How aggressively one should pursue SSDI concurrently as one is preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, is a question which one is often confronted with during the process of filing for Federal Disability Retirement benefits.
If one is under CSRS, then the question is a moot point, because CSRS employees do not have a requirement of filing for SSDI benefits.
For FERS employees, however, who make up the vast majority of Federal and Postal employees who file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, there is a requirement of filing concurrently for Social Security Disability Insurance (SSDI) benefits. For purposes of satisfying the requirement of OPM, one needs to only show a receipt that one has filed. Further, while many Human Resources personnel offices, both for Federal agencies and the U.S. Postal Service (the latter being comprised of the central office known as the H.R. Shared Services Center located in Greensboro, N.C.), misinform and misinterpret the statutory requirement of filing for SSDI, by telling people either that one must file and get a decision from the Social Security Administration prior to filing for FERS Disability Retirement benefits (wrong), or that you cannot file for FERS Disability Retirement unless and until you file for SSDI (also wrong) — the fact is, the only time OPM requires a showing of having filed for SSDI is at the time of an approval of a FERS Disability Retirement application.
As for how actively or aggressively one should pursue SSDI? That depends, in most cases, on whether you will be attempting to work in a private sector job while on Federal Disability Retirement. Because SSDI has stringent limits on what you can make in earned income, while OPM Disability Retirement allows for you to make up to 80% of what your former position currently pays, on top of the disability retirement annuity one receives, it becomes a pragmatic calculation.
Pragmatism is the guiding light to determine one’s self-interest, and that which is in the best interest of one’s future.
Robert R. McGill, Esquire
Filed under: OPM Disability & SSA Social Security Disability Benefits | Tagged: are disabled federal csrs employees required to file for ssdi benefits as well?, CSRS disability retirement federal attorney, disability retirement for federal employees, disabled federal employees applying for ssdi, disabled federal employees: deciding to pursue social security disability, Federal Disability, federal disability law blog, federal disability retirement, federal employees considering ssdi and ssi, fers disability and social security disability insurance ssdi, FERS disability retirement, filing for ssdi benefits as part of the opm disability retirement process, how aggressively should I pursue ssdi if I'm also applying for fers disability?, if the opm disability annuitant does really want ssdi, opm disability and social security disability, OPM disability retirement, opm disability retirement with ssdi and employment considerations, opm recipients don't have to choose between opm and ssdi, opm requires to file for ssdi benefits but not to get approved, owcp disability retirement, postal and social security disability, Postal disability, postal service disability retirement, social security disability for postal workers, ssdi benefits and its implications in earning capacity, ssdi opm disability and how much can you earn working, the future of the disabled federal employee, the future of the disabled federal employee in his or her hands, the light duty postal employee considering ssdi benefits, the ssdi receipt that fers disability applicants need to submit to the opm, the ssdi requirement for disabled postal employee, thinking about the future of the disabled federal worker, USPS disability retirement, USPS disability retirement benefits, usps worker & social security disability, whether it makes sense to get both opm and social security disability retirement | 1 Comment »