Federal Employee Medical Retirement: The Value-Driven Life

Are expectations unrealistically embraced, adopted and concretized at the outset, without thoughts of malleability and alterations subject to changing circumstances? What happens when societal demands, whether explicit or implicit, clash with personal ambitions, to create a dissonance which tears apart the soul of Man?

The psychological chasm between what we believe our parents expect, what we desire, how we view the values as espoused in daily discourse with the world around us, becomes entrenched at an early age, and attaches to our psyche before we even have a chance to test the waters of reality. That is why most people find it difficult to adapt and to respond adequately to ever-changing circumstances.

Yet, the way in which we remain inflexible is a denial of reality; for, life rarely proceeds upon a linear direction without unexpected turns and twists. The love that we thought would be forever, ends in divorce and destruction; the career which we believed was the key to success, turns out to be a mere means to pay the bills; and the puppy that was to grow old with you, ceases to be before its time.

For Federal and Postal employees who suffer from a medical condition, such that the medical condition impacts and prevents one from performing the essential elements of one’s job, the idea that life’s alterations must result in reactive responses different from the original course of one’s career, is not a new notion.

Filing for Federal Disability Retirement benefits, whether under FERS or CSRS, through the U.S. Office of Personnel Management, is obviously a career-changing, major decision to make. But the very fact that the benefit’s availability for all Federal and Postal employees who have a minimum of 18 months of Federal Service under FERS, or 5 years under CSRS, at least allows for the option to be offered at all.

Options are avenues for responding to life’s reality of twists and turns, in real time, based upon real circumstances. The paradigm set as a child may be nothing more than a dream once enjoyed; but in growing up, those childhood dreams needed to be adjusted in order to accommodate the reality of our daily lives.

Sincerely,

Robert R. McGill, Esquire

Federal Employee Medical Retirement: The Process of Decision-making

It is both informative and interesting to observe various personalities in the thought-process of decision-making.

Some will merely be silent and ponder for hours, days, and weeks (or longer), as if time alone with resolve an issue; others will be proactive and aggressively inquire, gather further facts; still others will make a quick and decisive stand, with little thought or reflection.

Then, of course, there are those who rely upon “gut instinct”; others who apply a methodological paradigm where each criteria must be satisfied and checked off before a decision is made; and some who “hedge their bets” and make a contingent decision, which is often no decision at all.

For Federal and Postal employees who are contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, the luxury of time often works against them.

Time is the great decider of fate; for, whether because of financial reasons, Statute of Limitations, or impending adverse actions proposed by the agency, time constraints must always be factored into the process of decision-making. Wait too long, and it may be too late; wait not long enough, and an opportunity presently unforeseen may have manifested itself.

Time, in its essence, is both the outside influence and the internal trigger, and the time one takes in pondering the proper decision is often the indicator of whether it is the right or wrong decision.

Sincerely,

Robert R. McGill, Esquire

Federal Disability Retirement: The Logical Beginning Point

The consequences of information overload is that many people no longer have the cognitive capacity to make proper decisions concerning logical beginning points.  Studies have been made, with varying results, but with some indicating that the constant barrage of technological over-exposure results in stunting of that part of the brain which is generally used for making affirmative decisions.

While multi-colored MRI scans make for interesting visual commentary, from a scientific viewpoint, all that can properly be stated is some loose correspondence between certain areas of the brain and a level of activity or inactivity which can be correlated.  Regardless, it would seem logical to assume that too much of anything can negatively impact the capacity of the individual to competently engage in other activities.  Application of energy in one sector will necessarily take away the requisite capacity of engagement in another.

For the Federal or Postal employee who is suffering from a medical condition, and who is also subject to the identical volume of information overload, one may posit that life-changing decisions to be made would be exponentially exacerbated with difficulties of the fundamental nature:  “Where do I begin?”

The beginning points in preparing, formulating and filing a Federal Disability Retirement application with the U.S. Office of Personnel Management are important first steps; what consequential impact such beginning points may have upon the ultimate outcome of a case will determine the future destiny of the Federal or Postal employee.

With such important issues on the line, it may well be prudent to consult with someone “in the know”, and not let the arbitrary winds of change dictate the future course and destiny of one’s life.

Sincerely,

Robert R. McGill, Esquire