, if only because it allows you to get through the drudgery of today and seeing beyond to a point of some hope for the future.

For Federal employees and U.S. Postal workers who suffer from just such a mud of life, where a medical condition is preventing the Postal or Federal worker from performing one or more of the essential elements of his or her position, the way out of the mud of life may be to prepare, formulate and file an effective Federal Disability Retirement application with the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset.

Whether you were once a kid who loved playing in the mud, or came crying home because of the dirt of earth’s detritus, as an adult it is time to plan for your future, and preparing an effective Federal Disability Retirement application may be the best first step to move forward and wash away that mud of life’s misgivings.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: How we treat one another

Separation, distance, objectification and electronic means of communication; the loss of human emotions in the very living of life, where the organic has become equivalent to the android, where the original concept encompassed an admixture of synthetic humanity and the combining of components both human and mechanized – and so the artificial construct that we feared in those novels of sci-fi nightmares has, in fact, been realized.

Orwell’s major work, 1984 is, by comparison, both prescient and outdated.  The underlying concept of a totalitarian state is still relevant, but the technological means by which we have achieved such a state of affairs, and the naïve assumption that we would somehow be informed enough to recognize when we are being “had” by such powerful forces of domination, leaves one breathless with puzzlement.

Existentialism, especially of the French version (i.e., Sartre and Camus, as the two paradigmatic participles – borrowing from the grammatical meaning and translating it into the positional element of influence) argues at the inception from its philosophical origination that language games geared towards objectification and distancing from the humanity of worth, value and normative constraints as defined by the traditions evolving from social contracts, is intended to allow for the justification of the depraved to engage in violent acts of crimes against humanity.

Language allows for cruelty.  How we describe, in what form and manner the grammatical application separates, distances and isolates groups into demeaning and debasing linguistic caricatures that alters the essence of who we are, allows for how we treat one another to result in the horrors of 20th Century camps of torture, totalitarianism and total war.  We can couch language and hide behind it to do as we want.  Power left in the hands of evil, with the meaninglessness of language disseminated among a gullible population left without dictionaries and relying upon the technological information controlled by an elite few, will only progressively decay and deteriorate the foundations of liberty and freedom.

For Federal employees and U.S. Postal workers who already experience the consequences of having to submit to linguistic elasticity, meaningless phrases of power and totalitarianism are already in a difficult position when a medical condition begins to impact and prevent the Federal or Postal employee from continuing in the career one has chosen.

Filing for Federal Disability Retirement benefits, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is often a test of sorts that reveals how we treat one another, and it is always better to know at the outset who one’s friends and caring associates are, than to remain in ignorance while the knives are sharpened for the time you turn your back and expect some protections to have watchful eyes while the weakness of debilitating medical conditions continues to progressively deteriorate.

Sincerely,

Robert R. McGill, Esquire

 

FERS & CSRS Medical Retirement for Federal Employees: Illness

It is the pause button rendered by the universe, often without warning, without invitation and unwelcomed by all.  Is it the gods laughing in the heavenly seclusion, as wanton children playing with the mortality of souls unrequited, as matches in the hands of mischievous hearts undisciplined by law, life or empathy?

Then comes the triteness of wisdom, yet true but too late: “Oh, what a blessing health is”; “Is there a lesson to be learned?”; “Why me?”.  Is this the crisis of life that is merely an obstacle to overcome, or the long road towards a progressive decline where mortality is not just tested, but revealed as the weak link in the proverbial chain of man-to-gods-to the theology of our own creation?

Illness comes like that unwitting thief in the dead of night, but unlike the burglar who tries to remain silent but for creaking floors and unoiled passageways, it comes without concern for being revealed.  Does the universe test – or remain impervious like Aristotle’s Unmoved Mover, where perfection attracts all towards its essence and destroys everything that attempts to escape?  Who determines the criteria of such a test?  What constitutes a “passing grade” as opposed to a failure in its mere attempt?  Is the evaluation contained within the strength of one’s own character, and what results in a declaration of “success” as opposed to the failure of everyday lives?

If it is truly a test of character, then Federal employees and U.S. Postal workers certainly get enough of it to collectively get a passing grade.  Yes, fortunately, there is the option of filing a Federal Disability Retirement application, but for almost all Federal employees and U.S. Postal workers, the reality is that such a step is the last option chosen.

It is not so much that the benefit reaped from a Federal Disability Retirement is so miserly as to not make it worthwhile; no, to a great extent, the annuity of 60% of the average of one’s highest three consecutive years of pay, then 40% every year thereafter until recalculation at age 62 is generous enough to survive upon, especially when the alternative is to remain and kill oneself, resign and walk away with nothing, or file for Federal Disability Retirement benefits; and, in conjunction with the ability to go out into the private sector and be able to make (on top of the Federal Disability Retirement annuity) up to 80% of what one’s former position currently pays – it can lead to an acceptable level of financial security.

