Federal Employee Medical Retirement: Close Encounters of the Third Kind

The title reference, of course, is to the old Spielberg film concerning contact with an alien being; but such a remote, rare and unique experience need not be with an entity from another galaxy or planet, but can be closer to home.

Most people will never need to experience engagement with the U.S. Office of Personnel Management, OPM Division of Disability, Reconsiderations and Appeals, in order to apply for Federal Disability Retirement benefits (whether under FERS or CSRS), leaving aside having to file an appeal to the U.S. Merit Systems Protection Board.

But when the Federal or Postal employee finds him/herself in such a unique situation such that contact with the U.S. Office of Personnel Management or the MSPB becomes necessary, such an experience will be as peculiar and strange an an encounter of the “third kind”.  Moreover, the experience itself may be an unwanted and unpleasant one, because it is something accomplished and pursued while experiencing a personal crisis involving a medical condition.

The encounter itself — however strange, unpleasant or unwanted — nevertheless is a reality which must be dealt with, and in so doing, it should be done in as efficient a manner as possible.

In an initial encounter with an alien being, one would assume that there might be some trepidation and reluctance, mixed with a great amount of suspicion.  That would be natural.  In a similar encounter with the U.S. Office of Personnel Management, it is best to also have a healthy dose of skepticism; better yet, you might want to contact an expert who has had some past experience in dealing with the entity.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: The Unknown

Irrational fears reflect the extent of human imagination, and the creative capacity of the human species to engage in fantasies.  For, in the animal kingdom distinct from civilization, the ability to survive depends upon accurately assessing real-time dangers and impending surroundings and circumstances; to go after imaginary ones merely exhausts the reserves needed to battle against real dangers.

That is why the virtual world of modern video games is so detrimental to the proper development of children; experts miss the real point:  the world of make-believe is more exciting than the objective world we live in — witness which is preferable, real time deer hunting (a monotonous adventure at best), or being able to shoot at will at a video arcade.  But it is ultimately the unknown which haunts and stresses most.

For the Federal and Postal employee who must contend with the real issues of a debilitating medical condition, the unknown of one’s future; the unknown of the reaction of one’s agency; the unknown of when and what decision will be rendered by the U.S. Office of Personnel Management, is never as exciting as the virtual world of the video arcade, or as depicted in the privacy of sitting at one’s personal computer.

Filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, is oftentimes a surreal experience; but it is never like a video game, because there are real-life consequences which result from the action, just as the medical condition itself is a reality which cannot be avoided, unlike the switch from virtual-reality to objective-reality, with the push of a button of one’s PC.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: The Analogy of Games

Games created and imagined by societies will likely reflect societal values, beliefs, fears, and generally the character and personality of the social structure of the time.

That is why life situations are often described and elaborated upon by reference to particular games, by analogy, to elucidate the reality of a specific situation, or perhaps even the absurdity — because by describing the game, it removes the need to discuss a present reality, and instead to speak of it in terms of a third-person phenomena.

Thus, one might refer to the game of Go — and instruct the novice that, as in life, every time you “pass”, the opponent gains a move, and the more you pass, the greater gains, until victory occurs.  Or the oft-quoted game of Chess, in which one must always think in terms of 5 moves ahead, lest your opponent already has mapped out the path to checkmate before you have even considered your options.  And so we live life as we play games.

For the Federal or Postal Worker who is considering filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, such analogies are instructive.  “Passing”, as in the game of Go, will only allow the two opponents — the agency, and the medical condition against which one is battling — to gain the upper hand both in terms of time and closing potential options.  Failing to consider future moves, as in the game of Chess, will only increasingly limit and restrict one’s future ability to act; and so one’s future is diminished by the enemy of time.

In the end, games are created merely for recreation; but life itself is more than a period of fun and games, and failure to consider the seriousness of an analogy is only to the detriment of he who fails to consider the applicability of parallel universes.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Medical Disability Retirement: Unlike the Superbowl

Since this week requires some profound analogy to the upcoming game between Baltimore and San Francisco, we must submit to the conventionalized mandate.

The Superbowl is an “event”; Federal Disability Retirement is similarly an event, albeit one which requires foresight, planning, and a purposeful step to engage in a change from daily living. There — the analogy has been made and satisfied. Moreover, in truth, most issues which surface in daily life are not based upon expectations of an upcoming event.  

The Superbowl is something which NFL players strive for as a goal; a career-ending injury or medical condition is more akin to what a player suffers on the pathway to that goal.  For Federal and Postal employees, a quiet, consistent and progressive route to a satisfying career is what is sought after.  For many, however, such a solemn and honorable goal is cut short because of unforeseen circumstances — either a physical medical condition, or a psychiatric condition which insidiously begins to disrupt and destroy.

Remember, however, that Federal Disability Retirement is not a complete surrender to a medical condition; that is precisely why the U.S. Office of Personnel Management allows for a person on disability retirement to engage in another vocation, and to work and earn income up to 80% of what one’s former position currently pays.  

The Superbowl is a one-time event per year; beyond that, there are 364 days of daily living which everyone must consider, including the Federal and Postal employee, as well as the star NFL player. Just something to think about, and to maintain a rational, balanced perspective.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: Working with the Medical Condition

As the 2012 – 2013 Pro-football season comes to an end, with the approach of final playoff games and the Superbowl, the controversy and issues concerning the game itself — of injuries to players; of concussions and allowing for types of plays which have a high percentage of probability for injuries; of RGIII of the Washington Redskins being allowed to play despite clearly being injured; and of the culture of football which idolizes players who can endure pain — these will continue to be debated and discussed, and peripheral corrections and adjustments to the game itself appear to be an inevitability.

The counter to much of this debate has been twofold:  first, that those who play the game do so knowingly, and therefore cannot complain about the potential risks and hazards of the game itself, and second, that because the players are well-compensated, they therefore do not have a right to object to the inherent dangers of the game.

For the Federal or Postal worker who has been working for many years in his or her job, and who is suffering from a medical condition, the entire controversy surrounding football players may be a distant and foreign concept.  For the Federal or Postal employee, enduring the medical condition in order to continue to work and to make a viable living is merely a daily necessity.

There comes a point, however, where the medical condition can no longer be tolerated, and where filing for Federal Disability Retirement benefits becomes an option which must be considered.  Football is a well-compensated game; life in other sectors, like Federal and Postal workers who have worked diligently to pursue a career, engulfs a lifetime of commitment.

Working through pain is nothing new for the Federal or Postal worker.  That occurs daily, all across the U.S.  In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, watching football on television is merely a pastime, and such controversies seem like a distraction to those who know, firsthand, what it means to endure a medical condition on a daily basis.

Sincerely,

Robert R. McGill, Esquire