Federal Employees Disability Retirement Systems: The Quarantined Mind

From early childhood, the necessity of imposing constraints and conformity produces the positive effect of a well-ordered society.  But corollary and unforeseen consequences often occur, as in the quashing of creativity and mindsets which step outside of the proverbial “box”.

The problem with people talking about thinking “outside of the box” is that such a thought process itself constitutes nothing more than mundane conventional wisdom.  Those who have considered thoughts beyond the artifice of social concordance have already done that which is widely preached, but little known.  Then, along comes a calamity or crisis, necessitating a change of lifestyle and a different manner of approaching the linear and customary manner of encountering life.  The other adage comes to mind:  necessity is the mother of invention.

Medical conditions tend to do that to people.  Suddenly, things which were taken for granted are no longer offered:  health, daily existence without pain; the capacity to formulate clarity of thought without rumination and an impending sense of doom.

Federal Disability Retirement is a benefit offered to all Federal and Postal employees who require a second chance at life’s anomaly; it allows for a base annuity in order to secure one’s future, while at the same time allowing for accrual of retirement years so that, at age 62, when the disability retirement is recalculated as regular retirement, the number of years one has been on disability retirement counts towards the total number of years of Federal Service, for recalculation purposes.

It allows for the Federal or Postal employee to seek out a private-sector job, and earn income up to 80% of what one’s former Federal or Postal position currently pays, on top of the disability annuity itself.  It thus allows and encourages the Federal and Postal worker to start a new career, to engage another vocation, and consider options beyond the original mindset of one’s career in the federal sector.

In the end, it is often our early childhood lessons which quarantined the pliant mind that leads to fear of the unknown because of changed circumstances.  To break out of the quarantined mind, sometimes takes a blessing in disguise; but then, such a statement is nothing more than another conventional saying, originating from the far recesses of another quarantined mind.

Sincerely,

Robert R. McGill, Esquire

 

CSRS & FERS Medical Disability Retirement: The Universe of the Possible (Part II of II)

When avenues are closed off, the human psyche tends to shut down; and when grounds manifest fertile regeneration and bountiful splendor, the endless state of the possible opens like the gaping eyes of a child in excitable wonderment.  That is why internet companies attempt to artificially recreate atmospheres of creativity and prior glory days of unbounded imaginations.  But whether simulating a couch plopped in one’s basement or garage, and making it appear as if the environment is similar to those past dawns of tinkering with one’s imagination in the unheated, primitive conditions of one’s youth, is questionable.

For the Federal and Postal employee who is faced initially with a medical condition, such that the medical condition impacts one’s ability to continue in the vocation and career choice of one’s following, the limitations which the present condition places upon one’s future often seems daunting.

But there are options available.

Federal Disability Retirement allows for those options to open up; for, once the Federal or Postal employee obtains an approval for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, that (now former) Federal or Postal employee may go out into the private sector and earn up to 80% of what one’s former position currently pays, on top of the Federal Disability annuity. Many start their own businesses; others perform consultative work or work part time, thereby controlling the stresses and the extent of activity able to be tolerated within the restrictions of one’s medical conditions.

The avenue of the possible can only reopen once you recognize the reality of the probable; and in order to tap into the fertile imaginations of a brighter future, the roadblocks once observed must be moved in order to travel down the path of viable alternative routes.

Sincerely,

Robert R. McGill, Esquire

Federal Gov. and USPS Disability Retirement: Adversity and Change

Somehow, the collective and proverbial “we” came to expect that life was easy; that comfort, good health and career advancement was part of the human deal; and that adversity was a circumstance which only people in other nations faced, and from which we would help to show the way out.

But adversity and change have always been an essential element of life; the moment expectations pushed the ‘delete’ button and erased those concepts from commonplace consent, we lost the will to hungrily pursue our dreams through achievement, hard work and purposeful drive.  At the same time, a nation which harbors a self-image of greatness will necessarily create an intelligent paradigm which fosters the collective will of those who are less fortunate, to achieve goals and maintain dreams in the midst of adversity.

