Tag Archives: the opm disability annuity income cap (search 80% in this blog for more information)

OPM Disability Retirement: Other World’s Thoughts

Are there other worlds which think differently?  When you hear of other cultures; of other societies; of people speaking in response to questions posed — Do we suddenly become jolted by the cultural differences, of thought processes which sound foreign and alien, and think, “Wow, is it possible that they think differently than I do?”

Perhaps, it has to do with marriage — of arrangements that still lead to a happiness which we cannot fathom.  Or, of cuisine that doesn’t quite agree with what we consider acceptable staples; or even of freedom — of restrictions, of political speech which is restrained and constrained by fear, intimidation, etc.  Are there, within a reach’s distance, other world’s thoughts which appear foreign and distant?

Certainly, for Federal Gov. employees and U.S. Postal workers who suffer from a medical condition and need to file for Federal Disability Retirement benefits under the FERS system — the foreign language required by the U.S. Office of Personnel Management in order to qualify for Federal Disability Retirement benefits; it is, in essence, Other World’s Thoughts.  It is a language replete with legal jargon and foreign phrases; of case laws applicable and statutory authorities inviolable.

In order to qualify for Federal Disability Retirement benefits under the FERS retirement system, it is tantamount to needing to know a foreign language.

Contact a FERS Attorney who is familiar with that “foreign language” of OPM Medical Disability requirements, and understand that, yes, it is indeed Other World’s Thoughts.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

FERS Disability Attorney Legal Assistance: The Intended Goal

Every now and again, we see a video clip of the goal NOT intended — of a running back turned around and making for the wrong end zone; of a basketball player stick his or her leg out to block a pass, only to have the deflection make an arc and swish into the wrong basket; and other similar deviations from the intended goal.

Later in life, people forget to evaluate and analyze first what the intended goal is, before hazarding a lengthy trek towards the conclusion — i.e., years later, do we look at it and say to ourselves, “I should have…”.

OWCP under the Federal Department of Labor is one such animal where the intended goal is often overlooked.  OWCP is not a retirement system; instead, it is a benefit meant to return the Federal or Postal worker back to work.  FERS OPM Medical Retirement, on the other hand, is a system where one’s medical condition will allow the Federal or Postal worker to become eligible for early Federal or Postal Disability Retirement.

You can actually obtain an approval for FERS Disability Retirement while receiving OWCP benefits; you just can’t receive TTD and a FERS annuity concurrently, but you can have the FERS Disability Retirement approved but inactive.

The process for both is rather complicated, but if the intended goal is to retire early because you will never be able to go back to your former Federal or Postal job, you may want to consider filing for Federal Disability Retirement benefits under FERS.

Yes, yes, OWCP pays more — for the present — but FERS Disability Retirement continues to build your retirement system by counting the years you remain on Federal Disability Retirement until age 62.

Contact a Federal Disability Attorney who specializes in OPM Disability Retirement, and begin to process of evaluating and analyzing the intended goal.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

OPM Medical Retirement Benefits: Swords and Shields

It is often in the manner by which one utilizes and applies an implement, which determines whether or not to characterize the tool as either a “sword” or a “shield”.  Thus, a shield used to pummel an opponent is to use the defensive tool as an offensive weapon, and the use of a traditional sword in parrying in order to ward off an attack, is to use the sword as a shield.

Words; language; “the law” — all can be used in offensive ways, as well as by defensive maneuvers.  Preemptive argumentation can be considered as both a sword and a shield, depending upon how the reasoned soliloquy is presented.

For Federal employees and U.S. Postal workers who are preparing, formulating and filing an effective Federal Disability Retirement application with the U.S. Office of Personnel Management under FERS, it is important to weave one’s legal argument both as swords and shields — providing legal citations, argumentation, reasoned explanations, etc., in presenting why you meet all of the legal requirements and criteria encompassing the global compendium of issues which need to be addressed, from invoking the Bruner Presumption when applicable; to explaining why the Bracey standard of accommodations has been met, and to preemptively strike against anticipated objections which will be plentiful and appearing to be valid, as argued by OPM.

Contact a Federal Attorney who specializes in Federal Disability Retirement Law, and make sure that your swords and shields are adequately used and properly applied.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employees Retirement System (FERS) Disability Law: The Novelty Vanished

As it should be, for a child, everything is viewed in terms of, “Wow!”  The novelty of life, of the experiences brought about by a world freshly encountered — like winter’s first snow or the dawn of spring’s warmth, it is the combined meeting of a world newly seen by the eyes of youth yet untarnished and without the destructive force of cynicism which accounts for curiosity, eagerness, innocence, unvanquished optimism and hopeful initiation of plans for a bright future.

