USPS & OPM Federal Employee Disability Retirement: One of Those Days

There are “those days”, so characterized because of the micro-calamities which, in their cumulative impact, disproportionately reveal a compendium of aggregated irritants amounting in totality to a forgetful epoch of one’s life.

By contrast, a medical condition of an insidious nature, progressively deteriorating, chronic in persistence and debilitating in severity, magnifies tenfold — nay, a hundred, a thousand, a ten-thousand-fold impact of exponential consequences — the remembrances of pain, psychiatric turmoil, and the bitter acknowledgment that life’s meaningful embrace has lost its luster.

The vibrancy of youth, of formidable tolerance for reckless antics and disregard of forbearance and calm rectitude of reasoned behavior, now replaced with caution and trepidation, lest the excruciating pain explodes unmanageably and coworkers can see that you are one of the ones who are now an “outsider”, like those of old, isolated, quarantined and banished to the leper colony, no longer extolled of the talents and virtues once possessed.

While microcosmic calamities can be shrugged off with an excuse of blaming some external circumstances, the problem with medical conditions is that it is tied singularly, inextricably, and undeniably, to the person “possessing” the medical condition; and like siamese twins who share a vital organ, one cannot extricate from the consequences of a medical condition as one can from a spilled cup of coffee.

For the Federal worker or Postal employee who suffers from a health condition, such that the medical condition constitutes a daily cup of spilled coffee, the choices are quite clear: remain in the same capacity and bear the brunt of the daily calamities; resign and walk away with little to nothing to show for one’s lifetime efforts; or the more viable option, to file for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether the Federal or Postal employee is under FERS or CSRS.

One can sit and sigh, and resign one’s self to accepting fate as characterized as “one of those days”; or fate can be controlled, maneuvered and manipulated, to where those days of calamitous casuistry can be relegated to forgettable events of days bygone, and where the Federal or Postal employee can begin to rebuild a future based upon an OPM Disability Retirement annuity which allows for a base annuity, along with the potential to earn up to 80% of what one’s former position currently pays.

Thus, just as a cup of coffee spilled can be cleaned up; so the hallmark of “one of those days” can be merely an isolated event in an otherwise greater spectrum of life’s potentialities.

Sincerely,

Robert R. McGill, Esquire

 

OPM FERS/CSRS Disability Retirement: Miracles, Superheroes, and CGI

The reality of this technology-driven world is that miracles are now relegated to excused absences; modern theology has either explained away biblical references to the miraculous, or we attribute the beauty around us as the “miracle of life”, thereby undermining the common understanding of metaphysical intervention.

Further, the sudden advent of superheroes and their feats of bravery and physical actions which defy the general laws of nature, reveal to us that miracles and miraculous acts can be performed by humans of a similar origin but of a higher order.  Spiderman, Superman, Captain America, et al, seemingly do with ease what Moses asked but only through obedience and a lifetime of virtue.

Computer-generated imagery (CGI) has merely perfected and made beautiful such acts of death-defying, counterintuitive and anti-gravity gymnastics; and the pulley-strings and cables no longer need to be manually erased.  Such super-human feats as represented in virtual reality counter the mundane reality of true human existence.  Yes, yes — perhaps it is all “just for fun” and we shouldn’t take ourselves so seriously.  But societal representation of who we are is indeed a serious matter.

The reality of life is that human frailty, misfortune and pain pervades the vast majority of everyday existence.  Just ask the individual who suffers from a medical condition, and the daily encounter with pain and progressively debilitating illnesses.

For the Federal and Postal employee who suffers from a medical condition such that the condition prevents one from performing one or more of the essential elements of one’s job, the daily absence of miracles and gravity-defying feats is superseded by just getting through the day.  No CGI imposition can change the pain; superheroes cannot come to save the day; the modern theological explanations cannot expunge the reality of daily encounters with a cruel world.

In the end, the Federal and Postal employee has the option of filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, and through this administrative vehicle of attaining a different and new stage of life, the reality of what is available can attenuate the expectations driven by the brave but virtual New World as presented by the moguls of Hollywood.

Sincerely,

Robert R. McGill, Esquire