That is precisely what Federal Disability Retirement benefits, whether under FERS or CSRS, contemplates, for the Federal and Postal employee.  For, under the generous administrative annuity provided, Federal and Postal workers who cannot be fully productive, and who face adversity in all aspects of one’s life — of career stoppage, finances, and workplace animosity — can become eligible for a system of compensation into which one may continue to contribute by seeking a different, second vocation in the private sector.  Or, for those who are too disabled to work, it is tied into the Social Security system, such that SSDI is combined with FERS disability retirement benefits.

It is a progressive paradigm which allows for the collective “we” to pursue the common goals which we have all maintained — of productivity and purposefulness, wedded to compassion and caring.  That, in the end, is how the “I” become a “we” in a society which values civil intercourse.

Sincerely,

Robert R. McGill, Esquire

Federal Employee Medical Retirement: Existence and Being

There is a distinction between existence and being; for the former is something which merely “is”, and over which one has no control over, or the capacity of which to have any input; while the latter is the composite of the essence of who we are — the coalescence of one’s past, present, and future potentiality.

Heidegger’s life work encompassed the attempt to describe the search for being, the revelatory recognition of it, and the systematic approach to unravelling the hidden fullness of being.  It is the difference between going through the motions, and living an authentic life.

That is how Federal and Postal employees often feel just before contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS — for the state of merely existing in order to trudge to work, in order to “get through the day”, only to return home, to sleep, to struggle, to regain one’s strength, energy and stamina for a reserve to be depleted for another day of work; such a process describes an existence, not a state of being.

That is also why scams and “get-rich-quick” schemes continue to successfully con so many — because most people consider themselves merely in a state of existence, waiting to be saved for a life of being, but mistake the conversion from the former to the latter as dependent and reliant upon more money, greater acquisition of wealth, and accumulation of property.  But it is good health and the ability to be pain-free, which forms the foundation for a true state of being.

Disability Retirement for the Federal or Postal Worker is a means of attaining a state of being where rehabilitation and escape from the treadmill of progressive deterioration is possible.  That bifurcation which Heidegger attempted to describe — between a state of mere existence, and the lifting of the veil upon Being — should be seriously considered.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: Alternatives and the Sense of Guilt

In the course of speaking with thousands of Federal and Postal employees over the years, with those who are contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, both under FERS & CSRS, two prevailing themes often overshadow the discourse:  the sense that there are few alternatives left because of the impact of one’s medical condition upon one’s ability/inability to continue to pursue the intended career-course of one’s life; and secondly, a sense of guilt (or sometimes interpreted as shame) that such a course of action triggers.

The former response (that there are limited alternatives remaining) can often be resolved by a change of perspective:  To accept one’s medical condition, while difficult, is a reality which must be embraced, and in doing so, to be open to a change in vocation and previously-set view of where one wants to go in life.

The latter — of having a sense of guilt or shame for considering the course of filing for Federal Disability Retirement benefits — is often a result of misunderstanding the option of Federal Disability Retirement.  For, Federal Disability Retirement under FERS or CSRS is merely part of one’s compensation package which one signed onto when you became a Federal or Postal employee.  It is not an acceptance of defeat; it is not a resignation from one’s goals; rather, it is an avenue to embrace a course of rehabilitative stage of life in order to be able to recover sufficiently to pursue a different vocation and a different course of action in one’s life.

To remain steadfast and have a sense of fidelity is indeed an honorable thing; but to remain steadfast on a train bound for disaster, is merely a stubborn trait of foolhardiness.

Sincerely,

Robert R. McGill, Esquire

Federal Worker Disability Retirement: Heidegger, Being, Essence and Value

Heidegger represents a culmination of sorts — of a philosopher caught in the historicity of his own time and making (with allegations of collaborating with the Nazi party), while proposing a methodology of modern philosophy which embraces the issues important to modernity — essence, value, and the meaning of one’s existence.