That novelty vanished — and vanquished, extinguished and beaten down — comes from repeated encounters with a world which shows no care or concern.  It is when life’s complications keep knocking us down; that is when the novelty vanished.

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal or Postal worker from performing one or more of the essential elements of one’s Federal or Postal job, the novelty vanished comes about from a combination of events: The critical juncture where the medical conditions become chronic and restrictive; the Agency’s or the Postal Service’s unsupportive attitude; the steady exhaustion of one’s sick leave; the potential of being put on a Performance Improvement Plan; the likelihood of being terminated; the administrative sanction of being placed on AWOL status; the refusal to allow for LWOP; and it is the combination of any or all of these factors which results in the Federal employee shaking his or her head and saying, “Wow” — but not with a sense of wonderment, but because the novelty has vanished.

It is time to file, then, for Federal Disability Retirement benefits under FERS.

Contact a Federal Attorney who specializes in Federal Disability Retirement Law, and try and win back that time when the first snow of winter stunned you, the first breeze of spring refreshed, and the world could again be described with a singular encapsulation of a word exclaimed: Wow!

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Federal Employees Retirement System (FERS) Disability Law: How We See Ourselves

Disturbing studies keep seeping out from these technological times of unfettered advancement: Of kids having greater anxiety, being placed on medications at earlier and earlier ages; of technology — Facebook, Instagram and other “Social Media” outlets — contributing to how we see ourselves.

In a predominantly agrarian society — of which we were until after WWI (the Great War to end all wars — how did that work for us?) — with no technological connection between towns, cities, and even families, how we saw ourselves differed drastically than in the modern era.

We did not compare ourselves to total strangers.  We did not snap images of ourselves constantly and obsessively.  We did not view pictures of ourselves, nor had the capacity to alter, modify, “improve” or otherwise change the way we were reflected.  In fact, the grainy images of black-and-white photographs barely captured the outer shell of who we are.

So, how did we see ourselves “back then”?  We didn’t.  Instead, the focus was outward — towards the objective world we had to maneuver through in order to survive.

In modernity, the focus has shifted inward — within the universe of words, language, thoughts, images, and the aggregation of an insular world.  This shift is important to recognize, for we have to counterbalance the overemphasis upon how we see ourselves.

For Federal employees and U.S. Postal workers who are suffering from a medical condition such that the medical condition prevents the Federal or Postal employee from performing one or more of the essential elements of one’s Federal or Postal job, How We See Ourselves is important in light of the devastating impact that the loss of one’s career and instability of one’s future is looked upon.

Greater stress and anxiety likely dominates.  The insular and the objective feed upon each other and trigger greater difficulties.

Contact an OPM Disability Attorney who specializes in Federal Disability Retirement Law, and begin the process of taking a greater balanced view of How We See Ourselves by prioritizing your health, and therefore, your future.

Sincerely,

Robert R. McGill
Lawyer exclusively representing Federal and Postal employees to secure their Federal Disability Retirement benefits under FERS from the U.S. Office of Personnel Management.

 

Long Term Disability Federal & Postal Employees: Different Arguments

OPM will often make different and multiple arguments in denying a Federal Disability Retirement case.  Sometimes, they will make a single, or double argument; at others, it will appear as if a shotgun blast has been expelled in your direction.

Do you need to argue each and every point?  Each and every sub-paragraph?  Likely not.

Most of the arguments are merely different in their surface; the different arguments can be categorized under general headings, such as, “Insufficient medical evidence” or “lack of service deficiencies” — the two main categories which OPM focuses upon, in addition to a third, “No accommodations requested or provided”.

By categorizing the different arguments under a more generic and manageable major category, you can then begin to address the concerns expressed by OPM.  Better yet, contact an OPM Disability Lawyer who specializes in Federal Disability Retirement Law and begin the process of rebutting the different arguments of OPM.

Sincerely,

Robert R. McGill, Esquire

 

Medical Retirement for Federal Employees: The World in Upheaval

These are chaotic times; all around us, the things we relied upon, the places we visited regularly, the people we gathered with — crumbling, coming apart, corona virus.  Sometimes, it seems too much to bear.  How will this all end?

The uncertainties of life, the inability to fathom a future of promise; hope once dashed is the one fate we all dread.  Has there ever been a precedent of a similar sort?  Is there a model that we can point to where we can have a paradigm for comfort?  Perhaps in one’s personal life?

