Federal Employees Retirement System (FERS) Disability Retirement: Self-Help

It is a concept which is rooted in American individualism — of the ability and capacity to bring one’s self out from the problems created, whether the problems themselves stem from one’s self or by the actions of third parties, etc.

Self-Help books are published daily, and by popular demand and consumption.  Everyone loves the story of redemption, the prodigal son or the road to Damascus — take your pick, for each contains elements which can be abstracted beyond the inherent religiosity of their essence; although, as fewer people are familiar with the traditional texts of mainstream religions, the analogy hinted at may become of lesser relevance.

Nevertheless, the self-help methodology of storytelling all have a familiar pattern: Beginning with failure, struggling with life, coming up with a winning solution, and the outcome of a conclusion predictably positive: You, too, can follow the way of success.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, self-help can take the form of filing an effective Federal Disability Retirement application under FERS.  The problem is that the U.S. Office of Personnel Management, as the “Gatekeeper” of all Federal Disability Retirement applications, is not there to help you help yourself.

Contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law and request the help that you may need in your effort to self-help out of the untenable situation of having a medical condition which no longer allows you to continue in your career.

Sincerely,

Robert R. McGill, Lawyer

 

FERS Disability Retirement Benefits: Truth and Credibility

One normally presumes that the two go hand-in-hand: That if something is true, then it is credible.  But doesn’t the origin and source of it, at least in a subjective sense, matter?  If a known lier makes a truthful statement, could we assert that, “While the statement made by X is true, the fact that X made it results in my questioning its credibility.”  Does that even make sense?

How about a person who is a known philanderer who has had multiple affairs and has married and divorced multiple times — but then travels around the country lecturing at public schools on the subject entitled, “The Importance of Marital Fidelity”?

Let’s assume that everything contained in his lectures rings true: That marriage vows are important to uphold; that happiness comes from remaining faithful; that the temptations of society should be avoided — etc., etc., etc.  Everyone, including all of the elementary, middle and high school students and their parents all agree and are in complete consonance with the lectures and their content; and yet…. Somebody, during one of the lectures, stands up and points out that the “personal life and behavior” of the person giving the lecture is somewhat — ahem — “questionable”.

The “opinion camps” form into a bifurcated line of argumentation: Camp A argues: “The man has no credibility and is just giving us a bunch of bull.”  Camp B argues: “It doesn’t matter who says it — truth is truth, and what the guy is saying is true.”  Who is right?  Can truth and credibility be bifurcated?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition begins to prevent the Federal or Postal employee from performing one or more of the essential elements of one’s job, preparing, formulating and filing a credible disability retirement application with the U.S. Office of Personnel Management may become necessary.

Will it have to be “truthful?”  Yes.  But “Truth” and “Credibility” are two distinct concepts, and while every Federal Disability Retirement application must be based upon the truth of a medical condition, the issue of credibility — of compelling OPM to view your FERS Disability Retirement application seriously — is a separate matter, and one that may really need an experienced attorney to represent you in filing a credible and truthful Federal Disability Retirement application with OPM.

Sincerely,

Robert R. McGill, Esquire

 

Postal & Federal Disability Retirement: Meaning & work

A book of very recent vintage, written by an anthropologist, uses an 8-letter epithet in its title.  While it is always dangerous to refer to something without having read it, the various book reviewers have provided enough insights to recognize that it involves a judgment upon employment, work and the meaninglessness of many jobs held by the population at large.

There would be, of course, some criticism as to the validity of such a judgment, given the nature of being an “outsider” as opposed to an “insider” — i.e., from the “outside” (e.g., the author/anthropologist himself who makes a living by selling books criticizing certain subjects) perspective, it may seem like certain types of work retain no inherent meaning, but from the “inside” perspective (i.e., those whose jobs it is to perform such tasks, and the companies, corporations and entities that require that such tasks be maintained), elements of employment that outsiders may deem meaningless may contain elaborate foundations of meaningfulness.

That was, of course, one of the criticisms thrown by Marx — of the separation of labor from the value of existence, arising coincidentally from the industrial revolution where mass production and assembly lines in factories that exploited labor resulted in a disillusioning effect because people no longer saw the fruits of one’s own labor (an aside: Does that explain why so many people think that the original source of beef, poultry and dairy products come from the storeroom of Safeway?).

How does one work, make a living and concurrently retain “meaning” in all, if not most, of the tasks performed?  Anyone who has been employed for any significant length of time comes to recognize that the three are distinct and separable: work is different from “making a living”, in that you can work for endless and tireless hours and yet not make enough wages to pay all of the bills; and whether you work long hours or not, and whether you can pay all of the debts incurred or have extra spending money at the end of each pay period, the “meaning” one derives from the work engaged is not necessarily attached to either the hours expended or the money earned.

