Federal Gov. and USPS Disability Retirement: The Morning After

The next day always comes; regardless of the anticipatory delay in accepting the harsh reality of the coming days and months after the celebratory pause allowed through an event, a holiday or the respite of a weekend, the morning after always follows, and the reality of facing the inevitability of that which was and is, delayed perhaps for a moment and a glorious interlude, a certainty of subsequent coming.

So the treadmill begins again; the daily grind must be faced; the trauma experienced the day before must now be encountered anew the day after.

Holidays are great periods of quietude and temporary suspensions of reality, but when the presents are all opened and the guests have all left, the reality of facing one’s daily life must be refreshingly embraced.  For Federal and Postal workers who experience a medical condition, such that the medical condition impacts the ability to perform all of the essential elements of one’s job, consideration needs to be given for Disability Retirement — which provides a longer respite and the needed period of recuperative relief in order to attend to one’s medical conditions.

Delay for a period works for that period; procrastination in order to celebrate an event or a holiday is often a necessary interlude; but in the end, the Federal or Postal worker who must file for Federal Disability Retirement benefits, whether under FERS or CSRS, through the U.S. Office of Personnel Management, must make some serious decisions and consider the impending consequences, beginning on the day after, and sometimes even the morning after.

For the Federal or Postal Worker who faces a medical condition such that the medical condition prevents one from performing the essential elements of one’s job, it is always the morning after which is the critical period.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Medical Disability Retirement: The Leisure of a Painless Life

For Federal and Postal employees suffering from a chronic medical condition which impacts one or more of the essential elements of one’s job, the times of “leisure” have little or no meaning.

Leisure implies the ability to enjoy a world apart from the everyday world of work and worry; it is a short respite from the treadmill of life, obligations and duties, which we all have.  The “Holidays” are also such a period; a time to set aside in order to attend to those meaningful compartments of personal relationships, family ties, and friendships once formed, lessened over time, and fractured through life’s daily struggles.

For the Federal or Postal employee who suffers from a medical condition, whether physical, psychiatric, emotional — or a combination of a compendium of all three — “leisure” is a foreign concept precisely because the escape into a surreal world of pausing the anxieties of the universe cannot ever be achieved.  Such a point in life indicates the necessity of considering Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, precisely because the escape-hatch is a human need.

The deterioration and progressive pounding of a medical condition which impacts the Federal or Postal employee’s ability to perform all of the essential elements of one’s job, is a red-light indicator.  Listen to it; as leisure is a world of solace, so the medical condition is a voice which shouts for a change.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement: “And the Holidays Are For…”

And the holidays are for (in sequential order):  Celebration of an event; time away from one’s daily routine in order to revitalize one’s health, both mental and physical; enjoyment in the company of one’s family, friends, neighbors, etc.; time to pursue other interests and diversionary delights; and secondary reasons which are just as valid as the primary ones, with the order of priority interchangeably reflecting the time, age and life-phase of each individual.

The one factor which almost always invalidates the previous statement, however, is a medical condition which is chronic, severe, progressively debilitating, and one which prevents one from performing one or more of the essential elements of one’s job.

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, that is one of the focal points of consideration for the Federal or Postal Employee — for, if a “day off” is merely another day to recuperate from the toil and degenerative crumbling of one’s health, where daily work is a struggle just to appear, and home is not where the warm hearth occupies the quietude of one’s life, but rather a place merely to pause in a linear continuum of a treadmill, where dread and anxiety are not conceptual constructs but daily realities; then, a “holiday” will not do.

It is time to consider filing for Federal Disability Retirement benefits from OPM.  The old adage that life is too short to toil in a constancy of dread and despair is not just a pithy saying by French existentialists; it is a truism which must be confronted and constructively applied in one’s daily life.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: The Three-Day Weekend

For Federal and Postal employees contemplating filing for Federal Disability Retirement benefits under FERS or CSRS, the 3-day weekend is a time of respite, recuperation and intermediate period of temporary time-out, in order to regain the energy and sustained endurance to go back to work.  

