Tag Archives: strategies for getting opm fers medical retirement benefits

FERS Medical Retirement: One Crisis Before

That is how we live: One Crisis Before.  Before what?  That is the impending question; Before we go off the edge?  Before the stability of the family breaks apart?  Before someone goes “Postal”?  Before….  Then we should ask the converse question: Is that how we should live?  If the answer is a resounding, “No!” — then, why is it that we do not change?  Is it because we feel so powerless as to submit to the impotence of our self-made circumstances?

It is like Mr. Woodhouse, Emma’s aging father in Jane Austen’s novel, who reflects that “Life is like eating one bowl of gruel to the next” — of monotony, boredom, a life filled with stressful events, until that sudden turn of events occurs.  How did we get here?  Did we ever have a choice?  It is like the saying — “We went a bridge too far…”  And the consequences of going beyond the capacity to reinforce and secure the area?  Cut off; isolated; unable to regroup.

That is how most of us live in this modern life where leisure was promised and losses were promulgated.  What we gained — greater mental stresses because everyone’s focus was turned inward — to the computer; to having the requisite daily focus and concentration for engagement of cognitive duties; of constantly being connected via Smart Phones, Email, the Internet, etc.  Did evolution ever have the time to prepare for such a world?  Or did it work upon the physical body, only, adapting to dangers once foreseen but now outdated?

For Federal employees and U.S. Postal Service workers who suffer from an illness or disability such that you are now one crisis before, it may be time to consider preparing, formulating and filing for Federal Disability Retirement benefits under FERS, through the U.S. Office of Personnel Management.

Contact a FERS Lawyer who specializes in Federal Disability Retirement Law, and begin to initiate the process before it becomes a bridge too far, and one crisis before.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Retirement Claims: The Question First Appeared

In the theory of evolution of Man, when did it first supposedly occur?  Certainly, other species engage in query — for, isn’t suspicion and cautionary approach a form of a question?

When a trap is set and a squirrel approaches the contraption cautiously, isn’t the suspicious caution a form of a question?  What is it?  Is it safe?  Why does it have food inside of it?  Or the mouse which manages to eat the cheese without triggering the killer-mechanism — is it just by chance that it steps lightly around the trap?

Are such actions precursors of non-verbal queries before the actualization of a question mark?  And in modernity, when we walk about our lives but fail to ask the questions needed — is it significant when the question first appears, or has the question been around unasked but manifested by the actions we have been taking?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, the question first appeared in a non-verbal form when you began to have difficulties performing one or more of the essential elements of your job, post-appearance or indication of a medical condition.

The question first appeared long ago; and, now, the question mark itself is beginning to multiply, albeit in a more pronounced, verbalized form: Will I be able to continue like this?  Have others noticed my deficiencies?  How much longer before my performance is no longer acceptable?

All such questions are relevant, but the most pressing one out of the many of the questions first appearing should be: Should I contact an OPM Disability Lawyer about Federal Disability Retirement?  For, that question has likely been around for some time, but the question first appeared when you realized that your medical condition was and remains incommensurable with the positional duties of your Federal or Postal position.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal & Postal Worker Disability Retirement: Slipping Away

When that feeling begins to seep into the cracks of our lives, a certain sense of desperation concurrently sinks in.  Things are slowly slipping away.

We feel that, if it was a large “something”, we could grab it, wrap our arms around it, tackle it, block it — in short, do something to stop it from traveling too far off.  But that sense of slipping away — it is like fading, flowing, melting, dripping — all of some transition of sorts which cannot be mitigated.  It is that slow, incremental disappearance; of diminishment’s progression without the ability or capacity to stop it.

Perhaps we can slow it down; maybe delay the inevitable; procrastinate; steal a few seconds here, a minute there, and sometimes even a full hour — but then, at the end of it all, we know that we cannot continue to rob from the till without being caught from borrowed time.

Medical conditions leave us with that same sense — of a chronic, progressive deterioration which bides its time.

For Federal employees and U.S. Postal workers who believe that your career and time with the Federal government or the Postal facility is slipping away because of a medical condition which no longer allows you to maintain or advance in your job, contact a Federal Disability Attorney who specializes in Federal OPM Disability Retirement Law.

Federal Disability Retirement may be the best option where you are no longer able to perform all of the essential elements of your job.  As a FERS employee, you should know your rights and begin the process of securing your future before it begins to slip away.

Sincerely,

Robert R. McGill
Lawyer for Federal Disability Retirement Applicants under FERS

 

FERS Disability Retirement Law: Vestigial Lives

We never like to think about our lives in those terms — of what is left of it; of being a smaller part where once there represented a larger segment.  Vestigial lives — those remnants trailing behind; a shadow of its former self; the residue and indications of what once was.