For some, perhaps, meaning is never derived from the work itself, but merely from a recognition that the work is merely a means to an end — of performing tasks in order to earn enough wages to own a home, start a family and provide for a retirement, etc.  Or, for others, perhaps a deep-seated recognition is acceptable, that life itself is like the task that Sisyphus engaged in, and the toil of work is as the meaninglessness of rolling the boulder up another hill, only to see it roll back down again, and thus repetition allows for the futility of all tasks great or small.

One’s resolve and the will to impose meaningfulness in the face of alienation is a testament to man’s capacity to seek greater good.

For the Federal employee and U.S. Postal worker who suffers from a medical condition such that the medical condition begins to impact one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal job, the need to continue to find “meaning” in striving often is closely tied to the progressively deteriorating aspect of one’s health.  When one’s health is at issue, “meaningfulness” of one’s work may come into question, precisely because one’s capacity to view employment as a means to another end itself becomes a struggle.

Filing for Federal Disability Retirement benefits with the U.S. Office of Personnel Management, whether one is under FERS, CSRS or CSRS Offset, allows for one to reorient the priorities in life that should not be confused: Health, family, a sense of accomplishment, and somewhere in that mix, a career that may need to be changed, abandoned or otherwise modified because of one’s deteriorating health and the impact upon the meaningfulness of carrying on where to do so sacrifices one or more of the mixed priorities.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Simplicity revisited

We all yearn for it, though we defy the very thought of it by living in its corollary.  Simplicity is what we preach, that of which we dream and for which we strive; but, in the end, the clutter of life’s misgivings always seems to overwhelm, dominate and ultimately destroy.

Do people still run off in a crazed dash and join a monastery in order to escape the complications of life?  Are there such places, anymore — of a monastic order that welcomes strangers who have “lost it” and receive them as fellow “brothers” who will spend the rest of one’s days tilling a small garden, praying together, shunning material wealth and chanting deep into the night with echoes of lonely voices dripping like so many raindrops pitter-pattering upon clay shingles when once a career of complexity overwhelmed?

Or is simplicity merely a mirage, a dream never to be fulfilled, a yearning in the heart of man that remains forever a hole, a chasm never to be reached and a well of such depths as to never draw water?  Does the desk that reflects clutter represent a mind that is just as diseased?  Does accumulation of “stuff” make us happy, and when the king at the end of his life waves goodbye, is it the golden chalice that he hugs in the bedsheets of decay, or of a wife forlorn and forsaken because of mistresses left weeping?

Life is complicated, and simplicity, whether yearned for or revisited, is something that is sought in the hearts of all men and women.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to prevent the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the complications wrought from a medical condition cannot be denied.  The question is: How can simplicity, revisited, help?

Filing for Federal Disability Retirement benefits with the U.S. Office of Personnel Management is not an uncomplicated process; however, it is the end-goal that is sought, which will hopefully simplify the complications abounding, by allowing for a singular focus beyond work and financial insecurity: One’s health.

But that life itself were so unfettered, perhaps some of the stresses that incurably surround us might be lifted; but for the Federal employee or Postal worker who needs to at least untether the nexus between work and worry, preparing, formulating and filing an effective Federal Disability Retirement application, whether under FERS, CSRS or CSRS Offset, is at least a first step towards simplicity, revisited.

Sincerely,

Robert R. McGill, Esquire

 

Federal Employee Disability Retirement: Owning a landline

It is perhaps the single telling factor of a generational divide; if you own a landline, it is likely you are not a millennial.  Or from the generation just before, or even the one before that.  You are probably from the generation sometime within the timeframe of “just after” the Korean War and around the end of the Vietnam War.  It is the remembrance of unreliable “bag” phones and cellular connections that barely became audible; but more than that, it is the evidence of who one is based upon the generational divide that naturally occurs between sets of population growths.

Can there be similarity of morals, ethics and behavioral patterns merely because one is born into a designated generation, as opposed to other such assignations of identifiable features?  Is it really true that one generation has a characteristic trait that is identifiable, recognizable and with imprints that define it with clarity of traits?  Are there “lazy” generations, “psychotic” ones and those that are mere sheep in a fold of followers?  Does owning a landline betray such a characteristic, anymore than being a hard worker, a person who always attends to one’s responsibilities and never turns away from obligations ensconced in the conscience of one’s being?

