CSRS & FERS Medical Disability Retirement: The Psychological Process

One of the reasons why the Federal or Postal employee contemplating filing for Federal Disability Retirement benefits from the U.S. Office of Personnel Management, should view the entirety of the administrative process as just that — a “process” as opposed to an entitlement to benefits — is because (a) that is in fact what it is and (b) to fail to view it from that perspective would be to refuse to adequately prepare for the long and arduous procedural pitfalls which are inherent in each case.

This is not an entitlement where a specific trigger of an event results in the automatic calculation and issuance of compensation.  Reaching a certain age does not result in the granting of Federal Disability Retirement benefits (although it may end it and be recalculated at age 62); attaining a certain number of years of service will not qualify one for Federal disability Retirement benefits (but again, upon reaching age 62, it may result in a beneficial calculation of benefits for having a greater number of years of service).

Rather, Federal Disability Retirement is an administrative, legal process in which one must prove by a preponderance of the evidence that one is (1) eligible, in that one meets certain minimum requirements, such as 18 months of Federal Service under FERS, or 5 years under CSRS, and (2) entitled, by proving that one has met the legal requirements under the statutes, regulations and case-law.

By having the proper psychological perspective, one is better able to prepare for the long haul before starting the process of preparing, formulating and filing for Federal Disability Retirement benefits, whether under FERS or CSRS, from the U.S. Office of Personnel Management.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Medical Disability Retirement: The Applicant’s Mindset

“Motivational Speakers” will often focus upon the “mindset” of the audience, and argue that a change of attitudinal perspective is the “key” to success in this or that endeavor of life.  Whether true, how much of it is true, and whether a generic, universalized approach can be effectively tailored for a particular individual is always questionable.  

In preparing, formulating and filing a Federal Disability Retirement application under FERS or CSRS, however, it is important for the applicant to have a correct “mindset”, and to approach the entirety of the administrative process — its legal hurdles, the regulatory criteria which must be met, the gathering of the evidence, confronting the issue of the Agency’s alleged attempts at accommodation, etc. — with an approach that, indeed, Federal Disability Retirement is what is desired and is set as the “telos” or the end goal.

Often, because the Federal or Postal Worker is still beset with “second” thoughts and innate conflicts of still wanting to stay on the job or, more often, hoping that somehow the medical condition will resolve itself and this unpleasant episode of life can be overcome, that the mindset of the Federal or Postal worker prevents the efficient progress of preparing, formulating and filing a Federal Disability Retirement application.  Such internal confusion or innate conflict can stall a Federal Disability Retirement application.  

Whether consciously or subconsciously, it is important that, once a decision to move forward has been made, the Federal or Postal worker intending to file for Federal Disability Retirement benefits resolve any doubts or conflicts, and to aggressively move forward.  

Don’t delay and procrastinate every time the Agency appears to act compassionately — they will not be able to accommodate you.  Don’t pause the forward progress of a Federal Disability Retirement application because you had one good day at work — the profound fatigue and need to rest and recuperate is a condition of chronicity over time, and not just an episodic event.  Federal Disability Retirement is not a death sentence; it is a sentence to allow for a further narrative of life beyond a particular type of job.  

Poetry is not just a single line, but a melody created through a compendium of conceptual depictions of beauty.  Life is not measured by one’s medical condition upon a particular segment of one’s life, but over the course of a lifetime.  

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: The Long Road

The bureaucratic process identified as “Federal Disability Retirement” with the Office of Personnel Management is indeed a long, and often frustrating, endeavor to undertake.  