Medical conditions tend to caricature a belief that it is now the “leftovers” where the main course has been largely consumed and the breadcrumbs are all that remain, left to be swept away by the waiter who stands by ready to pounce upon the vacated table.  Is that how we view our lives?  Do medical conditions leaves us so devastated, of a vestigial shadow of a former self that we cannot see a future brighter than the darkest days remembered from our past?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition no longer allows the Federal or Postal worker to continue in his or her career path, contact an OPM Disability Lawyer who specializes in FERS OPM Medical Retirement, and begin to prepare for a life beyond the Federal government, and much more than mere vestigial lives representing a shadow of a former self — and instead, to consider going out into the private sector and making up to 80% of what your former job currently pays, on top of the Federal Disability Retirement annuity you can receive.

Sincerely,

Robert R. McGill, Lawyer

 

OPM Disability Retirement under FERS: Those Days of Luster

Perhaps it is a captured moment of memory; or, more likely, just a feeling of a time long past; there were those days of luster when everything seemed to be working in cadence, the pistons were firing away in perfect unison, the children were all behaving (relatively speaking), and life was a golden horizon yet to fulfill the dreams and hopes dared to be dreamed and hoped for.

Some days are like that; certain moments when friends and family gather together and laughter abounds; and even a year here or there throughout a person’s lifetime, where the luster of life is reflected by the sheen of success, the joy of laughter and the bright rays of hope for the future.  Those days of luster, however, can easily fade with the creases of time — by a mud splat, a moment of tremulous hesitation, or an unexpected interruption by life’s ravages, such as a medical condition.

For Federal employees and U.S. Postal employees who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, those days of luster may have come to an end and consideration must be given to filing for FERS Disability Retirement benefits through the U.S. Office of Personnel Management.

Time is never on our side; those days of luster were always fleeting and momentary; but it is the hope for tomorrow that needs always to be sought, and preparing, formulating and filing an effective Federal Disability Retirement application may be the best bet in reclaiming those former days of luster.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement under FERS & CSRS: The option of nothing

The path of least resistance is often to simply do nothing.  To make an affirmative choice is sometimes a painful one involving sacrifice and steps taken which will determine an outcome, later to be judged by retrospective insight, as to whether it was the “right” one or a “wrong” one.

To negate, refute or otherwise do the opposite, and to say “no” in the choice-making process, is also an “affirmative” one, if only in the negative sense.  It is still a call made, a judgment asserted, and while the “no” may not be able to arrive at a retrospective viewpoint as to whether it was the “right” one or the “wrong” one (precisely because, in the very negation of making a choice, one may never see any further consequences, but merely a nothingness that prevails from the option to not do that something, which is essentially a double-negative that results in nothing).

The worst option to assume is to allow lapse to occur – to do nothing, neither affirmatively nor negatively, and allow outside circumstances to determine the course of fate.  In taking such a path of least resistance, two things occur: First, you have left it in the hands of circumstances, and failed to take any affirmative steps in the allowance of lapse; and Second, the fact that you will never know it was a good or bad idea to allow for the lapse means that you have forsaken the entire decision-making process, and thus you disengaged yourself from the importance of life’s major participation.

For Federal employees and U.S. Postal workers who are considering filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the Statute of Limitations that imposes a restriction upon post-separation filing is One (1) Year.

Thus, the law is as follows: Upon separation, whether by termination or resignation, of a Federal employee, that Federal employee has up until 1 year to file for Federal Disability Retirement benefits.  If the Federal employee files for Federal Disability Retirement within 364 days of the separation from Federal Service (give yourself at least 1 day, just to be on the safe side), then no harm is done.

If the Federal or Postal employee determines not to file (i.e., a negative – affirmative decision), then so be it, and after the 365th day, that Federal or Postal employee is forever prevented from asserting his or her rights under the Federal Disability Retirement laws, acts, statutes and regulations.

If the Federal or Postal employee simply does nothing – neither making an affirmative or a negative decision, and simply allows for the time to lapse and the opportunity to pass – then the path of least resistance has been taken, with the opportunity to engage in the decision-making process forever lost.

Sincerely,

Robert R. McGill, Esquire

 

Federal Disability Retirement: The Legal Language Game

Wittgenstein’s contribution to Western Philosophy was an extension of a line of English linguistic/analytical approach to unraveling substantive issues of confounding puzzlement.  Leave it to the British to resolve all problems through the correct usage of language — or, in his case, of Austrian-British conversion.

Within every context of societal constructs, there are unique conventions of linguistic acceptance.  Thus, the “language game” when engaging a Rapper will necessarily be different from that of having a polite dinner conversation with the Pope, and discussion with a computer geek will take on a different tone and content than speaking to a 2-year old.

Similarly, there is a specific language game when entering the legal arena — often characterized by aggression, subtle threats, compelling force and the Roman Centurion admixture with troubadourian  characteristics ready to paper-massacre the opponent.  Words like “liability”, “sue”, “court order”, “subpoena”, “deposition”, “money damages” — they comprise the extensive corpus of the language game of lawyersAdministrative law is a sub-facet of that legal route, but involves a bureaucratic maneuver which involves just as a great a level of complexity and specialized knowledge.