Chaos and upheaval in the world around us may seem like the world is falling apart; yet, for many, the experience of the world in upheaval is akin to the Federal or Postal worker suffering from a medical condition where the medical condition impacts one’s ability and capacity to perform the essential elements of one’s Federal or Postal job.  The microcosm of life now reflects upon the macro-reality of the greater world.

Federal Disability Retirement is still an option to consider for the Federal or Postal worker whose world has been in an upheaval — not necessarily from the corona virus, but from a medical condition that has disrupted the career of a Federal or Postal worker.

Consult with a Federal Disability Attorney who specializes in Federal Disability Retirement Law and begin the process of preparing, formulating and filing for Federal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire
Federal Disability Retirement Lawyer

 

Federal & Postal Disability Retirement: The Stress Test

It is meant to determine the vulnerability of structural foundations, or to gauge whether, under certain extreme circumstances, it will withstand catastrophic levels of pressure for safety and soundness.  Distress triggers the ultimate test; and whether a breaking point can be established is always a fear — of how low or high, and of what tolerance the test itself will reveal.  Objects, composite elements meant to reinforce; and most of all, people — to the extent that stress can damage, and whether such damage can be repaired.  “Repair”, of course, is a relative term, and whether or not the structural firmness can be attained after any damage has been repaired, to a level of pre-damage status, is always of concern.

Can a psyche once damaged be repaired to a state of original soundness?  Are the vulnerabilities inherent in individuals capable of withstanding the stresses of modernity, and is the “test”applied the same as the reality of daily stresses exposed?  Is there even a “test” that can determine the safety or soundness when it comes to human beings?

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition prevents the Federal employee from performing one or more of the essential elements of one’s Federal or Postal job, the daily stresses of the medical condition itself, with all of its inherent complications, are overwhelming enough; it is then the “piling on” of everything else — of Agency actions; of the adversarial nature and responses of the Agency; of the potential for denying continuation of LWOP while even under FMLA protection, and the concern for one’s future with an Agency that seems bent on making one’s life harder than it needs to be: These, and many other “stress tests” determine the need to begin the process of preparing, formulating and filing for FERS Disability Retirement benefits.

Consult with an Attorney who specializes in Federal Disability Retirement Law and begin to apply the legal stress test to determine eligibility for Federal Disability Retirement benefits; for, in the end, the only Stress Test for a Federal or Postal employee seeking Federal Disability Retirement benefits worth applying is the one which determines the potentiality for a successful outcome, and seeking the counsel and guidance of a FERS Disability Retirement attorney is the best way to relieve the stresses that surround such an endeavor.

Sincerely,

Robert R. McGill, Esquire

 

FERS Disability Retirement from the OPM: Changes we resist

It is almost a tautology; two words placed together as synonyms; and, indeed, the word “change” and its neighbor, “resist” have a commonality that cannot be avoided: Both imply an alteration and a sense of life’s modification never to return back.

We resist it, precisely because we want it to remain the same; but change is inevitable, and to resist is to often engage in acts of futility against a tide which resists resistance.  Few of us welcome, let alone savor, changes in our lives; and when they first appear on the horizon of potentiality, we try and resist, to stop it, to alter the course of history’s onward march.

Perhaps we merely refuse to join in with the change; or have an inner attitude of non-acceptance; or sit gloomily and pout throughout the remainder of days simmering with resentment that we were forced to accept that which we never wanted.  It is like the divorce that shattered one’s childhood and from which we never recovered; the stepmother or stepfather who entered our lives only added salt to the wound where change was resisted but no one listened to our protestations and pleas, asking, “Why can’t it be the same as always?”

For Federal employees and U.S. Postal workers who suffer from a medical condition such that the medical condition impacts one’s ability and capacity to perform all of the essential elements of one’s Federal or Postal job, “change” and the “resistance” to change are inevitable dualities of life’s misgivings.

Perhaps you were once at the “top of your game” and considered the best at what you do; or, perhaps you thrived on anonymity and were happy to work in a quiet, unassuming way.  Regardless, the very thought of change is something you resisted, but a medical condition forced such a change whether you like it or not.

Change itself is always difficult, but there are ways to mitigate the vulnerabilities that accompany change: Consult with an attorney before engaging battle with the U.S. Office of Personnel Management in filing for Federal Disability Retirement benefits.  For, while change may be like the uninvited stepmother or stepfather into one’s life, the change that truly becomes a tumultuous event is the one where you step forward into the unknown without any guidance or assistance.

Consult with an attorney who specializes in Federal Disability Retirement Law in preparing, formulating and filing for Federal and Postal Disability Retirement benefits.

Sincerely,

Robert R. McGill, Esquire