OPM Medical Retirement: Holding on

The sense of belonging — of the attraction of the communal hearth — is a powerful draw, and prevents many from traveling too far from the proverbial oak tree.  The inherent contradiction, for Americans, is the paradigm of the rugged individual, and the concomitant idea that this country was and is different precisely because of the type of individuals and individualism which formed the basis of this community we call country.

But times change.  Change itself is a concept which engenders fear, loathing, and angst beyond mere discomfort.  Habituation and repetitive comfort can be derived merely in the methodological constancy of the mundane. Being comfortable and seeking human comfort is not a crime, and is often the telos of career choices. It is when that second step of the dialectical process intercedes and interrupts, however, that the discomfiture of disruption creates havoc and one’s life can go awry.

The thesis is the life lived; the antithesis is the condition of interruption or disruption; and the synthesis is that which is potentially to be, but now not yet known.  So goes the Hegelian dialectical process.  For the Federal employee and the U.S. Postal worker whose career has fortunately been gliding upon a linear path, and from start to career’s finish, a relatively smooth ride has been enjoyed, the blessing of such a continuum is one of mundane and delicious success.  But for the Federal employee or Postal worker who suffers from a medical condition, such that the medical condition impacts one’s ability to perform one or more of the essential elements of one’s job, the possibility that one’s chosen career may need to be interrupted, is indeed a hearth-wrecking event.

Determining whether or not filing for Federal Disability Retirement benefits is a necessity, is a hard choice; knowing what the choices are, while limited and finite and therefore easily discernible, can nevertheless remain a conundrum but for good advice and counsel which can be objectively assessed and conveyed.  For the Federal employee and the U.S. Postal worker, the benefit of Federal Disability Retirement can be a two-edged sword: on the one hand, the mere existence of the benefit reminds us of our vulnerability and mortality; on the other hand, it is a benefit to be accessed when needed, and the need is based upon a legal criteria which must be proven to the U.S. Office of Personnel Management, and such need allows for an out from the quandary of one’s medical conditions.

The draw of the hearth is indeed a powerful one; one’s organization, agency or Federal department can be considered a hearth of sorts, especially when one has expended so much time and effort in building one’s Federal career. But when the embers of warmth begin to fade, and the winds of winter blow the chilling parabola of a future reflected, consideration must be given for change, and change may require the embracing of an antithesis in order to build a brighter future for tomorrow.

Sincerely,

Robert R. McGill, Esquire

Comparative Refractions and CSRS/FERS Medical Disability Retirement

The optical effect of refracted light when it passes through an altering medium is that of a changed phenomenon.  One can engage in an activity which we all enjoy: of comparative analysis before and after, or in parallel evaluation; and just as we determine life’s compass of success or failure by looking at other lives, so the refracted light provides a symbolism of comparative satisfaction or dissatisfaction, as the case may be.

Changes of perspectives allow for a sudden and new awareness previously unknown; sometimes, the cocoon of the limited universe we have chosen will be a comfort zone and a security blanket which we are content to remain in; but then a crisis occurs — one which may be disproportionately viewed, given the relative antiseptic life we have created — and the difficulty of dealing with the change is reflected like the optical alteration of refracted light.

For Federal and Postal Workers who suffer from a medical condition which begins to impact one’s ability/inability to perform all of the essential elements of one’s duties as a Federal or Postal Worker, this phenomenon is well-known, familiar, and often challenging.

Medical conditions constitute a crisis of being, precisely because they necessitate a change and potentially a wholesale reconstitution of one’s life:  Work, which often involves more than a third of one’s time and life; family, which is impacted by the difference in income; and self, because one’s identity is so intimately tied to one’s work. Who we are; what we represent; where we are going; how we are going to get there: all are impacted.

That is why filing for Federal disability retirement benefits through the U.S. Office of Personnel Management is so important. It allows for a period of respite and interlude in order to reorganize and coordinate.  It allows for a time of attending to the medical condition; of securing a base annuity upon which to survive; and creates an atmosphere of positive thinking for the future.

As nature provides guidance of life, so the refracted light hints at a manner of dealing with problems in life.  For the Federal and Postal Worker, reflecting upon refraction may be the first important step in recognizing this guiding principle.

Sincerely,

Robert R. McGill, Esquire

Disability Retirement for Federal Government Employees: Rubik’s Cube

Why we spend so much time of our lives attempting to return and reattach ourselves to that which once was, is a puzzle of human nature.  Comfort zones and childhood safety sensations of warmth and security; and yet, often the reality is that, to cling to something gone is best left behind, and the romanticization of past events is the undoing of present paths of success.

The frustration of fiddling with Rubik’s Cube is an anomaly; once the cube has been rearranged out of the original order of colors, we spend countless hours attempting to return it back to its state of inception.  In life, as in virtual reality, as in the games we invent to whittle away time, we perpetually attempt to return to the origin.

For Federal and Postal employees who suffer from a medical condition, such that the medical condition prevents one from performing one or more of the essential elements of one’s job, that same characteristic of “holding on” to the security of that which we are fondly familiar with, is often the making of our own downfall.  While we try and return to the place of bygone days, the agency moves steadily forward, but without the baggage of romantic notions of loyalty and keeping to the past.

If you are not fully productive, they will find someone else who is or will be.

Like the repetitive attempts to solve the puzzle of Rubik’s Cube, the frustration of trying to change the lumbering course of an agency’s methodology of interaction with its employees will leave one to merely run on a treadmill which goes nowhere.

Filing for Federal Disability Retirement benefits through the U.S. Office of Personnel Management, whether under FERS or CSRS, is an option which is available for all Federal and Postal employees who have the minimum years of service (18 months of Federal Service for FERS employees; 5 years of Federal Service for CSRS employees).

If attempting to solve the puzzle of Rubik’s Cube is performed merely as a leisurely exercise, that is a productive distraction.  If, on the other hand, it is a metaphor for engaging in the substantive labors of life, then it becomes an exercise of frustration leading to dire consequences of epic proportions.

Sincerely,

Robert R. McGill, Esquire

 

Federal Worker Disability Retirement: The Deception of Being on OWCP

“But I am on OWCP,” the caller insists.  “But that wasn’t the question.  The question is, are you still on the rolls of the agency?”  “But OWCP has been paying me for the last 2 years and…”

The deceptiveness of being on OWCP and receiving payment from Worker’s Comp results in a feeling of security and lulls one into a sense of comfort.  But receiving OWCP/FECA benefits does not mean that one cannot be separated from Federal Service.  Indeed, many people continue to remain on OWCP rolls, receive the non-taxable benefit, and believe that, because they are on OWCP, this somehow means that they have not be separated from Federal Service.  Beware.  Be aware.  While on OWCP, if the agency moves to separate you, that means that you have one (1) year from the date of separation to file for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, whether under FERS or CSRS.

Being “on” the rolls of OWCP does not stop, prevent, or otherwise interfere with the agency’s determination or right to separate the Federal or Postal employee in order to fill that position.  Then, of course, once a person is separated, and over a year passes, one can no longer file for Federal Disability Retirement benefits, whether under FERS or CSRS, if over a year passes by, because under the law (what is called the “Statute of Limitations“), a Federal or Postal employee must file for Federal Disability Retirement benefits within one (1) year of being separated from Federal Service.

Sincerely,

Robert R. McGill, Esquire