Yet, at some point, we all become adults, make decisions separate and apart from a “generational identifier”, and go on to become responsible for the pathways taken, the decisions undertaken and the consequences wrought.  Can it be so difficult to abandon a landline, to cancel it, to unplug it?  Or is it the imprint of a generation, so steeped in regularity and reliance that the youthful days of one’s generation cannot ever be completely severed and forgotten?

Owning a landline is like the Federal or Postal employee who comes from a generation where filing for Federal Disability Retirement benefits is almost unthinkable.  It is that characteristic trait that you have to continue working, striving, contributing and making it into work “no matter what”.

Yet, the silliness of such a thought process is about the same as paying for a landline despite the fact that you no longer use it, never rings and sits in a corner silently except for the occasional caller who happened to ring up the wrong number and got a hold of another occasional individual who, upon picking up the receiver, realizes that it feels somewhat strange not to be using one’s cellphone as opposed to this “thing” that you have to put back into the cradle of a time long forgotten.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the point always is not to allow for some silly notion of a generational identifier to keep the Federal or Postal employee from doing that which must be done for the sake of a higher calling: One’s Health.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Retirement: The Price of Admission

Private entities charge more; exclusive arenas tend to be out of reach; and it is, ultimately and as in all economic realities, determined by an admixture of supply (how many are allowed) and demand (how desirous is the goal of entrance and acceptance).  For every admittance, there is a price to pay.  Often, it is not merely the affirmative transfer of money or goods, but rather, the negative aspect of what one must “give up” in order to attain the end.  It often involves a comparative analysis, an economic evaluation of gain versus loss, and in the end, the emptiness of the latter being overtaken by the value of the former.

For Federal employees and U.S. Postal workers who suffer from a medical condition, such that the medical condition begins to awaken an awareness that one’s career may be coming to the twilight of that lengthy, successful run, it is often that “price of admission” which makes one hesitate.  For the Federal and Postal employee who must file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS, CSRS or CSRS Offset, the question is double-sided:  the price one “has been” paying to remain as a Federal or Postal employee, as opposed to the loss of employment status, or becoming an “ex-member” of that exclusive club.

Change always portends a trauma of sorts; the medical condition and the revelation of vulnerability, mortality and progressive debilitation was in and of itself crisis of identity; but when it becomes clear that the medical condition begins to impact one’s ability to perform all of the essential elements of one’s positional duties, and that further changes to one’s career and livelihood must by necessity occur, then the avalanche of reality’s namesake begins to dawn.

The price of admission for one’s health, ultimately, is priceless; and that is the reality which one must face when preparing, formulating and filing for Federal Disability Retirement benefits through OPM.

Sincerely,

Robert R. McGill, Esquire

 

OPM Disability Benefits: The Salvageable Segment of the Soul

Even of the most craven of personhood, as they walk the disquieted corridors to the gallows of their fate, one continues to believe that redemption is possible; that there is some segment of the soul which allows for the relative unimportance of value, worth, forgiveness and continuing relevance in an otherwise impervious universe.

Most lives are lived without a grand master plan.  But that we could all devise and lay out the architect’s blueprint of proportioned drawings and apply it to one’s future, the very act of unrolling the scrolls of time would be accomplished with childlike anticipation for the sweetness of that which is hidden in the wrappers of one’s future.

Instead, the reality of life is that we bump into a career; we accidentally meet out life’s mate; we mistakenly decide upon a place to live; and we meander through our cusps of career choices and daily decisions forced upon us by life’s frenzy of busy-ness.   It is when a trauma befalls us, as the unshakeable foundation of security and repetitive monotony suddenly reveals a fissure of fragility, that we suddenly realize the need for a master plan.  Medical conditions tend to do that.

For Federal employees and U.S. Postal workers who suddenly find that one’s career may be coming to an end because the medical condition prevents him or her from continuing in the same modality of life’s misgivings, consideration needs to be made for filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management.

This is where “planning” becomes necessary.

When a medical condition impacts one’s ability to perform all of the essential elements of one’s positional duties with the Federal agency or the U.S. Postal Service, there is often a sense that life is in a state of disarray, and the future clouded with bleakness.  But just as every craven soul must of necessity retain a segment of a salvageable hint, so the Federal or Postal employee whose career is cut prematurely short, should consider that there is still life to be lived beyond the compendium of life’s misgivings permeated by the coalescence of a career choice suddenly confounded by a medical condition.

Federal Disability Retirement through the U.S. Office of Personnel Management allows for the Federal or Postal employee to receive an annuity, then to go out and make a living in the private sector in another vocation.  Perhaps that second vocation will entertain a master plan, with the guiding light of that salvageable segment of the soul identified following a wrong turn down life’s maze of adventuresome avenues.

Sincerely,

Robert R. McGill, Esquire