In this society of technological adaptation, where the separation of humanity from machines, and the chasm of isolation which expands exponentially, resulting in greater incidents of psychiatric desolation; it is important to pause and reflect upon the value of the human being.

For the Federal or Postal employee who has worked tirelessly to “advance the mission of the agency”, but who now finds him/herself with a medical condition which prevents him/her from performing all of the essential elements of one’s job — how does the agency act/react?  Does it manifest compassion, empathy, and most importantly — loyalty?

In order for the conceptual paradigm of “loyalty” to have any meaning, it must be bilateral — meaning, inclusive in both directions.  But too often, loyalty is based merely on “what has he/she done for the agency today?”  The meaning of one’s existence is too closely tied to one’s work; the value of human worth is too easily discarded when one’s work is disrupted; and the truth of one’s being is too readily revealed when a medical condition intersects and interrupts one’s ability/inability to perform one’s job.

Heidegger, in the end, was probably right; the “things” we do are mere distractions to the ultimate fate of our being; but in the meantime, we must continue to strive, to live.

Federal Disability Retirement is a benefit which exists in order to continue to live.  It allows for a Federal or Postal worker to continue in another vocation, and to have that rehabilitative period to focus upon the important things in life:  of health, of value, and of family relationships.  Don’t tie yourself too closely to some faceless agency’s “mission”; the first and primary mission is the worth of the individual human being.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: A New Beginning, after an Old Ending

Whether it is old age which makes for intransigence, or whether it is a lifetime of habitual living which makes for difficulty in changing the course of one’s future, will never be completely answered.

Youth better tends to possess the capacity to adapt and change as the malleability of circumstances confront an individual.  Old age — or those who euphemistically are identified as being “mature” — has the unfortunate effect of being entrenched in the ways of routine and unchanging, repetitive actions.

Perhaps the early requirement of being able to “multi-task” — of performing a variety of bombardments of sensory overloads on smartphones, iPads, computers, etc. — will have a positive impact upon society in the end, by allowing for quick and effective adaptation in an ever-changing environment.  Perhaps the penultimate, Darwinian evolution is taking place before our very eyes:  cognitive adaptation, where those who fail to change quickly and with each altering circumstance be able to parallel the change, will fail to survive in this high-paced, technological society.  The multiple “perhaps”, of course, still leave a healthy doubt; culture, stability, sameness — there are positive things to be said about the “old” ways.

In preparing, formulating, and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether it is under FERS or CSRS, the most difficult step for the Federal or Postal employee is to recognize and adapt to the change which will occur, does occur — and must occur.

The old habit of thinking that one’s career with the Federal government, or the U.S. Postal Service, necessarily means a lifetime of commitment, must alter; the paradigm which one walked around with, that a single career in life marked one’s character of commitment and stability, needs to be transformed.  For, ultimately, CSRS/FERS Disability Retirement allows for a new beginning:  of having that rehabilitative period to take care of one’s medical conditions, while concurrently allowing for contemplation of a second, albeit different, type of vocation for the future.

Whatever one’s age, CSRS/FERS Disability Retirement has the potential for a brighter tomorrow.  It is a benefit which can allow for a new beginning, and once taken, the Federal or Postal employee will perhaps see that the old ways weren’t so attractive after all.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: The Disjunctive between Words and Actions

In symbolic logic, there is the disjunctive which allows for a choice between two elements, and one must exhaustively pursue the symbolic “tree” in order to arrive at a logical conclusion.  At each fork in the road, there remains a choice; the pursuit of each road leads to the answer one searches for.

Similarly, in life, one is often confronted with such metaphorical “forks in the road“, and the choice which one embraces will determine whether the path taken leads to — if not a logically sound outcome — a reasonable judgment.

