Disability Retirement for Federal Workers: The Trifecta

It is a type of betting where the order is important, and where all three must finish as declared, and if any one of the sequence is different, it matters not whether the one correctly deemed to be first, in fact places first.  We often view our lives as if we are engaged in the trifecta; as if the order and sequence makes all the difference, and where misplacement of our artificially prepackaged lives constitutes a complete and utter failure unless such declared sequence of a lifetime of effort comes to fruition.

That is the problem with Federal and Postal employees who hesitate in making an affirmative decision concerning the most serious of issues confronting them. For, as “work” has somehow been ingrained in our very psyche to be first and foremost in commitment, importance, significance and value, as well as that which identifies us and is in many respects the “essence” of who we are (Aristotle would, of course, be flabbergasted by such a statement as a self-contradiction and perhaps an oxymoron because of the irrationality of such a perspective), we thus sacrifice that which should precede (one’s health) over that which must accede (one’s work).

Federal Disability Retirement benefits is an option for Federal and Postal employees, whether one is under FERS or CSRS, which must always be considered when first the Federal or Postal employee encounters a medical condition such that the medical condition prevents one from performing one or more of the essential elements of one’s job. We give lip service to how important family, health, faith and X are, but our actions belie the true loyalty of our souls.

In a trifecta, one receives the cash rewards of a correctly-declared sequence of contestants; in life, sticking to a self-destructive and irrational sense of loyalty to a vocation, at the expense of one’s health, is to earn a reward of which one may never collect.

Sincerely,

Robert R. McGill, Esquire

OPM Disability Retirement: Directing the Cinematic Chaos of Life

We tend to believe that life must travel along a linear path of consistent activity.  Perhaps such a belief system is derived from the Western philosophical tradition of Aristotle’s Metaphysics, which first proposed the conceptual universe of things moving from states of potentiality to actuality, and where the unmoved mover attracted all physical substances to its presence.

But life rarely unfolds as planned; and instead, a retrospective view of most lives reveals one of missteps, pauses, turns of trepidation and wrong and directionless travels to dead ends and strange neighborhoods.

We like sitting and watching movies and shows which are well-directed, with a thematic coherence and a nicely packaged beginning, middle and end. But what of our own lives? Who directs it, and what thematic presence dominates the cogency of one’s own existence? The difference between such fictional production and “real life”, of course, is that the former is created through artificial control of what happens and who enters each scene; in the latter, there can never be total control, as interaction with a chaotic and vibrant world cannot ultimately be refuted.

We try, of course, by remaining within the cocoons of our own making; by following a well-established daily routine, and never diverging from the treadmill of daily living. But then, those unexpected and unwanted anomalies of life intrude, such as a medical condition.

For Federal and Postal employees who find that a medical condition impacts the ability to perform one or more of the essential elements of one’s livelihood, the option of filing for Federal Disability Retirement benefits will often be the only alternative left in order to remain on some semblance of a coherent, linear path of life.  It is a benefit accorded to all Federal and Postal employees, whether under FERS or CSRS, and must ultimately be filed with the U.S. Office of Personnel Management.

To be a movie director is one thing; the more important role is to have some authority in directing one’s own life, and that is by far the more difficult job in maintaining a thematic cogency in this universal chasm of chaos.

Sincerely,

Robert R. McGill, Esquire

FERS & CSRS Disability Retirement for Federal and USPS Workers: Unfolding versus Unraveling

Does one’s life unfold, as expectations become satisfied and met; as plans come to fruition; and as the future one prepared for remains on a steady course of purposeful direction?

Or is it merely an unraveling, where an artificial semblance of having it “all together” was merely a brave front; where behind closed doors the chaos of one’s life was veiled in hidden secrecy; and of the chasm between the public persona presented and the private life grew ever increasingly disconnected and wider with each growing month, year, and decade, such that the mirror reflected one day resembled nothing like the person you once knew?

Rarely does life unfold like a gift neatly packaged for presentation at a special ceremony; but, similarly, neither should it unravel in an instant merely because of an unexpected twist of fate.

Medical conditions, unfortunately, often test the integrity of one’s life.  Because medical conditions pervade all aspects of one’s life — from testing personal loyalties, family and friends, to seeing how far sympathies will extend; to how one’s work, supervisors and coworkers react; whether the future unfolds well or unravels suddenly, is often revealed during such times of crisis management.

For Federal and Postal employees who are under FERS or CSRS, preparing one’s course and direction for the future when confronting a medical condition should involve consideration in filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management.

While the administrative process can be a long and arduous one, securing one’s future will help in the process of unfolding one’s life, and preventing it from unraveling.

Sincerely,

Robert R. McGill, Esquire

Postal and Federal Disability Retirement: Coordinating the Elements of Success

Coordination is something taken for granted; it is only when there is a visible lack of coordination that one comes to appreciate that which has been taken for granted.  Thus, when a disjointed presentation is viewed; a play or a movie without a coherent theme; an unskilled person attempting a skill-based sport; a person trying to “wing it” when such an endeavor cannot be accomplished without prior practice and perseverance:  it is the bad play which brings to the fore the importance of coordination.

Thus, for the Federal and Postal Worker who is contemplating filing for OPM Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, it is the disjointed application, the one without a coherent structure or lacking of the necessary connections between the primary three (3) elements:  the law, the personal narrative, and the medical foundation; that is when a Federal Disability Retirement application is in trouble at the outset.

Coordinating the necessary elements will greatly enhance the chances of a successful Federal Disability Retirement application.  It is when there is a lack of such coordination that the inherent inconsistencies and lack of evidentiary substantiveness will become apparent; sort of like the minor leaguer who tries to reenact the play of a major league type, only to find that it isn’t quite the same.

Sincerely,

Robert R. McGill, Esquire

Medical Retirement for Federal Workers: The Non-Existence of Life’s Linear Line

In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS, it is often a valid concern that the Case Worker at the Office of Personnel Management will review a Federal Disability Retirement application for internal “consistency” of the application.  

By “consistency” is meant the comparative analysis and evaluation of the Applicant’s Statement of Disability as described and narrated on SF 3112A and its continuation attachment, and the medical records and reports and the substantive content of what the treating medical providers are stating.  

Such comparison and comparative analysis may involve the level and extent of treatment; whether there are any notations concerning non-compliance with medication regimens; whether the findings of clinical examinations may contradict the ultimate conclusions of the treating doctors, etc.  

The unfortunate part of such an approach is that life normally does not travel in such a consistent, linear line of events.  On some days when a patient visits the doctor, it may well be that he or she is in the “best health” of one’s slice of life, and it may be reflected as such in the mental status examination, or in the physical examination given by the doctor.  Or, conversely, on any particular day, the treating doctor may not be as “aware” or attentive to the patient, and may simply mechanically jot down notes without putting much thought into it.  Whatever the case, such linear consistency rarely reflects the reality of life.  

To counter such non-existence of the linear line of expectation, it is often a good idea to provide, if possible, a history of the medical condition, treatment regimens and modalities, in order to show that a day’s slice of life is not reflective of the greater medical history one has suffered from, and is currently suffering from.

Sincerely, Robert R. McGill, Esquire