CSRS & FERS Medical Disability Retirement: The Universe of the Possible (Part II of II)

When avenues are closed off, the human psyche tends to shut down; and when grounds manifest fertile regeneration and bountiful splendor, the endless state of the possible opens like the gaping eyes of a child in excitable wonderment.  That is why internet companies attempt to artificially recreate atmospheres of creativity and prior glory days of unbounded imaginations.  But whether simulating a couch plopped in one’s basement or garage, and making it appear as if the environment is similar to those past dawns of tinkering with one’s imagination in the unheated, primitive conditions of one’s youth, is questionable.

For the Federal and Postal employee who is faced initially with a medical condition, such that the medical condition impacts one’s ability to continue in the vocation and career choice of one’s following, the limitations which the present condition places upon one’s future often seems daunting.

But there are options available.

Federal Disability Retirement allows for those options to open up; for, once the Federal or Postal employee obtains an approval for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, that (now former) Federal or Postal employee may go out into the private sector and earn up to 80% of what one’s former position currently pays, on top of the Federal Disability annuity. Many start their own businesses; others perform consultative work or work part time, thereby controlling the stresses and the extent of activity able to be tolerated within the restrictions of one’s medical conditions.

The avenue of the possible can only reopen once you recognize the reality of the probable; and in order to tap into the fertile imaginations of a brighter future, the roadblocks once observed must be moved in order to travel down the path of viable alternative routes.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: Working with the Medical Condition

As the 2012 – 2013 Pro-football season comes to an end, with the approach of final playoff games and the Superbowl, the controversy and issues concerning the game itself — of injuries to players; of concussions and allowing for types of plays which have a high percentage of probability for injuries; of RGIII of the Washington Redskins being allowed to play despite clearly being injured; and of the culture of football which idolizes players who can endure pain — these will continue to be debated and discussed, and peripheral corrections and adjustments to the game itself appear to be an inevitability.

The counter to much of this debate has been twofold:  first, that those who play the game do so knowingly, and therefore cannot complain about the potential risks and hazards of the game itself, and second, that because the players are well-compensated, they therefore do not have a right to object to the inherent dangers of the game.  

For the Federal or Postal worker who has been working for many years in his or her job, and who is suffering from a medical condition, the entire controversy surrounding football players may be a distant and foreign concept.  For the Federal or Postal employee, enduring the medical condition in order to continue to work and to make a viable living is merely a daily necessity.  

There comes a point, however, where the medical condition can no longer be tolerated, and where filing for Federal Disability Retirement benefits becomes an option which must be considered.  Football is a well-compensated game; life in other sectors, like Federal and Postal workers who have worked diligently to pursue a career, engulfs a lifetime of commitment.  

Working through pain is nothing new for the Federal or Postal worker.  That occurs daily, all across the U.S.  In preparing, formulating and filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, watching football on television is merely a pastime, and such controversies seem like a distraction to those who know, firsthand, what it means to endure a medical condition on a daily basis.

Sincerely,

Robert R. McGill, Esquire