Preparing, formulating and filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management is an administrative legal process which asserts the right to, and compels the attainment of, a Federal benefit from OPM for Federal and Postal employees under FERS, CSRS or CSRS Offset.  It is not simply “given away”, and must be secured through proof of a level rising to a preponderance of the evidence.  There are legal precedents to follow, statutory and regulatory components which must be adhered to, and laws both stated and implied which encapsulate the whole of the language game of OPM Disability Retirement.

As a subset of the greater language game of “The Law”, it is a winding route of mazes within precipitous promontories involving a complexity of conundrums — not quite as esoteric as the language game of mathematics or physics, but somewhat akin to computer geekery and macro-economics.  Add to that the sword of yore utilized by a Roman Centurion ready to attack, transformed into the mighty pen (or, in modern linguistic update, the laptop computer).

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement under FERS: Life’s Work

There is, then, the job or career we undertake (the distinction between the two is often lost, and depends in large part upon a multiplicity of factors, including length of commitment, opportunity within a given field for growth and advancement; whether any qualifications, certifications or professional degrees are required, etc.); and then, the conditions and context of participating in a greater culture of our choosing, including where we live, with whom we live, what social circles we expand into; as well as how we interact with the extended community surrounding us, and whether we even decide to abide by the rules, laws and limitations imposed by society.

The former constitutes the work we engage during our lifetimes; the latter, the macro-aspect of the work generally confronted during a lifetime.  We often confuse the two.  The conundrum and internal turmoil comes about because so much of the latter often depends upon the success of the former.  Without the wealth amassed through the work of labor, we become limited in the choices we have in the work of living; thus do some choose a life of crime or cheating, as a means of shortcutting and supplementing the former for the latter.  And when the work of labor is cut short, or somehow interrupted, one realizes the impact upon the greater work of life, and must adjust accordingly.

For the Federal employee or the U.S. Postal worker who suffers from a medical condition, such that the medical condition begins to impact one’s work or career, the choice to leave the Federal sector is a difficult one, and not just because of the financial considerations which reverberate upon the greater work of living.  Often, the choice to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, is paused for reflection, procrastination and further delay, because the two concentric circles of life have overlapped to such an exponential degree that one cannot easily be bifurcated from the other.

One’s work of labor involved the social circle; it intersected with the greater percentage of daily living; the meaning and teleological motivation was commingled; even some of the neighbors work in the same neighborhood, just down the street, in our town (yes, it is an unabashed reference to Thornton Wilder’s famous play), or perhaps even next door; so, how can I face a change from the work of labor, without confronting the greater vicissitude in the work of life? But then, there is that medical condition, and it is always the interrupting reality of the medical condition which must, by necessity, be focused upon.

Better to make decisions now, when one has the option to do so concerning the work of labor, lest the limitations are imposed by others, which then can have irreparable consequential reverberations upon the greater work of living.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement from Federal Government: The Run

Stockings and watercolors do it; time, with quietude and solace of a steady march, moving with predictable sequence like the consistency of a drumbeat; and, of course, the rhythm reminiscent of cardiac health, as do joggers and concerned citizens chasing down a purse snatcher to retrieve a possession of identity.  And life, too.

Sometimes, there is a good “run” of something — a lengthy period of calm and productivity, where all of the pistons of a complex and interactive mechanism akin to a turbo engine are firing away in tandem, and life is good, fruitful and positive.  But the inevitability of a breakdown can always be around the proverbial corner; a medical condition, suffered by a Federal or Postal employee, is not merely a stoppage of such a “run”, but can be a disruptive cacophony of ceaseless interruptions, both to career and to personal contentment.

The key is to get beyond, over, or around the obstacle which lands in the middle of one’s pathway for future well-being.  The child who fails to see the watercolors running; the invention of the stockings that never run; the life that seemingly runs smoothly; all, a perspective wrought at a price of neglect or deliberate ruse.  The fact is, life always has interruptions.

A medical condition can be a major one, and when it begins to prevent one from performing one or more of the essential elements of one’s positional duties, the Federal or Postal employee under FERS, CSRS or CSRS Offset may need to consider an alternate course and begin anew a run of a different sort.

Filing for Federal Disability Retirement benefits is indeed a change of course.  It involves a complex bureaucratic strategy to get from point A to destination B, and the administrative obstacles are many, but not insurmountable.  And, like the verb itself, it provides many meanings for differing circumstances, but the one and central root of the process involves embracing the paradigm that life is never as easy as one thinks, and like the child who believes that he is the next Picasso in training, the run of the unpredictable always betrays the truth of our condition.

Sincerely,

Robert R. McGill, Esquire