Throughout the career of the Federal or Postal employee, a sense of “loyalty” is stressed; that if one works hard, one will be rewarded; if the agency succeeds in its accomplishments, the individual worker who contributed will be acknowledged, praised, etc.  But the true test of sincerity is actions, not more words.

When the time comes when a Federal or Postal employee is overwhelmed by a medical condition, such that the medical condition impacts one’s ability to perform one or more of the essential elements of one’s job, then that is precisely the time to “cash in” on that loyalty which the agency had previously and so honorably declared to be of penultimate importance.

Don’t count on it.

If one’s agency indeed confirms the sincerity of its words, then that is an exponential benefit to the process of one’s life and career.  But short of that, one has reached a true “fork-in-the-road”, tripartite in character, and the choice is often one of walking away, being constantly harassed, or filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management.

Federal Disability benefits were always part and parcel of a Federal or Postal employee’s total compensation package.  It was part of the reason why you “signed on” as a Federal or Postal worker.

When the appropriate time comes — when a medical condition prevents you from performing one or more of the essential elements of one’s job — then it is time to go down that path, and pursue the tree of logic, and look out for one’s own best interest — and not merely be blinded by the words of an agency which somehow declares a state of amnesia when it comes to such vainglorious words like honor, loyalty, and the mission of the agency.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: The Career-ending Event

One often reads and hears about a traumatic injury which suddenly and unpredictably ends the career of a certain sports figure.  Such stories evoke sentiments of empathy, for the potential which was never entirely fulfilled, and for the personal tragedy which befalls the individual, the family, and those who admired the talent which failed to reveal its fullness.  

But in everyday life, such tragedies occur in less spectacular ways; perhaps not as sudden and unexpected incidents or injuries as to bifurcate between the day before and the day after; rather, through a chronicity of time, over months and years of struggling, until a day comes when one must admit to one’s self that the chosen career-path must be reevaluated.  

The trauma of the life-changing event is no less significant to the Federal or Postal Worker than to a star NBA, NFL or NHL player.  For the Federal or Postal worker who has worked diligently, if not quietly and unassumingly, in the chosen career path — a recognition that his or her medical condition will no longer allow continuation in the vocation, has the identical reverberations as those more notably identified, in terms of financial, economic, personal and professional significance, relevance and impact.  

In fact, sometimes even more so — because one never witnesses the long and arduous struggle for the months and years prior to making the decision to file for Federal Disability Retirement benefits, through the “quiet years” of using Sick Leave sparingly; of trying to maintain a semblance of competence and work-completion in the face of medical conditions which are never told, never spoken of, and never acknowledged.  

Filing for Federal Disability Retirement benefits, whether under FERS or CSRS, from the U.S. Office of Personnel management, is tantamount to that “traumatic injury”; it’s just that such an event is rarely, if ever, written about.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Government Employees: Milestones

The expanded meaning of a “milestone” encompasses events of personal successes, where the capacity of the human will exceeds an expectation of what one thought one could do.  In its original and mundane conceptual history, a milestone was merely one in a series of numerical markers designating and identifying distance.  

For the Federal or Postal Worker who continues to endure a medical condition, a “milestone” can often be a period of time in which to reach; a three-day weekend to survive; a date on a calendar to arrive at, surpass, and continue to endure.  But while such milestones may provide a focal point to reach, the reality is that it is merely a representation on a linear continuum of days, weeks, months — until the years come and go.  

Federal Disability Retirement is an option to consider for those Federal and Postal workers who are suffering from a chronic medical condition, where such milestones may be deemed irrelevant by allowing for a life of recuperative days.  

Preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, is in itself a milestone of sorts.  It is a recognition that there is, and can be, life beyond the federal sector; that one is no longer able to perform one or more of the essential elements of one’s particular kind of job; but, moreover, one can expect to find another vocation which may not be impacted as severely by one’s medical conditions.

Passing a milestone may be a positive step; using the milestone as a basis for a better future is more than a positive step — it is a step to secure one’s future, especially for the injured and sick Federal worker who may need to consider filing for Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire