Tag Archives: the facing fear and facing freedom of early retirement for federal employees

CSRS & FERS Medical Disability Retirement: Sand Castles

Walking the beach in the winter months, one can imagine the activity of the previous summer; of the gaiety of childhood mirth; laughing squeals of delightfully unrehearsed cacophony mixed with the rolling sounds of surf and sun swept music of hollow reeds bending in the dunes of nature’s creation; and of sand castles constructed for a day, only to disappear in the silence of night as the tide comes, toppling the singular turret and washing over the parapet walk, never to be inhabited again but for a future summer to come.

It is those very sand castles which we build, and to which we cling, then refuse to allow nature to sweep away, thinking somehow that through sheer human will and dominance of stubbornness, we can betray and defy the fragile nature of our being.  Clinging to bygone feelings of security and warmth is a characteristic of human folly.  We do it to our own detriment.

For Federal and Postal employees who suffer from a medical condition, such that the medical condition prevents one from performing the essential elements of one’s job, there comes a point of “letting go”.  Often, the time to do so has passed by; but so long as one is within the legal, statutory timeframe, it is never too late as a practical matter to file for Federal Disability Retirement benefits.  Whether under FERS or CSRS, a Federal Disability Retirement application is ultimately filed with the U.S. Office of Personnel Management.

For many Federal and Postal Workers, the recognition of making “that dreaded change” is a difficult decision to make; and like sand castles built for eternity in a child’s mind, the reality is that very few things in life last longer than the pull and tug of the tides of change which inevitably wash away the dreams we once held.

Sincerely,

Robert R. McGil, Esquire

OPM Disability Retirement: Daylight Savings and First Light of Dawn

No matter our technological prowess, the attempt to distance ourselves from biological determinism fails at its most basic elements:  by most accounts, the simple change of moving the clock forward (or backward, when once Fall comes again) completely disrupts our connection to nature and the environment which we strive so hard to detach ourselves from.

We like to think that the artificial world which we have created, of imposing structures destroying and subjugating the natural elements, with allowance for a few trees spotting the proverbial jungle of our antiseptic existence, separates us and distinguishes our kind from other species.  But somehow the simple and artificial act of changing the appearance of time interrupts our biological rhythm for days and weeks, only to repeat the cycle again in the Fall.

Similarly, despite our reliance upon light bulbs and artificial illuminating devices, there is something strikingly different about the first light of dawn, with that shimmering brightness breaking open the chasm of darkness.  Lights created of man have certainly advanced civilization; but the sunlight of dawn is an irreplaceable phenomena of pure enjoyment.  That is why we have such metaphors as, “light at the end of the tunnel” which, by the way, is normally meant natural sunlight, and not a lamp post illuminating the street.

The first light of dawn is akin to hope for the future, and for Federal and Postal employees who suffer from medical conditions, such that the medical conditions impact one’s future by preventing one from performing one or more of the essential elements of one’s job, often the only metaphorical light at the end of one’s traveled tunnel is to file for Federal Disability Retirement benefits, whether under FERS or CSRS, from the U.S. Office of Personnel Management.

Such an action allows the Federal and Postal employee to attain a foundational element of financial security, but more importantly, to have the interlude to attend to one’s medical conditions.

Medical conditions, like daylight savings, clearly interrupt the natural and biological rhythm of Man; but like the first light of dawn, it is up to us to find a path back to the natural order of things.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement for Federal Workers: Fear and the Masking of Medical Conditions

Fear can exacerbate, and simultaneously hide the underlying cause.  The Western philosophical quest for the essence of a thing never considers whether the human element of fear is part of the problem; instead, the focus has always been to unravel and lift the veil from the world of appearances by either recognizing the imperfection of perceptual engagements, or by acknowledging that the objective world is unreachable and unknowable.

But fear is the penultimate human emotion of irrational masking; and when an individual has a physical or psychiatric condition such that this medical condition begins to deteriorate and debilitate, and impacts upon one’s workplace relationships, social engagements and family security, the exponential magnification of fear can mask the condition itself — or, at the very least, deliberately cover the symptomatologies which trigger alerts daily.  But the underlying motivation prompted by fear can only conceal for a time, until a flash-point occurs where the seriousness of the medical condition exceeds the ability of fear to mask; and when that crisis-point reaches fruition, the condition itself becomes a point of crisis.

Yes, fear can mask for a time; man has the unfathomable capacity to lie not only to one’s self, but to lie to the self which lies.

For Federal and Postal employees who walk with fear because of financial and workplace security, who are beset with a progressively deteriorating medical condition, fear is a factor of which one must contend.  Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS or CSRS, is a great leap of faith.  But faith should first be reinforced with information; and so the best medicine to treat fear is to initially gather the information on the entire process.

Preparing, formulating and filing for Federal Disability Retirement; understand, reflect, and battle against the fear of ignorance.  That is the proper methodology and approach.

Sincerely,

Robert R. McGill, Esquire