Ultimately, however, it is a truism that Federal employees and U.S. Postal workers wait until the final possible moment before making the decision to file a Federal Disability Retirement, often allowing the illness to debilitate beyond the point of reasonable acceptance.  That, in and of itself, is a character test, and one that makes the illness itself of secondary concern, when one’s health should be given the highest priority, lest we allow the gods of wanton carelessness to have the last laugh.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement for Federal & Postal Employees: Alone

We enter into this impervious universe in such a state.  Yes, yes – there are parents surrounding, love embracing and doctors, nurses and hospital attendants with smiling faces and all of that; but being alone is conceptually distinct from loneliness, and one can be surrounded by a multitude of social acquaintances, family members and close and distant relatives, and still bear the weight of the latter, and yet know throughout that one is nevertheless alone in this world.

One realizes and comprehends that proverbial synergism of that special  “soul-mate” – that special person that the angels sprinkled with the magic of being in a parallel universe of identical comity; or of those special twins who possess an unmatched oneness beyond rational explanation; but, besides such special circumstances and almost mystical exceptions, most of us are alone in this world.

Aloneness goes beyond the human activity of busy-ness; beyond family gatherings and social upheavals of friendships, conflicts, domestic arguments where heartbreaks cutting to the essence of a soul is preferable to sitting in the darkness at the end of the day in a rhythmic rocking chair squeaking away the unscratched surface of a cold marble floor.

We arrive in this world alone; travel through it with companions rarely and barely recognizable; and become decrepit with medical conditions in some unvisited corner of antiseptic-smelling hospital wards where visiting hours are never breached because loneliness knows not the ticking of a clock where blank stares of aged men and women embrace vacantly the timelessness of human frailty.

For Federal employees and U.S. Postal workers whose careers may need to be cut short because of a medical condition, you know well the concept of being alone:  of a Federal Agency that sees you merely as a fungible component that needs to be quickly replaced and filled; of a Postal worker whose decades of allegiance and loyalty are disregarded because of an injury, a debilitating medical condition or a chronic and progressively deteriorating illness.

Preparing, formulating and filing an effective Federal Disability Retirement application will not necessarily abate the sense of being alone, but it will provide a pathway of attempting to reach a plateau in life where the future becomes somewhat more stable, the present becomes clearer and focused with greater definition, and that impervious universe from whence we arrived may somehow provide a heightened sense of worth, and loneliness is disconnected from the reality of being alone.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Civil Service: The Clock

It is an interesting device.  We can try and project back to a time of its non-existence, or at least when not every household owned one.  What could it have been like?  Where the hour was guessed at by the position of the sun – or was that not even part of the thought process?  Did the sun, dawn, dusk and twilight merely present a foreboding for a different paradigm?

Certainly, minutes and seconds likely had conceptual meaninglessness, and everyone worked, played and lived for the “moment”, without great regard or concern for the next day, the following season, or a decade hence.  Ship’s captains had a greater sense of future foreboding, though not necessarily of time, but of oncoming storms or changes in the currents; farmers lived season to season, and fretted as they still do about droughts or floods that might destroy crops; but as we entered into modernity, it was the grind of the clock that set the day for the city dweller, where payment for labor earned was remitted not by the rising and setting of the sun, but by increments of hours, minutes and labor beyond the darkness of a day ended.

At what point did time entrap us into a thought-process of expectancy that destroys the joy of a living moment?

If Friday provides a needed anticipation for a weekend of rest and repose, we immediately destroy and capacity to enjoy it by looking at the clock and realizing how many hours and minutes have passed by, and further denigrate our ability to appreciate by calculating the remainder of time.  We can become obsessed with the clock – its ticking diminution by projecting the decrease; the foreboding of what is yet to come, though it is merely within our minds; and the constant checking of incremental living of a life as against the clock that rules.

Medical conditions tend to remind us of the clock; or, perhaps it is the opposite, where the clock reminds us of our mortality when we suffer from a medical condition.  For Federal employees and U.S. Postal workers who suffer from a medical condition, such that preparing a Federal Disability Retirement application may become a necessity, the clock can serve as both a reminder as well as an obsession of foreboding thought processes.

Yes, the clock is likely ticking in a proverbial sense in terms of the Agency or the U.S. Postal Service having the patience (does such an animal exist for either?) in trying to “work with” the medical condition (a euphemism often interpreted as, “You better become fully productive soon, or else”), but in a more real sense, the Federal or Postal employee must make a decision at some point as to the prioritizing of one’s health as opposed to the positional elements of the job which is increasingly becoming more and more difficult to fulfill.

By law, the Federal or Postal employee who is released, separated or terminated (yes, there is a distinction between the three, but for the Federal employee of Postal worker, not enough of significance to define them here), the Federal or Postal employee can file for Federal Disability Retirement within one (1) year of such separation from service.  Certainly, in that instance, the clock begins to tick, and not just in a proverbial sense but in real legal terms.  One need not, however, wait for such an event to realize the clock’s significance; watching the clock as the medical condition continues to deteriorate, is reminder enough that time rules us each day whether or not we succumb to it, or not.

Sincerely,

Robert R. McGill, Esquire