From the long wait at the initial stages of preparation and formulation; to the waiting wasteland once it gets to the Office of Personnel Management — including first the period of waiting merely to have it assigned to a case worker, then the long period of uncertainty while it has been assigned but pending an actual review by the OPM Caseworker; then, of course, if it is approved, the lengthy period of receiving interim (partial) pay before it gets “finalized” and calculated — this, all on the assumption that the Office of Personnel Management will perform the monetary calculations of backpay, interim pay and final pay in a correct, indisputable manner; and further, if it gets denied at the First Stage of the process, then the further period of waiting at the Reconsideration Stage of the process; and further, if it gets denied at the Reconsideration Stage of the process, then an appeal to the Merit Systems Protection Board.  

A recent case — indeed, just decided a couple of days ago — where the client went through the First Stage, the Reconsideration Stage, then a Hearing at the Merit Systems Protection Board, all without an attorney, and came to the undersigned attorney to file a Petition for Full Review at the Merit Systems Protection Board where, fortunately, there were enough legal mis-steps on the part of the Administrative Judge that the collective “we” were able to get it reversed and obtain an approval for Federal Disability Retirement benefits from the Office of Personnel Management — all told, took about 2 and a half years from the start of the process to the final decision.  By any standard, that is a very, very long time.  

Caution:  It is not recommended that an individual wait until after an MSPB decision to obtain the services of an attorney.  The wait for a Full Review by the MSPB 3-member Board alone took about 10 months, and moreover, it is very difficult to reverse the decision of a Merit Systems Protection Board’s decision.  It can be done (and has been done), but it is obviously a better idea to win at the MSPB Hearing level, and not try and reverse an AJ’s decision based upon an “error of law“.

Sincerely,

Robert R. McGill, Esquire

Federal and Postal Disability Retirement: Planning Ahead for a Better Future

Ultimately, when the time comes for a Federal or Postal employee to begin to think about preparing, formulating and filing for Federal Disability Retirement benefits under FERS or CSRS, it is both the beginning of a long administrative process, as well as the endpoint of a long period of reflection (hopefully), preparation (a necessity), and enduring of a medical condition (which has eventually transitioned into a state of chronic medical condition or a progressively deteriorating condition, but in any event one which has lasted or will last a minimum of 12 months, which is the legal requirement under FERS & CSRS Disability Retirement).

Thus, the point of the decision is a critical juncture in a Federal or Postal worker’s life, precisely because it marks both the end of a productive career, as well as a beginning of a process.  However, just to think in terms of the two points of the process — the end of a career and the beginning of a long administrative process — would be to fail to look beyond the obtaining of Federal Disability Retirement benefits.

For, the truth of the matter is that there is “life beyond” obtaining a Federal Disability Retirement annuity, and indeed, there is an incentive for a former Federal or Postal worker who is receiving a Federal Disability Retirement annuity to become productive in another capacity, in the private sector.  The next stage of life is often the more critical period of one’s life.  Reflection on that “next stage” is something worthwhile to think about.

Sincerely,

Robert R. McGill, Esquire

CSRS & FERS Disability Retirement: The Waiting

Yes, filing for, and obtaining, Federal Disability Retirement under FERS or CSRS is a long, arduous, bureaucratic process. It can take 6 – 8, sometimes 10 months from the beginning to the approval of the application at the First Stage. Then, even after it is approved, it can take another 60 days before even the initial, interim payment is received. Further, if it is denied at the First Stage, the Reconsideration Stage can take an additional 90 – 120 days. And of course if it is denied at the Reconsideration Stage, the appeal to the Merit Systems Protection Board can take 120 days or more (with temporary case-suspensions and waiting for the Judge’s decision). Beyond that, any further appeals can take many more months. All of this “waiting” and admonishment of “being patient”, with little or no income, and the anxiety of one’s financial future. There is no argument to be made: patience is necessary for the entire process. I, as an attorney, cannot promise that the “process” will be any smoother or shorter; hopefully, however, I can provide a level of expertise during the entire process, which can lessen some of the anxiety during the long waiting period. As I often say: If patience is a virtue, then Federal and Postal Workers going through the Disability Retirement process must be the most virtuous men and women of the world.

Sincerely,

Robert R. McGill, Esquire