Pain is a chronic state of being which results in profound exhaustion and fatigue just to fight against it and to attempt to minimize it on a daily basis.  For psychiatric medical conditions, Major Depression, Anxiety, panic attacks, and a host of other conditions and symptoms, are not something which one can simply “will” to overcome.  

Often, the question still is posed whether or not psychiatric conditions are denied by the Office of Personnel Management at a greater rate of consistency than physical medical conditions.  Fortunately, the stigma of psychiatric conditions has diminished.  Whether for physical medical conditions or psychiatric medical conditions, the standard to be met in preparing, formulating and filing for Federal Disability Retirement benefits under FERS or CSRS is the same applicable standards of proof.  

For the 3-day weekender, however, the standard of proof is an irrelevancy, because the time of recuperation is merely temporary, and the cyclical requirement to return to work in a state of exhaustion, pain, or cognitive turmoil must begin anew with another work day.  It might be time to consider filing for Federal Disability Retirement benefits under FERS or CSRS if you find yourself in that state.

Sincerely,

Robert R. McGill, Esquire

Early Retirement for Disabled Federal Workers: Generalized Anxiety Disorder

It may seem antithetical to talk about the psychiatric condition of Generalized Anxiety Disorder in filing for Federal Disability Retirements benefits under CSRS or FERS, especially during the Holidays — but, in fact, the analogy with the high stress which many Federal and Postal workers feel because of Christmas, New Years & other holidays is especially relevant.  

Let me elaborate.  Such a time period as “The Holidays” in fact often brings greater stresses in a person’s life — for it is precisely a time when one is “supposed” to feel joyous, when in fact an individual’s internal, personal turmoil may contradict the outward appearance which one manifests.  Such a combination — of the high level of stress one is experiencing, at a particular time (the Holidays), may be considered a “situational” psychiatric condition, because (hopefully) it will subside once the time-period passes.

This is a good way to understand what distinguishes between a “situational disability” (which is disallowed in Federal Disability Retirement applications under either FERS or CSRS) and “non-situational disabilities” (which are viable medical conditions pervading all aspects of one’s life, regardless of time or situation).  

The Office of Personnel Management will often attempt to characterize the psychiatric condition of Generalize Anxiety Disorder as one of merely “situational occurrence” — i.e., of being particularized and categorized as occurring only within the confines of a particular department, a particular workplace situation, or a period of time when a specific supervisor or coworker is present (sort of like occurring during the Holidays).  But Generalized Anxiety Disorder, properly diagnosed by a treating physician, is rarely, if ever, situational, and in fact is a serious psychiatric condition which qualifies for Federal Disability Retirement benefits under FERS or CSRS.  

Do not let the Office of Personnel Management fool you; Generalized Anxiety Disorder is a viable psychiatric medical condition, especially if it pervades all aspects of your life, and it prevents you from performing one or more of the essential elements of your job as a Federal or Postal employee under either CSRS or FERS.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Service Disability Retirement: Psychiatric Disabilities & the Holidays

Christmas, New Years & the Holidays; psychiatric disabilities of Major Depression, Anxiety, panic attacks, and many others; the mixture of the two often create an admixture of conflicting emotions, enhancing and exacerbating the psychiatric disabilities.  Unfortunately, the “Holidays” are a time when stresses and anxieties are further exacerbated; we are all meant to be “happy” and in the “holiday spirit”, when in fact the gathering of friends, family and gift-giving exponentially emphasizes the medical conditions which people suffer from, especially psychiatric conditions.  For Federal and Postal employees considering filing for Federal Disability Retirement under FERS or CSRS, the “Holidays” should be a time of rest and reflection; to determine the course for the future; whether the future holds continuation of a long and productive career, and will it continue until the time of regular retirement, or is this the time to consider filing for Federal Disability Retirement.  The “long-term view” must be taken; not to make a hasty decision because of the exacerbating circumstances of the Holidays; rather, to see beyond the holidays, and make the proper decision based upon an “objective perspective” of the “now”, as well as of the future.

Sincerely,

Robert R. McGill, Esquire